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The New India Assurance Company ... vs Mahamayee Ammal
2021 Latest Caselaw 6128 Mad

Citation : 2021 Latest Caselaw 6128 Mad
Judgement Date : 9 March, 2021

Madras High Court
The New India Assurance Company ... vs Mahamayee Ammal on 9 March, 2021
                                                                     C.M.A.(MD) Nos.1054 and 1055 of 2015 &
                                                                         Cros.Obj.(MD) Nos.29 and 30 of 2017

                                  BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              Reserved on     Pronounced on
                                              24.11.2021       23.12.2021


                                                            CORAM:

                                   THE HONOURABLE MR.JUSTICE S.VAIDYANATHAN
                                                     and
                                   THE HONOURABLE DR.JUSTICE G.JAYACHANDRAN

                                         C.M.A.(MD) Nos.1054 and 1055 of 2015
                                         & Cros.Obj.(MD) Nos.29 and 30 of 2017

                     C.M.A.(MD) No.1054 of 2015

                     The New India Assurance Company Ltd.,
                     83, T.S.R.Big Street,
                     Kumbakonam-612 001.                                    ... Appellant/2nd Respondent

vs.

1. Mahamayee Ammal

2. Akash

3. Minor Aparna ... Respondents 1 to 3/Petitioners

4. Omprakash ... 4th Respondent/1st Respondent

(R2 was declared as major by order dated 09.03.2021 R3 represented through his guardian 1st respondent R4 set exparte in Tribunal) Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988 against the Judgment and Decree in M.C.O.P.No.50 of 2012 dated 31.03.2015 on the file of the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur.

C.M.A.(MD) No.1055 of 2015

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

The New India Assurance Company Ltd., 83, T.S.R.Big Street, Kumbakonam-612 001. ... Appellant/2nd Respondent vs.

1. Akash

2. Minor Aparna ... Respondents 1 & 2/Petitioners

3. Omprakash ... 4th Respondent/1st Respondent

(R1 was declared as major by order dated 09.03.2021 R2 represented through his guardian Mahamayee Ammal R4 set exparte in Tribunal) Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988 against the Judgment and Decree in M.C.O.P.No.51 of 2012 dated 31.03.2015 on the file of the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur.

                                         For Appellant      : Mr.J.S.Murali
                                         For Respondents    : Mr.A.V.Arun
                                                              For Mr.C.Meenakshi Rama Prabhu
                                                              (For R1 to R3 in CMA 1054/2015 &
                                         For R2 in CMA 1054/2015

& R1 and R3 in CMA 1055/20105 : No Appearance

Cros.Obj.(MD) Nos.29 of 2017

1. Mahamayee Ammal

2. Akash

3. Minor Aparna ... Appellants/Respondents 1 to 3

-vs.

1. The New India Assurance Company Ltd., 83, T.S.R.Big Street, Kumbakonam-612 001. ... Respondent No.1/Appellant

2. Omparakash ... Respondent No.2/Respondent No.4

(R2 was set exparte in Tribunal and he is not necessary party to this Cross Objection. Hence, R2 is hereby given up and notice to R2 is dispensed with)

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

Prayer: Cross Objection filed under Order XLI r/w Rule 22 of C.P.C. to enhance the award amount granted by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in M.C.O.P.No. 50 of 2012 dated 31.03.2015 and dismiss the appeal filed by the Appellant / Respondent No.1 in C.M.A.(MD) No.1054 of 2015. Cros.Obj.(MD) Nos.30 of 2017

1. Akash

3. Minor Aparna ... Appellants/Respondents 1 & 2

-vs.

1. The New India Assurance Company Ltd., 83, T.S.R.Big Street, Kumbakonam-612 001. ... Respondent No.1/Appellant

2. Omparakash ... Respondent No.2/Respondent No.4

(R2 was set exparte in Tribunal and he is not necessary party to this Cross Objection. Hence, R2 is hereby given up and notice to R2 is dispensed with) Prayer: Cross Objection filed under Order XLI r/w Rule 22 of C.P.C. to enhance the award amount granted by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in M.C.O.P.No. 51 of 2012 dated 31.03.2015 and dismiss the appeal filed by the Appellant / Respondent No.1 in C.M.A.(MD) No.1055 of 2015.

COMMON JUDGMENT S.VAIDYANATHAN,J., and G.JAYACHANDRAN,J.,

These Appeals have been filed by the Insurance Company challenging

the Awards dated 31.03.2015 passed by the Motor Accident Claims Tribunal,

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in

M.C.O.P.Nos.50 and 51 of 2012, directing the Appellant/Insurance Company to

pay the Claimants a sum of Rs.86,35,060/- and Rs.36,91,000/- respectively as

compensation for the death of the deceased, in an accident, which occurred

on 02.09.2012 involving the Tipper Lorry insured with the Appellant/Insurance

Company. Claimants 2 & 3 are the children of the deceased and the 1st

Claimant is the grandmother of Claimants 2 & 3.

2. Before the Tribunal, the Respondents/Claimants claimed a sum of

Rs.1,00,00,000/- & Rs.50,00,000/- respectively as compensation for the death

of the deceased. On the side of the Respondents/Claimants in C.M.A.(MD) No.

1054 of 2015, P.W.1 to P.W.2 were examined as witnesses and Exs.P1 to P11

were marked before the Tribunal. On the side of the Appellant/Insurance

Company, neither a witness was examined nor Exhibits marked.

3. On consideration of the oral and documentary evidence available on

record, the Tribunal has awarded a sum of a sum of Rs.86,35,060/- and Rs.

36,91,000/- respectively as compensation to the Respondents/Claimants.

Details of the compensation awarded by the Tribunal under the impugned

Awards, are as follows :

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

C.M.A.(MD) No.1054 of 2015

Amount awarded by Heads the Tribunal (Rs.) Loss of Future Income 84,00,060/-

                                   Loss of love and affection                          2,00,000/-
                                   Loss of Estate                                        10,000/-
                                   Funeral Expenses                                      25,000/-
                                                    Total                        Rs.86,35,060/-


                     C.M.A.(MD) No.1055 of 2015

                                                                        Amount awarded by
                                                    Heads
                                                                         the Tribunal (Rs.)
                                   Loss of Future Income                             34,56,000/-
                                   Loss of love and affection                          2,00,000/-
                                   Loss of Estate                                        10,000/-
                                   Funeral Expenses                                      25,000/-
                                                    Total                        Rs.36,91,000/-


4. Aggrieved by both the awards, the Appellant/ Insurance Company is

before this Court. Claimants have also filed Cross Objection, seeking to

enhance the award amount, thereby dismissing the Appeal filed by the

Insurance Company.

5. The Insurance Company has challenged the impugned awards on the

ground that there was no strict proof in respect of the age, income and

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

occupation of the deceased persons, without which, the amount of

compensation arrived at under the head loss of future income is unjust. The

owner of the Indica Car bearing Regn.No.TN.67-AV.1690 and the insurer of the

said vehicle have not been arrayed as a party respondent and therefore, the

claim petition itself was not maintainable before the Tribunal for want of

necessary party. It was submitted that from the sketch, it could be easily seen

the manner of accident to prove that the driver of the Tipper Lorry bearing

Regn.No.TN-31-AD-9192 was not at all at fault for causing the accident.

According to the Appellant, the earning of the deceased was wrongly taken

into account based on the income tax return for the year 2010-2011, 2011-2012

and 2012-2013, which have been filed after the demise of the deceased. Thus,

it was submitted that the overall compensation awarded by the Tribunal is on

the higher side and the same needs to be reduced.

6. The respondents / claimants contended that there was a lesser

fixation of the monthly income and the Tribunal erred in calculating the same,

thereby seriously caused prejudice to the livelihood of the claimants. The

entire accident had occurred solely on the rash and negligent driving of the

Tipper Lorry, as rightly observed by the Tribunal and therefore, there is no

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

need to array the owner of the deceased car and insurer and the question of

contributory negligence does not arise at all. Hence, it was prayed that the

Appeals preferred by the insurance company are liable to be dismissed and the

claimants are entitled to enhanced compensation.

7. Heard the learned counsel appearing on both sides and perused the

material documents available on record.

8. In an accident occurred on 02.09.2012 owing to the rash driving of the

driver of the Tipper Lorry, bearing Regn. No.TN-31-AD-9192, there was a loss of

two lives and to the saddest part at the core, two minor children lost their

parents. It was mainly contended by the Appellant / Insurance Company that in

order to claim more benefits, the income tax returns have been filed.

Admittedly, the accident had taken place on 02.09.2012 and the income tax

returns were filed by the claimant / grandmother with a delay and the

Authorities have levied a fine for delay in submitting the form. Normally, the

Court will not entertain any income tax return filed after the demise of a

person, provided, the same has not been filed within the time stipulated by

the Income Tax Department.

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

9. In the present case on hand, it is not in dispute that the income tax

returns have been filed well within time, except for the year 2012-2013, which

was owing to the accident and death of the deceased and the same was duly

entertained by the Income Tax Authorities. Therefore, there is no error in the

award of the Tribunal and this Court finds no fault in arriving at the

compensation based on the income tax returns by the Tribunal. Regarding the

the future prospects, the compensation arrived at by the Tribunal, by applying

the principles laid down by the Hon'ble Supreme Court in Sarla Verma and

others Vs. Delhi Transport Corporation and another reported in 2009 (6)

SCC 121 followed by National Insurance Company Limited vs. Pranay Sethi

and others, reported in 2017 (16) SCC 680, under the head loss of future

income is just and proper.

10. Insofar as compensation under the head “love and affection” is

concerned, for the loss of love and affection of the parents of children and son

of the claimant in C.M.A.(MD) No.1054 of 2015, the Tribunal has adequately

awarded the amount, which is in consonance with the proposition laid down in

National Insurance Company Limited vs. Pranay Sethi and others(supra) and

is not contrary to the settled principles of law.

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

11. Finding that the awards of the Tribunal are well reasoned one, we

are of the view that the awards of the Tribunal are perfectly correct and do

not warrant any interference by this Court. Accordingly, the amount awarded

by the Tribunal is confirmed as such. Accordingly, the Appellant / Insurance

Company is directed to deposit the award amount along with the accrued

interest to the credit of M.C.O.P.Nos.50 & 51 of 2012 dated 31.03.2015 on the

file of the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court,

Virudhunagar District at Srivilliputtur, less the amount, if any already

deposited, within a period of three weeks from the date of receipt of a copy of

this order. On such deposit, the said amount shall be credited to the Claimants'

account as per the ratio of apportionment mentioned in the award of the

Tribunal. The Tribunal is expected to follow the ratio laid down by this Court

in The Divisional Engineer, The Oriental Insurance Company Ltd., Kannur Vs.

Rajesh and others reported in MANU/TN/0606/2016 : 2016 (3) CTC 128. The

methodology prescribed by this Court for remittance of compensation has been

affirmed by the Hon'ble Supreme Court in the case of Bajaj Allianz General

Insurance Company Private Ltd., Vs. Union of India and others [W.P.(Civil) No.

534 of 2020, dated 16.11.2021]. Since the 1st Respondent / Claimant in C.M.A.

(MD) No.1055 of 2015, namely, Akash has already been declared as major, the

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

1st Respondent / Claimant is entitled to withdraw his share. The amount of

compensation due to the minor Aparna shall be deposited in anyone of the

nationalized Bank till the minor attains majority. The grandmother / the 1st

Respondent / Claimant in C.M.A.(MD) No.1054 of 2015, namely, Mahamayee

Ammal is permitted to withdraw the accrued interest in respect of the share of

Aparna once in three months for the welfare of the minor.

12. In the result, C.M.A.(MD) Nos. 1054 and 1055 of 2015 are hereby

dismissed and Cross Objection (MD) Nos.29 and 30 of 2017 are disposed of.

No costs. Consequently, connected Miscellaneous Petitions, if any are closed.

                                                                      [S.V.N,J.,]       [G.J,J.,]
                                                                               23.12.2021
                     Index: Yes / No
                     Speaking Order / Non Speaking Order
                     ar

                     Index: Yes / No
                     Speaking Order: Yes / No
                     ar





https://www.mhc.tn.gov.in/judis
                                                                  C.M.A.(MD) Nos.1054 and 1055 of 2015 &
                                                                      Cros.Obj.(MD) Nos.29 and 30 of 2017




                     To:

                     1. The Motor Accident Claims Tribunal,
                        Chief Judicial Magistrate Court,

Virudhunagar District at Srivilliputtur

2. The Section Officer, V.R. Section, High Court of Madras, Chennai 600 104.

https://www.mhc.tn.gov.in/judis C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

S.VAIDYANATHAN,J.

AND G.JAYACHANDRAN,J.

ar

Pre-delivery judgment in C.M.A.(MD) Nos.1054 and 1055 of 2015 & Cros.Obj.(MD) Nos.29 and 30 of 2017

23.12.2021

https://www.mhc.tn.gov.in/judis

 
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