Thursday, 07, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

National Insurance Company ... vs Vijayalakshmi
2022 Latest Caselaw 8790 Mad

Citation : 2022 Latest Caselaw 8790 Mad
Judgement Date : 26 April, 2022

Madras High Court
National Insurance Company ... vs Vijayalakshmi on 26 April, 2022
                                                                                C.M.A(MD)No.13 of 2022


                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                               DATED :26.04.2022

                                                    CORAM:

                                   THE HONOURABLE MR.JUSTICE R.SUBRAMANIAN
                                                     and
                                  THE HONOURABLE MR.JUSTICE N.SATHISH KUMAR

                                             C.M.A(MD)No.13 of 2022
                                                     and
                                             C.M.P(MD)No.103 of 2022


                 National Insurance Company Limited,
                 Divisional Office,
                 1st Floor, KRT Building,
                 Promenade Road,
                 Cantonment,
                 Trichy-1.                                    ... Appellant/2nd Respondent

                                                       -vs-


                 1.Vijayalakshmi
                 2.Harishankar
                 3.Jayalakhsmi                                ... Respondents 1 to 3/
                                                                   Petitioners 1 to 3

                 PRAYER: Appeal filed under Section 173 of the Motor Vehicles Act, to set aside
                 the judgment and decree dated 10.06.2020 made in M.C.O.P.No.1193 of 2014, on
                 the file of the Motor Accident Claims Tribunal, Special District Judge, to deal
                 with MCOP Cases, Trichirappalli.

                 1/7

https://www.mhc.tn.gov.in/judis
                                                                                     C.M.A(MD)No.13 of 2022




                                  For Appellant      : Mr.A.S.Mathialagan
                                  For Respondents    : Mr.R.Sudhagar Nagaraj

                                                         JUDGMENT

R.SUBRAMANIAN, J.

AND N.SATHISH KUMAR, J.

With the consent of parties, the Civil Miscellaneous Appeal itself is

taken up for final disposal.

2. Mr.N.Sudhagar Nagaraj, learned counsel, is on caveat.

3. The Insurance Company challenges the award of the Tribunal

granting compensation of Rs.29,85,664/- (Rupees Twenty nine lakhs eighty five

thousand six hundred and sixty four only) for the death of one Srinivasan, who

died in a road accident that occurred on 17.05.2014 claiming that the deceased

had died due to the rash and negligent driving of the lorry bearing Registration

No.TN-27-U-4675 owned by the fourth respondent and insured with the appellant

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.13 of 2022

Insurance Company. The claimants sought for compensation of Rs.30,00,000/-

(Rupees Thirty Lakhs only).

4. It is not disputed that the deceased was working as Special Sub

Inspector of Police and earning a salary of Rs.37,000/- (Rupees Thirty Seven

Thousand only). The Tribunal added 15% towards future prospects, deducted

1/3rd towards personal expenses of the deceased, applied multiplier of '9' and

awarded a sum of Rs.27,29,664/- (Rupees Twenty Seven Lakhs Twenty Nine

Thousand Six Hundred and Sixty Four only) towards loss of dependency. The

Tribunal has also awarded a sum of Rs.40,000/- (Rupees Forty Thousand only)

each towards loss of consortium for the petitioners 1 to 3, Rs.1,00,000/- ( Rupees

One Lakh only) towards loss of love and affection, Rs.15,000/- (Rupees Fifteen

Thousand only) towards loss of estate, Rs.15,000/- (Rupees Fifteen Thousand

only) towards funeral expenses and Rs.6,000/- (Rupees Six Thousand only)

towards transportation. Altogether, the Tribunal awarded the total compensation

of Rs.29,85,664/- (Rupees Twenty Nine Lakhs Eighty Five Thousand Six

Hundred and Sixty Four only).

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.13 of 2022

5. Mr.A.S.Mathialagan, learned counsel appearing for the appellant

would submit that the Tribunal ought to have adopted split multiplier in view of

the age of the deceased and the fact that he was serving in the Police Department.

He would also fault the Tribunal in awarding Rs.1,00,000/- (Rupees One Lakh

only) towards love and affection after awarding Rs.40,000/- (Rupees Forty

Thousand only) to each of the claimants for loss of consortium. He would further

contend that the Tribunal should have authorised the deduction of TDS.

6. Contending contra, Mr.N.Sudhagar Nagaraj, learned counsel

appearing for the respondents would submit that split multiplier theory cannot be

adopted in view of the judgment of the Hon'ble Supreme Court in R.Valli Vs.

Tamilnadu Transport Corporation reported in 2022(1) TNMAC 289. He would,

however, fairly concede that a sum of Rs.1,00,000/- (Rupees One Lakh only)

awarded by the Tribunal under the head of love and affection is not sustainable in

view of the judgment of the Hon'ble Supreme Court in National Insurance Co.,

Ltd., v. Pranay Sethi reported in (2017) 16 SCC 680.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.13 of 2022

7. As regards TDS is concerned, the issue is pending before the

Larger Bench. It is not for the Insurance Company to claim hat TDS should be

deducted. We sustain the conclusion of the Tribunal.

8. In view of the above, the Civil Miscellaneous Appeal is partly

allowed. Rs.1,00,000/- (Rupees One Lakh only) awarded under the head of loss

love and affection will stand disallowed. No costs. Consequently, connected

miscellaneous petition is closed. The Compensation is reduced to Rs.28,85,664/-

(Rupees Twenty Eight Lakhs Eighty Five Thousand Six Hundred and Sixty Four

only) . The compensation is apportioned as follows:-

"The first respondent/wife of the deceased would be entitled to

Rs.14,35,664/- (Rupees Fourteen Lakhs Thirty Five Thousand Six Hundred and

Sixty four only), the second respondent/son of the deceased would be entitled to

Rs.9,50,000/- (Rupees Nine Lakhs Fifty Thousand only) and the third

respondent/mother of the deceased would be entitled to Rs.5,00,000/- (Rupees

Five Lakhs only) with accrued interest and the entire costs shall go to the first

respondent/wife of the deceased."

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.13 of 2022

9. The appellant/Insurance Company is directed to deposit the

compensation as fixed by us with accrued interest and costs within a period of

eight weeks from today. On such deposit, the claimants would be entitled to

withdraw their respective share amounts.

                 Index : No                                 [R.S.M.,J.]       [N.S.K.,J.]
                 Internet : Yes                                    26.04.2022
                 am


                 To:
                 The Motor Accident Claims Tribunal,

Special District Judge to deal with MCOP Cases, Trichirappalli.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.13 of 2022

R.SUBRAMANIAN, J.

and N.SATHISH KUMAR, J.

am

ORDER MADE IN C.M.A(MD)No.13 of 2022

26.04.2022

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter