Monday, 11, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

M/S.National Insurance Company ... vs D.Manoharan
2022 Latest Caselaw 1877 Mad

Citation : 2022 Latest Caselaw 1877 Mad
Judgement Date : 7 February, 2022

Madras High Court
M/S.National Insurance Company ... vs D.Manoharan on 7 February, 2022
                                                                             C.M.A.No.979 of 2020


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED : 07.02.2022

                                                     CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                               C.M.A.No.979 of 2020
                                                        and
                                      C.M.P.Nos.6145 of 2020 and 16609 of 2021

                 M/s.National Insurance Company Ltd.,
                 'Regina Mansion'
                 No.46, Moore Street,
                 Parrys,
                 Chennai – 600 001.                                                ... Appellant

                                                        Vs.

                 1.D.Manoharan
                 2.S.Anand Moopanar
                                                                                 ... Respondents


                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Decree and Judgment dated 22.07.2019 passed
                 in MCOP No.2740 of 2017 by the Motor Accident Claims Tribunal, (Special Sub-
                 Judge – II, Court of Small Causes), at Chennai.


                 1/9

https://www.mhc.tn.gov.in/judis
                                                                                    C.M.A.No.979 of 2020




                                   For Appellant      :    Mr.J.Michael Visuvasam

                                   For Respondents    :   Mr.Balaji Prasad for R1
                                                          No appearance for R2



                                                      JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

This appeal is filed by the Insurance Company questioning the award

passed by the Motor Accident Claims Tribunal, (Special Sub-Judge – II, Court of

Small Causes), Chennai, dated 22.07.2019 in M.C.O.P.No.2740 of 2017.

2.The first respondent herein filed the claim petition seeking compensation

of Rs.1,50,00,000/- for the injuries suffered by him in a road accident which had

taken place on 13.03.2017 at 22.45 hours. According to the claimant, on the

faithful day, he was riding a motorcycle bearing Reg.No.TN-22-CA-8106 from

north to south direction near Sivan Temple at Polichalur. At that time, a Car

bearing Reg.No.TN-18-Q-6809 driven by its driver in a rash and negligent

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

manner, rammed his two-wheeler. In the accident, he suffered injuries and he was

taken to a hospital, where he took treatment for more than 100 days on five

different occasions. It is also stated that he underwent one surgery during the

treatment period.

3.The stand of the appellant before the Tribunal was that the offending car

was driven by a person, who was in a drunken mood and hence, the liability

cannot be fastened on the Insurance Company. That apart, they have also stated

that the claim amount is on the higher side.

4.The parties had adduced oral and documentary evidence before the

Tribunal. On appreciation of evidence adduced, the Tribunal came to the

conclusion that the accident had taken place due to the negligence of the driver of

the car and it was also found that he had consumed alcohol at that time. Hence,

while awarding compensation, the Tribunal has directed the Insurance Company

to pay the award amount and thereafter, recover the same from the owner of the

vehicle, taking note of the fact that the claimant is the third party.

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

5.The learned counsel appearing for the appellant Mr.J.Michael Visuvasam

mainly contended that the claimant has categorically admitted in his evidence that

he continues with the same employment and there is no deduction of salary.

Hence, applying multiplier method and awarding a sum of Rs.1,14,10,144/-

cannot be sustained. In this regard, the learned counsel has also produced a

decision in the case of Rajkumar vs. Ajaykumar reported in 2011 ACJ 1.

6.Per contra, the learned counsel appearing for the first

respondent/claimant Mr.Balaji Prasad placing reliance on the decisions of the

Hon'ble Apex Court in the case of Dinesh Singh vs. Bajaj Allianz General

Insurance reported in 2014 ACJ 1412, Pappu Deo Yadav vs. Naresh Kumar

and others reported in 2020(2) TN MAC 536 (SC), Sandeep Khanuja vs. Atul

Dande & another reported in 2017 (1) TN MAC 410 (SC) and I.Pavithra vs.

R.Alan Joy reported in 2018 (2) TN MAC 660 (DB) argued that even though

the injured claimant continues with the employment, he is entitled the amount

under the head of loss of income.

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

7. This Court carefully considered the submissions of the learned counsel

for the appellant/Insurance Company and the learned counsel appearing for the

first respondent/claimant and perused the materials available on record.

8. We have gone through the decisions cited by the learned counsel

appearing for the first respondent/claimant. In those cases, the injured claimant

either resigned the job or removed from the employment or there was reduction of

salary on account of the accident, hence, in our considered view, the decisions are

not helpful to the claimant.

9.In the evidence, P.W.1 has categorically admitted that he continues with

the employment after the accident. Furthermore, no material was produced before

the Tribunal to show any reduction of income after the accident. Hence, in our

considered view, the award amount of Rs.1,14,10,144/- under the head of loss of

earning capacity cannot be sustained. It is also brought to the notice of this Court

that in the case of injury, Rs.5,000/- per percentage is awarded, wherever, it is

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

found that multiplier method could not be applied. Ex.C.1 Disability Certificate

reveals that the claimant suffered 90% disability. Hence, Rs.4,50,000/- is

awarded under the head of Disability by applying Rs.5,000/- per percentage.

Documents annexed in the booklet shows that the injuries sustained on the right

leg are not healed and he is still taking treatment.

10.It is the submission of the learned counsel appearing for the claimant

that although the injured continues with the employment, he is taking continuous

treatment and he is spending more amount towards medical expenses. It is also

stated that without the help of the attendant, normal work could not be carried out

by the injured. In support of his submission, documents have been enclosed in

the booklet.

11.The learned counsel appearing for the appellant/Insurance Company has

not seriously disputed the statement made by the learned counsel appearing for

the first respondent/claimant.

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

12.In the light of the above, we modify the award under the other heads as

follows:-

                                  Heads                 Amount           Re-quantified      Status
                                                     awarded by the     Amount by this
                                                       Tribunal             Court
                        Disability 5000 x 90                     Nil          4,50,000/- granted
                        Loss of Earning Power           1,14,10,144/-               Nil set aside
                        Pain and Sufferings                 50,000/-          5,00,000/- enhanced
                        Transportation                      10,000/-          3,00,000/- enhanced
                        Extra nourishment                   25,000/-          1,00,000/- enhanced
                        Damage of Cloth & Articles            1,000/-            5,000/- enhanced
                        Attendant Charges                   10,000/-          5,00,000/- enhanced
                        Medical Expenses                   2,09,193/-         2,09,193/- confirmed
                        Loss of Amenities                   10,000/-         10,00,000/- enhanced
                        Future Medical Expenses                  Nil          3,00,000/- granted
                        Total                          1,17,25,337/-         33,64,193/- reduced
                        Rounded off                     1,17,25,400/-        33,64,000/- 83,61,400/-
                                                                                         is reduced



13.In such view of the matter, this Civil Miscellaneous Appeal is partly

allowed. The order of pay and recovery and rate of the interest 7.5% per annum

as ordered by the Tribunal are confirmed. It is represented that 50% of the award

amount has already been deposited to the credit of the claim petition. Hence, the

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

first respondent/claimant is permitted to withdraw the modified award amount

less the amount already withdrawn, if any, together with proportionate interest

and costs. The excess amount, if any, shall be returned to the appellant/Insurance

Company. The appellant/Insurance Company is at liberty to recover the award

amount from the owner of the vehicle in accordance with law. No costs.

Consequently, connected miscellaneous petitions are closed.

                                                               [M.K.K.S.,J.]        [V.S.G.,J.]
                                                                         07.02.2022
                 skn
                 Index          : Yes/No
                 Speaking Order :Yes/No

                 To

                 1.The Motor Accident Claims Tribunal,

(Special Sub-Judge – II, Court of Small Causes), Chennai.

2.The Section Officer, V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.979 of 2020

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

skn

JUDGMENT MADE IN C.M.A.No.979 of 2020 and C.M.P.Nos.6145 of 2020 and 16609 of 2021

07.02.2022

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter