Tuesday, 12, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Krishna Chetty vs The State Of Tamilnadu
2024 Latest Caselaw 132 Mad

Citation : 2024 Latest Caselaw 132 Mad
Judgement Date : 3 January, 2024

Madras High Court

Krishna Chetty vs The State Of Tamilnadu on 3 January, 2024

Author: V.Bhavani Subbaroyan

Bench: V.Bhavani Subbaroyan

                                                                                        W.P.No.7733 of 2017

                                        IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                          Dated : 03.01.2024

                                                             CORAM

                                   THE HON'BLE MRS.JUSTICE V.BHAVANI SUBBAROYAN

                                                     W.P.No.7733 of 2017

                     Krishna Chetty                                            ... Petitioner
                                                    Vs.

                     1. The State of Tamilnadu
                        Rep. By the Special Commissioner & Secretary,
                        to Government, Home Department,
                        Fort St.George, Chennai – 9

                     2. The Director General of Police,
                        Kamarajar Salai,
                        Chennai

                     3. The Joint Director of Medical Service
                        Krishnagiri District
                        Krishnagiri

                     4. The Superintendent of Police,
                        Krishnagiri District
                        Krishnagiri.                                           ... Respondents

                                  Writ Petition filed under Article 226 of Constitution of India for

                     issuance of a Writ of Mandamus directing the respondents to disburse the

                     medical claim amount of Rs.1,10,178/- to the petitioner based on the

                     representation dated 23.08.2016 on the basis of recommendation of the 4th

                     respondent dated 20.01.2010 and pass further orders.


                     1/11


https://www.mhc.tn.gov.in/judis
                                                                                        W.P.No.7733 of 2017

                                          For Petitioner           : Mr.K.Gandhikumar

                                          For Respondents          : Mr.Muthusamy for R1 to R4
                                                                     Government Pleader


                                                              ORDER

The present Writ Petition is filed for issuance of a Writ of Mandamus

directing the respondents to disburse the medical claim amount of

Rs.1,10,178/- to the petitioner based on the representation dated

23.08.2016 on the basis of recommendation of the 4th respondent dated

20.01.2010 and pass further orders.

2. The brief facts of the case is as follows:-

(i) The petitioner was initially joined as a Junior Assistant in the

Police Department on 30.09.1976 and rendered his service without any

remarks and he was given promotion periodically based on his

performance and also length of service and finally he worked as a P.A.

Admin to Superintendent of Police.

(ii) While the petitioner was in service, on 28.01.2008, he was

admitted in 'Appollo Hospital' at Chennai for Paralysis and he was

discharged on 13.02.2008 and he spent a sum of Rs.1,10,178/- as a

https://www.mhc.tn.gov.in/judis

medical expenditure and thereafter, he made an application on 03.03.2008

through 4th respondent for reimbursement of his medical expenditure from

the respondents 1 and 2. The said application was returned on 19.04.2008

by stating that the hospital which he took treatment was not on the

approved list. Thereafter, on receipt of clarification letter and the

necessary documents, the 2nd respondent was requested to get suitable

action for reimbursement of petitioner's medical account.

(iii) Further, the 2nd respondent forwarded the letter requesting the 1st

respondent to sanction the petitioner's medical reimbursement. The

petitioner has also paid the monthly subscription properly and also

sufficient amount is available in Tamilnadu Police Medical Scheme, but,

thereafter, the 1st respondent did not paid the amount.

(iv) That apart, a representation dated 03.09.2012 was sent to the

District Collector by requesting to direct the 4th respondent to get the

petitioner's medical claim amount from the 1st respondent and stated the

inability of the petitioner to maintain day today life, however, the medical

reimbursement has not been received till date, hence this petition.

3. The learned counsel for the petitioner submits that though several

https://www.mhc.tn.gov.in/judis

representations were sent to the respondents, no action has been taken till

date and the petitioner is fighting for the money, which he has actually

spent on account of his ill health. Further is suffering to maintain his day

today activities, thereby pleaded to allow the present petition.

4. Per contra, the learned Government Advocate appearing for the

respondents would contend that since the treatment undergone by the

petitioner does not fall under G.O.377 dated 13.10.2005, the 1st respondent

had reimbursed under Rule 10(c) of Tamilnadu Medical Attendance Rules,

as amended in G.O.Ms.1023 Health and Family Welfare Department dated

17.06.1980 to the petitioner. As per the Rules and letter of Dean, Rajiv

Gandhi Govt., General Hospital dated 16.09.2015, a sum of Rs.4,287/- was

sanctioned to the petitioner for his medical reimbursement and passed the

G.O.(D) No.984 dated 17.10.2016. Since the said amount was sent to the

petitioner vide registered post dated 15.06.2017, the letter requesting the

amount was retured as refused, thereby pleaded to dismiss the petition.

5. Heard the learned counsels on either side and perused the

documents placed on record carefully.

https://www.mhc.tn.gov.in/judis

6. Admittedly, the Petitioner has taken treatment in a non-approved

Hospital on account of emergent situation, which ultimately resulted in

rejection of petitioner's claim. It is not in dispute that if the claim is

approved, the Petitioner would be paid the medical benefits based on Tamil

Nadu Medical Attendance Rules. The benefit of scheme, namely, the

contract cannot be rewritten and it is only the Government to pay the

amount incurred by the Petitioner/Employee/ patient/pensioner irrespective

of constitution of the Committee. It is pertinent to mention here that the

patient cannot search for an approved Hospital for getting admitted or for

taking treatment during emergency. Earlier, this Court in the case of N.Raja

vs. The Government of Tamil Nadu, rep. by its Secretary, Chennai and

others, reported in 2016 (3) CTC 394, has clearly held that when the

Insurance Company is not liable on account of the violation of the terms

and conditions of the contract, it is the duty of the Government to reimburse

the medical expenses incurred. Further, the Hon'ble Division Bench of this

Court also, by order dated 16.12.2016 in W.A.(MD) No.1579 of 2016 [MD

India Healthcare Services (TPA) Ltd., rep. by the Branch Manager,

Chennai, Chennai vs. K.Parameshwari and others], directed the

Government to reimburse the medical expenditure.

https://www.mhc.tn.gov.in/judis

7. It is relevant to point out that the above Judgments / orders cited

supra has been duly followed by this Court in W.P.(MD) No.125 of 2017,

wherein by order dated 27.02.2017 allowed the petition filed by the

petitioner / patient by directing the Government to reimburse the amount as

claimed by the petitioner therein and the said judgment was challenged

before the Hon'ble Division Bench of this Court in W.A.(MD)No.1382 of

2017 and by an order dated 09.11.2017, the Hon'ble Division Bench had

dismissed the Writ Appeal and upheld the order passed by the Learned

Single Judge. The operative portion is hereby extracted as follows:-

“34.It is to be noted that Article 47 of the Constitution of India speaks of 'Duty of the State to raise the level of nutrition and the standard of living and to improve public health'. In this connection, this Court points out that in the decision of the Hon'ble Supreme Court PASCHIM BANGA KHET MAZDOOR SAMITY AND OTHERS v.

STATE OF WEST BENGAL AND ANOTHER, reported in (1996) 4 SCC 37, it is observed that 'in a welfare State, the primary duty of the Government is to secure the welfare of the people. It cannot be gainsaid that a failure to provide timely medical treatment to an individual, who is in need of such treatment is a violation of his right to life enshrined under Article 21 of the Constitution of India'.

35.It is to be pertinently pointed out that 'Right to Health' is anintegral part of the Right to Life and the Government is under aConstitutional obligation to provide health welfare facilities. If aGovernment servant underwent a requisite treatment for his ailment and if necessary proof is produced, then it is the primordial duty of the StateGovernment to bear the expenses incurred thereto and reimburse the same. Just because the Government servant had

https://www.mhc.tn.gov.in/judis

underwent the treatment at an unapproved Hospital, the expenses incurred thereto cannot be denied by the State Government notwithstanding the fact that the Government servant is a member of the scheme introduced by the Government. Also that the individual Government servant/patient or his family members is/are the proper persons to take a final decision as to where the treatment in question is to be provided, as opined by this Court.

36.It cannot be brushed aside that the State Government is to satisfy the Constitutional obligation to bear/refund the expenses incurred by a Government servant while in service or after retirement from service, of course, based on the policy of the Government. In emergency cases, the treatment that is required will be immediate/forthwith and if one has to comply with the procedure, ultimately, 'waiting' in this regard may prove disastrous and fatal.

37.It is to be aptly pointed out that a human being is to take care of himself and in this regard, the individual concerned is the best Judge suited to take a final call/decision. In reality, the self preservation of one's life is enjoined under Article 21 of the Constitution of India, as an inviolable right, in the considered opinion of this Court.

38.No doubt, a patient as a lay human being cannot pick and choose the method/mode of surgery. It is for the Doctors/Medical experts to determine and suggest a right course of action as to what/which kind of surgery/treatment is suitable, ofcourse, taking into consideration the nature of the ailment and the status/condition of the concerned patient.

39.Although financial resources are required for providing medical facilities to the needy, ultimately, the State Government has the constitutional obligation to provide enough medical services to the public. On account of financial constraints, the Constitutional obligation to provide medical services/facilities to the people cannot be avoided.

40.Be that as it may, in the present case, there is no dispute as to the factum of actual expenses incurred by the Respondent/Petitioner, which she claims in the Writ Petition.

Undoubtedly, the human being is to take necessary precautionary and protective measure for his body. The payment/reimbursement of medical expenses spent by the Government servant concerned or his family is not 'Bounty', but it is an obligation of the State Government to pay/disburse the said amount in question without harping on either

https://www.mhc.tn.gov.in/judis

technicalities or hyper technicalities. As such, this Court is of the considered opinion that the Learned Single Judge was correct in directing the First Appellant/First Respondent to sanction the medical expenses incurred by the Respondent/Petitioner for her husband's ailment, as per the eligibility criteria in terms of the amount under the scheme and the same is free from any flaw. However, this Court is of the considered view that the interest of 9% p.a. fixed by the Learned Single Judge is slightly on the higher side and to prevent an aberration of justice and in furtherance of substantial cause of justice, this Court reduces the rate of interest from 9% p.a. to that of 6%.”

8. It is pertinent to point out that Article 47 of the Constitution of India

speaks of 'Duty of the State to raise the level of nutrition and the standard

of living and to improve public health'. In this connection, this Court points

out that in the decision of the Hon'ble Supreme Court PASCHIM BANGA

KHET MAZDOOR SAMITY AND OTHERS v. STATE OF WEST BENGAL

AND ANOTHER, reported in (1996) 4 SCC 37, it is observed that 'in a

welfare State, the primary duty of the Government is to secure the welfare

of the people. It cannot be gainsaid that a failure to provide timely medical

treatment to an individual, who is in need of such treatment is a violation of

his right to life enshrined under Article 21 of the Constitution of India', as

per decision laid down by the Hon'ble Division Bench of this Court in

W.A.No.1382 of 2017 dated 09.11.2017.

https://www.mhc.tn.gov.in/judis

9. Considering the abovesaid facts and circumstances of the case

and the cititations referred supra and fact that in the present case, there is

no dispute as to the factum of actual expenses incurred by the petitioner,

which he claims in the Writ Petition and taking note of the fact that when

the insurance company is not liable on account of the violation of terms and

conditions of the contract, it is the duty of the Government to reimburse the

medical expenses incurred, as per decision of Hon'ble Division Bench of

this Court in W.A.(MD) No.1579 of 2016 [MD, India Healthcare services

(TPA) Ltd., rep. By the Branch Manager, Chennai Vs. K.Parameshwari and

Others], this Court hereby directs the respondents concerned to sanction

the medical expenses incurred by the petitioner, as per the eligibility criteria

in terms of the amount under the scheme together with 6% interest per

annum without standing on technicalities and release the amount within a

period of eight weeks from the date of a receipt of copy of this order.

In result, the present Writ Petition is allowed. No costs.

03.01.2024 Index : Yes/No;

Internet : Yes/No Speaking /Non-Speaking Order ssd

https://www.mhc.tn.gov.in/judis

To

1. The State of Tamilnadu Rep. By the Special Commissioner & Secretary, to Government, Home Department, Fort St.George, Chennai – 9

2. The Director General of Police, Kamarajar Salai, Chennai

3. The Joint Director of Medical Service Krishnagiri District Krishnagiri

4. The Superintendent of Police, Krishnagiri District Krishnagiri.

https://www.mhc.tn.gov.in/judis

V.BHAVANI SUBBAROYAN, J.,

ssd

03.01.2024

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter