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State Bank Of India vs Shri Narsingh N Chawda Son Of Shri ...
2021 Latest Caselaw 1900 Raj/2

Citation : 2021 Latest Caselaw 1900 Raj/2
Judgement Date : 19 February, 2021

Rajasthan High Court
State Bank Of India vs Shri Narsingh N Chawda Son Of Shri ... on 19 February, 2021
Bench: Ashok Kumar Gaur
       HIGH COURT OF JUDICATURE FOR RAJASTHAN
                   BENCH AT JAIPUR

              S.B. Civil Writ Petition No. 5070/2020

1.     State Bank Of India, Through Chief Manager, Unit 401
       And 402, Fourth Floor, Aggrawal Millennium Tower, E-1, 2,
       3, Netaji Subhash Place, Wazirpur, New Delhi (Registered
       Office).
2.     S.b.i. Card And Payment Service Pvt. Ltd., Through
       Manager, Dlf Infinity Towers, Tower C, 12Th Floor, Block-
       2, Building 03, Dlf Cyber City, Gurgaon (Haryana).
                                                                  ----Petitioners
                                   Versus
1.     Shri Narsingh N Chawda Son Of Shri Narayan Bhai
       Chawda, Aged About 55 Years, Resident Of C-2, 402,
       Kamal Apartment, Near Ram Mandir, Banipark, Jaipur.
2.     State Bank Of India, Regional Office, Govind Marg,
       Rajapark,    Adarsh        Nagar,        Jaipur      Through    Regional
       Manager, New Address - Regional Manager, Regional
       Business Office-02, Sbi Administrative Ofice, A-5, Nehru
       Palace, Tonk Road, Jaipur.
                                                                ----Respondents

For Petitioner(s) : Mr. Alok Garg, Adv. with Ms. Khushboo Dadheech, Adv.

HON'BLE MR. JUSTICE ASHOK KUMAR GAUR

Order

19/02/2021

Learned counsel for the petitioner submitted that the

impugned award has been passed by the Permanent Lok Adalat

exercising its power under Section 22(C) of the Legal Services

Authorities Act, 1987.

Learned counsel submitted that the application under Section

22(C) could not have been entertained by the Lok Adalat as the

(2 of 3) [CW-5070/2020]

definition of "Public Utility Service" as provided under Section 22A,

did not include banking and financial institutions services.

Learned counsel submitted that the power has been given to

declare any service as "public utility service" which the Central

Government or the State Government may in the public interest

declare by gazette notification to be a public utility service.

Learned counsel submitted that the State Bank of India is a

nationalized bank and does not come under control of State

Government but the notification by the Law and Legal Affairs

Department, Government of Rajasthan, dated 29.12.2014 has

declared banking and financial institution services as public utility

services for the purpose of Chapter VI-A of the Legal Services

Authorities Act, 1987.

Learned counsel submitted that the said notification may be

applied to the banking and financial institution services, which are

controlled by the State Authorities of Rajasthan, however, the

competent authority, to issue notification under Section 22(A) for

State Bank of India, can be Central Government alone.

Learned counsel further submitted that the Central

Government has also issued notification from time to time and

Ministry of Law and Justice, Department of Justice, has issued

Gazette Notification dated 16.02.2016 where Education or

Educational Institutions and Housing and Real Estate Service have

been included as public utility services, however, no notification

has been issued by the Central Government in respect of banking

and financial institution services.

Learned counsel also placed reliance on a judgment passed

by Karnataka Circuit Bench at Gulbarga in S.B. Writ Petition

No.84754-755/2010 decided vide order dated 13.02.2013.

(3 of 3) [CW-5070/2020]

Learned counsel submitted that the complainant, if had any

grievance, could have resorted to any remedy provided under law

like by filing complaint under Consumer Protection Act or any

other remedy, but no remedy was available to the complainant

under the Legal Services Authority Act, 1987.

The matter requires consideration.

Issue notice of the writ petition as well as stay application,

returnable on 22.03.2021.

List the matter alongwith S.B. Civil Writ Petition

No.5258/2020.

Till the next date, effect and operation of order dated

04.02.2020 shall remain stayed.

(ASHOK KUMAR GAUR),J

Ramesh Vaishnav /86/Sakshi

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