Citation : 2025 Latest Caselaw 811 P&H
Judgement Date : 14 January, 2025
Neutral Citation No:=2025:PHHC:004430
IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH
106 FAO-2400-2012 (O&M)
Date of Decision : 14.01.2025
Sumitra Devi ....Appellant
VERSUS
Jairam @ Jag Parkash and Others ....Respondents
CORAM : HON'BLE MRS. JUSTICE ALKA SARIN
Present : Mr. Arvind Kumar Yadav, Advocate for the appellant.
Mr. Harsh Aggarwal, Advocate for respondent No.3.
ALKA SARIN, J. (Oral)
1. Present appeal has been preferred by the claimant-appellant
aggrieved by the quantum of compensation awarded by the Motor Accident
Claims Tribunal, Rewari (hereinafter referred to as the 'Tribunal') vide
award dated 04.02.2012 on account of the injuries received by her in a motor
vehicular accident which took place on 18.11.2008, rendering her 100%
disabled.
2. Since the facts, as recorded in the impugned award passed by
the Tribunal, are not in dispute, the same are not being reproduced herein for
the sake of brevity.
3. The Tribunal in the present case had awarded the following
compensation :
Sr. No. Heads Compensation Awarded
1 Compensation on account of Rs.3,69,852/-
expenses for getting medical
treatment which includes
hospitalization charges, expenses in
purchasing medicines etc.
1 of 13
Neutral Citation No:=2025:PHHC:004430
2 Compensation on account of pain Rs.50,000/-
and suffering and future prospects 3 Compensation on account of special Rs.50,000/-
diet 4 Compensation on account of Rs.10,000/-
attendant 5 Compensation on account of Rs.50,000/-
transportation charges 6 Compensation on account of Rs.2,37,600/-
disability to the extent of 100%
Total Compensation Rs.7,67,452/-
Interest 6% per annum
4. Learned counsel for the claimant-appellant would contend that
the compensation awarded by the Tribunal is on the lower side inasmuch as
the income of the claimant-appellant has been assessed as Rs.3600/- per
month as per the minimum wages whereas the claimant-appellant in the
present case was a student of B.Com. final year. Relying on the judgment of
this Court in FAO-1386-2013 [Palwinder Kaur & Ors. vs. Surinder
Singh & Ors.] decided on 15.03.2024, where the notional income of the
deceased, who was a student of 10+2, was assessed as Rs.10,000/- per
month for an accident which took place in 2006, learned counsel for the
claimant-appellant would contend that income of the claimant-appellant
ought to have been assessed @ atleast Rs.15,000/- per month. It is further
the contention that no amount has been awarded towards loss of future
prospects and the multiplier has also wrongly been applied. It has further
been contended that no amount has been awarded towards loss of amenities
of life and loss of marriage prospects and that the amounts awarded
under the heads pain and suffering, attendant charges, special diet and
2 of 13
Neutral Citation No:=2025:PHHC:004430
transportation charges are also on the lower side. Learned counsel for the
claimant-appellant has relied upon a judgment of the Hon'ble Supreme
Court in the case of Abhimanyu Partap Singh vs. Namita Sekhon & Anr.
[2022 (3) RCR (Civil) 557] to contend that the attendant charges ought to
have been granted for life keeping in view the fact that the claimant-
appellant herein is 100% disabled.
5. Per contra learned counsel for respondent No.3 has vehemently
contended that income of the claimant-appellant has rightly been assessed,
and that sufficient amount of compensation has already been awarded and
there is no scope of any further enhancement.
6. Heard.
7. In the present case, it has been duly proved by way of cogent
evidence by Dr. Ashok Saini, Medical Officer, General Hospital, Rewari
who stepped into the witness-box as PW-7 that the claimant-appellant herein
was 25 years of age at the time of accident and had suffered 100% disability
due to a head injury with altered sensorium with bowel and urine
incontinence. Ex.PW-7/A is her disability certificate. It has further come in
the cross-examination, on a suggestion put by the respondents, that the
disability is permanent and would not improve with the passage of time or
physiotherapy.
8. In case of Raj Kumar vs. Ajay Kumar [(2011) 1 SCC 343]
the Hon'ble Supreme Court had held as under :
"General principles relating to compensation in injury
cases :
3 of 13
Neutral Citation No:=2025:PHHC:004430
5. The provision of the Motor Vehicles Act, 1988 (`the
Act' for short) makes it clear that the award must be
just, which means that compensation should, to the
extent possible, fully and adequately restore the
claimant to the position prior to the accident. The object
of awarding damages is to make good the loss suffered
as a result of wrong done as far as money can do so, in
a fair, reasonable and equitable manner. The court or
tribunal shall have to assess the damages objectively
and exclude from consideration any speculation or
fancy, though some conjecture with reference to the
nature of disability and its consequences, is inevitable.
A person is not only to be compensated for the physical
injury, but also for the loss which he suffered as a result
of such injury. This means that he is to be compensated
for his inability to lead a full life, his inability to enjoy
those normal amenities which he would have enjoyed
but for the injuries, and his inability to earn as much as
he used to earn or could have earned. (See C. K.
Subramonia Iyer vs. T. Kunhikuttan Nair - AIR 1970
Supreme Court 376, R.D. Hattangadi vs. Pest Control
(India) Ltd. (1995) 1 SCC 551 and Baker vs.
Willoughby, (1970 AC 467).
4 of 13
Neutral Citation No:=2025:PHHC:004430
6. The heads under which compensation is awarded
in personal injury cases are the following:
Pecuniary damages (Special damages)
(i) Expenses relating to treatment, hospitalisation,
medicines, transportation, nourishing food, and
miscellaneous expenditure.
(ii) Loss of earnings (and other gains) which the
injured would have made had he not been injured,
comprising:
(a) Loss of earning during the period of treatment;
(b) Loss of future earnings on account of permanent
disability.
(iii) Future medical expenses.
Non-pecuniary damages (General damages)
(iv) Damages for pain, suffering and trauma as a
consequence of the injuries.
(v) Loss of amenities (and/or loss of prospects of
marriage).
(vi) Loss of expectation of life (shortening of normal
longevity).
In routine personal injury cases, compensation will be
awarded only under heads (i), (ii)(a) and (iv). It is only
in serious cases of injury, where there is specific
medical evidence corroborating the evidence of the
5 of 13
Neutral Citation No:=2025:PHHC:004430
claimant, that compensation will be granted under any
of the heads (ii)(b), (iii), (v) and (vi) relating to loss of
future earnings on account of permanent disability,
future medical expenses, loss of amenities (and/or loss
of prospects of marriage) and loss of expectation of
life."
Then again in the case of Jagdish vs. Mohan and Others [2018 (2) RCR
(Civil) 308] their Lordships of the Apex Court have held as under :
"8. In assessing the compensation payable the settled
principles need to be borne in mind. A victim who
suffers a permanent or temporary disability occasioned
by an accident is entitled to the award of compensation.
The award of compensation must cover among others,
the following aspects:
(i) Pain, suffering and trauma resulting from the
accident;
(ii) Loss of income including future income;
(iii) The inability of the victim to lead a normal life
together with its amenities;
(iv) Medical expenses including those that the victim
may be required to undertake in future; and
(v) Loss of expectation of life."
6 of 13
Neutral Citation No:=2025:PHHC:004430
In Sri Laxman @ Laxman Mourya v. Divisional Manager, Oriental
Insurance Co. Ltd. [2012(1) RCR (Civil) 509 : 2011 (12) SCALE 658]
this Court held:
"The ratio of the above noted judgments is that if the
victim of an accident suffers permanent or temporary
disability, then efforts should always be made to award
adequate compensation not only for the physical injury
and treatment, but also for the pain, suffering and
trauma caused due to accident, loss of earnings and
victim's inability to lead a normal life and enjoy
amenities, which he would have enjoyed but for the
disability caused due to the accident."
In K. Suresh v. New India Assurance Company Ltd.
2013(1) R.C.R.(Civil) 312 : (2012)12 SCC 274, this
Court adverted to the earlier judgments in Ramesh
Chandra v. Randhir Singh (1990) 3 SCC 723 and B.
Kothandapani v. Tamil Nadu State Transport
Corporation Limited 2011(3) R.C.R.(Civil) 206 : (2011)
6 SCC 420. The Court held that compensation can be
granted for disability as well as for loss of future
earnings for the first head relates to the impairment of a
person's capacity while the other relates to the sphere of
pain and suffering and loss of enjoyment of life by the
person himself.
7 of 13
Neutral Citation No:=2025:PHHC:004430
In Govind Yadav v. New India Insurance Company
Limited, 2011(4) R.C.R.(Civil) 817 : (2011) 10 SCC
683, this Court adverted to the earlier decisions in R.D.
Hattangadi v. Pest Control (India) (Pvt) Ltd. (1995) 1
SCC 551, Nizam's Institute of Medical Sciences v.
Prasanth S. Dhananka 2009(3) R.C.R.(Civil) 174 :
(2009) 6 SCC 1, Reshma Kumari v. Madam Mohan,
2009(3) R.C.R.(Civil) 908 : (2009) 13 SCC 422, Arvind
Kumar Mishra v. New India Assurance Company
Limited, 2010(4) R.C.R.(Civil) 917 : (2010) 10 SCC
254, and Raj Kumar v. Ajay Kumar, 2011(2)
R.C.R.(Civil) 101 : (2011) 1 SCC 343 and held thus:
"18. In our view, the principles laid down in
Arvind Kumar Mishra v. New India Assurance Co.
Ltd. and Raj Kumar v. Ajay Kumar must be
followed by all the Tribunals and the High Courts
in determining the quantum of compensation
payable to the victims of accident, who are
disabled either permanently or temporarily. If the
victim of the accident suffers permanent disability,
then efforts should always be made to award
adequate compensation not only for the physical
injury and treatment, but also for the loss of
earning and his inability to lead a normal life and
8 of 13
Neutral Citation No:=2025:PHHC:004430
enjoy amenities, which he would have enjoyed but
for the disability caused due to the accident." (Id at
page 693)"
These principles were reiterated in a judgment of this
Court in Subulaxmi v. MD Tamil Nadu State Transport
Corporation, 2012(4) R.C.R.(Civil) 945 : Civil Appeal
No. 7750 of 2012, decided on 1 November 2012
delivered by one of us, Justice Dipak Misra (as the
learned Chief Justice then was)."
9. The accident in the present case took place on 18.11.2008.
Hon'ble Supreme Court in the case of Bishnupriya Panda vs. Basanti
Manjari Mohanty [2023 ACJ 2393], where the accident took place on
27.07.2013, had assessed the notional income of a deceased student who was
in 4th year of MBBS, as Rs.50,000/-. In the case of Arjun Kumar Aggarwal
vs. New India Assurance Company Ltd. [Civil Appeal No.3644-3645 of
2023 decided on 12.05.2023], the notional income of the injured therein was
taken as Rs.29,166/- on the basis of an appointment letter. In the case of an
engineering student in case of Kandasami & Ors. vs. Lindabriyal & Anr.
[2023 ACJ 1653], where the accident took place on 28.09.2008, the notional
income was assessed as Rs.25,000/-. In view thereof, taking a conservative
estimate as the date of accident in the present case is 18.11.2008, the
notional income of the claimant-appellant is assessed as Rs.15,000/- per
month.
9 of 13
Neutral Citation No:=2025:PHHC:004430
10. Further, the Tribunal has not awarded any addition towards loss
of future prospects. Hon'ble the Supreme Court in the case of Pappu Deo
Yadav vs. Naresh Kumar & Ors. [2020 (4) RCR (Civil) 404] has held as
under :
"12. In view of the above decisive rulings of this court,
the High Court clearly erred in holding that
compensation for loss of future prospects could not be
awarded. In addition to loss of future earnings (based
on a determination of the income at the time of
accident), the appellant is also entitled to compensation
for loss of future prospects, @ 40% (following the
Pranay Sethi principle).
13. The factual narrative discloses that the appellant, a
20-year-old data entry operator (who had studied up to
12th standard) incurred permanent disability, i.e. loss of
his right hand (which was amputated). The disability
was assessed to be 89%. However, the tribunal and the
High Court re-assessed the disability to be only 45%, on
the assumption that the assessment for compensation
was to be on a different basis, as the injury entailed loss
of only one arm. This approach, in the opinion of this
court, is completely mechanical and entirely ignores
realities. Whilst it is true that assessment of injury of
one limb or to one part may not entail permanent injury
10 of 13
Neutral Citation No:=2025:PHHC:004430
to the whole body, the inquiry which the court has to
conduct is the resultant loss which the injury entails to
the earning or income generating capacity of the
claimant. Thus, loss of one leg to someone carrying on a
vocation such as driving or something that entails
walking or constant mobility, results in severe income
generating impairment or its extinguishment altogether.
Likewise, for one involved in a job like a carpenter or
hairdresser, or machinist, and an experienced one at
that, loss of an arm, (more so a functional arm) leads to
near extinction of income generation. If the age of the
victim is beyond 40, the scope of rehabilitation too
diminishes. These individual factors are of crucial
importance which are to be borne in mind while
determining the extent of permanent disablement, for the
purpose of assessment of loss of earning capacity."
11. In view of the principles as laid down by the Hon'ble Supreme
Court in the case of Pappu Deo Yadav (supra), 40% addition is to be made
towards loss of future prospects. The claimant-appellant in the present case
was 25 years of age at the time of accident and the Tribunal has wrongly
applied a multiplier of '11' and hence a multiplier of '18' would be
applicable.
12. The Tribunal has awarded an amount of Rs.10,000/- towards
attendant charges. The Supreme Court in the case of Abhimanyu Partap
11 of 13
Neutral Citation No:=2025:PHHC:004430
Singh (supra) had assessed the attendant charges for the injured who was
totally confined to the bed as Rs.5000/- per month for whole life, calculating
the compensation applying a multiplier of '18'. In the present case, the
appellant is 100% disabled and requires an attendant 24x7. The minimum
wages of an unskilled worker at the time of the accident i.e in the year 2008
were Rs.3,600/- per month and hence the claimant-appellant, who is totally
confined to bed, would be entitled to an amount of Rs.7,77,600/- [Rs.3,600x
12x18 (multiplier)] towards attendant charges.
13. Further, the amount of Rs.50,000/- awarded under the head pain
and suffering is enhanced to Rs.10,00,000/-. The amount of Rs.50,000/-
awarded towards special diet is enhanced to Rs.2,00,000/-. The amount of
Rs.50,000/- awarded under the head transportation is enhanced to
Rs.1,50,000/-. The Tribunal has not awarded any amount towards loss of
amenities of life and loss of marriage prospects. This Court deems it
appropriate to award an amount of Rs.2,00,000/- towards loss of amenities
of life and Rs.5,00,000/- towards loss of marriage prospects. The Tribunal
has not awarded any amount towards future medical expenses. Keeping in
view the condition and the disability of the claimant-appellant, she would
require medical treatment for the rest of her life and therefore this Court
deems it appropriate to award an amount of Rs.10,00,000/- towards future
medical expenses. The amount of Rs.3,69,852/- awarded by the Tribunal
towards medical expenses is maintained. Accordingly, the reworked
compensation is as under :
12 of 13
Neutral Citation No:=2025:PHHC:004430
Sr. Heads Compensation Awarded No. 1 Monthly income Rs.15,000/-
2 Annual Income [Rs.15,000 x 12] = Rs.1,80,000/- 3 Future prospects @ 40% [Rs.1,80,000+72,000/-] = Rs.2,52,000/- 4 Loss of income after [Rs.2,52,000 x 18] = Rs.45,36,000/-
applying multiplier '18' 5 Pain and suffering Rs.10,00,000/-
6 Special Diet Rs.2,00,000/-
7 Transportation charges Rs.1,50,000/- 8 Loss of Amenities of life Rs.2,00,000/- 9 Loss of marriage prospects Rs.5,00,000/- 10 Future medical expenses Rs.10,00,000/- 11 Attendant Charges [Rs.3,600 x 12 x 18] = Rs.7,77,600/- 12 Medical Bills Rs.3,69,852/-
Total Compensation Rs.87,33,452/-
14. So far as the interest on the enhanced amount of compensation is concerned, it stands clarified that this Court has to modify the impugned award under all the heads as awarded by the Tribunal and thus, the amount as enhanced, shall carry interest @ 6% per annum from the date of filing of the present appeal. The interest awarded by the Tribunal vide the impugned award shall remain the same till filing of the present appeal so far as the compensation awarded by the Tribunal vide the impugned award is concerned.
15. In view of the above discussion, the present appeal is allowed and the impugned award passed by the Tribunal stands modified accordingly. Pending applications, if any, also stand disposed off.
( ALKA SARIN )
14.01.2025 JUDGE jk NOTE: Whether speaking/non-speaking: Speaking Whether reportable: YES/NO
13 of 13
Publish Your Article
Campus Ambassador
Media Partner
Campus Buzz
LatestLaws.com presents: Lexidem Offline Internship Program, 2026
LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!