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The Bajaj Allianz General Insurance Co. ... vs Nimmala Swaroopa
2024 Latest Caselaw 3489 Tel

Citation : 2024 Latest Caselaw 3489 Tel
Judgement Date : 30 August, 2024

Telangana High Court

The Bajaj Allianz General Insurance Co. ... vs Nimmala Swaroopa on 30 August, 2024

Author: P.Sree Sudha

Bench: P.Sree Sudha

      THE HONOURABLE SMT. JUSTICE P.SREE SUDHA
         M.A.C.M.A.Nos.63 of 2024 and 1514 of 2023

COMMON JUDGMENT:

These appeals are filed against the Order dated

21.08.2018 in M.V.O.P.No.314 of 2018 passed by the learned

Motor Accidents Claims Tribunal cum II-Additional District

Judge, Hanumakonda.

2. The petition vide M.V.O.P.No.1568 of 2014 was filed by

the petitioners/claimants claiming compensation of

Rs.20,00,000/- for the death of the deceased Nimmala Ramesh,

who died in the motor vehicle accident occurred on 21.08.2023.

The trial Court after considering the oral and documentary

evidence on record, granted compensation of Rs.23,58,500/-

along with interest @ 7.5% per annum from the date of petition

till realization. Aggrieved by the said Order, they preferred

M.A.C.M.A.No.63 of 2024, seeking to enhance the compensation

amount from Rs.23,58,500/- to Rs.49,20,000/- and the

Insurance Company has preferred an appeal in

M.A.C.M.A.No.1514 of 2023 against the same Order disputing

their liability and requested the Court to set aside the Order of

the trial Court.

3. Parties herein are referred as petitioners and respondents

as arrayed before the trial Court for the sake of convenience.

4. The brief facts of the case are that on 29.03.2018, the

deceased Nimmala Ramesh, was proceeding on a bike towards

Nanchari Maduru. When they reached near Government Degree

College, Thorrur village, the driver of the Lorry bearing No.TS 12

UB 7468 drove it with high speed in a rash and negligent

manner and dashed the deceased motorcycle from back side. As

a result, the deceased fell down and sustained fatal injuries and

died on the spot. The police registered a case in Cr.No.89 of

2018, under Section 304-A of IPC, against the driver of the

Lorry.

5. The learned Counsel for the petitioners contended that

deceased was working as a car driver in Sridevi Travels,

Panjagutta, Hyderabad from 1992 onwards and used to run

cabs in Uber and Ola and earning Rs.18,500/- per month.

Apart from that he was doing fish business and earning

Rs.30,000/- per month, but the trial Court has taken the

income of the deceased as Rs.15,600/-. He further requested to

enhance the interest rate from 7.5% to 9%. Therefore, requested

the Court to modify the Order of the trial Court.

6. Petitioner No.1 was examined herself as P.W.1 and also

got examined P.Ws.2 and 3 on behalf of the petitioners and

marked Exs.A1 to A7 on their behalf and also marked Ex.B1 on

behalf of the respondents.

7. The learned Counsel for the respondent No.2/insurance

company mainly contended that petitioners failed to prove the

income of the deceased, but the trial Court has taken the

excessive amount of Rs.15,600/- per month. The trial Court has

discarded the oral evidence of P.W.3 and also Ex.A6-Salary

Certificate. The compensation granted by the tribunal is

excessive and arbitrary, therefore requested the Court to set

aside the Order of the trial Court.

8. Heard arguments of both sides and perused the entire

evidence on record.

9. Perusal of the Order of the trial Court shows that

petitioners have claimed for compensation of Rs.20,00,000/-

and the trial Court has granted an amount of Rs.23,58,500/-.

P.W.3 has filed Salary Certificate of the deceased under Ex.A6,

in which his monthly salary was shown as Rs.18,500/- and

petitioners contended that apart from that minimum wage for

the fisherman in the year 2018 was Rs.8829.80/- per month,

but no license was filed by P.W.1 to prove that deceased was

doing fish business, as such the trial Court has considered the

income of the deceased as Rs.15,600/- per month.

10. No doubt, petitioners have filed salary certificate, but they

have not examined the employer to prove the salary certificate

and also not filed Income Tax Returns. However, their claim is

that deceased was working as car driver from 1992 onwards

and he was aged about 42 years as on the date of accident.

Therefore, this Court finds that it is just and reasonable to take

the income of the deceased as Rs.18,500/- and thus his annual

income would comes to Rs.2,22,000/- (Rs.18,500/- X 12 =

Rs.2,22,000/-).

11. As per the guidelines of the Hon'ble Apex Court in dictum

of Sarla Verma Vs. Delhi Transport Corporation, 1 if the

deceased was married, 1/4th of his income has to be deducted

towards his personal expenses, as there are 6 dependents.

Thus, the annual income of the deceased after deducting

personal expenses would comes to Rs.1,66,500/- per annum

(Rs.2,22,000 - Rs.55,000= Rs.1,66,500/-) and the Hon'ble Apex

(2009) 6 SCC 121

Court in the dictum of National Insurance Company Limited

Vs. Pranay Sethi 2, held that the future prospects of income of

the self-employed shall also be included in determination of the

compensation. Thus, considering the age of the deceased i.e.,42

years, 25% of the income i.e., Rs.41,625/- has to be added

towards future prospects and thus the amount would become

Rs.2,08,125/- (Rs.1,66,500/- + Rs.41,625/- = Rs.2,08,125/-).

This sum if multiplied with the multiplier 14 applicable to the

age of the deceased i.e., 42 years, it would come to

Rs.29,13,750/- (Rs.2,08,125 x 14 = Rs.29,13,750/-). Thus,

petitioners are entitled to Rs.29,13,750/- under the head 'Loss

of Dependency'.

12. Besides, appellants are also entitled for compensation

under 'conventional heads' as prescribed in the dictum of

National Insurance Company Limited Vs. Pranay Sethi, i.e.,

Rs.15,000/- towards loss of Estate and Rs.15,000/- towards

funeral charges and Rs.40,000/- to petitioner No.1 towards

spousal consortium. Therefore, they are entitled for Rs.70,000/-

under the 'Conventional heads'.

(2017) 16 SCC 680

13. Further, the Hon'ble Supreme Court, by reiterating the

comprehensive interpretation of 'consortium' given in the

authority of Magma General Insurance Company Limited vs.

Nanu Ram Alias Chuhru Ram & others 3, and in the authority

between United India Insurance Company Limited vs.

Satinder Kaur @ Satwinder Kaur and others 4, fortified that

the amounts for loss of consortium shall be awarded to the

children who lose the care and protection of their parents as

'parental consortium' and to the parents as, 'filial consortium'

for the loss of their grown-up children, to compensate their

agony, love and affection, care and companionship of deceased

children. Accordingly, it is just and reasonable to award

Rs.40,000/- each to petitioners No.5 and 6 under 'Filial

Consortium' and Rs.40,000/- each to petitioners No.2 to 4

under 'Parental Consortium'.

14. Therefore, petitioners/claimants are entitled for the

compensation in the following terms:

1. Loss of dependency Rs.29,13,750/-

2. Conventional heads Rs.70,000/-

3. Filial Consortium Rs.80,000/-

(2018) 18 SCC 130

(2020) 9 SCC 644

@ Rs.40,000/- each

4. Parental Consortium Rs.1,20,000/-

               @ Rs.40,000/- each
                   TOTAL                            Rs.31,83,750/-



15. In the result, M.A.C.M.A.No.1514 of 2023 is dismissed

and M.A.C.M.A.No.63 of 2024 is partly allowed by enhancing

the compensation amount from Rs.23,58,500/- to

Rs.31,83,750/- (Rupees Thirty One lakhs Eighty Three

thousand Seven Hundred and Fifty only) with interest at the

rate of 7.5% per annum from the date of filing the petition till

date of realization. Though, Respondents No.1 to 3 are jointly

and severally liable to pay compensation, respondent

Nos.3/Insurance Company is directed to deposit the entire

amount within a period of one month from the date of

receipt of a copy of this Judgment. Out of total

compensation amount Petitioners No.2 to 4 are entitled to

Rs.5,00,000/- each and Petitioners No.5 and 6 are

entitled to Rs.5,00,000/- each and the petitioner No.1 is

entitled for the balance amount. On such deposit, all the

petitioners are permitted to withdraw the said amount

along with interest accrued on it. There shall be no order

as to costs.

Miscellaneous petitions pending, if any, shall stand

closed.

_________________________ JUSTICE P.SREE SUDHA

DATE: 30.08.2024 tri

 
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