Citation : 2022 Latest Caselaw 3655 Raj/2
Judgement Date : 10 May, 2022
HIGH COURT OF JUDICATURE FOR RAJASTHAN
BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 2709/2013
National Insurance Company Limited Through Its Authorised
Signatory, Jaipur Regional Office, Jeevan Nidhi, 2Nd Floor,
Bhawani Singh Road, Jaipur - 302005 Raj. Insurer Of Crane No.
Rj-14/ea-0161
----Appellant/Non-claimant No.3
Insurer of Crane No.RJ-14/EA-0161
Versus
1. Pushp Kanwar W/o Late Ram Singh Shekhawat, R/o A-12,
Murti Nagar, Meenawala, Sirsi Road, Jaipur Raj.
2. Prahlad Singh S/o Hari Singh, R/o A-12, Murti Nagar,
Meenawala, Sirsi Road, Jaipur Raj.
3. Munni Kanwar W/o Hari Singh, R/o A-12, Murti Nagar,
Meenawala, Sirsi Road, Jaipur Raj.
4. Hari Singh S/o Surjan Singh, R/o A-12, Murti Nagar,
Meenawala, Sirsi Road, Jaipur Raj.
----Respondents/Claimants
5. Pramod Kumar S/o Ved Ram, R/o Nangla Dhika Kalan, Police Station Chipramau, District Farukhabad U.P.
respondent/non-claimant No.1 Driver Of Crane No. Rj-14/EA-0161
6. Sunita Sharma W/o Avdhesh Kumar Sharma, R/o 294, Vardhman Nagar-B, 80 Feet Road, Police Station Shyam Nagar, Jaipur Raj.
----Respondent/non-claimant No.2 Owner Of Crane No. Rj-14/EA-0161
connected with
S.B. Civil Miscellaneous Appeal No. 1267/2014
1. Smt. Munni Kanwar W/o Hari Singh, R/o A-12, Murti Nagar, Meenawala, Sirsi Road, Jaipur
2. Hari Singh S/o Shri Surjan Singh, R/o A-12, Murti Nagar, Meenawala, Sirsi Road, Jaipur
----Appellants Versus
(2 of 10) [CMA-2709/2013]
1. Pramod Kumar S/o Shri Vedram, R/o Nangla Dheeka Kalan, Police Station Chipramau, District Farukkabad, U.p. - Driver Crane No. Rj.14.ea.0161
2. Smt. Sunita Sharma W/o Shri Avdhesh Kumar Sharma, R/o 294, Vardhman Nagar- B, 80 Feet Road, Police Station Shyam Nagar, Jaipur -Owner Crane No. Rj.14.ea.0161
3. National Insurance Company Limited, Divisional Office, Narain Singh Circle Jaipur -Insurance Company Crain No. Rj.14.ea.0161
----respondents/non-claimants
4. Smt. Pushp Kanwar Widow Of Shri Ram Singh W/o Surendra Singh Shekhawat, By Caste Rajput, R/o Gudha Gaur Ji District Jhunjhunu, At Present Khandi, Jaipur - Jodhpur Highway, Jodhpur
----respondent/claimant No.1
5. Prahlad Singh S/o Shri Hari Singh, By Caste Rajput, R/o A-12, Murti Nagar, Meenawala, Sirsi Road, Jaipur
----proforma respondent/claimant No.2
For Appellant(s) : Mr. Sandeep Jain for appellant in CMA No.2709/2013 and for respondent No.3 in CMA No.1267/2014 For Respondent(s) : Mr. Hem Singh Rathore for appellants in CMA No.1267/2014 and for respondent Nos.3 & 4 in CMA No.2709/2013 Mr. Vinay Mathur for Sunita-owner of crane No.RJ-14/EA-0161 Mr. Mahendra Singh for Smt. Pushp Kanwar claimant No.1
HON'BLE MR. JUSTICE ANOOP KUMAR DHAND
Judgment
10/05/2022
Both the misc. appeals arise out of a common judgment,
hence same are being decided together.
In Civil Miscellaneous Appeal No. 2709/2013
(3 of 10) [CMA-2709/2013]
Instant appeal has been preferred by the appellant-
Insurance Company against the judgment and award dated
15.07.2013 passed by the Motor Accident Claims Tribunal, Jaipur
Metropolitan, Jaipur (for short 'the Tribunal') in MAC case
No.25/2010 whereby claim petition filed by the claimants-
respondents was partly allowed and a sum of Rs.14,25,775/- was
awarded as compensation.
Counsel for the appellant-Insurance Company submitted that
the appellant is not liable to make payment of compensation to
the claimant-respondent for the reason that the vehicle in
question was insured under an 'Act Only' Policy and as per the
terms and conditions of the policy and also as per the
endorsement of IMT Nos.47 and 40, the premium of 2WC
Employees i.e. Rs.50/- was taken.
Counsel for the appellant further submitted that in the claim
petition the claimants-respondents themselves have mentioned
that the deceased Ram Singh was working as a Helper Technician
upon the crane, while in the FIR, this status was not mentioned.
Counsel further submitted that perusal of the ITR Ex. 16,
indicates that the deceased Ram Singh was a salaried person
working with M/s Speedline Motors Pvt. Ltd., hence, the Insurance
Company is not liable to make the payment of compensation as no
premium was taken.
In this regard, he further submitted that bare perusal of the
Insurance Policy indicates that this policy covers IMT
endorsements No.47 and 40 and as per IMT endorsement No.40,
the legal liability to pay is confined to driver/conductor
and/cleaner employed in connection with the operation of motor
vehicle. So, the Tribunal has committed gross illegality in fastening
(4 of 10) [CMA-2709/2013]
liability upon the Insurance Company to make the payment of
compensation to the claimants-respondents.
Per contra, learned counsel for respondent No.6 i.e. owner of
the vehicle submitted that the insurance policy i.e. Ex.NA-1 is a
comprehensive policy and it covers the liability of the Insurance
Company to make payment of compensation for the death of
helper technician. He further submitted that in the reply, it was
specifically mentioned that the deceased was working as a Helper
Technician on the crane, belonging to respondent No.6. And, the
term Helper Technician is also covered in the IMT endorsement
No.40 and the Tribunal has not committed any illegality in
fastening liability upon the Insurance Company to make the
payment of compensation to the claimant-respondents.
Learned counsel for respondent No.6 further submitted that
as per Section 2dd of the Employees Compensation Act, 1923 (for
short 'the Act of 1923') the word employee means a person who is
a person recruited as driver, helper, mechanic, cleaner or in any
other capacity in connection with the motor vehicle.
In rebuttal, learned counsel for the appellant-Insurance
Company submitted that amendment in Section 2dd (II)(C) was
made by the way of substitution by Act of 45 of 2009 and the
same came into force w.e.f. 18.01.2010, while the accident was
occurred on 20.12.2008, hence, the amendment to Section 2dd
(II)(C) is not having any retrospective application in the present
case.
Learned counsel for the claimants-respondents also opposed
the arguments raised by counsel for the Insurance Company, but
not in a position to controvert the submissions made by counsel
for the Insurance Company.
(5 of 10) [CMA-2709/2013]
Heard. Considered the arguments of both sides.
Bare perusal of the Insurance Policy (Ex. NA-1) clearly
indicates that this policy was an 'Act Only' Policy and the premium
of 2WC Employees was taken and as per the IMT Endorsement, it
covers the liability of the Insurance Company to the extent of the
endorsement Nos.47 and 40. IMT No.40 deals with the legal
liability to pay the driver and/conductor and or cleaner employed
in connection with the operation of motor vehicle.
From a bare perusal of the IMT No.40, it is clear that the
liability is confined to driver and/conductor and or cleaner, who are
employed in connection with operation of motor vehicle.
Here in the instant case, this is not the case of the
claimants-respondents that the deceased was working in the
capacity of driver and/conductor and or cleaner of the vehicle
belonged to respondent No.6.
In the claim petition, the claimants-respondents have
mentioned the status of the deceased as Helper Technician
working with the owner of the vehicle i.e. respondent No.6, but
perusal of the Income Tax Returns submitted by the claimants-
respondents shows that the status of the deceased was mentioned
as a salaried person working with M/s Speedline Motors Pvt. Ltd.
So, the claimants themselves have nowhere stated that the
deceased was working as a Helper Technician. There is conflicting
versions of the claimants and the respondent No.6 about the
status of the deceased.
Be that it as may, in any case the status of the deceased was
not mentioned that he was working in the capacity of the driver
and/conductor and or cleaner employed in connection with the
operation of the motor vehicle.
(6 of 10) [CMA-2709/2013]
So far as, the contention raised by counsel for respondent
No.6 with regard to Amendment of Section 2 of the Act of 1923 is
concerned, the same came into force w.e.f. 18.01.2010 and the
accident was occurred on 20.12.2008 and the legislature has not
made this amendment applicable with retrospective effect, hence,
the Tribunal has committed an error in not accepting the
contentions put forth by counsel for the Insurance Company.
So, the findings recorded on issue No.3 is modified with a
direction to the Insurance Company to make the payment of
compensation to the claimants-respondents and recover the same
from the owner of the vehicle.
With the above observations, the appeal stands disposed of.
In Civil Miscellaneous Appeal No. 1267/2014
Instant appeal has been preferred by the appellants (parents
of the deceased Ram Singh) against the judgment and award
dated 15.07.2013 passed by the Court of Motor Accident Claims
Tribunal, Jaipur Metropolitan, Jaipur in MAC case No.25/2010
whereby an amount of Rs.14,25,775/- was awarded as
compensation on account of death of Ram Singh in an accident
which occurred on 20.12.2008.
Learned Tribunal after framing the issues and evaluating the
evidence on record and after hearing counsel for the parties,
decided the claim petition of the claimants and awarded
compensation to the tune of Rs. 14,25,775/- in favour of the
claimants.
Learned counsel for the appellants submits that after death
of the deceased, respondent No.4 Pushp Kanwar has remarried,
hence, she was not entitled to get any amount of compensation.
(7 of 10) [CMA-2709/2013]
He further submits that the age of the deceased was 25 years, but
without any basis, the Tribunal has determined his age as 27
years.
Learned counsel further submits that no amount towards
future prospects has been awarded in the light of the judgment
Hon'ble Supreme Court in the case of National Insurance
Company Ltd. Vs. Pranay Sethi reported in AIR 2017 SC
5157. Learned counsel therefore, prayed that recomputation of
the award in the present case may be done in the light of the
judgment of Hon'ble Supreme Court in the case of Pranay Sethi
(supra).
Per contra, learned counsel for the respondents Insurance
Company and owner of the vehicle opposed the arguments raised
by counsel for the appellant and submitted that the income of the
deceased has already been assessed at the higher side, hence, no
interference is required.
Counsel for the respondents jointly submit that the
respondent No.5 Prahlad Singh was brother of the deceased and in
any case, he cannot be treated as a dependant upon the
deceased, but the Tribunal has lost sight of this fact and by
treating him a dependant on deceased, made 1/4th deduction
towards personal expenses, while the 1/3rd deduction towards
personal expenses should have been made from the income of the
deceased.
Learned counsel for the respondents, however are not in a
position to controvert the submissions with regard to not awarding
future prospects to the claimants.
Learned counsel for respondent No.4/claimant No.1 Smt.
Pushp Kanwar submits that the claim petition was filed
(8 of 10) [CMA-2709/2013]
immediately after death of her husband and if at all she is
remarried, this will not affect her right of getting compensation.
Counsel for respondent No.4 further supported the
contentions raised by counsel for the appellant that amount
towards future prospects has been awarded by the Tribunal
without any valid reason.
I have considered the submissions made at Bar and gone
through the judgment dated 15.07.2013 as well as the other
relevant documents available on record.
Admittedly, the age of the deceased was mentioned as 27
years in the post mortem report and the claimants have not
submitted any documentary evidence in support of their
contentions with regard to the age of deceased. Hence, no
illegality has been committed by the Tribunal while determining
the age of deceased as 27 years.
So far as, the contentions raised by the respondents with
regard to the income of the deceased is concerned, the same has
been determined on the basis of ITRs submitted by the claimants
and there is no reason to disbelieve the same. The Tribunal was
not correct in deducting 1/4th amount towards personal expenses
of the deceased as the respondent No.5 cannot be treated as
dependant on the deceased as he is brother of the deceased.
Hence, 1/3rd deduction towards personal expenses should have
been made while calculating the award. Further, the amount under
the head of future prospects as 40% is required to be added in the
light of the judgment of Hon'ble Supreme Court in the case of
Pranay Sethi (supra).
So far as the contention with regard to grant of enhanced
compensation to the wife of the deceased is concerned, she has
(9 of 10) [CMA-2709/2013]
now been remarried and she has not submitted any appeal for
enhancement, hence, she is not entitled to get any amount in the
enhanced compensation.
Thus, the award is recomputed as under:-
Income of deceased as Rs. 1,10,100 X 17 = 18,71,700/- assessed by the Tribunal Add 40 % towards future Rs.18,71,700/- + 7,48,680/-
prospects = 26,20,380/-
Less 1/3rd towards personal = Rs. 26,20,380/- - Rs.8,73,460/- = expenses =Rs.17,46,920/-
Total Compensation towards Rs.17,46,920/- loss of income Loss of income as assessed Rs. 14,03,775/- by the Tribunal Less amount awarded by the Rs. 17,46,920/- - 14,03,775/-
Tribunal Rs. 3,43,145/- Enhanced amount of Rs. 3,43,145/- compensation
In view of the above, the appellants would be entitled to get
a further sum of Rs. 3,43,145/-. Insurance company is directed to
pay additional amount of Rs. 3,43,145/- within a period of two
months from the date of receipt of certified copy of this order. The
enhanced amount shall carry 6% interest from the date of filing of
claim petition till the actual payment is made. It is made clear that
the Insurance Company would be at liberty to recover the
enhanced amount from the owner of the vehicle i.e. respondent
No.2.
The learned Tribunal shall disburse Rs.50,000/- in the Joint
Saving Bank Account of the appellants and the balance amount of
the enhanced compensation be invested in any Nationalised Bank
for a period of three years and interest accrued on the deposit
shall be paid to the appellant-claimant on monthly basis.
(10 of 10) [CMA-2709/2013]
Consequently, the appeal is disposed of in the above terms.
All pending application(s) stand disposed of.
Record of the Tribunal be sent back forthwith.
Registry is directed to place a copy of this judgment in the
connected matter.
(ANOOP KUMAR DHAND),J
HEENA GANDHI /13-14
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