Tuesday, 12, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The Branch Manager vs Ayyappan
2025 Latest Caselaw 3319 Mad

Citation : 2025 Latest Caselaw 3319 Mad
Judgement Date : 26 February, 2025

Madras High Court

The Branch Manager vs Ayyappan on 26 February, 2025

                                                                                       C.M.A.(MD) No.1043 of 2024

                             BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                DATED : 26.02.2025

                                                         CORAM:

                                  THE HONOURABLE MRS.JUSTICE R.KALAIMATHI

                                            C.M.A.(MD)No.1043 of 2024
                                        and Cross Objection No.48 of 2024
                                        and C.M.P(MD) No.10905 of 2024


                    C.M.A.No.1043 of 2024
                    The Branch Manager,
                    United India Insurance Company Limited,
                    Nagarcoil,
                    Agastheeswaram Taluk,
                    Kanyakumari District.                              ...Appellant / 2nd Respondent


                                                              vs.

                    1. Ayyappan
                    2. Siva Anandh
                    3. Muthu Meena                                     ... Respondents / Claimants
                    4. Afreen                                          ...Respondent / 1st Respondent


                    PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the
                    Motor Vehicles Act, 1988 to set aside the judgment and decree dated
                    27.11.2023 passed in M.C.O.P.No.121 of 2021 on the file of the Motor
                    Accident Claims Tribunal / Principal Sub Court, Nagarcoil.




                    _____________
https://www.mhc.tn.gov.in/judis              ( Uploaded on: 18/03/2025 08:11:19 pm )
                    Page No. 1 of 10
                                                                                        C.M.A.(MD) No.1043 of 2024

                                   For Appellant            : Mr.I.Robert Chandra Kumar
                                   For R1 to R3            : Mr.S.Ramesh
                                   For R4                  : Mr.M.Selva Kumar


                    CROS OBJECTION (MD) No.48 of 2024
                    1. Ayyappan
                    2. Siva Anandh
                    3. Muthu Meena                                                        … Cross Objectors

                                                               vs.

                    1. United India Insurance Company Limited,
                        Represented by its Branch Manager,
                        Nagarcoil,
                        Agastheeswaram Taluk,
                        Kanyakumari District.

                    2.Afreen                                                                … Respondents

                    PRAYER: This Cross Objection is filed under Order 41 Rule 21 of CPC
                    to enhance the compensation.

                                   For Cross Objectors          : Mr.S.Ramesh
                                   For 1st Respondent           : Mr.I.Robert Chandra Kumar
                                   For 2nd Respondent           : Mr.M.Selva Kumar


                                                    JUDGMENT

This Civil Miscellaneous Appeal has been preferred by the

insurance company / second respondent against the award dated

27.11.2023 passed in M.C.O.P.No.121 of 2021 by the Motor Accident

Claims Tribunal / Principal Sub Court, Nagarcoil on the issue of

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

negligence and liability.

2. Cross Objection (MD) No.48 of 2024 has been filed by the

claimants herein for enhancement of compensation.

3. Heard the the learned counsel for the appellant, the learned

counsel for the respondents no.1 to 3 / claimants and the learned

counsel for the 4th respondent. Perused the relevant records.

4. Claim petition was filed by the claimants herein who are the

dependants of the deceased Sundaram under Section 166 of the Motor

Vehicles Act, 1988, claiming compensation of Rs.41,00,000/- for the

death of Sundaram on account of the accident that occurred on

17.07.2019.

5. At trial, to substantiate the claim details, two witnesses were

examined and 15 documents were marked. On the side of the

respondents, neither any oral evidence let in nor document is marked.

6. Upon consideration, the Tribunal passed an award for sum of

Rs.15,85,158/-. The compensation granted by the Tribunal under

various heads are given hereunder:

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

Sl. Description Amount awarded No. by Tribunal 1 For loss of dependency Rs.1,20,000/- 2 For funeral expenses Rs.15,000/- 3 For loss of estate Rs.15,000/-

4 For loss of consortium Rs.1,20,000/- 5 For Medical Bills Rs.13,15,158/-

Total Rs.15,85,158/-

7. In this case, P.W2 is the only ocular witness. It has come on

record through the evidence of P.W2 - Sivaramakrishnan that on

17.07.2019 at about 9.45 a.m., while he was standing in front of photo

studio of Sivasakthi and talking with the said Sivasakthi, he saw

Tmt.Sundaram Ayyappan of Kulalar Street was coming by walk along the

northern side of the road. At that point of time, one Afreen came in a two

wheeler in a rash and negligent manner and hit upon the said

Tmt.Sundaram from behind. Due to the said impact, Tmt.Sundaram was

thrown out and fell on the opposite side and thereafter, he along with said

Sivasakthi rushed to the spot and she was sent to the hospital in an

ambulance. He came to know that she was in coma stage and she was

undergoing treatment and after a year, she succumbed to the injuries.

From the cross-examination of P.W2, it is pellucid that the road is not a

straight road and it is a east – west road. It is also made clear that while

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

she was attempting to cross the road from north to southern direction in

the centre of the road the accident occurred.

8. The aforesaid details have been averred in the counter of the 2nd

respondent. When a person tries to cross the road, he or she is

expected to check both sides and thereafter, one has to cross the road

slowly. Of course, the deceased was above 60 years, the Tribunal has

observed that while the deceased was crossing road the accident

occurred and the 1st respondent could have easily averted the accident.

Whether she had a fair chances to avert the accident is not elicited

through the cross examination of P.W2. In such a view of the matter, the

entire negligence fastened on the 1st respondent is not acceptable. Since

because no witness was examined by the respondent side in order to

prove the negligence of the deceased Sundaram, the Tribunal concluded

that it is because of the 1st respondent rash and negligent driving the

accident occurred is also not correct. In the given circumstance, relying

upon the evidence of P.W2, contributory negligence at the ratio of 20:80

is fixed upon the deceased Sundaram and the 1st respondent

respectively.

9. Whereas in Cross Objection (MD) No.48 of 2024, the claimant

herein have filed for enhancement of compensation.

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

10. It is the evidence of P.W.1 – Ayyappan that the deceased was

an income tax assessee, was hale and healthy, and she was a home

maker. It is the evidence of P.W.1 that she was a home maker aged

about 66 years and earning a sum of Rs.7,000/- per month, but no details

have been given in the claim petition. In this regard, during the cross-

examination of P.W1, he would state that she was selling earthen pots.

Her income tax return for the year 2017-2018 is Ex.P8 and the annual

income is shown as Rs.35,680/-. As regards the income from other

sources, namely through rent, no doubt, even after the demise of

Smt.Sundaram, the legal heirs would continue to receive the same. As

per the details mentioned in Ex.P8, the annual income was fixed at Rs.

36,000/- by the Tribunal cannot be found fault with it. The claimants are

three in number. As per the law laid down by the Apex Court in Sarla

Varma and others Vs. Delhi Transport Corporation and others reported in

2009 (2) TN MAC 1 (SC), if the claimants are three in number, then 1/3rd

has to be deducted for personal and living expenses. As per the medical

records, the age of the deceased is fixed as 66 years and as per the

above said judgment, the relevant multiplier to be adopted is '5'. For

computing loss of dependency, the following formula emerges:

Loss of dependency = (Rs.36,000/- – 1/3rd of Rs.36,000) x 5

= Rs.1,20,000/-

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

11. On conventional heads, for loss of estate, loss of consortium

and loss of future expenses, the amounts awarded by the Tribunal

appears to be reasonable and hence, it needs no interference.

Therefore, the compensation awarded by the Tribunal is reworked

as tabulated below:

Sl. Description Amount Amount awarded Award No. awarded by by this Court confirmed or Tribunal enhanced or granted or reduced 1 For loss of Rs.1,20,000/- Rs.1,20,000/- Confirmed dependency 2 For funeral Rs.15,000/- Rs.15,000/- Confirmed expenses

3 For loss of estate Rs.15,000/- Rs.15,000/- Confirmed 4 For loss of Rs.1,20,000/- Rs.1,20,000/- Confirmed consortium 5 For Medical Bills Rs.13,15,158/- Rs.13,15,158/- Confirmed Total Rs.15,85,158/- Rs.15,85,158/- Confirmed Rs.15,85,158/-

– Rs. 3,17,031/-

                        Less 20% towards                                          --------------------
                        contributory negligence (Rs.3,17,031/-)                  = Rs.12,68,127/-           Reduced
                                                                                   -------------------
                                                                                    Rounded off to
                                                                                    Rs,12,68,000/-




                    _____________
https://www.mhc.tn.gov.in/judis                       ( Uploaded on: 18/03/2025 08:11:19 pm )






12 . Thus, the compensation awarded by the Tribunal is reduced

from Rs.15,85,158/- to Rs.12,68,000/- which would carry interest at the

rate of 7.5% per annum.

13. In the result,

(i) In the result, this Civil Miscellaneous Appeal No.1043 of 2024

preferred by the Insurance Company stands partly allowed and Cross-

Objection No.48 of 2024 filed by the claimants stands dismissed. There

is no order as to costs.

(ii) The Compensation awarded by the Tribunal is reduced from

Rs.15,85,158/- to Rs,12,68,00/-.

(iii) The Appellant / Insurance Company is directed to deposit the

modified compensation amount i.e.Rs.12,68,130/- (less the amount

already deposited if any) together with interest at the rate of 7.5% per

annum from the date of filing of petition till the date of realisation to the

credit of M.C.O.P.No.121 of 2021 on the file of the Motor Accident Claims

Tribunal, Principal Sub Court, Nagarcoil, within a period of eight weeks

from the date of receipt of a copy of this Judgment.

(iv) On such deposit being made, the respondents no.1 to 3 /

claimants are at liberty to withdraw the same as apportioned by the

Tribunal, along with interest and costs, after adjusting the amount, if any

_____________ https://www.mhc.tn.gov.in/judis ( Uploaded on: 18/03/2025 08:11:19 pm )

already withdrawn by filing necessary application before the Tribunal.

Consequently, connected civil miscellaneous petition is closed.




                                                                                               26.02.2025

                    NCC      : Yes/No
                    Index    : Yes / No
                    Internet : Yes / No
                    mac


                    To

                    1. The Motor Accident Claims Tribunal,
                        The Principal Sub Court, Nagarcoil.

                    2. The Section Officer,
                       V.R. Section,
                      Madurai Bench of Madras High Court,
                      Madurai.




                    _____________
https://www.mhc.tn.gov.in/judis              ( Uploaded on: 18/03/2025 08:11:19 pm )






                                                                                      R.KALAIMATHI,J.,

                                                                                                       mac





                                                             and Cross Objection No.48 of 2024
                                                               and C.M.P(MD) No.10905 of 2024




                                                                                               26.02.2025




                    _____________
https://www.mhc.tn.gov.in/judis         ( Uploaded on: 18/03/2025 08:11:19 pm )

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter