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National Insurance Company Ltd vs A.Santhanakumar
2021 Latest Caselaw 20530 Mad

Citation : 2021 Latest Caselaw 20530 Mad
Judgement Date : 6 October, 2021

Madras High Court
National Insurance Company Ltd vs A.Santhanakumar on 6 October, 2021
                                                                             C.M.A(MD)No.946 of 2014

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                    DATED : 06.10.2021

                                                           CORAM:

                                    THE HONOURABLE MRS.JUSTICE R.THARANI

                                                  C.M.A(MD) No.946 of 2014
                                                            and
                                                    M.P.(MD)No.1 of 2014


                National Insurance company Ltd.,
                Rep. by its Branch Manager,
                No.378, Mint Street,
                Chennai – 79.                                          ... Appellant
                                                       Vs.
                1.A.Santhanakumar
                2.Ariyaselvi
                3.S.Shanmugam                                         ... Respondents


                Prayer: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                Vehilces Act, 1988, to set aside the fair and decreetal order, dated 21.10.2013
                made in M.C.O.P.No.260 of 2013, on the file of the Motor Accidents Claims
                Tribunal – I Additional District Judge, Tirunelveli.


                                  For Appellant      : Mr.S.Srinivasa Raghavan
                                  For Respondents : No appearance
                                                     ***



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https://www.mhc.tn.gov.in/judis
                                                                             C.M.A(MD)No.946 of 2014




                                                      JUDGMENT

This Civil Miscellaneous Appeal is filed against the award, dated

21.10.2013, made in M.C.O.P.No.260 of 2013, on the file of the Motor

Accidents Claims Tribunal – I Additional District Judge, Tirunelveli.

2.The appellant herein is the second respondent, the respondents 1

and 2 herein are the claimants and the third respondent herein is the first

respondent in the original claim petition.

3.Brief substance of the petition in M.C.O.P.No.260 of 2013 is as

follows:-

On 06.11.2012, at about 11.30 p.m., when the deceased/Karuppasamy

was travelling as a pillion rider in a motor cycle bearing Registration

No.TN-05-U-2009 along the Thoothukudi – Tiruchendur main road near old

kayal Aswini Prawn factory, a Torus lorry bearing Registration No.TN-03-

J-1357 that belonged to the first respondent was driven by its driver in a rash

and negligent manner and dashed against the two wheeler. Due to that impact,

the deceased-Karuppasamy died on the spot. The petitioners are the dependents

of the deceased and they claimed a sum of Rs.10,00,000/- as compensation.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

4.Brief substance of the counter filed by the second respondent in

M.C.O.P.No.260 of 2013 is as follows:-

The rider of the two wheeler was not having a valid driving licence at

the time of accident and three persons travelled in the motor cycle. Hence, the

respondent is not liable to pay compensation. The age, income and profession

of the deceased are to be proved. The rider of the two wheeler drove the

vehicle in a rash and negligent manner and dashed against the lorry. The claim

is excessive and the petition to be dismissed.

5.The first respondent was set ex-parte. Three witnesses were

examined and six documents were marked on the side of the petitioners. Three

witnesses were examined and four documents were marked on the side of the

second respondent.

6.The trial Court, after hearing both sides, has awarded a sum of

Rs.9,29,000/- as compensation to the claimants. Against the same, the second

respondent / Insurance Company has filed this Civil Miscellaneous Appeal.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

7.On the side of the appellant, it is stated that the Tribunal ought to

have deducted half of the monthly salary of the deceased towards his personal

expenses, as the deceased was a bachelor at that time. The Tribunal ought to

have taken into account the age of the mother of the deceased for assessing the

loss of income The multiplier followed by the Tribunal is excessive and the

order is to be set aside.

8.On the side of the appellant, it is further stated that the deceased

was aged about 17 years and said to have worked as a salesman in a food stall.

The claimants are the parents of the deceased and the deceased was a self

employed person and 50% of the income is to be deducted for his own

expenses.

9. Name of the respondents was printed and called upon, though

sufficient opportunity was given, none appeared for the respondents. Hence, no

oral argument on the side of the respondents is recorded and the order is passed

on merits.

10. On the side of the appellant, it is argued that the deceased

travelled along two other persons in a two wheeler, which is in violation of

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

policy conditions. From the evidence of P.W.2 and from Ex.P1 and Ex.P6, it is

clear that the accident took place due to the rash and negligent driving of the

lorry driver. No independent witness was examined on the side of the

appellant. Hence, it is decided that the accident took place due to the rash and

negligent driving of the lorry driver.

11. On the side of the appellant, it is stated that the driver of the two

wheeler was not holding valid driving licence at the time of accident. Evidence

of R.W.3 is not sufficient enough to prove that the rider of the two wheeler was

not having valid driving licence. Moreover, the accident took place due to the

rash and negligent driving of the lorry driver. There is no dispute regarding the

involvement of the lorry in the accident. The policy Ex.R3 was in force at the

time of accident. Hence, the appellant / Insurance Company is liable to pay

compensation.

12.The Law is well settled, now the age of the claimants is not a

criteria to fix the multiplier. The age of the deceased is 17 years, hence,

multiplier '18' is applicable. The Tribunal has fixed the notional income as Rs.

4,500/- which is reasonable. Since the deceased was a bachelor, 50% of the

income has to be deducted towards his personal expenses. Hence, monthly

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

income is fixed at Rs.2,250/-. After including future prospects at 40%, the

monthly income is fixed at Rs.3,150/- (Rs.2,250/-+ Rs.900/- (40%) =

Rs.3,150/-). By applying multiplier '18', the loss of income is fixed at

Rs.6,80,400/- (Rs.3,150/- X 12 X 18 = Rs.6,80,400/-). As per Pranay Sethi's

Case, the claimants are entitled for Rs.70,000/-, for conventional charges. In

total, the claimants are entitled to Rs.7,50,400/- as compensation and the same

is rounded off to Rs.7,50,000/-.

13.Hence, this Civil Miscellaneous Appeal is partly allowed. The

award, dated 21.10.2013 made in M.C.O.P.No.260 of 2013, on the file of the

Motor Accidents Claims Tribunal – I Additional District Judge, Tirunelveli, is

hereby reduced from Rs.9,29,000/- to Rs.7,50,000/-. The appellant / Insurance

Company is directed to deposit the entire compensation of Rs.7,50,000/- along

with interest at the rate of 7.5% p.a from the date of petition till the date of

deposit and with cost within a period of eight weeks from the date of receipt of

a copy of this judgment, if not already deposited. On such deposit being made,

the claimants are permitted to withdraw their respective shares as per the ratio

fixed by the Tribunal with proportionate interest after deducting any amount

received by them earlier. Excess amount, if any, deposited shall be refunded to

the appellant / Insurance Company. The Claimants are not entitled for interest

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

for the default period, if there is any default. No costs. Consequently,

connected Miscellaneous Petition is closed.

06.10.2021 Index : Yes/No Internet : Yes/No Ls

Note : In view of the present lock down owing to COVID-19 pandemic, a web copy of the order may be utilized for official purposes, but, ensuring that the copy of the order that is presented is the correct copy, shall be the responsibility of the advocate/litigant concerned.

To

1.The Motor Accidents Claims Tribunal – I Additional District Judge, Tirunelveli.

2.The Section Officer, VR Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.946 of 2014

R.THARANI.,J.

Ls

C.M.A(MD)No.946 of 2014

06.10.2021

https://www.mhc.tn.gov.in/judis

 
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