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M/S.Royal Sundaram Alliance vs Selvi
2022 Latest Caselaw 3640 Mad

Citation : 2022 Latest Caselaw 3640 Mad
Judgement Date : 25 February, 2022

Madras High Court
M/S.Royal Sundaram Alliance vs Selvi on 25 February, 2022
                                                                                 C.M.A.No.408 of 2022

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED : 25.02.2022

                                                     CORAM

                      THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                          and
                         THE HONOURABLE MR. JUSTICE V.SIVAGNANAM

                                               C.M.A.No.408 of 2022
                                                       and
                                               C.M.P.No.2852 of 2022

                M/s.Royal Sundaram Alliance
                  General Insurance Co.Ltd.,
                No.8/H1, Mangalam Building,
                Omalur Main Road,
                4 Roads, Salem – 636 009,
                Salem District.                               ... Appellant/2nd Respondent
                                                        Vs.
                Baby (died)
                1.Selvi
                2.Palanisamy
                3.Sidhuraji
                4.Nallakkal
                5.Kandasamy                               ... 1 to 5 Respondents/Petitioners

                6.M.Gowrishangar                                  ... 6th Respondent/1st
                Respondent

                      Prayer: Civil Miscellaneous Appeal filed under Section 173 of Motor
                Vehicle Act, 1988 against the award and decree dated 07.03.2019 passed in
                M.C.O.P.No.860 of 2011 on the file of Motor Accidents Claims Tribunal
                (Subordinate Court), Sangagiri.

                                   For Appellant         : Mr.G.Vasudevan
                                   For Respondents       : Mr.C.Kulanthaivel
                                                           for R1 to R5
https://www.mhc.tn.gov.in/judis
                Page No.1/8
                                                                                 C.M.A.No.408 of 2022

                                               JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

This appeal is directed against the award dated 07.03.2019 passed by

the Motor Accident Claims Tribunal (Sub Court), Sangagiri in

M.C.O.P.No.860 of 2011.

2.The legal heirs of the deceased Sundaram @ Ayyangkutti, who died

in a road accident on 30.04.2011, have filed the claim petition in

M.C.O.P.No.860 of 2011. It is their case that the deceased was working in

an old iron shop and on the date of accident, he was travelling in a Minidor

Auto bearing Registration No.TN-29-H-1832 from Ettikuttaimedu to

Konganapuram. When the deceased was proceeding near Kachuppalli

Pirivu, a lorry bearing Registration No.TN-36-U-7809, which was coming

in the same direction, driven by its driver in a rash and negligent manner,

dashed the Minidor Auto. In the said accident, the Minidor Auto hit against

a tamarind tree, due to which, the deceased sustained injuries and

subsequently died. It is their further case that since the accident had taken

place due to the negligence of the driver of the lorry, the owner as well as the

insurer are jointly and severally liable to pay a compensation of

Rs.25,00,000/-.

https://www.mhc.tn.gov.in/judis Page No.2/8 C.M.A.No.408 of 2022

3. The appellant/Insurance Company resisted the claim petition by

filing a counter statement stating that the driver of the Minidor Auto had no

driving licence and only due to his negligence, the accident had occurred. It

is further stated that the claim is exorbitant and excessive.

4. Before the Tribunal, in order to prove the case of the claimants,

P.W.1/Palanisamy, and P.W.2/Ganesan, who witnessed the said incident,

were examined and a copy of the First Information Report was marked as

Ex.P1. On the side of the Insurance Company neither any oral evidence was

adduced nor any document was marked. Since there is no contra evidence,

the Tribunal came to the conclusion that the driver of the lorry was

responsible for the accident and awarded a compensation of Rs.16,83,000/-

along with the interest at the rate of 7.5% p.a.

5. With regard to the quantum, P.W.1/Palanisamy had stated in his

evidence that the deceased died at the age of 40 years and he was earning

Rs.15,000/- per month. To substantiate this aspect, one Murugan, who is the

employer of the deceased, was examined as P.W.3. Since no documentary

evidence was produced, the Tribunal fixed the monthly income of the

deceased at Rs.7,000/- per month. Then, by adding 40% of the income

towards Future Prospects, the Tribunal arrived at actual monthly income of https://www.mhc.tn.gov.in/judis Page No.3/8 C.M.A.No.408 of 2022

the deceased as Rs.9,800/- [7,000 + 2800]. Then, the annual income of the

deceased was arrived at Rs.1,17,600/- [9,800 x 12]. Taking note of the fact

that there are six claimants, the Tribunal, by deducting 1/4 towards personal

expenses of the deceased, arrived at Rs.88,200/- [1,17,600 – 29,400] as

contribution to the family. Considering the age of the deceased at the time of

accident, multiplier ''15'' was applied and thereby, the Tribunal arrived the

Loss of Income at Rs.13,23,000/- [88,200 x 15].

6. In addition to that, the Tribunal awarded a sum of Rs.3,25,000/-

towards Loss of Love and Affection ; Rs.10,000/- towards Transportation

Charges; Rs.15,000/- towards Loss of Estate; and Rs.15,000/- towards

Funeral Expenses. In total, the Tribunal has awarded a sum of

Rs.16,88,000/- along with interest at 7.5% from the date of claim petition

till the date of deposit.

7. The learned counsel for the appellant/Insurance Company

contended that the amount of Rs.3,25,000/- awarded by the Tribunal under

the head of Loss of Love and Affection is not in consonance with the

decision of the Hon'ble Apex Court. Further award on other heads are on the

higherside and they have to be reduced.

https://www.mhc.tn.gov.in/judis Page No.4/8 C.M.A.No.408 of 2022

8. Per contra, the learned counsel for the respondents would argue

that the legal heirs of the deceased are wife, minor children and parents, but,

the Tribunal has taken monthly income of the deceased only at Rs.7,000/-

and it has to be enhanced. According to him, there is no merit in the appeal.

9. We have heard the learned counsel for the appellant and the learned

counsel for the respondents 1 to 5 and also perused the materials available

on record.

10. In the instant case, the claimants have not preferred any appeal

seeking enhancement and considering the facts, the monthly income fixed

by the Tribunal is reasonable and the award of Rs.13,23,000/- towards Loss

of Income is reasonable. As rightly pointed out by the learned counsel for

the Insurance Company, the sum of Rs.3,25,000/- awarded by the Tribunal

towards Loss of Love and Affection is contrary to the judgment of the

Hon'ble Apex Court in the case of Magma General Insurance Co. Ltd., vs.

Nanu Ram and others reported in 2018(1) TN MAC 452 (SC), hence the

same is set aside. Further, it is seen that the first claimant/wife of the

deceased died on 28.08.2012 pending original petition, this Court awarded

Rs.1,20,000/- towards parental consortium to the claimants 2 to 4;

Rs.80,000/- towards Filial Consortium to the claimants 5 and 6. https://www.mhc.tn.gov.in/judis Page No.5/8 C.M.A.No.408 of 2022

11. The amounts awarded by the Tribunal viz., Rs.13,23,000/-

towards Future Prospects; Rs.10,000/- towards Transportation Charges;

Rs.15,000/- towards Loss of Estate; and Rs.15,000/- Funeral expenses are

reasonable, hence, they are confirmed. In total, the claimants are entitled to

Rs.15,63,000/- along with interest at the rate of 7.5% per annum from the

date of claim petition till the date of realization. Thus, the total

compensation payable to the claimants is re-calculated and tabulated below:

                           S.      Heads under which           Amount           Amount
                           No.       the amount is          awarded by the     awarded by
                                    awarded by the          Tribunal in Rs.   this Court in
                                        Tribunal                                   Rs.
                          1.      Loss of Income                13,23,000       13,23,000
                          2.      Loss of     Love    and        3,25,000            -
                                  Affection
                          3.      Parental Consortium               -            1,20,000
                          4.      Filial Consortium                 -              80,000
                          5.      Transport Charges                10,000          10,000
                          6.      Loss of Estate                   15,000          15,000
                          7.      Funereal Expenses                15,000          15,000
                                  Total                         16,88,000       15,63,000


12. In view of the above modification, this Civil Miscellaneous Appeal

is partly allowed. The sum of Rs.16,88,000/- awarded by the Tribunal is

reduced to Rs.15,63,000/-. Out of which, the claimants 2 to 4 viz., Selvi,

https://www.mhc.tn.gov.in/judis Page No.6/8 C.M.A.No.408 of 2022

Palanisamy and Sidhuraji are entitled for Rs.4,00,000/- each; the 5th

claimant/mother of the deceased is entitled for a sum of Rs.2,00,000/- ; and

the 6th claimant/father of the deceased is entitled for a sum of Rs.1,63,000/-.

The appellant/Insurance Company is directed to deposit the above modified

award amount along with interest at 7.5% and costs, less the amount

already deposited, if any, within a period of six weeks to the credit of claim

petition. On such deposit, the claimants are permitted to withdraw their

share amount, less the amount already withdrawn, if any. No costs.

Consequently, connected Miscellaneous Petition is closed.



                                                                   [M.K.K.S, J] [V.S.G., J]
                                                                           25.02.2022
                Index       : Yes / No
                Speaking order: Yes/No
                ms




https://www.mhc.tn.gov.in/judis
                Page No.7/8
                                                                C.M.A.No.408 of 2022

                                                     K.KALYANASUNDARAM, J.
                                                                       and
                                                           V.SIVAGNANAM, J.

                                                                                ms




                To

                1. The Sub Judge,
                   Motor Accidents Claims Tribunal
                  (Subordinate Court), Sangagiri.

                2. The Section Officer,
                   V.R.Section,
                   High Court, Madras.




                                                          C.M.A. No.408 of 2022
                                                                            and
                                                          C.M.P.No.2852 of 2022




                                                                     25.02.2022



https://www.mhc.tn.gov.in/judis
                Page No.8/8

 
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