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M/S.Icici Lombard General vs Nikila
2021 Latest Caselaw 22940 Mad

Citation : 2021 Latest Caselaw 22940 Mad
Judgement Date : 24 November, 2021

Madras High Court
M/S.Icici Lombard General vs Nikila on 24 November, 2021
                                                                         C.M.A.Nos.44 of 2014,
                                                                           3081 & 3083 of 2019

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED: 24.11.2021

                                                      CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                      C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019
                                                         and
                                  M.P.No.1 of 2014, C.M.P Nos.16969 & 16989 of 2019

                  M/s.ICICI Lombard General
                  Insurance Company Limited, Mumbai,
                  Branch Office at Swarnambigai Plaza
                  6/5, Block No.7, Omalur Main Road
                  Salem-9.                                           .. Appellant in all appeals

                                                         Vs.
                  1.Nikila
                  2.Minor S.Loga Prasath
                    rep. by N.F.Mother
                    1st respondent herein

3.Devagi

4.Mohan

5.Namakkal South Indian Transport (Regd) Salem Road Namakkal District.

6.Natarajan

7.P.Kumarasamy

8.National Insurance Co. Ltd Divisional Office-II, Siva Towers Ramakrishna Road, Salem-7.

                    (Respondents 5 to 7 are set
                     exparte in Lower Court)                         .. Respondents in
                                                                        C.M.A No.44 of 2014




https://www.mhc.tn.gov.in/judis
                                                                         C.M.A.Nos.44 of 2014,
                                                                           3081 & 3083 of 2019

                  1.Vennila
                  2.Mohanraj
                  3.Nagaraj
                  4.Kumarasamy
                  5.National Insurance Co. Ltd.,
                    (Attur), Having D.O at
                    LRN Complex
                    Saradha College Main Road
                    Salem-7.
                  6.Namakkal South India Transports
                    610, Salem Road
                    Namakkal District                               ...Respondents in
                                                                       C.M.A No.3081 of 2019

                  1.Sudha Lakshmi
                  2.Namakkal South India Transporters
                    (Regd)
                    610, Salem Road
                    Namakkal District
                  3.Kumarasamy
                  4.National Insurance Co. LTd.,
                    First Floor, No.638, Cuddalore
                    Main Road, Post Box No.7
                    Attur-636 102
                  5.Pushpam                                         ...Respondents in
                                                                       C.M.A No.3083 of 2019

Prayer in C.M.A.No.44 of 2014: This Civil Miscellaneous Appeal is filed

under Section 173 of Motor Vehicles Act, 1988, against the Judgment and

Decree dated 28.12.2011 in M.C.O.P.No.287 of 2010 on the file of the Motor

Accident Claims Tribunal, Additional District Court, (Fast Track Court No.I),

Salem.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

Prayer in C.M.A.Nos.3081 & 3083 of 2019: These Civil Miscellaneous

Appeals are filed under Section 173 of Motor Vehicles Act, 1988, against the

Judgment and Decree dated 23.09.2016 in M.C.O.P.Nos.7 of 2011 and 808

of 2010 on the file of the Motor Accident Claims Tribunal (Special District

Court), Salem.

For Appellant : Mrs.R.Sreevidhya in all C.M.As

In C.M.A.No.44 of 2014

For Respondents : Mr.S.P.Yuvaraj for R1 to R4 Mr.S.Vadivel for R8 R5 to R7-Ex-parte In C.M.A.No.3081 of 2019

For Respondents : Mr.S.P.Yuvaraj for R1 to R3 Mr.S.Vadivel for R5 R4 & R6-Ex-parte In C.M.A.No.3083 of 2019

For Respondents : Mr.S.P.Yuvaraj for R1 Mr.S.Vadivel for R4 R2 & R3-Ex-parte

COMMON JUDGMENT

C.M.A.No.44 of 2014 is filed against the award dated 28.12.2011

made in M.C.O.P.No.287 of 2010 on the file of the Motor Accident Claims

Tribunal, Additional District Court, (Fast Track Court No.I), Salem.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

2.C.M.A.Nos.3081 & 3083 of 2019 are filed against the common

award dated 23.09.2016, made in M.C.O.P.Nos.7 of 2011 and 808 of 2010

on the file of the Motor Accident Claims Tribunal (Special District Court),

Salem.

3.These three Civil Miscellaneous Appeals are arising out of the same

accident and two different awards and hence, they are disposed of by this

common judgment.

4.The appellant/Insurance Company is 2nd respondent in

M.C.O.P.No.287 of 2010(C.M.A.No.44 of 2014), M.C.O.P.No.808 of

2010(C.M.A.No.3083 of 2019) and 4th respondent in M.C.O.P.No.7 of

2011(C.M.A.No.3081 of 2019). The claimants filed the above three claim

petition claiming a sum of Rs.12,00,000/-, Rs.25,00,000/- and

Rs.30,00,000/-respectively as compensation for the death of Suresh, Elango

and Murugesan who died in the accident that took place on 29.09.2009.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

5.According to the claimants, on 29.09.2009 at about 2.15 a.m., while

the deceased Suresh, Murugesan, Elango and others were travelling in the

omni van in GST Road, Pallipettai, Acharapakkam, Kanchipuram District, the

driver of the torus trailer lorry bearing Registration No.TN 28 AB 9310, who

was coming in a rash and negligent manner, overtook the omni van on the

right side, suddenly came to the left side of the road before completely

overtaking the omni van, dashed the omni van and caused the accident. In the

said accident, Suresh, Murugesan, Elango and the driver of the omni van died

and others sustained injuries. Taking advantage of the same, the driver of the

torus trailer lorry lodged false complaint against the deceased Suresh, the

driver of the omni van. According to the claimants, the accident occurred only

due to rash and negligent driving by the driver of the torus trailer lorry

belonging to the 1st respondent, insured with the appellant/ ICICI Insurance

Company. The claimants have claimed compensation depending upon the age,

occupation and income of the deceased persons.

6.The respondents 1, 3 and 4 in M.C.O.P.No.287 of 2010, who are the

owner of the lorry, driver of the lorry and owner of the omni van, the 1st

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

respondent in M.C.O.P.No.808 of 2010/owner of the lorry and 3rd respondent

in M.C.O.P.No.7 of 2011/owner of the lorry remained exparte before the

Tribunal.

7.The appellant/Insurance Company, insurer of the torus trailer lorry

filed counter statements in all the three claim petitions, denying all the

averments made in the claim petitions and contended that the accident

occurred only due to rash and negligent driving by driver of the omni van,

who tried to overtake the torus trailer lorry on the left hand side, dashed on

the backside of the torus trailer lorry and caused the accident. The driver of

the torus trailer lorry was not responsible for the accident. The First

Information Report was registered only against the deceased Suresh, the

driver of the omni van. The insurer of the torus trailer lorry denied all other

averments with regard to the compensation claimed by the claimants and

prayed for dismissal of all the three claim petitions.

8.The National Insurance Company, insurer of the omni van was made

party as 5th respondent in M.C.O.P.No.287 of 2010 (C.M.A.No.44 of 2014),

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

the 4th respondent in M.C.O.P.Nos.808 of 2010 (C.M.A.No.3083 of 2019)

and 7 of 2011 (C.M.A.No.3081 of 2019).

9.The National Insurance Company filed counter statement and

contended that the accident occurred only due to rash and negligent driving by

the driver of the torus trailer lorry. The driver of the omni van was not

responsible for the accident and hence, the National Insurance Company is

not liable to pay any compensation to the claimants and prayed for dismissal

of the claim petition against the National Insurance Company.

10(i).M.C.O.P.No.287 of 2010 was decided first and award was passed

on 28.12.2011 by the Tribunal. In the said claim petition, 1st claimant was

examined as P.W.1, Kumarasamy, owner of the omni van was examined as

P.W.2, one Saravanan, eye-witness was examined as P.W.3 and marked 5

documents as Exs.P1 to P5. On the side of the National Insurance Company,

Natarajan, the driver of the torus trailer lorry was examined as R.W.1 and

Lakshmanakumar, their Official was examined as R.W.2 and no document

was marked.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

10(ii).The Tribunal considering the evidence of P.W.3, an independent

witness, did not accept the evidence of R.W.1, the driver of the torus trailer

lorry held that the accident has occurred only due to rash and negligent

driving by the driver of the torus trailer lorry. The Tribunal considering the

age, nature of work and income of the deceased Suresh, directed the owner of

the torus trailer lorry and appellant/Insurance Company, insurer of torus

trailer lorry to jointly and severally pay a sum of Rs.6,19,000/- as

compensation to the claimants and dismissed the claim petition as against

driver of the torus trailer lorry, owner of omni van and National Insurance

Company, insurer of omni van.

10(iii).Against the said award dated 28.12.2011, made in

M.C.O.P.No.287 of 2010, the insurer of the torus Trailer has come with the

C.M.A.No.44 of 2014.

11(i).M.C.O.P.Nos.808 of 2010 and 7 of 2011 were taken up for

hearing subsequently and the common award dated 23.09.2016 was passed

by the Motor Accident Claims Tribunal (Special District Court), Salem. In the

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

said claim petitions, before the Tribunal, the claimant in M.C.O.P.No.808 of

2010 was examined as P.W.1, the 1st claimant in M.C.O.P.No.7 of 2011 was

examined as P.W.2, one Balakrishnan was examined as P.W.3, Kumar,

Tahsildar of Gengavalli Taluk, one of the occupants of the omni van, eye-

witness was examined as P.W.4, Sumathi, Assistant in Athur Taluk Office,

co-worker of deceased Elango was examined as P.W.5 and marked 10

documents as Exs.P1 to P10 and Court documents as Exs.X1 to X3. On the

side of the Insurance Company, Natarajan, the driver of the torus Trailer was

examined as R.W.1, Premkumar and Venishkumar were examined as R.W.2

& R.W.3 and 5 documents were marked as Exs.R1 to R5.

11(ii).The Tribunal considering the pleadings, oral and documentary

evidence, did not accept the evidence of R.W.1, but accepted the evidence of

P.W.4 as eye-witness and held that the accident occurred only due to rash and

negligent driving by the driver of the torus trailer lorry, directed the appellant,

insurer of torus trailer lorry to pay a sum of Rs.18,61,335/- (M.C.O.P.No.7 of

2011) and Rs.22,07,760/- (M.C.O.P.No.808 of 2010) as compensation to the

claimants and dismissed the claim petition as against the owner and Insurance

Company of the omni van.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

11(iii).Against the common award dated 23.09.2016, made in

M.C.O.P.Nos.7 of 2011 and 808 of 2010, the insurer of the torus trailer lorry

has come with the C.M.A.Nos.3083 and 3081 of 2019.

12.The learned counsel appearing for the appellant/Insurance

Company, insurer of the torus trailer lorry contended that the Tribunal failed

to see that the First Information Report was registered against the driver of the

omni van. The accident has occurred only due to his negligence. The driver of

the omni van tried to overtake the torus trailer lorry on the left hand side,

dashed on the left side of the torus trailer lorry and caused the accident. The

evidence of R.W.1, the driver of the torus trailer lorry was corrobarated by

contents of First Information Report. The learned counsel further contended

that the presence of P.W.3 in M.C.O.P.No.287 of 2010 at the scene of

occurrence is doubtful as he has not helped the injured to admit in the

hospital, did not inform the family members of the victims and did not lodge

any complaint before the Police. The Tribunal erred in not even apportioning

liability on the part of the driver of the omni van. The claimants did not

examine the occupants of omni van, to rebut the evidence of R.W.1. In such

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

circumstances, the Tribunal erred in holding that the accident occurred only

due to rash and negligent driving by the driver of torus trailer lorry and prayed

for setting aside all the three awards passed by the Tribunal.

13.Mr.S.P.Yuvaraj, learned counsel appearing for the claimants and

Mr.S.Vadivel, learned counsel appearing for the National Insurance

Company, insurer of the omni van made submissions in support of the award

of the Tribunal and prayed for dismissal of all the three Civil Miscellaneous

Appeals.

14.Heard the learned counsel appearing for the appellant/Insurance

Company, insurer of the torus trailer lorry, learned counsel appearing for the

claimants as well as learned counsel appearing for the National Insurance

company, insurer of the omni van and perused the entire materials available

on record.

15.It is the case of the claimants that the accident occurred due to rash

and negligent driving by the driver of the torus trailer lorry, while he was

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

overtaking the omni van before completely overtaking, suddenly came to left

side, dashed on the omni van and caused the accident. On the otherhand, it is

the case of the appellant/Insurance Company, insurer of the torus trailer lorry

that the driver of the omni van drove the same in a rash and negligent manner

and by overtaking the torus trailer lorry, dashed on the backside of the torus

trailer lorry and caused the accident. The claimants in M.C.O.P.No.287 of

2010 examined one Saravanan, eyewitness as P.W.3. According to P.W.3, he

was driving Tata Indica Car at the time of accident and deposed that omni van

was going in front of him, the torus trailer lorry after overtaking his car, while

trying to overtake the omni van in the righthand side, suddenly came on the

lefthand side, dashed on the omni van and caused the accident. P.W.3 is an

independent eye-witness and there is no necessity to depose falsely to favour

the claimants. In other M.C.O.P.Nos.808 of 2010 and 7 of 2011, the

claimants examined one Kumar, the occupants of omni van as P.W.4 and he

has deposed as that of P.W.3 in M.C.O.P.No.287 of 2010.

16.The appellant/Insurance Company, insurer of the torus trailer lorry

in order to substantiate their case, examined one Natarajan, driver of the torus

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

trailer lorry as R.W.1 and relied on the First Information Report, which was

registered against the driver of the omni van. The First Information Report

was registered based on the complaint given by R.W.1, the driver of the torus

trailer lorry. It is an admitted fact that due to the accident, the driver of the

omni van died on the spot, two other occupants subsequently died, the other

occupants of the omni van were grievously injured and injured persons could

not be able to give any complaint. The complaint was given by the driver of

the torus trailer lorry, who is an interested person and naturaly, he would give

complaint only against the driver of the other vehicle. Further, it is well settled

that the contents of the First Information Report is not a sole creteria to fix the

negligence on the part of the driver of the vehicle. More weightage must be

given to the evidence let in before the Tribunal on oath. In the present case,

the claimants have examined two eyewitnesses and proved that the accident

has occurred only due to rash and negligent driving by driver of the torus

trailer lorry, R.W.1. The appellant/Insurance Company except examining the

driver of the torus trailer lorry, who is an interested witness, did not examine

any independent witness to substantiate their claim. The appellant/Insurance

Company has raised a ground in three appeals that the claimants failed to

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

examine occupants of the omni van and the same is factually incorrect. In

M.C.O.P.Nos.808 of 2010 and 7 of 2011, the claimants have examined one

Kumar, one of the occupants as P.W.4. The Tribunal considering the

pleadings, oral and documentary evidence let in before the Tribunal in proper

perspective, held that the accident occurred only due to rash and negligent

driving by the driver of torus trailer lorry, R.W.1, fixed the negligence on

R.W.1 and directed the appellant/Insurance Company to pay the

compensation to the claimants. There is no error or irregularity in the said

order of the learned Judge warranting interference by this Court.

17(i).In the result, C.M.A.No.44 of 2014 is dismissed and the amount

awarded by the Tribunal at Rs.6,19,000/- together with interest at the rate of

7.5% per annum from the date of petition till the date of deposit is confirmed.

The appellant-Insurance Company, insurer of the lorry and 1 st respondent in

M.C.O.P.No.287 of 2010, owner of the lorry are jointly and severally directed

to deposit the award amount along with interest and costs, less the amount

already deposited, if any within a period of six weeks from the date of receipt

of a copy of this judgment, to the credit of M.C.O.P. No.287 of 2010. On such

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

deposit, the claimants/respondents 1, 3 and 4 are permitted to withdraw their

respective share of the award amount along with proportionate interest and

costs, as per the ratio of apportionment fixed by the Tribunal, after adjusting

the amount, if any, already withdrawn, by filing necessary applications before

the Tribunal. The share of the minor 2nd respondent is directed to be

deposited in any one of the Nationalized Banks, till the minor attains majority.

The 1st respondent/Nikila, mother of the minor 2nd respondent is permitted to

withdraw the accrued interest, once in three months for the welfare of the

minor 2nd respondent. This appeal is dismissed as against driver of the torus

trailer lorry, owner of omni van and National Insurance Company/ insurer of

omni van, who are respondents 3 to 5 in M.C.O.P.No.287 of 2010. No costs.

Consequently, connected Miscellaneous Petition is closed.

17(ii) C.M.A.Nos.3081 and 3083 of 2019 are dismissed and the

amounts awarded by the Tribunal at Rs.18,61,335/- in M.C.O.P.No.7 of 2011

and Rs.22,07,760/- in M.C.O.P.No.808 of 2010 respectively together with

interest at the rate of 7.5% per annum from the date of petition till the date of

deposit are confirmed. The appellant-Insurance Company, insurer of the lorry

https://www.mhc.tn.gov.in/judis C.M.A.Nos.44 of 2014, 3081 & 3083 of 2019

is directed to deposit the award amount along with interest and costs, less the

amount already deposited, if any within a period of six weeks from the date of

receipt of a copy of this judgment, to the credit of M.C.O.P.Nos.7 of 2011 and

808 of 2010. On such deposit, the claimants in both claim petitions are

permitted to withdraw their respective share of the award amount along with

proportionate interest and costs, as per the ratio of apportionment fixed by the

Tribunal, after adjusting the amount, if any, already withdrawn, by filing

necessary applications before the Tribunal. C.M.A.No.3081 of 2019 is

dismissed as against owner of omni van and National Insurance

Company/insurer of omni van, who are respondents 1 and 2 in M.C.O.P.No.7

of 2011. C.M.A.No.3083 of 2019 is dismissed as against owner of omni van

and National Insurance Company/insurer of omni van, who are respondents 3

and 4 in M.C.O.P.No.808 of 2010. No costs. Consequently, connected

Miscellaneous Petitions are also closed.

                                                                                      24.11.2021

                  vkr
                  Index           : Yes / No
                  Internet        : Yes / No







https://www.mhc.tn.gov.in/judis
                                                      C.M.A.Nos.44 of 2014,
                                                        3081 & 3083 of 2019



                  To

                  1.The Additional District Court,
                   Fast Track Court No.I,
                    Motor Accident Claims Tribunal,
                    Salem.

                  2.The Section Officer,
                    VR Section, High Court,
                    Madras.







https://www.mhc.tn.gov.in/judis
                                           C.M.A.Nos.44 of 2014,
                                             3081 & 3083 of 2019

                                           V.M.VELUMANI, J.

                                                            vkr




                                  C.M.A.Nos.44of 2014, 3081 &
                                  3083 of 2019 and M.P.No.1 of





                                                     24.11.2021







https://www.mhc.tn.gov.in/judis

 
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