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Shriram General Insurance ... vs P.Dhanalakshmi
2021 Latest Caselaw 20212 Mad

Citation : 2021 Latest Caselaw 20212 Mad
Judgement Date : 1 October, 2021

Madras High Court
Shriram General Insurance ... vs P.Dhanalakshmi on 1 October, 2021
                                                                      C.M.A.Nos.2613 of 2014 & 1825 of 2016


                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 01.10.2021

                                                      CORAM

                               THE HONOURABLE MR.JUSTICE ABDUL QUDDHOSE

                                       C.M.A.Nos.2613 of 2014 & 1825 of 2016 &
                                                  M.P.No.1 of 2014

                     Shriram General Insurance company Limited,
                     No.66, Thirumullai Pillai Road,
                     T.Nagar, Chennai – 600 017.
                                                     ... Appellant in CMA.No.2613 of 2014 &
                                                         2nd respondent in CMA.No.1825 of 2016

Vs

1.P.Dhanalakshmi

2.K.Prabu

3.Udhayakumar @ Udhaya ... Respondents 1 to 3 in CMA.No.2613 of 2014 & Appellants in CMA.No.1825 of 2016

4.A.Raja Mohammed ... 4th Respondent in CMA.No.2613 of 2014 & 1st Respondent in CMA.No.1825 of 2016 (4th respondent in CMA.No.2613 of 2014 & 1st Respondent in CMA.No.1825 of 2016 remained expearte before the Tribunal and hence notice is dispensed with)

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

COMMON PRAYER: Civil Miscellaneous Appeals filed under Section 173 of the Motor Vehicles Act, against the Judgment and Decree in MCOP.No.858 of 2011 dated 18.04.2013 on the file of the Motor Accident Claims Tribunal, VI Small Causes Court, Chennai.

For Appellant in CMA.No.2613 of 2014 as well as 2nd respondent in CMA.No.

                                     1825 of 2016                : Mr.B.Murugavel
                               For Respondents 1 to 3
                                     in CMA.No.2613 of 2014
                                     as well as the Appellants
                                     in CMA.No.1825 of 2016      : Mr.K.Varadhakamaraj


                                                 COMMON JUDGMENT



CMA.No.2613 of 2014 has been filed by the Insurance Company and

CMA.No.1825 of 2016 has been filed by the claimants challenging the very

same award dated 18.04.2013 passed by the Motor Accident Claims

Tribunal, VIth Court of Small Causes, Chennai in MCOP.No.858 of 2011.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

2. Since both the appeals are arising out of the very same award, these

appeals are disposed of by this common judgment.

3. Heard Mr.B.Murugavel, learned counsel for the Insurance

Company and Mr.K.Varadhakamaraj, learned counsel for the claimants.

Since the owner of the vehicle remained exparte before the Tribunal, notice

to him is dispensed with by this court.

4. The Tribunal under the impugned award directed the Insurance

Company to pay the claimants a compensation of Rs.6,73,000/- together

with interest and costs as detailed hereunder:

                                            Heads               Award Amount
                                                                    (Rs.)
                                   Pecuniary loss                        6,48,000/-
                                                                   (3000 x 12 x 18)
                                   Funeral Expenses                         5,000/-
                                   Loss of love and affection             20,000/-
                                   Total                                 6,73,000/-









https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

5. The cause of the accident has not been disputed by the insurance

company. The only issue that arises for consideration is that whether the

quantum of compensation awarded by the Tribunal is a just compensation or

not.

6. In the claim petition, the claimants have pleaded that the deceased

Balamurugan was a owner cum driver of a tricylce and earning Rs.500/- per

day at the time of the accident. Since no documentary evidence was

produced by the claimants to prove the monthly income of the deceased, the

Tribunal has fixed the monthly income of the deceased on notional basis at

Rs.6,000/- per month. The accident happened in the year 2011. This Court is

of the considered view that the notional monthly income fixed by the

Tribunal for the deceased at Rs.6,000/- is low and it has to be enhanced to

Rs.7,000/-. Accordingly, this Court enhances the notional monthly income

of the deceased to Rs.7,000/- instead of Rs.6,000/- erroneously fixed by the

Tribunal. The Tribunal has erroneously failed to award any compensation

towards loss of future prospects of the claimants which they are legally

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

entitled to as per the decision of the Constitution Bench Judgment of the

Hon'ble Supreme Court in the case of National Insurance Company

Limited vs. Pranay Sethi and others reported in 2017 (16) SCC 680. Since

the deceased was 19 years at the time of the accident, this Court awards loss

of future prospects to the claimants at 40%. Since the deceased was a

bachelor at the time of the accident, the Tribunal has rightly deducted 50%

towards personal expenses of the deceased. Since the age of the deceased

was aged 19 years at the time of the accident, the Tribunal has rightly

adopted 18 multiplier for assessing the compensation towards pecuniary

loss to the claimants. Accordingly, the compensation towards pecuniary loss

is reassessed by this Court at Rs.10,58,400/- (7000 + 40% = 9800 – 50% =

4900 x 12 x 18) instead of Rs.6,48,000/- erroneously fixed by the Tribunal.

7. Insofar as the compensation awarded by the Tribunal under various

other heads namely funeral expenses and loss of love and affection are

concerned, the same is confirmed by this Court.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

8. For the foregoing reasons, the compensation awarded by the

Tribunal is enhanced to Rs.10,83,400/- from Rs.6,73,000/- in the following

manner:

Heads Amount awarded by Amount awarded by the this Court Tribunal (Rs.) (Rs.) Pecuniary loss 6,48,000/- 10,58,400/-

                                                        (3000 x 12 x 18)      (7000 + 40% = 9800 –
                                                                              50% = 4900 x 12 x 18)
                      Funeral Expenses                           5,000/-                          5,000/-
                      Loss of love and affection                20,000/-                        20,000/-
                      Total                                   6,73,000/-                    10,83,400/-



9. In the result, the appeal CMA.No.2613 of 2014 filed by the

insurance company is dismissed as it does not deserve any merit and the

appeal CMA.No.1825 of 2016 filed by the claimants is partly allowed by

enhancing the compensation from Rs.6,48,000/- to Rs.10,83,400/-. The

Insurance Company who is the Appellant in CMA.No.2613 of 2014 is

directed to deposit the amount awarded by this Court, after deducting the

amount already deposited if any, together with interest from the date of

claim till the date of deposit to the credit of MCOP.No.858 of 2011 and

costs within a period of four weeks from the date of receipt of a copy of this

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

judgment. On such deposit being made, the Tribunal shall transfer the

respective share of award amount lying to the credit of MCOP.No.858 of

2011 to the bank account of the claimants who are the Appellants in

CMA.No.1825 of 2016 through RTGS within a period of one week

thereafter. No costs. Consequently, connected miscellaneous petition is

closed.

01.10.2021 nl

Index: Yes/ No Internet: Yes/No Speaking Order/Non-speaking Order

To

1. The VI Small Causes Court, Chennai

2.The Section Officer, V.R.Section, High Court of Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.2613 of 2014 & 1825 of 2016

ABDUL QUDDHOSE, J.

nl

C.M.A.Nos.2613 of 2014 & 1825 of 2016

01.10.2021

https://www.mhc.tn.gov.in/judis/

 
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