Saturday, 16, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The Oriental Insurance Co. Ltd vs G.Gunasundari
2023 Latest Caselaw 166 Mad

Citation : 2023 Latest Caselaw 166 Mad
Judgement Date : 4 January, 2023

Madras High Court
The Oriental Insurance Co. Ltd vs G.Gunasundari on 4 January, 2023
                                                                              C.M.A.No.2919 of 2022

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS
                                                 DATED: 04.01.2023
                                                      CORAM
                         THE HONOURABLE MR. JUSTICE RMT.TEEKAA RAMAN

                                               C.M.A.No.2919 of 2022
                                             and C.M.P.No.22580 of 2022

                The Oriental Insurance Co. Ltd
                234, Mannadi Road
                Broadway, Chennai – 108
                No.114, Prakasam Salai, Broadway
                Esplanade, Chennai – 600 108                                             .. Appellant

                                                          Versus
                1.G.Gunasundari, W/o. Varadarajan
                2.Varadarajan, S/o.Ellappa
                Both residing at
                No.401, Peterraja Street
                Sandrorpalayam
                Razak Garden, Arumbakkam
                Chennai – 600 106

                2.Subburaj & Co
                5/1st St, Sylvan Colony
                Kilpauk
                Chennai – 10                                                         .. Respondents

                Prayer : Civil Miscellaneous Appeal filed under Section 173 of Motor
                Vehicles Act, 1988 against the Judgment and Decree of the Motor Accident
                Claims Tribunal (In the Court of Small Causes, Chennai) made in
                MCOP.No.5689 of 2017 dated 27.09.2021.

                                        For Appellant              : Mr.K.Vinod
                                        For Respondents            : Mr.Varathakamaraj

                1/6
https://www.mhc.tn.gov.in/judis
                                                                             C.M.A.No.2919 of 2022

                                                   JUDGMENT

The Civil Miscellaneous Appeal has been filed against the Judgment and

Decree of the Motor Accident Claims Tribunal (In the Court of Small Causes,

Chennai) made in MCOP.No.5689 of 2017 dated 27.09.2021.

2.The Insurance Company is the Appellant herein seeking to challenge

the award passed by the Tribunal in M.C.O.P.No.5689 of 2017 on the ground of

negligence.

3. The respondents are the parents and the legal representatives of the

deceased viz., Madanraj. For the sake of convenience, the parties are referred to

as per their ranking before the trial Court. The Factum of the accident is not in

dispute.

4. During the trial before the Tribunal, the Claim Petitioner 1 and 2 were

examined themselves as PW1 & PW2. Ex.P1 to P10 were marked. Ex.P1 is the

FIR in Crime No.956 of 2017. Ex.P4 is the Driving License of the first

respondent, Ex.P5 is the Vehicle Insurance Policy of the first respondent. The

Tribunal on consideration of both oral and documentary evidences came to

https://www.mhc.tn.gov.in/judis C.M.A.No.2919 of 2022

conclusion that the accident has taken place due to the rash and negligent

driving of the first respondent vehicle and accordingly, fixed the negligence

liability on the offending vehicle namely the vehicle insured with the appellant

company. Considering the age of the deceased as 18, whereas, as per the death

certificate, it was 17 years, the Trial Court fixed the notional income as

Rs.8,000/- per month, future prospects at 40% (i.e., 3,200/-), totalling

(i.e.,8000+3200 = 11,200). As per Sarla Verma's case, it fixed the total loss of

dependency to the claim petitioners as Rs.12,09,600/- (i.e., 11,200 x 12 x 18 x

½ = 1209600). Furthermore, the Trial Court granted Loss of estate as 15000/-,

Funeral expenses at 15000/-, transportation expenses at 10000/- and loss of

love and affection to the claim petitioners 1 and 2 as 80,000/- (40,000/- each)

totalling to the tune of Rs.13,29,600/-.

5. After hearing the counsel for the Appellant Insurance Company and

also taking note of the plea raised by the Insurance Company that at the time of

accident, the deceased was about 17 years and did not possess valid license,

however, rode the two wheeler and met with accident. Therefore, the absence of

valid driving license to drive the two wheeler on the date of accident, assumes

https://www.mhc.tn.gov.in/judis C.M.A.No.2919 of 2022

significance. Therefore, this Court is of the considered view that contributory

negligence of 10% has to be put on the head of the deceased. Accordingly, this

Court comes to the conclusion that the accident has taken place due to rash and

negligence of both, the driver of the offending vehicle as well as the deceased

at the ratio of 90:10. Hence, the award amount is reduced by 10% (i.e.,

13,29,600 – 1,32,960 (10%) = 1196640) after taking note of the contributory

negligence.

6. In fine,

(i) this Civil Miscellaneous Appeal stands partly allowed to the extent indicated

above and the contributory negligence is fixed at the ratio of 90:10 among the

driver of the offending vehicle and the deceased. Accordingly, the

compensation awarded is reduced from Rs.13,29,600/- to Rs.11,96,640/-. The

rate of interest awarded by the Tribunal remains in tact. No Costs.

Consequently, connected miscellaneous petition is closed.

(ii) the Appellant insurance company is directed to deposit the modified

reduced award amount before the Tribunal, within a period of eight weeks from

the date of receipt of a copy of this order, less the amount, if any already

https://www.mhc.tn.gov.in/judis C.M.A.No.2919 of 2022

deposited.

(iii) On such deposit being made, all the claimants/appellants are

permitted to withdraw their share in the award amount with proportionate

accrued interest and costs, as per the ratio of apportionment made by the

Tribunal, less the award amount, if any, already withdrawn, by filing necessary

application before the Tribunal.

(iv) If at all the Appellant Insurance Company had already deposited the

awarded compensation amount, after satisfaction of the award, the Tribunal is

directed to refund the surplus deposited money taking note of the reduced

compensation amount herein, to the Appellant Insurance Company.

04.01.2023 Internet : Yes/No Speaking Order/Non-Speaking Order dhk

RMT.TEEKAA RAMAN.J,

https://www.mhc.tn.gov.in/judis C.M.A.No.2919 of 2022

dhk

To

The Presiding Officer, Motor Accident Claims Tribunal In the Court of Small Causes Chennai

C.M.A.No.2919 of 2022

04.01.2023

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter