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M/S.Reliance General Insurance ... vs Vijayalakshmi
2021 Latest Caselaw 21730 Mad

Citation : 2021 Latest Caselaw 21730 Mad
Judgement Date : 29 October, 2021

Madras High Court
M/S.Reliance General Insurance ... vs Vijayalakshmi on 29 October, 2021
                                                                                   C.M.A.No.591 of 2021


                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED : 29.10.2021

                                                        CORAM

                               THE HONOURABLE MR.JUSTICE ABDUL QUDDHOSE
                                          C.M.A.No.591 of 2021 &
                                           CMP.No.3622 of 2021

                     M/s.Reliance General Insurance Company Limited,
                     2nd Floor, Shri Abirami Towers,
                     No.43-B, Cowly Brown Road,
                     R.S.Puram, Coimbatore – 641 002.                      ...   Appellant
                                                        Vs.
                     1.Vijayalakshmi
                     2.Lakshmi Devi (Minor)
                     3.Vijayaraghavan (Minor)
                     4.Balan (Minor)
                     (Respondents 2 to 4 minor respondents by mother & NF 1st Respondent)
                     5.Sala @ Salammal
                     6.Govindan
                     7.P.Periyasamy                                        ... Respondents
                     PRAYER: Civil Miscellaneous Appeal filed under Section 173 of the
                     Motor Vehicles Act, 1988 against the judgment and decree made in
                     MCOP.No.861 of 2017 dated 18.06.2020 on the file of the Motor Accident
                     Claims Tribunal, Special District Court, Dharmapuri.
                                     For Appellants         : Mr.E.Rajadurai
                                                              for Mr.M.B.Gopalan Associates
                                     For Respondents 1 to 6 : Mr.S.Sathia Seelan
                                     For Respondent 7       : No appearance

                     1/6




https://www.mhc.tn.gov.in/judis/
                                                                                       C.M.A.No.591 of 2021




                                                        JUDGMENT

This appeal has been filed by the Insurance Company challenging the

impugned award dated 18.06.2020 passed by the Motor Accident Claims

Tribunal (Special District Court, Dharmapuri) in MCOP.No.861 of 2017.

2. The Appellant Insurance Company has challenged the impugned

award questioning the quantum of compensation awarded by the Tribunal,

but they have not disputed the liability to pay compensation by them to the

claimants/respondents 1 to 6.

3. The Tribunal under the impugned award directed the Appellant

Insurance Company to pay the claimants a compensation of Rs.19,71,000/-

together with interest and costs as detailed hereunder:

                                          Heads                  Award Amount
                                                                     (Rs.)
                             Compensation for pecuniary loss             17,01,000/-
                             Loss of consortium for claimants             2,40,000/-
                             Loss of estate                                 15,000/-
                             Funeral expenses                               15,000/-
                             Total                                       19,71,000/-







https://www.mhc.tn.gov.in/judis/
                                                                                   C.M.A.No.591 of 2021




4. The deceased was aged 40 years at the time of the accident which

happened on 19.03.2017. In the claim petition, the respondents 1 to 6 /

claimants who are the dependants of the deceased have pleaded that the

deceased was an agriculturist and a mason and earning Rs.20,000/- per

month at the time of the accident. However, the Tribunal has fixed the

notional monthly income of the deceased at Rs.9,000/- which cannot be

considered to be excessive as alleged by the Appellant Insurance Company.

Therefore, this Court confirms the same. The Tribunal has rightly awarded

compensation at 40% towards loss of future prospects and rightly adopted

15 multiplier as the deceased was aged 40 years at the time of the accident

and also rightly deducted 1/4th towards the personal expenses of the

deceased as the dependants are six in number. This Court does not find any

infirmity in the said findings.

5. The Tribunal has awarded a sum of Rs.40,000/- towards loss of

consortium to the first respondent/wife of the deceased and also awarded

another sum of Rs.2,00,000/- towards loss of love and affection to the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.591 of 2021

respondents 2 to 6 who are the children and parents of the deceased which is

also confirmed by this Court as it is in accordance with law.

6. The Tribunal has awarded a compensation of Rs.15,000/- towards

loss of estate and Rs.15,000/- towards funeral expenses which is also in

accordance with law and therefore, the same is confirmed by this Court.

7. For the foregoing reasons, this Court does not find any merit in this

appeal. Accordingly, this civil miscellaneous appeal is dismissed. The

Appellant Insurance Company is directed to deposit the amount awarded by

the Tribunal, after deducting the amount already deposited if any, together

with interest from the date of claim till the date of deposit and costs, to the

credit of MCOP.No.861 of 2017 within a period of four weeks from the date

of receipt of a copy of this Judgment. On such deposit being made, the

Tribunal shall transfer the respective share of award amount together with

accrued interest lying to the credit of MCOP.No.861 of 2017 to the bank

account of the respondents 1, 5 & 6/claimants as per the ratio apportioned

by the Tribunal through RTGS within a period of one week thereafter. Since

https://www.mhc.tn.gov.in/judis/ C.M.A.No.591 of 2021

the respondents 2 to 4 are minors, their respective share of award amount

together with accrued interest lying to the credit of MCOP.No.861 of 2017

shall be deposited in any one of the Nationalised Banks till they attain the

age of majority and the first respondent/mother of the minors is permitted to

withdraw the interest alone once in six months for the welfare of the minors.

If the minors attain the age of majority, it is open for them to file a formal

petition to declare them as majors. No costs. Consequently, connected

miscellaneous petition is closed.

29.10.2021 nl

Index: Yes/ No Internet: Yes/No Speaking Order/Non-speaking Order

To

1. The Special District Court, Dharmapuri.

2.The Section Officer, V.R.Section, High Court of Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.591 of 2021

ABDUL QUDDHOSE, J.

nl

C.M.A.No.591 of 2021

29.10.2021

https://www.mhc.tn.gov.in/judis/

 
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