Citation : 2022 Latest Caselaw 5251 Tel
Judgement Date : 21 October, 2022
HONOURABLE JUSTICE M.G. PRIYADARSINI
M.A.C.M.A.Nos.2005 of 2015 and 2027 of 2015
COMMON JUDGMENT:
These two appeals are being disposed of by this common
judgment since M.A.C.M.A.No.2005 of 2015 filed by the
claimant-injured and M.A.C.M.A.No.2027 of 2015 filed by the
Insurance Company assailing the quantum of compensation,
are directed against the very same order and decree, dated
08.07.2015 made in M.V.O.P.No.726 of 2010 on the file of the
Motor Accidents Claims Tribunal-cum-Additional District Judge
at Nizamabad (for short "the Tribunal").
2. For the sake of convenience, the parties hereinafter will be
referred to as arrayed before the Tribunal.
3. Brief facts of the case are that the claimant filed a claim
petition under Section 166 of the Motor Vehicles Act, 1988
against the respondents claiming compensation of
Rs.8,00,000/- for the injuries sustained by him in the motor
vehicle accident that occurred on 11.07.2010. According to
him, on the fateful day, at 10:30 a.m., while he was travelling in
auto bearing No. AP 25V 5022 from Nandipet to Donkeshwar,
and when the auto reached near Ashram turning in Shapur
MGP, J Macma_2005_2015 and 2027_2015
Village Shivar, the driver drove the auto in rash and negligent
manner and dashed the auto bearing No. AP 25V 7236, coming
in opposite direction, owned by respondent No. 1 and insured
with respondent No. 2, being driven by its driver in rash and
negligent manner. Due to the accident, the claimant sustained
multiple grievous injuries and his left leg and right foot were
amputated. He was treated as inpatient at Shashank Hospital,
Nizamabad where he was also underwent operation by incuring
Rs.3.00 lakhs. Respondent Nos. 1 & 2 are the owner and
insurer of auto bearing No. AP 25V 7236 and respondent Nos. 3
& 4 are the owner and insurer of the auto bearing No. AP 25V
5022. Claiming that both the drivers were rash and negligent in
driving the autos which resulted in causing the accident, the
claimant laid the claim against the respondents for Rs.8.00
lakhs.
4. Before the tribunal, while the owners of the autos
remained ex parte, the Reliance General Insurance Company,
which happened to be the same insurance company for both the
autos, being respondent Nos. 2 & 4, filed written statement
resisting the claim petition. Considering the claim and the
written statement filed by the insurance company, and on
MGP, J Macma_2005_2015 and 2027_2015
evaluation of the evidence, both oral and documentary, the
learned Tribunal has allowed the O.P. awarding compensation of
Rs.9,92,340/- with 7.5% interest per annum to be paid by the
respondent Nos. 1 to 4 jointly and severally. Challenging the
same, the present appeals came to be filed by the claimant and
the insurance company respectively.
5. The main contention of the learned counsel for the
appellant-claimant is that the claimant had suffered head
injury, crush injury to both the legs, grievous injuries on other
parts of the body and left leg was amputated as a result of
which, he had suffered permanent disability at 80%. He further
submits that the evidence of PW.2, doctor, coupled with Ex.A.4,
disability certificate, issued by the Medical Board, amply
established that the claimant sustained 80% permanent
disability as his left leg was amputated below the knee and it is
very difficult for him to do any work. Therefore, the learned
counsel for the claimant contends that the tribunal ought to
have awarded Rs.15.00 lakhs towards compensation. It is
further contended that as the claimant had lost his left leg
below knee level and became permanently disabled, the tribunal
MGP, J Macma_2005_2015 and 2027_2015
ought to have awarded certain amount under the head of loss of
amineties to life.
6. On the other hand, learned Standing Counsel for the
insurnace company would contend that the tribunal grossly
erred in fastening the liability on the insurer, even when there
was no valid and effective driving licence possessed by the driver
of respondent No. 1. It is further contended that the auto
bearing No. AP 25V 5022 was transport vehicle and as its driver
was possesssing license for only non-transport vehicle but not
transport vehicle, the tribunal ought not to have fastened
liability upon the insurance company to pay the compensation.
It is further contended that the amounts awarded by the
tribunal towards medical expenditure, transport charges and
pain & suffering are abnormal.
7. Heard the learned counsel for the claimant and the
learned Standing Counsel for the insurance company. Perused
the material available on record.
8. As seen from the impugned order, the tribunal while
considering the issue No. 1 "whether the accident occurred due
to contributory negligence of both drivers of autos", duly
MGP, J Macma_2005_2015 and 2027_2015
analysing the evidence of P.W.1, eyewitness, who is also an
injured, coupled with documentary evidence, Exs.A.1, FIR, and
Ex.A.2, Charge Sheet, and as there was no rebuttal evidence by
the insurance company, came to the conclusion that the
accident was occurred due to rash and negligent driving of both
the auto drivers. Therefore, I see no reason to interfere with the
finding of the Tribunal that the accident was occurred due to
the rash and negligent driving of both the drivers of the autos.
9. Coming to the contention of the learned Standing Counsel
for the insurance company that one of the drivers did not
possess any valid driving licence, as rightly observed by the
tribunal, no iota of evidence, except R.W.2, in this regard was
adduced by the insurance company and therefore, the tribunal
has rightly not considered the said claim. The other contention
of the insurance company is that the other driver i.e., driver of
the respondent No. 3 was holding license only to drive non-
transport vehicle and whereas the vehicle involved is a transpot
vehicle and therefore, the insurance company is not liable to
pay the compensation. The question as to whether the driver of
the vehicle holding licence to drive non-transport vehicle was
authorised to drive transport vehicle, is no longer res integra in
MGP, J Macma_2005_2015 and 2027_2015
view of the judgment in the case of Mukund Dewangan vs.
Oriental Insurance Company Limited and others1, wherein
the Apex Court held that "the mere fact that the driver who
possessed a licence to drive the light motor vehicle did not
possess a licence to drive heavy transport vehicle by itself would
not be sufficient to hold that the insurance company would be
absolved of its liability to pay compensation". In view of the
above clarification by the Apex Court, the said contention of the
learned Standing Counsel regarding non-possessing of transport
driving licence by the driver of respondent No. 3 and therefore, it
is not liable to pay the compensation does not merit
consideration and the same is rejected.
10. As regards the quantum of compensation, Ex.A.7, the
medical bills, reflect that the claimant had to purchase
medicines for the treatment by incuring Rs.1,47,340/-, which
has been rightly awarded by the tribunal. As regards the
disability sustaind by the claimant, as seen from Ex.A.3,
medical certifificate, the claimant's left leg was amputated upto
knee level. Ex.A.4 is the Disability Certificate issued by the
District Medical Board, which shows that due to the amputation
(2016) 4 SCC 298
MGP, J Macma_2005_2015 and 2027_2015
of left leg, the claimant had sustained 80% disability. Although
the claimant had claimed that he was getting annual income of
Rs.1,20,000/- from agricultural source, the tribunal has rightly
held that there was no actual loss from his agriculture source,
as it is only a supervisory loss. By placing Ex.A.10, salary
certificate, the claimant has claimed that he used to get
Rs.3,520/- per month as Village Revenue Assistant and he had
lost his job. Considering all these aspects, more particularly
medical evidence i.e., P.W.2, doctor and Ex.A.4, disability
certificate, the tribunal has awarded a sum of Rs.8.00 lakhs
towards permanent disability in lumpsum, which is just and
reasonable in the circumstances of the case. That apart, the
tribunal has adequately awarded a sum of Rs.20,000/- towards
transport charges; Rs.10,000/- towards pain and suffering and
Rs.15,000/- towards extra-nourishment. Thus, in all, the
tribunal has rightly awarded Rs.9,92,340/-, which is just and
reasonable compensation. However, in this case, the claimant
had lost his left left leg upto knee level and suffered 80%
disability. As far as loss of amenities and loss of expectation of
life is concerned, in Kavita v. Deepak and others2, the Apex
Court has held that victims of accident, who are disabled, either
(2012) 9 SCC 604
MGP, J Macma_2005_2015 and 2027_2015
permanently or temporarily, adequate compensation should be
awarded not only for the physical injury and treatment but also
for the loss of earning and inability to lead a normal life and
enjoy amenities, which one would have enjoyed had it not been
for the disability. The Supreme Court further held that the
amount awarded under the head of loss of earning capacity is
distinct and does not overlap with amount awarded for pain,
suffering, loss of enjoyment of life and medical expenses.
11. In the instant case, since the claimant has already
suffered various injuries and has sustained 80% disability
because of the amputation of left leg upto knee level, this Court
deems it fit to award a sum of Rs.1,00,000/- towards loss of
amenities and loss of expectation of life.
12. Accordingly, while dismising M.A.C.M.A.No.2027 of 2015
filed by the insurance company, the M.A.C.M.A.No.2005 of 2015
filed by the claimant is allowed in part by enhancing the
compensation awarded by the tribunal from Rs.9,92,340/- to
Rs.10,92,340/-. The enhanced amount shall carry interest at
7.5% p.a. from the date of the order passed by the Tribunal till
the date of realization, payable by respondent Nos. 1 to 4 in the
O.P. jointly and severally. Time to depoist the amount is two
MGP, J Macma_2005_2015 and 2027_2015
months from the date of receipt of a copy of this order. On such
deposit, the claimant is entitled to withdraw the amount without
depositing any security. There shall be no order as to costs.
Miscellaneous petitions, if any, pending shall stand
closed.
_______________________________ JUSTICE M.G.PRIYADARSINI .10.2022 tsr
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