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Shriram General Insurance Co.Ltd vs Mididoddi Laxmi And 4 Others
2025 Latest Caselaw 4286 Tel

Citation : 2025 Latest Caselaw 4286 Tel
Judgement Date : 26 June, 2025

Telangana High Court

Shriram General Insurance Co.Ltd vs Mididoddi Laxmi And 4 Others on 26 June, 2025

        THE HON'BLE SMT. JUSTICE RENUKA YARA

                     M.A.C.M.A.No.239 of 2023

JUDGMENT:

Heard Sri Kondadi Ajay Kumar, learned counsel for the

appellant/Insurance company and Sri Ponnam Ashok Goud,

learned counsel for respondent Nos.1 to 3/claimants. Perused

the entire record.

2. This is an appeal preferred by the appellant/Insurance

company aggrieved by the award dated 31.10.2022 passed by

the learned Chairman, Motor Vehicle Accidents Claims

Tribunal-cum- II Addl. District Judge, Karimnagar (for short 'the

Tribunal') in M.V.O.P.No.244of 2016.

3. The claim petition was filed by respondent Nos.1 to 3

seeking compensation of Rs.20,00,000/- on account of death of

one Mididoddi Anil @ Anil Kumar in a road traffic accident

which occurred on 18.12.2015 in the morning hours when the

deceased went to Huzurabad on his Bajaj Pulsar motorcycle

bearing No.TS-02-EF-3559. When the deceased was returning

home, at about 10.10 hours, when the vehicle reached Jyothi

Rice Mill on the outskirts of Bornapalli village, one school bus

bearing No.AP-15-TB-7790 driven by respondent No.4 in rash

and negligent manner dashed the motorcycle in opposite

direction casing death of the deceased on the spot.

4. As per facts deposed by respondents/claimants, the

deceased was aged about 23 years and had income of

Rs.10,000/- per month by running tuitions and supplying milk

from the buffaloes.

5. Upon examining the evidence adduced by the parties,

the learned Tribunal awarded compensation of Rs.17,33,200/-

with interest at 7.5% per annum and directed the appellant and

respondent Nos.4 and 5 herein to pay the said compensation

jointly and severally. The same is challenged by the appellant

herein questioning its liability and quantum of the

compensation.

6. According to the appellant, the Tribunal arrived at

erroneous conclusion that the accident occurred due to rash

and negligent driving of respondent No.4. Further, the claim

petition is bad for non-joinder of owner and insurer of the

motorcycle bearing No. No.TS-02-EF-3559, which was driven by

the deceased at the time of accident. Further, the quantum of

compensation awarded is questioned by the appellant as there

is no income proof of the deceased earning Rs.10,000/- per

month from tuitions. On the basis of aforementioned grounds,

the appellant challenged the impugned award.

7. The entire police record marked under Exs.A1 to A5, i.e.

certified copies of FIR, Inquest report, MVI report, PME report

and charge sheet disclose that the accident occurred due to

rash and negligent driving of the driver of the crime vehicle i.e.

Swaraj Mazda bearing No.AP-15-TB-7790 which was used as

school bus by Mathru Sri Instituions. Further, the oral evidence

of PW1 and PW2 also points at the negligence of the driver of

the Swaraj Mazda but not the deceased. Even assuming for a

moment that there is negligence on the part of the deceased as

well, in case of death and when there is more than one vehicle

involved, the claimants are entitled to proceed against the owner

and insurer of all the vehicles involved or any one of the vehicle

involved. When the police record shows that the accident is

caused by the respondent No.4 who was driving the crime

vehicle, when the owner and insurer of the crime vehicle are on

record, there can be no challenge to the maintainability of the

claim petition for non-joinder of the driver and insurer of

motorcycle which the deceased was driving.

8. With respect to income of the deceased, PW1 i.e. mother

of the deceased deposed that his son had income of Rs.10,000/-

per month from tuitions and milk business. Whereas the FIR

registered based on the complaint filed by the father of the

deceased shows that the deceased was sitting idle at home after

completing his degree. Since the deceased was a degree holder,

the notional income could have been taken more than that of a

daily wage labour. In the absence of evidence, there are no

grounds to take income at Rs.11,000/- per month more so

when PW1 herself deposed that her son earned Rs.10,000/- per

month. Hence, the notional monthly income is taken at

10,000/- per month instead of Rs.11,000/- for grant of

compensation under the head of loss of dependency.

9. Considering the monthly income at Rs.10,000/- per

month and age as 23 years, as per judgment of the Hon'ble

Supreme Court in National Insurance Co. Ltd. Vs. Pranay

Sethi and others 1, if future prospects at 40% i.e., Rs.4,000/- is

added to the monthly income, the net monthly income comes to

Rs.14,000/- (Rs.10,000/- + Rs.4,000/-). From the net annual

income of Rs.1,68,000/- (Rs.14,000x12), the deceased being

bachelor, if 50% of annual income is deducted towards personal

(2017) 16 SCC 680

expenses, the annual contribution of the deceased to the

respondent Nos.1 to 3 would be Rs.84,000/-. If the said amount

is multiplied by the appropriate multiplier '18' as was rightly

taken by the Tribunal relying on Smt. Sarla Varma Vs. Delhi

Transport Corporation 2, the total compensation under the

head of 'loss of dependency' would be Rs.15,12,000/- instead

of Rs.16,63,200/-.

10. The Tribunal has awarded Rs.15,000/- each towards

funeral expenses and loss of estate and Rs.40,000/- towards

consortium. However, in view of Pranay Sethi's case (1 supra),

the said finding is set aside and the respondent Nos.1 to 3 are

granted Rs.33,000/- towards funeral expenses and loss of

estate. Further granted Rs.44,000/- each to appellant Nos.1

and 2 towards parental consortium and Rs.44,000/- to

respondent No.3 towards filial consortium.

11. In the light of the above mentioned discussion, the

appellants are entitled to the following amounts under different

heads:

                    Head                   Compensation awarded

       (1) Loss of dependency                Rs.15,12,000



    (2009) 6 S.C.C. 121




(2)Funeral expenses and                     Rs.33,000
   Loss of Estate

(3)Loss of parental consortium              Rs.88,000 for respondent


(4)Loss of filial consortium                Rs.44,000 for respondent No.3

  Total compensation awarded                 Rs.16,77,000/-


12. In the result, the Motor Accident Miscellaneous Appeal

is partly allowed decreasing the compensation amount awarded

by the Tribunal from Rs.17,33,200/- to Rs.16,77,000/- as

hereunder:

a) The compensation amount shall carry interest at 7.5% p.a. from the date of petition till the date of realization.

b) The appellant and respondent Nos.4 and 5 shall deposit the amount within a period of (8) weeks from the date of receipt of copy of judgment. On such deposit, respondent Nos.1 to 3 are entitled to withdraw the entire amount in proportion to their shares awarded by the Tribunal, without furnishing the security.

Miscellaneous Petitions, if any, pending in this appeal,

shall stand closed. There shall be no order as to costs.

_____________________ RENUKA YARA, J Date: 26.06.2025 gvl

 
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