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M/S.National Insurance Co.Ltd vs S.Dharuman
2022 Latest Caselaw 4636 Mad

Citation : 2022 Latest Caselaw 4636 Mad
Judgement Date : 9 March, 2022

Madras High Court
M/S.National Insurance Co.Ltd vs S.Dharuman on 9 March, 2022
                                                                                     C.M.A.No.2177 of 2013
                                                                                       and M.P.No.1 of 2013

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED : 09.03.2022

                                                 CORAM
                                  THE HONOURABLE Mrs. JUSTICE J.NISHA BANU

                                                  C.M.A.No.2177 of 2013
                                                          and
                                                    M.P.No.1 of 2013


                M/s.National Insurance Co.Ltd.,
                794, Sahid Nagar, I Floor,
                Janpath, Bhuvaneswari Dt.,
                Through the D.O.,, LRN Complex,
                Saradha College Road, Salem.                                       ...Appellant

                                                              Vs

                1.S.Dharuman
                S/o.Setti

                2.Manjulatha Pattanayak
                W/o.Bimalku Pattanayak
                ...Respondents
                Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles
                Act against the Decree and Judgment dated 20.02.2012 made in M.C.O.P.No.564
                of 2005 Accidents Claims Tribunal (II Additional Subordinate Judge) at Salem.

                                  For Appellant           : Mr.S.Narasimhan

                                  For Respondents         : M/s.P.Sathish for R1
                                                          : No appearance for R2

                1/7

https://www.mhc.tn.gov.in/judis
                                                                                 C.M.A.No.2177 of 2013
                                                                                   and M.P.No.1 of 2013



                                                    JUDGMENT

The Insurance Company has preferred this Civil Miscellaneous Appeal

challenging the quantum of compensation awarded by the Motor Accidents Claims

Tribunal, II Additional Subordinate Judge, Salem in M.C.O.P.No.564 of 2005

dated 20.02.2012.

2.The claimant /1st respondent is the driver of SRC Projects, Salem. The

SRC project are doing contract work all over India including Orissa. The claimant/

1st respondent took lorry chassis parts from Salem to Keonjhar, Orissa. On

19.07.2004, the claimant shifted the lorry spare parts to the vehicle baring Regn.

No.OR-02/E-9989 by Ejapuram Check Post at Andhra – Orissa Border. The Lorry

was hired for the transportation of the goods. The claimant/ 1st respondent

representing goods travelling along with goods in the lorry. On 19.07.2004 at 7.30

p.m. the driver of the lorry drove the lorry in a rash and negligent manner and

dashed against one banyan tree on the road side, due to which, the claimant / 1 st

respondent sustained injuries all over the body. The petitioner was treated at Head

Quarters Hospital, Keonjhar and subsequently shifted to Kalinga Hospital,

https://www.mhc.tn.gov.in/judis C.M.A.No.2177 of 2013 and M.P.No.1 of 2013

Bhubaneswar. He took treatment till 04.08.2004 and due to the accident, the

claimant was unable to do his routine work as he was doing it before. The 2nd

respondent's vehicle was insured with the appellant. So both the appellant and the

2nd respondent are liable to pay a sum of Rs.5 lakhs as compensation.

3. The main contention of the learned counsel for the appellant is that F.C.

has been cancelled, therefore, there is a violation of condition and pay and recovery

has to be ordered.

4. The Tribunal based on the oral and documentary evidence, granted the

following amounts as compensation with interest at 7.5% p.a.

S.No. Head Amount granted by the Tribunal

1. Transport to Hospital Rs. 10,000/-

                        2.        Extra Nourishment                        Rs. 10,000/-
                        3.        Compensation for pain & suffering        Rs. 60,000/-
                        4.        Compensation for 38% disability          Rs. 38,000/-

5. Loss of earning capacity during the period Rs. 10,000/-

of treatment

6. Medical expenses + X-ray Bill Rs. 2,404/-

                                  TOTAL                                    Rs.1,30,404/-





https://www.mhc.tn.gov.in/judis
                                                                                   C.M.A.No.2177 of 2013
                                                                                     and M.P.No.1 of 2013




4. This Court heard the submissions made by the learned counsel appearing

for the appellant and the learned counsel for the 1st respondent. Perused the

materials available on record.

5. A cursory glance of the award would make it clear that the claimant is

residing in Lakshmipuram, Gandhi Road, Salem. Another address stating from

Uthangari Taluk, Dharmapuri District was also given. The accident had taken

place at Keonjhar District, Orissa State. So, it cannot be said that the claimant was

a gratuitous passenger getting lift in the 2nd respondent lorry. So, the claimant is

not a gratuitous passenger but he was travelling in the lorry representing the goods.

The other point is that the lorry is not having proper F.C., which is also not proved

by the appellant. In Ex.R3, which is the accident report of the vehicle in the 3rd

page it has been stated that FC 08-07-2004 in bracket it has been stated as

cancelled. Absolutely there is no other document filed by the appellant to show

that the F.C of the Lorry was cancelled. Since because it is stated in the Ex.R3 that

too in bracket were cancelled it cannot be treated that the F.C has been cancelled.

The insurance is live from 10.08.2004 and the appellant is unable to prove any

https://www.mhc.tn.gov.in/judis C.M.A.No.2177 of 2013 and M.P.No.1 of 2013

violation of policy condition. Hence, the appellant is liable to pay the

compensation. Based on the oral and documentary evidence, it was proved that due

to the accident, the claimant was unable to do his routine work as he did before.

6. In view of the above findings, the award of the Tribunal in granting

compensation to the claimant / 1st respondent herein cannot be said to be excessive.

Hence this Court finds no reason to interfere with the compensation awarded by

the Tribunal and hence the appeal is dismissed.

7. The appellant / Insurance Company is directed to deposit the entire award

amount together with interest to the credit of M.C.O.P.No.564 of 2005 on the file

of the Motor Accident Claims Tribunal and II Additional Subordinate Judge,

Salem, if not already deposited, within a period of eight weeks from the date of

receipt of a copy of this order and on such deposit being made, the claimant / 1st

respondent is entitled to withdraw the same by filing necessary application before

the Tribunal. No costs. Consequently, the connected Miscellaneous Petition is

closed.






https://www.mhc.tn.gov.in/judis
                                                    C.M.A.No.2177 of 2013
                                                      and M.P.No.1 of 2013

                                                           09.03.2022

                Index             : Yes/No
                Internet          : Yes/No
                kas

                To

                1.The Accidents Claims Tribunal
                (II Additional Subordinate Judge)
                Salem.

                2.The Section Officer,
                VR Section
                Madras High Court.






https://www.mhc.tn.gov.in/judis
                                        C.M.A.No.2177 of 2013
                                          and M.P.No.1 of 2013

                                      J.NISHA BANU, J.
                                                  kas




                                  C.M.A.No.2177 of 2013
                                    and M.P.No.1 of 2013




                                               09.03.2022






https://www.mhc.tn.gov.in/judis

 
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