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The Oriental Insurance Co. Ltd vs Shanthi
2022 Latest Caselaw 9024 Mad

Citation : 2022 Latest Caselaw 9024 Mad
Judgement Date : 28 April, 2022

Madras High Court
The Oriental Insurance Co. Ltd vs Shanthi on 28 April, 2022
                                                                     C.M.A.No.1083 of 2022


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                              DATED : 28.04.2022

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                             C.M.A.No.1083 of 2022
                                                     and
                                             C.M.P.No.7925 of 2022

                 The Oriental Insurance Co. Ltd.,
                 No.115/2016, Prakasam Road,
                 Chennai – 600 108.                                        ... Appellant

                                                      Vs.

                 1.Shanthi
                 2.Geetharani
                 3.Nagarathinam
                 4.Hariram

                 5.The Commissioner,
                   Corporation of Chennai,
                   Rippon Builing,
                   Chennai – 600 003.
                                                                         ... Respondents




                 1/9

https://www.mhc.tn.gov.in/judis
                                                                               C.M.A.No.1083 of 2022




                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Decree and Judgment passed in MCOP
                 No.7164 of 2017 on 29.10.2021 on the file of the Motor Accident Claims
                 Tribunal (In the III Court of Small Causes), Chennai.

                                   For Appellant   :     Mr.J.Chandran
                                   For Respondents :     Mr.K.Varadha Kamaraj for R1 to R4




                                                     JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

Heard Mr.J.Chandran, learned counsel appearing for the

appellant/Insurance Company and Mr.K.Varadha Kamaraj, learned counsel

appearing for the respondents 1 to 4/claimants.

2.This appeal is directed against the order of the Motor Accident Claims

Tribunal (In the III Court of Small Causes), Chennai in MCOP No.7164 of 2017

dated 29.10.2021.

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

3.This is the case of fatal accident. The claimants are the legal heirs of the

deceased Nithyakalyanan. According to the claimants, the deceased was riding his

motorcycle bearing Reg.No.TN-05-AW-7567 on 05.09.2017 at 10.15 hours from

west to east in K.H.Road, Ottery, Chennai – 600 012. At that time, a lorry bearing

Reg.No.TN-04-AQ-6280 owned by the Chennai Corporation insured with the

appellant driven by its driver in a rash and negligent manner in the same

direction, hit against him. In the accident, he sustained grievous injuries and died

on the spot. The claimants further stated that at the time of accident, the deceased

was working as 'Conductor' in the Transport Corporation and he was earning

Rs.40,000/- per month. Since the accident occurred due to the negligence of the

driver of the lorry, they are entitled to compensation of Rs.50,00,000/-.

4.The claim was resisted by the appellant/Insurance Company and the 5th

respondent/Corporation by filing a separate counter disputing the manner of the

accident, age, avocation and income of the deceased. However, the Tribunal,

after analyzing the evidence adduced by the parties, came to the conclusion that

the accident occurred due to the negligence of the driver of the lorry and awarded

total compensation of Rs.36,65,200/- along with 7.5% per annum. Questioning

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

the same, the present appeal has been filed.

5.The contention of the learned counsel appearing for the

appellant/Insurance Company is that the deceased was drawing the salary of

Rs.34,000/- per month only, but the Tribunal has taken the income as Rs.37,200/-

to asses the loss of income. According to the learned counsel, the award amount

has to be reduced.

6.Per contra, the learned counsel appearing for the respondents/claimants

argued in support of the award of the Tribunal.

7.Perusal of the materials would show that at the relevant point of time, the

deceased was paid Rs.34,000/- per month. It is not in dispute that the deceased

died at the age of 56 years. As per the decision of the Hon'ble Supreme Court in

the case of National Insurance Company Ltd., vs. Pranay Sethi and others

reported in 2017 (2) TN MAC 609 (SC), the claimants are entitled to 15%

addition towards future prospects and as per the decision of Sarala Verma and

others vs. Delhi Transport Corporation and another reported in 2009 TN

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

MAC 1, proper multiplier would be '9'. Since the claimants are four in number,

1/4th of the income has to be deducted towards personal expenses. Hence, after

adding 15% towards future prospects and after deducting 1/4th towards personal

and living expenses and by applying multiplier '9', the loss of dependency is

assessed as Rs.31,67,100/- (34000+5100=39100x12x9x3/4). As per the decision

of the Hon'ble Apex Court in the case of Magma General Insurance Co. Ltd.,

vs. Nanu Ram and others reported in 2018(1) TN MAC 452 (SC), each of the

dependents are entitled to Rs.40,000/- towards consortium and Filial consortium,

which comes to Rs.1,60,000/-. Hence, the amount of Rs.40,000/- awarded

towards consortium is enhanced to Rs.1,60,000/-. The amount of Rs.15,000/-

awarded towards funeral expenses; Rs.15,000/- towards loss of estate and

Rs.10,000/- towards Transport Expenditure are confirmed. The amount of

Rs.1,20,000/- awarded towards loss of love and affection is set aside. The rate of

interest fixed by the Tribunal as 7.5% per annum is unaltered.

8.For the foregoing reasons, the compensation awarded by the Tribunal to

the claimants is re-quantified as follows:-



https://www.mhc.tn.gov.in/judis
                                                                                  C.M.A.No.1083 of 2022


                                                        Amount       Re-quantified
                                    Heads            awarded by the Amount by this    Status
                                                       Tribunal         Court
                        Loss of dependency               34,65,180/-    31,67,100/- reduced
                        Loss of Consortium                  40,000/-     1,60,000/- enhanced
                        Funeral Expenses                    15,000/-       15,000/- confirmed
                        Loss of Estate                      15,000/-       15,000/- confirmed
                        Transport Expenditure               10,000/-       10,000/- Confirmed
                        Loss of love and affection        1,20,000/-           Nil Set aside
                                     Total               36,65,180/-    33,67,100/- Reduced
                                  Rounded off            36,65,200/-    33,67,000/-



9. In such view of the matter, this Civil Miscellaneous Appeal is partly

allowed. The award amount of Rs.36,65,200/- is reduced to Rs.33,67,000/-. Out

of the said amount, the first claimant/wife of the deceased is entitled to

Rs.20,00,000/-; the second claimant/daughter of the deceased is entitled to

Rs.7,00,000/-, 3rd claimant/mother of the deceased is entitled to Rs.3,67,000/- and

the fourth claimant/father of the deceased entitled to Rs.3,00,000/- together with

proportionate interest and costs.

10.The appellant/Insurance Company is directed to deposit the modified

award amount of Rs.33,67,000/- with accrued interest and costs, less the amount

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

already deposited, if any, within a period of eight weeks from the date of receipt

of a copy of this Judgment. On such deposit, the claimants are permitted to

withdraw their share after filing a memo, along with a copy of this order, less the

amount if already withdrawn. There is no order as to costs. Consequently,

connected miscellaneous petition is closed.

                                                               [M.K.K.S.,J.]        [V.S.G.,J.]
                                                                         28.04.2022
                 skn
                 Intex            : Yes/No
                 Internet         : Yes/No

                 To
                 1.The Motor Accident Claims Tribunal,

Chief Judge, Court of Small Causes, Chennai.

2.The Section Officer, V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

skn

JUDGMENT MADE IN C.M.A.No.1083 of 2022 and C.M.P.No.7925 of 2022

https://www.mhc.tn.gov.in/judis C.M.A.No.1083 of 2022

28.04.2022

https://www.mhc.tn.gov.in/judis

 
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