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National Insurance Co Ltd vs Smt Kanij And Ors ...
2023 Latest Caselaw 5795 Raj/2

Citation : 2023 Latest Caselaw 5795 Raj/2
Judgement Date : 10 October, 2023

Rajasthan High Court
National Insurance Co Ltd vs Smt Kanij And Ors ... on 10 October, 2023
Bench: Ashutosh Kumar
[2023:RJ-JP:28418]

        HIGH COURT OF JUDICATURE FOR RAJASTHAN
                    BENCH AT JAIPUR

            S.B. Civil Miscellaneous Appeal No. 3622/2008

         National Insurance Company Ltd. Through Its Branch
         Manager,     Patwari             Bhawan,     Katchahari     Road,   Ajmer,
         Having Its Regional Office At Ambedkar Circle, Jaipur
         Through Its Regional Manager
                                                     ----Non-Claimant/Appellants
                                           Versus
1.       Smt. Kanij W/o Abdul Wahid, By Caste Musalman, R/o
         House No. 1564/3, Phoolaganj, Nasirabad, District Ajmer
         Raj.
2.       Gagan @ Paramjeet Singh S/o Jogindar Singh, By Caste
         Sikh Punjabi, R/o Village And Post Fatehpur, Police Station
         Amritsar Sadar, District Amritsar At Present R/o Through
         58, Transport Nagar, Near New Sabji Mandi, Ajadpur, New
         Delhi.
3.       Alang Credit And Holding Pvt. Ltd., M-111-112, Rajiv
         Gandhi Market, Shakarpur Delhi.
                                                                    ----Respondents
For Appellant(s)             :        Mr. Tripurari Sharma
For Respondent(s)            :        -



            HON'BLE MR. JUSTICE ASHUTOSH KUMAR

                                           Order

10/10/2023

1. The instant appeal has been filed by the appellant-Insurance

Company under Section 173 of the Motor Vehicles Act, 1973

against the judgment and award dated 02.02.2008 passed by

Additional District & Sessions Judge (Fast Track) No.4, Ajmer

(hereinafter referred to as the 'Tribunal') in MAC Case

No.672/2005, whereby the learned Tribunal has partly allowed the

claim petition filed by the respondent No.1-claimant (hereinafter

[2023:RJ-JP:28418] (2 of 4) [CMA-3622/2008]

referred to as the 'claimant') and awarded a compensation of

Rs.36,420/- in favour of the claimant.

2. The claimant submitted a claim petition claiming

compensation of Rs.13,34,500/-. On the basis of pleadings of the

parties, the learned Tribunal framed the issues and evaluated the

evidence on record. After hearing learned counsel for the parties,

decided the claim petition of the claimant and passed the

impugned judgment and award. Hence, the present appeal.

3. Heard learned counsel for the parties and perused the

material available on record.

4. It transpires from the perusal of the impugned judgment

dated 02.02.2008 passed by the learned Tribunal that the

claimant-respondent-Smt. Kanij has sustained grievous injuries in

the accident and she was hospitalized for her treatment. For the

grievous injuries the learned Tribunal has awarded Rs.5,000/-;

Rs.1000/- for simple injuries, Rs.24420/- for actual medical

expenses; Rs.3000/- for transportation expenses and nutrition

diet and Rs.3000/- for mental and physical agony and thus, total

Rs.36,420/- has been awarded as compensation to the claimant,

which cannot be said to be on higher side.

5. It was averred on behalf of the Insurance Company before

the learned Tribunal that the driver of the offending vehicle did not

possess valid and effective driving license (DL) to drive the

commercial vehicle and simply possess driving license to drive

Light Motor Vehicle and thus, accident occurred because driver of

the offending vehicle was not having valid and effective driving

license. The learned Tribunal has considered this aspect of the

matter and held that the offending vehicle - tractor was insured

[2023:RJ-JP:28418] (3 of 4) [CMA-3622/2008]

with the Insurance Company and the Insurance Company has

failed to prove that accident occurred because driver of the

offending vehicle was not having valid and effective driving

license.

6. The award passed in the impugned judgment is less than

Rs.50,000/-. The Coordinate Bench of this Court in the case of

New India Assurance Company Limited Vs. Chetna Bansal &

Ors in SB Civil Misc. Appeal No.03/2000 has held thus :

"4) This Court therefore impress upon the insurance companies that despite outer limit of Rs.10,000/- contained in Section 173(2) of the Motor Vehicles Act, 1988, they ought to adopt a uniform policy as to against award of what amount of compensation, they should not file appeal. At the same time, considering substantial fall in the value of rupee as compared to 1988 when the present Motor Vehicles Act, 1988 was enacted by the Parliament, there is also a case of review of the limit of Rs.10,000/- under Section 173(2), if not upto Rs.1,00,000/-, an amount of Rs.50,000/- should at least be fixed against which the appeal should be made not maintainable. This is however a matter of legislative policy. A copy of this order should therefore be also endorsed to the Secretary Ministry of Finance, Banking Division for initiating the process by raising limit of Rs.10,000/- to Rs.50,000/-.

5) A copy of this order should also be endorsed to the Headquarters of National Insurance Company Ltd., Oriental Insurance Company Ltd., United India Insurance Company Ltd., New India Assurance Company Ltd., General Insurance Corporation of India etc.etc., which may either individually or collectively, in consultation with each other jointly

[2023:RJ-JP:28418] (4 of 4) [CMA-3622/2008]

frame policy as to what should be the limit of the amount against which appeal should not be filed.

6) This appeal however is dismissed with costs of Rs.10,000/-, to be deposited by the appellant-New India Assurance Company Limited with the Rajasthan Legal Services Authority, Jaipur within a period of three months."

7. Considering the opinion of this Court in the case of Chetna

Bansal (supra), no interference is warranted in the present appeal

and, therefore, the same is dismissed accordingly.

8. Stay application too stands dismissed.

(ASHUTOSH KUMAR),J

A. ARORA /-66.

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