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Bharti Axa General Insurance ... vs Mrs.Krishnaveni
2021 Latest Caselaw 20290 Mad

Citation : 2021 Latest Caselaw 20290 Mad
Judgement Date : 4 October, 2021

Madras High Court
Bharti Axa General Insurance ... vs Mrs.Krishnaveni on 4 October, 2021
                                                                           C.M.A.No.542 of 2020

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED : 04.10.2021

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                              C.M.A.No.542 of 2020
                                                      and
                                              C.M.P.No.3320 of 2020

                 Bharti Axa General Insurance Company Limited,
                 No.162, Metro Plaza, 2nd Floor,
                 Opp to Spencer Plaza, Anna Salai,
                 Mount Road, Chennai - 600 002.                                   ... Appellant

                                                       Vs.
                 1.Mrs.Krishnaveni,
                 W/o.Velayudham.
                 2.K.Velayudham,
                 S/o.Krishnan.
                 3.Velu (Minor),
                 S/o.K.Velayudham.
                 4.Mariyappan (Minor),
                 S/o.K.Velayudham.
                 (Petitioners 3 and 4 are minors rep by their
                 Mother and NF Mrs.Krishnaveni)
                 5.K.Dharani
                 (5th respondent/1st respondent herein remained exparte,
                 hence, notice may be dispensed with)
                                                                               ... Respondents

                 1/8

https://www.mhc.tn.gov.in/judis/
                                                                                   C.M.A.No.542 of 2020

                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988, praying to set aside the decree and judgment made in
                 M.C.O.P.No.2634 of 2015 dated 01.08.2018, on the file of the Motor Accidents
                 Claims Tribunal, III Court of Small Causes, Chennai.


                                   For Appellant      :    Mr.K.Poomalai

                                   For Respondents    :   Mr.K.Varadhakamaraj (for R1 to R4)
                                                          R5-Exparte


                                                      JUDGMENT

[Judgment of the Court was delivered by V.SIVAGNANAM, J.]

This appeal arises out of the order passed by the Motor Accident Claims

Tribunal, III Court of Small Causes, Chennai in M.C.O.P.No.2634 of 2015, dated

01.08.2018.

2. This is the case of the fatal accident. The case of the claimants is that

on 02.02.2015 at about 20.00 hours, the deceased V.Ramesh was riding a

motorcycle bearing Reg.No.TN-19K-8997 on the left side of the Siruthavur Road,

Kanchipuram District. At that time an another motorcycle bearing Registration

No.TN-05AQ-1257 driven rashly and negligently by its rider in a manner

https://www.mhc.tn.gov.in/judis/ C.M.A.No.542 of 2020

endangering to public safety came at a dangerous speed and dashed against the

deceased thereby caused fatal injuries and died on the spot. The first claimant is

the mother of the deceased and the second claimant is the father of the deceased

and claimants 3 and 4 are the brothers of the claimant. Alleging that the accident

had taken place due to the rash and negligent driving of the motorcycle, the

claimants laid a petition, claiming compensation of Rs.20,59,000/-.

3. Resisting the claim, the appellant Insurance Company filed their counter

disputing the manner of accident, age, avocation and income of the deceased and

its liability to pay the compensation. It was also contended that the compensation

awarded by the Tribunal is excessive.

4. To substantiate the case, on the side of the claimants, P.Ws.1 and 2 were

examined and Exs.P.1 to Ex.P.9 were marked and no witness was examined on the

side of the respondent's side.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.542 of 2020

5. The Tribunal, after considering the oral and documentary evidence held

that the rider of the motorcycle was responsible for the accident and awarded

compensation of Rs.20,59,000/- to the claimants under the following heads:-

                                                      Heads                    Rs.
                                   Loss of Dependency                       19,44,000/-
                                   Loss of Love and Affection                1,00,000/-
                                   Funeral Expenses                            15,000/-
                                   Total                                   20,59,000/-


6. Assailing the award, the appellant Insurance Company has filed the

present appeal. The appeal has been filed only challenging the quantum, hence,

the other issues need not be dealt with herein.

7. The learned counsel for the appellant Insurance Company has contended

that the award is on the higher side by wrongly fixing excessive monthly income

of Rs.12,000/- and it requires reduction.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.542 of 2020

8. Per contra, the learned counsel appearing for the respondents/claimants

submits that the Tribunal has not awarded any amount towards loss of estate and

filial consortium.

9. This Court carefully considered the submissions of the learned counsel

for the appellant Insurance Company and the learned counsel appearing for the

respondents/claimants and perused the materials available on record.

10. As rightly submitted by the learned counsel appearing for the appellant

that monthly income of Rs.12,000/- fixed by the Tribunal is on the higher side

since the deceased was working as a Drummer and hence, the same is reduced to

Rs.10,000/- and 40% is added towards future prospects. Since the deceased was a

bachelor, 50% has to be deducted towards personal expenses. Further, this Court

finds that no sum has been granted under the heads 'loss of estate' and 'filial

consortium' and hence, sums of Rs.15,000/- and Rs.20,000/- respectively are

granted under such heads. The amount of Rs.1,00,000/- Rs.15,000/- awarded

towards loss love and affection and funeral expenses is unaltered. Hence, the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.542 of 2020

compensation awarded by the Tribunal to the claimants is re-quantified as

follows:-

                                                 Heads                         Rs.
                             Loss of dependency                             15,12,000/-
                             [(10,000+40%)-1/2*12*18
                             Loss of love and affection                       1,00,000/-
                             Filial consortium                                  20,000/-
                             Funeral expenses                                  15,000/-
                             Loss of Estate                                    15,000/-
                                                                    Total    16,62,000/-


11. In view of the above modification, the Civil Miscellaneous Appeal is

partly allowed. The appellant Insurance Company is directed to deposit the above

modified award amount with accrued interest and costs, less the amount already

deposited, if any, within a period of eight weeks from the date of receipt of a

copy of this order. On such deposit, the claimants 1 and 2 are permitted to

withdraw the award amount, less the amount already withdrawn, if any, together

with proportionate interest and costs. Insofar as the claimants 3 and 4/ minors are

concerned, their share shall be deposited by the Tribunal in any Fixed Deposit

Scheme in any one of the Nationalised Banks and it shall be renewed periodically

https://www.mhc.tn.gov.in/judis/ C.M.A.No.542 of 2020

till they attain majority and the interest accrued thereon shall be withdrawn by the

first claimant/mother once in three months. The apportionment of shares as fixed

by the Tribunal to the claimants is hereby confirmed. No costs. Consequently,

connected Miscellaneous Petition is closed.

                                                                   [M.K.K.S.,J.]      [V.S.G.,J.]
                                                                             04.10.2021

                 Intex             : Yes/No
                 Internet          : Yes/No
                 ub




                 To

                 1.The Motor Accidents Claims Tribunal,
                  III Court of Small Causes, Chennai

                 2.V.R.Section,
                  Madras High Court,
                  Chennai.






https://www.mhc.tn.gov.in/judis/
                                           C.M.A.No.542 of 2020

                                   K.KALYANASUNDARAM, J.
                                                     and
                                         V.SIVAGNANAM, J.

                                                            ub




                                        C.M.A.No.542 of 2020




                                                   04.10.2021






https://www.mhc.tn.gov.in/judis/

 
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