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M/S.United India Insurance ... vs G.Nathiya
2022 Latest Caselaw 6835 Mad

Citation : 2022 Latest Caselaw 6835 Mad
Judgement Date : 1 April, 2022

Madras High Court
M/S.United India Insurance ... vs G.Nathiya on 1 April, 2022
                                                                  C.R.P(MD)Nos.2240 to 2242 of 2015



                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              DATED: 01.04.2022

                                                    CORAM

                                  THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR

                                       C.R.P(MD)Nos.2240 to 2242 of 2015
                                                    and
                                         M.P(MD)Nos.1,1 and 1 of 2015


                     C.R.P(MD)No.2240 of 2015:

                     M/s.United India Insurance Co.Ltd,
                     Divisional Office,
                     Promenadet Road,
                     Cantonment
                     Trichy District.                          ... Petitioner/ 2nd Respondent

                                                       Vs.
                     1.G.Nathiya                               ... Respondent/Claimant

                     2.Gopalakrishnan                          ... Respondent/1st Respondent


                     PRAYER : Civil Revision Petition is filed under Article 227 of
                     Constitution of India as against the fair and decreetal order, dated,
                     28.03.2014 made in M.C.O.P.No.1048 of 2009 on the file of the Motor
                     Accident Claims Tribunal (III Additional Sub Court) Trichy.



                     1/8



https://www.mhc.tn.gov.in/judis
                                                                  C.R.P(MD)Nos.2240 to 2242 of 2015

                                   For Petitioner    : Mr.B.Rajesh Saravanan

                                   For Respondents : Mr.N.Sudhagar Nagaraj
                                                     for R1
                                                     No appearance
                                                     for R2

                     C.R.P(MD)No.2241 of 2015:

                     M/s.United India Insurance Co.Ltd,
                     Divisional Office,
                     Promenadet Road,
                     Cantonment
                     Trichy District.                          ... Petitioner/ 2nd Respondent

                                                       Vs.
                     1.S.Pokkali                               ... Respondent/Claimant

                     2.Gopalakrishnan                          ... Respondent/1st Respondent


                     PRAYER : Civil Revision Petition is filed under Article 227 of
                     Constitution of India as against the fair and decreetal order, dated,
                     28.03.2014 made in M.C.O.P.No.1022 of 2009 on the file of the Motor
                     Accident Claims Tribunal (III Additional Sub Court) Trichy.


                                   For Petitioner  : Mr.B.Rajesh Saravanan
                                   For Respondents : Mr.N.Sudhagar Nagaraj
                                                     for R1
                                                     No appearance
                                                     for R2



                     2/8



https://www.mhc.tn.gov.in/judis
                                                                      C.R.P(MD)Nos.2240 to 2242 of 2015

                     C.R.P(MD)No.2242 of 2015:

                     M/s.United India Insurance Co.Ltd,
                     Divisional Office,
                     Promenadet Road,
                     Cantonment
                     Trichy District.                               ... Petitioner/ 2nd Respondent

                                                            Vs.
                     1.M.Revathi                                    ... Respondent/Claimant

                     2.Gopalakrishnan                               ... Respondent/1st Respondent


                     PRAYER : Civil Revision Petition is filed under Article 227 of
                     Constitution of India as against the fair and decreetal order, dated,
                     28.03.2014 made in M.C.O.P.No.1025 of 2009 on the file of the Motor
                     Accident Claims Tribunal (III Additional Sub Court) Trichy.


                                        For Petitioner    : Mr.B.Rajesh Saravanan

                                        For Respondents : Mr.N.Sudhagar Nagaraj
                                                          for R1
                                                          No appearance
                                                          for R2


                                                         ORDER

The present petitions have been filed against an award of the

Motor Accident Claims Tribunal in M.C.O.P.Nos.1022,1025 and 1048 of

https://www.mhc.tn.gov.in/judis C.R.P(MD)Nos.2240 to 2242 of 2015

2009. The claimants were travelling in a tourist bus, which met with an

accident and capsized due to the rash and negligent driving of the driver

of the bus, in which, the claimants were travelling. The award in

M.C.O.P.Nos.1022,1025 and 1048 of 2009 was less than Rs.25,000/-

(Rupees Twenty Five Thousand only) and hence, the present petitions

have been filed in C.R.P(MD)Nos.2240 to 2242 of 2015.

2. According to the learned counsel for the petitioner, there is a

violation of permit condition and hence, the Insurance Company is not

liable to pay the compensation amount. According to the petitioner, the

second respondent owner was given permit to ply the bus in a specific

road and without obtaining any permission, it was running in a different

road in violation of the permit conditions.

3. The Motor Claims Original Petitions, in which, the award

amount was more than Rs.25,000/-(Rupees Twenty Thousand only) were

challenged by way of Civil Miscellaneous Appeals. In one of the appeals,

in C.M.A(MD)NO.1162 of 2015, this Court has passed an order,

https://www.mhc.tn.gov.in/judis C.R.P(MD)Nos.2240 to 2242 of 2015

confirming the fact that there was a violation of policy conditions and

hence, the Insurance Company is not liable to pay the compensation

amount. On arriving at a said finding, the learned single Judge of this

Court has directed the Insurance Company to pay the compensation

amount at the first instance and recover the same from the owner of the

vehicle, namely, the second respondent herein.

4. The present petitions arising out of the same accident and a

common judgment. Hence, following the judgment of this Court in

C.M.A(MD)No.1162 of 2015, these Civil Revision Petitions are allowed.

The award amount of the Motor Accident Claims Tribunal is modified to

the effect that the petitioner Insurance Company is directed to deposit the

entire award amount before the Tribunal together with interest at the rate

of 7.5% p.a. from the date of petition till the date of realization, within a

period of eight weeks from the date of receipt of a copy of this order, if

not already deposited. On such deposit, the claimant is permitted to

withdraw the entire award amount without filing any formal petition

before the Tribunal. Thereafter, the petitioner Insurance Company is at

https://www.mhc.tn.gov.in/judis C.R.P(MD)Nos.2240 to 2242 of 2015

liberty to recover the award amount from the owner of the vehicle, by

following the mode in Nanjappan's Case [(2004)2 CTC 464]. No costs.

5. All the Civil Revision Petitions are partly allowed to the extent

as stated above. No costs. Consequently, connected Miscellaneous

Petitions are closed.



                                                                                         01.04.2022

                     gbg

                     Index              :     Yes / No
                     Internet           :     Yes / No

                     Note :

In view of the present lock down owing to COVID-19 pandemic, a web copy of the order may be utilized for official purposes, but, ensuring that the copy of the order that is presented is the correct copy, shall be the responsibility of the advocate / litigant concerned.

https://www.mhc.tn.gov.in/judis C.R.P(MD)Nos.2240 to 2242 of 2015

To

1.The Principal Sub-Court, Thanjavur.

2.The Record Keeper, Vernacular Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis C.R.P(MD)Nos.2240 to 2242 of 2015

R.VIJAYAKUMAR ,J.

gbg

Order made in C.R.P(MD)Nos.2240 to 2242 of 2015

01.04.2022

https://www.mhc.tn.gov.in/judis

 
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