Citation : 2022 Latest Caselaw 538 Tri
Judgement Date : 23 May, 2022
Page - 1 of 16
HIGH COURT OF TRIPURA
AGARTALA
MAC App. No. 43/2021
The Oriental Insurance Company Ltd.
Represented by the Divisional Manager, Agartala Division
Office, H.B. Road, (Near Sarkar Nursing Home), Agartala,
West Tripura.
............... Appellant.
Versus
1. Smt. Tarumala Debbarma.
W/O.- Late Nripendra Debbarma.
2. Sri Brajil Debbarma,
S/O.- Late Nripendra Debbarma.
3. Sri Raj Debbarma,
S/O.- Late Nripendra Debbarma. All are residence of village
Bharat Sardarpara, South Padmabil, Kshirod Nagar, ADC
village, P.O.- Khowai, P.S.- Khowai, District- Khowai, Tripura.
4. Sri Nripendra Saha,
S/O.- Sri Kali Mohan Saha, of village North Durganagar, P.S.-
Khowai, District- Khowai, Tripura. (Owner of the vehicle vide
No.- TR-01-F-1696, Truck).
............... Respondent.
C.O(FA) No. 01/2022
1. Tarumala Debbarma, W/O lt. Nripendra Debbarma
2. Brajil Debbarma, S/o- Lt. Nripendra Debbarma
3. Raj Debbarma, S/o- Lt. Nripendra Debbarma (All are residents of village- Bharat Sardar Para, South Padmabil, Kshirod Nagar A.D.C. Village, PS- Khowai, District- Khowai Tripura) ............... Cross Objectors(Claimants). Versus
1. Sri Nripendra Saha, S/o- Kali Mohan Saha, Village- North Durganagar, P.S- Khowai, District- Khowai, Tripura (Owner of the Vehicle bearing No. TR-01-F-1696, Truck)
2. The Oriental Insurance Co. Ltd., Represented by it's Divisional Manager Agartala Branch, 44/2 Central Road, Agartala, P.S- West Agartala Dist.- West Tripura (Insurer of Vehicle No. TR-01-F-1696, Truck) ............... Respondent.
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 2 of 16
BEFORE THE HON'BLE MR. JUSTICE S. G. CHATTOPADHYAY In MAC App. No.43/2021.
For Appellant(s) : Mr. Biswanath Majumder, Advocate. For Respondent(s) : Mr. Samarjit Bhattacharjee, Adv.
Mr. Bijan Saha, Advocate.
In C.O (FA). No.01/2022.
For Cross objector(s) : Mr. Samarjit Bhattacharjee, Adv.
Mr. Bijan Saha, Advocate.
For Respondent(s) : Mr. Biswanath Majumder, Advocate.
Date of hearing : 2nd February, 2022.
Date of Judgment & Order : 23rd May, 2022.
Whether fit for reporting : Yes/No.
JUDGMENT AND ORDER
This is an appeal under Section 173(1) of the Motor
Vehicles Act, 1988 (M.V. Act hereunder) by the Insurance Company
against the award dated 17.09.2019 passed by the Motor Accident
Claims Tribunal (Court No.3) in Case No. TS(MAC) 40 of 2018 whereby
the Tribunal awarded a sum of compensation of Rs.15,20,000/- along
with 9% annual interest thereon to the claimants on account of death
of the Nripendra Debbarma in a road traffic accident on 23.03.2018.
[2] The original claimants have also filed cross objection
against the said award of the tribunal seeking enhancement of the
compensation.
Law and facts involved in the appeal as well as in the cross
objection being common, they are taken up together for disposal by a
common judgment.
[3] The background facts of the case are as under:
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 3 of 16
Sri Ramendra Debbarma of Bharat Sardar Para of Khowai
district lodged a written ejahar with the Officer-in-Charge of Khowai
police station on 23.03.2018 alleging, inter alia, that at about 5.30
p.m on the day his younger brother Nripendra Debbarma was speaking
to some of his neighbours in front of the house of Nirmal Debbarma on
his way back home from Padmabil Bazar. At that time, the offending
truck bearing registration No.TR-01-F-1696 hit Nripendra Debbarma.
As a result, he was thrown off the road and he sustained fatal injuries.
The speeding vehicle also hit two other women who were there. All the
injured persons including Nripendra Debbarma were rescued by the
local residents and they were immediately taken to Khowai District
Hospital where Nripendra Debbarma was declared brought dead. The
injured women were admitted in hospital for treatment. After the
accident, the agitated mob set the offending vehicle on fire.
[4] Based on the FIR of the brother of the deceased, Khowai
P.S Case No.044 of 2018 under Sections 279, 338 and 304A IPC was
registered and investigation was taken up.
[5] Soon after the accident was reported to the police station,
the Officer-in-charge sent the accident information report to the
jurisdictional Motor Accident Claims Tribunal, Khowai. After conducting
investigation, the Investigating Officer laid charge sheet against the
accused driver of the offending vehicle namely, Litan Das for having
committed offence punishable under Sections 279, 338, 337 and 304A
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 4 of 16
IPC read with Section 184 M. V. Act. In the post mortem examination
report (Exbt.3) the autopsy surgeon opined as under:
"Acute trauma and brain hemorrhage and hemorrhage from multiple sites with crush injuries at pelvic region and multiple fractures and shock arising out of the injuries is the cause of death.
Time since death is in between 16 to 20 hours."
[6] Smt. Tarumala Debbarma, wife of the deceased and his
two sons namely, Brajil Debbarma and Raj Debbarma filed a petition
under Section 166 M. V. Act at the Tribunal claiming compensation of
a sum of Rs.40,00,000/- on account of the death of Nripendra
Debbarma in the said road traffic accident. The claimants asserted in
their claim petition that on the date of accident deceased was 45
years' old and he had a monthly income of about Rs.25,000/- from his
poultry business.
[7] The owner of the offending vehicle was impleaded as
respondent No.1 and Oriental Insurance Company Limited, Agartala
was impleaded as respondent No.2 in the claim petition.
[8] The respondents filed separate written statement. In his
written statement, the owner claimed that accident occurred due to
mechanical fault in the vehicle which was beyond the control of the
driver. The respondent asserted that despite regular checking of the
vehicle the driver did not notice such mechanical fault in the vehicle as
a result of which the accident took place. He claimed that his vehicle
was insured with the Oriental Insurance Company Limited and the
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 5 of 16
policy was alive on the date of occurrence. The respondent owner,
therefore, pleaded that liability arising out of the accident for paying
compensation would be borne by the insurer.
[9] The Insurance Company in the written statement filed on
24.09.2019 claimed that liability of the insurer would be subject to
production of valid documents of the vehicle and an operative
insurance policy. The respondent Insurance Company further claimed
that compensation claimed by the claimants were exorbitant and
disproportionate to the income of the deceased.
[10] In the course of trial Smt. Tarumala Debbarma, wife of the
deceased examined herself as PW-1. Smt. Swarani Debbarma who
witnessed the accident was examined as PW-2 and one Prafullya
Debbarma who issued the income certificate (Exbt.11) as the Vice
Chairman of Bharat Sardar Para ADC village was examined as PW-3.
[11] Besides adducing the oral evidence of the witnesses the
claimants also submitted the essential documents including the FIR,
certified copy of the post mortem certificate of the deceased, certified
copy of the charge sheet, survival certificate, birth certificate of the
deceased (Exbt.5), his Aadhar card and birth certificates of the
children of the deceased. The said documents were also admitted into
evidence on the side of the claimants.
[12] No oral evidence was adduced on behalf of the
respondents. However, the following documents were admitted into
evidence on admission on respondents' side. MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 6 of 16
(i) Registration certificate of the offending vehicle; (Exbt.A)
(ii) Insurance policy of the offending vehicle; (Exbt.A(ii)
(iii) Pollution Certificate; (Exbt.B)
(iv) Fitness Certificate; (Exbt.D)
(v) Route permit; (Exbt.E)
(vi) Driving licence of the accused; (Exbt.F)
[13] In view of the assertions and denials of the parties
appearing from their pleadings and the documents adduced on their
behalf the trial Court framed the following issues in the suit:
(i) Whether the claim petition filed under Section 166 M. V. Act was maintainable.
(ii) Whether Nripendra Debbarma died in a road traffic accident on 23.03.2018.
(iii) Whether the said accident occurred due to rash and negligent driving of the offending vehicle.
(iv) Whether the claimant petitioners were entitled to compensation and if so, what would be a reasonable and fair amount of compensation.
(v) Whether the parties were entitled to any other relief.
[14] It was argued on behalf of the claimants that the eye
witness version proved that the accident occurred due to rash and
negligent driving of the offending vehicle. Counsel appearing for the
claimants also argued before the Tribunal that involvement of the
vehicle in the alleged accident was proved beyond reasonable shadow
of doubt because after the accident, the vehicle was detained and the
agitated mob set the vehicle on fire. Counsel of the petitioner also
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 7 of 16
argued that income of the deceased was proved by documentary
evidence (Exbt.11). Therefore, the claim of compensation was well
founded.
[15] Counsel appearing for the respondents mainly argued
before the Tribunal that negligence was not proved and moreover,
the claim of compensation was unreasonable and exorbitant because
the income of the deceased could not proved by the claimants by
adducing convincing evidence.
[16] The Tribunal on appreciation of evidence came to the
conclusion that the claim petition was perfectly in order which was
maintainable in law. The Tribunal also held that the claimant
succeeded in proving the fact that Nripendra Debbarma died in a road
traffic accident on 23.03.2018 and the accident occurred due to rash
and negligent driving of the offending vehicle.
[17] About the income of the deceased, tribunal did not accept
the claim of the petitioner that the deceased had a monthly income of
Rs.25,000/-. Tribunal guessed his monthly income at Rs.9,000/- as a
skilled labourer. Since he was 45 years old at the time of his death as
per his birth certificate (Exbt.5), the Tribunal in terms of the
Constitutional Bench Judgment of the Apex Court in National
Insurance Company Limited Vrs. Pranay Sethi and others;
reported in (2017) 16 SCC 680 made an addition of 25% of his
monthly income towards future prospect and worked out his annual
income at Rs.9000/- + Rs.2250/- (25% of Rs.9,000/-) x 12
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 8 of 16
=Rs.1,35,000/-. Since the deceased was 45 years of age the Tribunal
in terms of the table laid down by the Apex Court in its judgment in
the case of Sarla Verma(Smt.) and others Vrs. Delhi Transport
Corporation and Another: reported in (2009) 6 SCC 121 applied
multiplier 14 and worked out the compensation for loss of income at
Rs.1,35,000 X 14 =Rs.18,90,000/-. Since the number of dependant
family members of the deceased at the time of his death was three,
Tribunal in terms of the law enunciated by the Apex Court in the case
of Sarla Verma(supra) deducted 1/3rd from the said amount of
(Rs.18,90,000 ÷ 3) Rs.6,30,000/- and after such deduction total
amount of compensation payable to the claimants for loss of income
came to be Rs.18,90,000 - 6,30,000 = Rs. 12,60,000/-.
[18] With this amount Tribunal added Rs.30,000/- for cost of
medicines and transportation, Rs.15,000/- for loss of estate,
Rs.40,000/- for loss of consortium for the surviving wife, Rs.25,000/-
for funeral expenses, Rs.50,000/- for loss of care and guidance and
Rs.1,00,000/- for loss of love and affection and, as such, Tribunal
assessed total amount of compensation at Rs.15,20,000/-. The
following table would demonstrate the various pecuniary and non-
pecuniary heads under which compensation was granted by the
Tribunal.
Sl. Amount
Heads
No.
1. Loss of income Rs.12,60,000/-
2. Cost of medicines and Rs. 30,000/-
transportation.
3. Loss of estate Rs. 15,000/-
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 9 of 16
4. Loss of consortium for wife Rs. 40,000/-
5. Funeral expenses Rs. 25,000/-
6. Loss of care and guidance Rs. 50,000/-
7. Loss of love and affection Rs. 1,00,000/-
Total: Rs.15,20,000/-
On this amount, Tribunal granted interest at the rate of
9% per annum from the date of filing of the claim petition till
disbursement.
[19] After the present appeal was filed, the claimant
petitioners also filed a cross-objection against the impugned award
which has been registered as C.O(FA) No.01 of 2022.
[20] I have also heard the counsel for the parties in the cross
objection. They made similar submissions.
[21] In MAC App. No.43 of 2021 the appellant insurance
company has challenged the impugned award mainly on the following
grounds:
(i) Tribunal has worked out the compensation payable to the claimants against the settled principles of law.
(ii) Tribunal did not appreciate the fact that the autopsy surgeon recorded the age of the deceased as 48 years. Ignoring the opinion of the autopsy surgeon, Tribunal erroneously relied on the birth certificate of the deceased and came to the conclusion that deceased was 45 years of age at the time of his death.
(iii) Tribunal did not consider the fact that the claimants could not adduce any proof with regard to the income of the deceased.
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 10 of 16
(iv) Tribunal did not also appreciate the fact that the offending vehicle committed breach of the insurance policy by carrying passengers in violation of the permit of the vehicle.
(v) Tribunal did not consider the fact that negligence which is a sine qua non in proving a claim case could not be established by the claimant petitioners.
[22] The cross objection has been filed by the claimant
petitioners mainly on the following grounds:
(i) Tribunal arbitrarily worked out the monthly income of the deceased at Rs.9,000/- ignoring the evidence of the claimant-petitioners that deceased actually used to earn Rs.25,000/- per month.
(ii) Tribunal did not award any amount towards loss of consortium to the children of the deceased.
(iii) Tribunal awarded lesser amount for loss of love and affection which should have been Rs.3,00,000/- in terms of the decision of the Apex Court in the case of M.H. Uma Maheshwari and others Vrs. United India Insurance Company Limited and Another; reported in (2020) 6 SCC 400.
[23] Heard Mr. Biswanath Majumder, learned counsel
appearing for the appellant Insurance Company and Mr. Samarjit
Bhattacharjee appearing along with Mr. Bijan Saha, learned counsel
for the claimant-petitioners as well as for the cross-objectors.
[24] In the course of his argument, Mr. Majumder, learned
counsel has contended that the amount awarded by the Tribunal is
absolutely unreasonable which is not founded on evidence. Counsel MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 11 of 16
contends that the claimants could not adduce any evidence in support
of the income of the deceased. According to Mr. Majumder, learned
counsel the Tribunal erroneously assessed the monthly income of the
deceased at Rs.9,000/- without evidence. Counsel has also contended
that the negligence was not proved in the case and without proving of
negligence Tribunal should not have awarded any amount of
compensation for the death of the deceased. It is further argued by
Mr. Majumder, learned counsel of the Insurance Company that
Tribunal has awarded an exorbitant amount towards interest on the
amount of compensation. Counsel urges the Court to reduce the rate
of interest awarded by the Tribunal. Mr. Majumder, learned counsel
has further contended that the compensation worked out by the
Tribunal should be revisited in appeal and it should be reduced to a
reasonable sum.
[25] Mr. Samarjit Bhattacharjee, learned counsel appearing for
the claimant petitioners on the other hand urges the Court to enhance
the amount of compensation for loss of love and affection from
Rs.1,00,000/- to Rs.3,00,000/- in view of the decision of the Apex
Court in the case of M. H. Uma Maheshwari (supra). Mr.
Bhattacharjee, learned counsel appearing for the claimant
respondents who are also the cross objectors in C.O(FA) No.01 of
2022 contends that no amount of compensation has been awarded to
the children of the deceased towards loss of consortium. Relying on
the decision of the Apex Court in case of New India Assurance
Company Limited Vrs. Somwati and other; reported in (2020) 9
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 12 of 16
SCC 644 counsel contends that the children of the deceased are
entitled to parental consortium which has been denied to them by the
Tribunal. Counsel therefore, urges for allowing parental consortium to
the children of the deceased.
[26] In so far as the claim of the claimant-cross objectors for
raising the compensation for loss of love and affection is concerned, it
appears that in the case of M. H. Uma Maheshwari (supra) which
has been relied on by the counsel of the petitioners as well as the
cross objectors, the Apex Court held that since the appellant was
given compensation of a sum of Rs.1,00,000/- on account of loss of
consortium she was not entitled for another one lakh for loss of love
and affection. Similarly, in the case of New India Assurance
Company Limited Vrs. Somwati (supra) which has been relied on
by the counsel of the claimants-cross objectors, the Apex Court while
observing that children of the deceased are entitled to parental
consortium held that loss of love and affection is comprehended in
loss of consortium and hence there is no justification to award
compensation towards loss of love and affection as a separate head
(Para-33 of the said judgment).
[27] Considered the submissions made by learned counsel
representing the parties and perused the entire record which has
been made available before this court.
[28] Submission of counsel of the appellant that no negligence
was proved is not acceptable because standard of proof of negligence
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 13 of 16
in a motor accident claim case is different from the standard of proof
required in a criminal charge of negligence. Apparently, in this case
police investigation was conducted and charge sheet was also laid
against the accused driver of the offending vehicle for rash and
negligent driving. Moreover, PW-2, Smt. Swarani Debbarma
categorically stated in her examination-in-chief that at the material
time when she was standing in front of the house of Nirmal Debbarma
along with the deceased and others, the offending vehicle appeared in
an excessive speed and hit her and others including the deceased. As
a result, all of them sustained injuries and they were taken to hospital
and on the way to hospital Nripendra Debbarma died. The PW was
taken to GBP Hospital at Agartala where she received treatment as an
indoor patient. In her cross-examination she reaffirmed the fact that
accident occurred due to rash and negligence driving of the offending
vehicle. She was cross examined on behalf of the appellant Insurance
Company. But her evidence could not be impeached to any extent.
Therefore, the contention of the counsel of the appellant that
negligence was not established by the claimants does not gain
ground. The submission of the counsel of the appellant that an
exorbitant amount of compensation has been awarded in the case is
also devoid of merit. Obviously, the Tribunal did not entertain the
claim of the claimant-petitioners that deceased used to earn
Rs.25,000/- per month since the claimants could not produce any
convincing proof of income of the deceased. Rather, the Tribunal
guessed his monthly income at Rs.9,000/- per month. Admittedly, the
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 14 of 16
deceased was 45 years old at the time of his death. His wife as PW-1
claimed that her husband was the only earning member of their
family and with his earning he used to maintain his wife and two
school going children. She stated that her husband had a poultry
business in Padmabil Bazar. During her cross examination, except
giving a suggestion to the PW denying the income of the deceased,
appellant Insurance Company could not embellish her evidence to any
extent. In view of such evidence, Tribunal did not commit any error in
working out the monthly income of the deceased at Rs.9,000/-. It
would appear that the Tribunal applied the correct multiplier and also
made deduction towards personal and living expenses of the
deceased in terms of the law laid down by the Apex Court in the case
of Sarla Verma(supra). Tribunal had also made addition towards
future prospect in terms of the judgment of the Apex Court in the
case of Pranay Sethi (supra) to work out the loss of income.
[29] But the tribunal should have granted compensation for
the loss of consortium to the children of the deceased. Moreover,
Tribunal seems to have awarded compensation of a sum of
Rs.25,000/- for funeral expenses. In terms of the judgment of the
Apex Court in the case of Pranay Sethi (supra), claimants will be
entitled to Rs.15,000/- for funeral expenses. Since the children of the
deceased are entitled to loss of consortium no amount of
compensation can be given to them under the head of loss of love
and affection because the Apex Court in the case of New India
Assurance Company Limited Vrs. Somwati (supra) has held that
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 15 of 16
"loss of love and affection" is comprehended in "loss of consortium"
and there is no justification to award compensation towards "loss of
love and affection" as a separate head.
[30] For the foregoing reasons, the amount of compensation
awarded by the Tribunal is reassessed by this court as under:
Sl. Amount
Heads
No.
1. Loss of income Rs.12,60,000/-
2. Cost of medicines and Rs. 30,000/-
transportation.
3. Loss of estate Rs. 15,000/-
4. Funeral expenses Rs. 15,000/-
5. Loss of consortium for the wife
and two [email protected] Rs.40,000/-
Rs. 1,20,000/-
per head (Rs.40,000 x 3) =
Rs.1,20,000/-
Total: Rs.14,40,000/-
[31] In view of the given facts and circumstances of the case,
this Court is not inclined to interfere with the rate of interest awarded
by the Tribunal.
[32] The appellant insurance company is directed to deposit
the whole amount of compensation of the sum of Rs.14,40,000/-
(rupees fourteen lakhs forty thousand) along with interest accrued
thereon at the rate awarded by the Tribunal within a period of
8(eight) weeks from today. Amount already paid, if any, including
statutory deposit shall be adjusted.
[33] Each of the claimants shall be entitled to equal share of
the compensation awarded. 75% share of each of the claimants shall
MAC App. No.43/2021 & C.O (FA) No.01/2022.
Page - 16 of 16
be invested in term deposit for a period of five years in any
nationalised bank and the monthly interest generated from such
investment shall be released in favour of the claimants by depositing
the same in their individual bank accounts. 25% of each of their
shares shall be released in their favour by transferring the same to
their individual bank account.
[34] In terms of the above, the appeal and the cross objection
stand disposed of. Pending application(s), if any, shall also stand
disposed of.
JUDGE
Dipankar
MAC App. No.43/2021 & C.O (FA) No.01/2022.
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