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The National Insurance Company Limited vs Smt. Lajwanti And Ors ...
2023 Latest Caselaw 10362 Raj

Citation : 2023 Latest Caselaw 10362 Raj
Judgement Date : 2 December, 2023

Rajasthan High Court - Jodhpur

The National Insurance Company Limited vs Smt. Lajwanti And Ors ... on 2 December, 2023

[2023:RJ-JD:41787]

       HIGH COURT OF JUDICATURE FOR RAJASTHAN AT
                        JODHPUR
                     S.B. Civil Misc. Appeal No. 577/2002

The National Insurance Company Limited, through its legally
constituted     authority,        Divisional       Manager,          Divisional    Office,
Residency Road, Jodhpur
                                                                           ----Appellant
                                        Versus
1. Smt. Lajwanti W/o Late Shri Amar Chand
2. Miss Jyoti D/o Late Shri Amar Chand (Minor)
3. Kumbha Ram S/o Late Shri Amar Chand (Minor)
Both minors are represented through their natural guardian
mother Smt. Lajwanti.
4. Hardutt Ram S/o Shri Kanshi Ram
5. Narayni Devi W/o Shri Hardutt Ram
All by caste Swami, residents of village Parlika, Tehsil Nohar,
District Hanumangarh
                                                                           ----Claimants
6. Shri Narendra Singh S/o Shri Singhara Singh, by caste Majabi
Sikh, resident of Kharal Khurd, P.S. Tada, District Hushiyarpur
(Punjab)
7. Avtar Singh S/o Shri Harbans Singh, by caste Majabi Sikh, R/o
Barayan, P.O. Basti, District Jallandhar (Punjab).
                                                      ----Non Applicant No.1 & 2


For Appellant(s)              :     Mr. Jagdish Vyas
For Respondents               :     Mr. I. R. Choudhary with
No.1 to 5                           Ms. Ashu Devi
                                    Mr. Adbul Kadir




            HON'BLE MR. JUSTICE MUNNURI LAXMAN

Judgment

02/12/2023

1. The challenge in the present appeal is to the award dated

06.04.2002 passed by Judge, M.A.C.T., Nohar, on the file of MAC

Case No.11/1997, wherein and whereby the claim of the

respondents herein, the legal heirs of the deceased, was allowed

[2023:RJ-JD:41787] (2 of 4) [CMA-577/2002]

and a compensation of Rs.3,52,000 was awarded and ordered the

appellant-Insurance Company and the owner of the vehicle the

aforesaid compensation jointly and severally.

2. The present appeal is filed by the Insurance Company. The

main grievance of the Insurance Company is that the evidence

produced by the Insurance Company clearly demonstrates that the

license produced by the claimants under Exhibit-7 was proved to

be a fake license. According to the learned counsel for the

appellant, the evidence of NAW-1 and NAW-2 under Exhibit A-1

and A-2 clearly demonstrates that Exhibit-7 was found to be a

fake one. According to him, there is no appearance from the

owner and driver of the vehicle and no pleadings were placed on

record claiming that the vehicle was being handed over believing

the fake license to be a genuine one. In such a circumstance only,

liability can be fixed on the Insurance Company. In absence of

such claim from the owner, the Insurance Company cannot be

allowed to incur the liability.

3. The learned counsel appearing for the respondent-claimants

opposed the contention of the learned counsel for the appellant.

According to him the Tribunal was right in holding that the

Insurance Company is liable to pay compensation, and such a

finding cannot be disturbed.

4. The evidence under Exhibit-7 shows that the license was

allegedly issued from UNA Transport Authority, Himachal Pradesh

and such a license recovered from the possession of the driver

who had done the accident. The evidence of NAW-2 and Exhibits

A-2 and A-3 clearly show that the license which allegedly produced

under Exhibit-7 was not issued from the office of UNA Transport

[2023:RJ-JD:41787] (3 of 4) [CMA-577/2002]

Authority, Himachal Pradesh, and the Tribunal did not believe the

evidence of NAW-2 on the ground that he is not a licensing officer

but he is only clerk from the office.

5. The Tribunal ignored the fact that Exhibits A-2 and A-3 are

certified copies obtained from the public office. They are public

documents and they can be evaluated even in the absence of

examination of NAW-2. The person who disputes the genuineness

of such the document has to be lead the evidence to disbelieve

such the document. In spite of that, the Insurance Company has

examined the clerk of the issuing Authority to prove the

documents Exhibits A-2 and A-3, which evidence is sufficient. The

evidence placed on the record clearly demonstrates that the

license under Exhibit-7 is a fake license. The owner of the vehicle

can defend his exoneration if he pleads he handed over the vehicle

to the driver believing that the license produced by him was to be

genuine one. Such a pleading is lacking in the present case. In

fact, no appearance was made by the owner before the Tribunal as

well as before this Court. Such benefit is not available to the

owner. However, in the present case, the deceased was third party

and is unconcerned with the breach of terms and conditions in-

between the owner of the vehicle and the Insurance Company.

The claimants interest is protected by the Statute. Therefore,

Insurance Company is to comply the award and recover the said

amount of compensation on the strength of this award.

6. In the result, the appeal is allowed in part. The findings of

the Tribunal fastening the liability on the Insurance Company

alone is set aside. The Insurance Company is directed to deposit

the entire amount of compensation, if not deposited, and recover

[2023:RJ-JD:41787] (4 of 4) [CMA-577/2002]

the same from the owner of the vehicle. The principle amount and

interest, if any deposited, shall be recovered by the Insurance

Company on the strength of this award.

(MUNNURI LAXMAN),J 3-mSingh/-

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