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The Oriental Insurance Company ... vs F.Parveen
2021 Latest Caselaw 22229 Mad

Citation : 2021 Latest Caselaw 22229 Mad
Judgement Date : 12 November, 2021

Madras High Court
The Oriental Insurance Company ... vs F.Parveen on 12 November, 2021
                                                                C.M.A.Nos.2161 and 2987 of 2014

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 12.11.2021

                                                    CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                         C.M.A.Nos.2161 and 2987 of 2014
                                            and M.P.Nos. 1 & 2 of 2014

                  C.M.A.No.2161 of 2014

                  The Oriental Insurance Company Limited,
                  No.115/216, Prakasam Salai,
                  Chennai 600 104.                                          .. Appellant

                                                      Vs.
                  1.F.Parveen
                  2.Hawama Aforze
                  3.Rihana Ferdoze
                  4.Katheeja Tul kubra
                  5.Mansur Alumkhan                                        .. Respondents

(5th respondent set exparte in the lower Court. Hence, notice is dispensed with)

C.M.A.No.2987 of 2014

1.F.Parveen

2.Hawama Aforze

3.Rihana Ferdoze

4.Katheeja Tul kubra .. Appellants

Vs.

1. Mansur Alumkhan

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

2.The Oriental Insurance Company Limited, No.115/216, Prakasam Salai, Chennai 600 104. .. Respondents Prayer: These Civil Miscellaneous Appeals are filed under Section 173 of

Motor Vehicles Act, 1988, against the judgment and decree dated 24.03.2014

made in M.C.O.P.No.911 of 2012 on the file of the Motor Accidents Claims

Tribunal, II Small Causes Court, Chennai.

                                         In C.M.A.No.2161 of 2014

                                         For Appellant    : Mr.R.Sivakumar

                                         For RR1 to 4     : Mr.K.Varadhakamaraj


                                         In C.M.A.No.2987 of 2014

                                         For Appellants    : Mr.Varadhakamaraj

                                         For R2            : Mr.R.Sivakumar

                                           COMMON JUDGMENT

(This matter is heard through video conferencing/Hybrid mode)

C.M.A.No.2161 of 2014 is filed by the Insurance Company against the

award dated 24.03.2014 made in M.C.O.P.No.911 of 2012 on the file of the

Motor Accidents Claims Tribunal, II Small Causes Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

C.M.A.No.2987 of 2014 is filed by the claimants for enhancement of

compensation granted by the Tribunal in the award dated 24.03.2014 made in

M.C.O.P.No.911 of 2012 on the file of the Motor Accidents Claims Tribunal,

II Small Causes Court, Chennai.

2.Both the appeals arise out of the same accident and same award and

hence, they are disposed of by this common judgment. Parties in these

appeals are referred to by their respective ranks in the claim petition for the

sake of convenience.

3.The claimants filed M.C.O.P.No.911 of 2012 on the file of the Motor

Accidents Claims Tribunal, II Small Causes Court, Chennai, claiming a sum

of Rs.20,00,000/- as compensation for the death of one F.Adam Basha, son of

1st claimant and brother of other claimants, who died in the accident that took

place on 24.01.2012.

4.According to the claimants, on the date of accident i.e., on

24.01.2012 at about 12.30 hours, while the deceased was a pillion rider in the

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

motorcycle and one Syed Shamiyullah Basha was riding the motorcycle

bearing Registration No. TN-07 BF 8120 belonging to the 1st respondent on

the North side of Gurusamy Bridge, near E.V.R.Salai from South to North

direction, the rider of the motorcycle rode the same in a rash and negligent

manner and dashed on the center median line. Due to the said impact, the

deceased thrown out, sustained grievous injuries and died on 28.01.2012.

Therefore, the claimants filed the above said claim petition claiming a sum of

Rs.20,00,000/- as compensation for the death of the said Adam Basha against

the respondents, being the owner and insurer of the motorcycle bearing

Registration No. TN-07 BF 8120 respectively.

5.The 1st respondent, owner of the motorcycle, remained exparte before

the Tribunal.

6.The 2nd respondent Insurance Company, insurer of the motorcycle

filed counter statement denying the averments made in the claim petition and

stated that the accident has not occurred due to negligence on the part of the

rider of the motorcycle. The rider of the motorcycle did not possess valid

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

driving license at the time of accident. Therefore, the 2nd respondent/

Insurance Company is not liable to pay any compensation to the claimants.

The 2nd respondent Insurance Company has also denied the age, nature of

injuries and income of the deceased. In any event, the compensation claimed

by the claimants is excessive and prayed for dismissal of the claim petition.

7.Before the Tribunal, the 1st claimant was examined herself as P.W.1,

one Stalin, eyewitness was examined as P.W.2 and the 4th claimant was

examined as P.W.3 and six documents were marked as Exs.P1 to P6. The 2nd

respondent/Insurance Company examined one K.Sampath, the Assistant of 2nd

responden's Insurance Company and marked four documents as Exs.R1 to

R4.

8.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident has occurred due to rash and negligent riding

by the rider of the motorcycle belonging to the 1 st respondent and directed the

2nd respondent/Insurance Company being insurer of the said motorcycle to

pay a sum of Rs.14,75,000/- as compensation to the claimants at the first

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

instance and recover the same from the 1st respondent, owner of the

motorcycle.

9.Against the said award dated 24.03.2014 made in M.C.O.P.No.911 of

2012, the 2nd respondent/Insurance Company has come out with

C.M.A.No.2161 of 2014 challenging the liability as well as quantum of

compensation. Not being satisfied with the amounts awarded by the Tribunal,

the claimants have come out with C.M.A.No.2987 of 2014 seeking

enhancement of compensation.

10.Though the learned counsel appearing for the 2nd

respondent/Insurance Company raised grounds with regard to pay and

recovery, at the time of arguments, he restricted his arguments only with

regard to quantum of compensation granted by the Tribunal and contended

that the deceased was a student and non-earning member at the time of

accident. The Tribunal has erroneously fixed a sum of Rs.10,000/- per month

as notional income of the deceased. The amounts awarded by the Tribunal for

loss of love and affection to the mother and three sisters of the deceased, loss

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

of estate and funeral expenses are excessive. The claimants are not entitled

any compensation towards loss of expectation of life and hence, he prayed for

setting aside the award of the Tribunal.

11. Per contra, Mr.K.Varadhakamaraj, the learned counsel appearing

for the claimants contended that the deceased was studying 2nd year B.U.M.S

in Unani and after completing his study, he would have practised as a unani

doctor and would earn considerable income. The deceased was aged 28 years

at the time of accident. The Tribunal fixed a meagre sum of Rs.10,000/- per

month as notional income of the deceased. The Tribunal has failed to grant

enhancement towards future prospects. The claimants are mother and sisters

of the deceased. The Tribunal ought to have deducted 1/3rd instead of 50%

towards personal expenses and prayed for enhancement of compensation.

12.The 1st respondent, owner of the motorcycle remained ex-parte

before the Tribunal. Both the learned counsel appearing for the claimants and

2nd respondent have given up the 1st respondent, owner of the vehicle.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

13. Heard the learned counsel appearing for the claimants as well as the

learned counsel appearing for the 2nd respondent-Insurance Company and

perused the materials available on record.

14.The issue to be decided in both the appeals is only with regard to

the quantum of compensation.

15.From the materials available on record, it is seen that the deceased

was studying 2nd year B.U.M.S in Unani at the time of accident. The deceased

was non-earning member of his family, but he was studying to become a

Unani Doctor. The Tribunal considering the said fact, fixed a notional income

of the deceased at Rs.10,000/- per month. The accident is of the year 2012.

Considering the nature of course of study and date of accident, a sum of

Rs.10,000/- fixed by the Tribunal is neither meagre and nor excessive. The

deceased was aged 28 years at the time of accident. The Tribunal has not

granted any enhancement towards future prospects. The claimants are entitled

to 40% enhancement towards future prospects. The contention of the learned

counsel for the claimants that the Tribunal ought to have deducted 1/3rd

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

instead of 50% towards personal expenses is not acceptable. The deceased

was a bachelor at the time of accident. The Tribunal rightly deducted 50%

towards personal expenses and applied multiplier '17'. By granting 40%

enhancement towards future prospects, the amount granted by the Tribunal

towards loss of dependency is modified to Rs.14,28,000/- {Rs.14,000/-

[Rs.10,000/- + Rs.4,000/- (40% of Rs.10,000/-)] X 12 X 17 X 1/2}. The

amounts granted by the Tribunal towards funeral expenses, loss of estate, loss

of love and affection are excessive. As per the decision of the Hon'ble Apex

Court, the claimants are entitled to Rs.15,000/- towards funeral expenses,

Rs.15,000/- towards loss of estate and Rs.40,000/- towards loss of love and

affection. The claimants are not entitled to any amount towards loss of

expectation of life and hence, a sum of Rs.2,00,000/- awarded by the Tribunal

towards loss of expectation of life is liable to be set aside and is hereby set

aside. Thus, the compensation awarded by the Tribunal is modified as

follows:







https://www.mhc.tn.gov.in/judis
                                                                   C.M.A.Nos.2161 and 2987 of 2014

                    S.No          Description   Amount awarded       Amount           Award
                                                 by Tribunal       awarded by      confirmed or
                                                     (Rs)           this Court     enhanced or
                                                                       (Rs)         granted or
                                                                                     reduced
                   1.         Loss of                 10,20,000       14,28,000 Enhanced
                              dependency
                   2.         Funeral                    25,000          15,000 Reduced
                              expenses
                   3.         Loss of love             1,30,000          40,000 Reduced
                              and affection

                   4.         Loss of                  2,00,000                  - Set aside
                              Expectation of
                              life
                   5.         Loss of estate           1,00,000          15,000 Reduced
                              Total                   14,75,000       14,98,000 Enhanced by
                                                                                Rs.23,000/-


16.In the result, C.M.A.No.2161 of 2014 filed by the Insurance

Company is partly allowed in respect of the heads “loss of expectation of life,

funeral expenses, loss of love and affection and loss of estate” and

C.M.A.No.2987 of 2014 filed by the claimants is partly allowed and the

compensation of Rs.14,75,000/- awarded by the Tribunal is hereby enhanced

to Rs.14,98,000/- together with interest at the rate of 7.5% per annum from

the date of petition till the date of deposit. The Insurance Company is

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

directed to deposit the award amount now determined by this Court along

with interest and costs, less the amount already deposited, if any, within a

period of six weeks from the date of receipt of a copy of this judgment, at the

first instance and recover the same from the 1st respondent, owner of the

vehicle. On such deposit, the claimants are permitted to withdraw their

respective share of the award amount now determined by this Court as per the

apportionment fixed by the Tribunal, along with proportionate interest and

costs, after adjusting the amount if any, already withdrawn. Consequently,

connected Miscellaneous Petitions are closed. No costs.

12.11.2021

Index : Yes / No Internet : Yes/ No vkr

To

1.The learned II Judge, Small Causes Court, The Motor Accident Claims Tribunal Chennai.

2.The Section Officer V.R.Section, High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2161 and 2987 of 2014

V.M.VELUMANI, J.,

vkr

C.M.A.Nos.2161 and 2987 of 2014 and M.P.Nos. 1 & 2 of 2014

12.11.2021

https://www.mhc.tn.gov.in/judis

 
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