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The Oriental Insurance Company ... vs Vijay (Minor)
2021 Latest Caselaw 13565 Mad

Citation : 2021 Latest Caselaw 13565 Mad
Judgement Date : 8 July, 2021

Madras High Court
The Oriental Insurance Company ... vs Vijay (Minor) on 8 July, 2021
                                                             C.M.A. Nos.1552 to 1555 of 2016

                              IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 08.07.2021

                                                    CORAM:

                             THE HONOURABLE MR. JUSTICE ABDUL QUDDHOSE

                                        C.M.A.Nos.1552 to 1555 of 2016
                                                    and
                                       C.M.P.Nos.11743 to 11746 of 2016
                                                    and
                                          CROS OBJ. No.75 of 2016

                     C.M.A. No.1552 of 2016

                     The Oriental Insurance Company Ltd.
                     Rep. by its Divisional Manager
                     Vellore.                                              ...Appellant
                                                    ..Vs..

                     1. Vijay (minor), S/o. D. Ganesan
                        Rep. by his mother, Mythili

                     2. N. Durairaj, S/o. Nadulan                         ...Respondents

C.M.A. No.1553 of 2016

The Oriental Insurance Company Ltd.

                     Rep. by its Divisional Manager
                     Vellore.                                              ...Appellant
                                                    ..Vs..

                     1. Govindaraj, S/o. Krishnan

                     2. N. Durairaj, S/o. Nadulan                         ...Respondents



https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

C.M.A. No.1554 of 2016

The Oriental Insurance Company Ltd.

Rep. by its Divisional Manager Vellore. ...Appellant ..Vs..

1. Mythili, W/o. D. Ganesan

2. N. Durairaj, S/o. Nadulan ...Respondents

C.M.A. No.1555 of 2016

The Oriental Insurance Company Ltd.

                     Rep. by its Divisional Manager
                     Vellore.                                                  ...Appellant
                                                    ..Vs..

1. Tmt. Rajammal, W/o. Late V. Gothanda Chetty

2. K. Ellappan, S/o. Late V. Gothanda Chetty

3. C. Unnamalai, D/o. late. V. Gothanda Chetty

4. N. Durairaj, S/o. Nadulan ...Respondents

COMMON PRAYER: Civil Miscellaneous Appeals filed under Section 173 of Motor Vehicles Act, 1988 against the common Judgment and Decree dated 26.02.2016, made in M.C.O.P.Nos.74, 77, 78 and 84 of 2013 on the file of Motor Accident Claims Tribunal (Sub Court), Gudiyattam, Vellore District.

For Appellant : Mr. K.Vinod in all the appeals.

C.M.A. No.1552 of 2016 For R1 and R2 : No appearance C.M.A. No.1553 of 2016 For R1 : Mr. G. Vinodh Kumar

https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

For R2 : No appearance.

                               C.M.A. No.1554 of 2016
                               For R1          : Mr. G. Vinodh Kumar
                               For R2          : No appearance.

                               C.M.A. No.1555 of 2016
                               R1              : Died
                               For R2 & R3     : Mr. N. Manokaran
                               For R4          : No appearance                :
                     CROS. OBJ. No.75 of 2016
                     Rajammal (died)
                     1. K. Ellappan
                        S/o. Late V. Gothanda Chetty
                     2. C. Unnamalai,
                        D/o. Late V. Gothanda Chetty                       ...Cross Objectors

                                                         Vs.

1. The Oriental Insurance Company Ltd. Rep. by its Divisional Manager Vellore.

                     2. N. Durairaj
                        S/o. Nadulan                                          ...Respondents

                     PRAYER:         Cross Objection filed under Order 41 Rule 22 of Civil

Procedure Code praying to enhance the compensation amount awarded in the judgment and decree dated 26.02.2016 made in M.C.O.P. No.84 of 2013 on the Motor Accident Claims Tribunal/Sub Court, Gudiyattam, Vellore District.

                               For Cross Objectors    : Mr. N. Manokaran
                               For R1                 : Mr. K. Vinod.


https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

COMMON JUDGMENT

These appeals have been filed by the Insurance Company

challenging the common award passed by the Motor Accident Claims

Tribunal/Sub Court, Gudiyattam, Vellore District, in MCOP Nos, 74/13,

77/13, 78/13 and 84/13.

2. The appellant/Insurance Company has challenged the common

award on the ground that they are not liable to pay the compensation

since the driver of the vehicle did not have a valid and effective driving

licence at the time of the accident and the vehicle carried excess

passengers as against the permitted capacity of three passengers. The

appellant/Insurance Company has not seriously disputed the quantum of

compensation awarded by the Tribunal to the respective claimants and its

main grievance is only with regard to its liability.

3. It is settled law that in case of policy violations, the insurer will

have to pay the compensation and thereafter recover the same from the

insured.

https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

4. The Tribunal, under the impugned common award, has

adequately considered the contention of the appellant/Insurance

Company, which has been raised before this Court, and has rightly

awarded pay and recovery rights to the Insurance Company on the

ground that the driver of the vehicle was not in possession of a valid and

effective driving licence and has also carried excess passengers and

hence, there is absolutely no merit in the appeals filed by the Insurance

Company. As regards the quantum of compensation awarded by the

Tribunal to the respective claimants are concerned, the assessment made

by the Tribunal is a just compensation and further the appellant having

not raised any serious dispute in these appeals with regard to the said

assessment, this Court is also not inclined to interfere with the quantum

of compensation awarded by the Tribunal to the respective claimants.

5. A Cross Objection has been filed by one of the claimants in

MCOP No.84 of 2013, which has been numbered as Cros Obj. No.75 of

2016 seeking for enhancement of compensation. There are several

discrepancies/inconsistencies as pointed out by the learned counsel for

the appellant in the claim petition. In the claim petition, the age of the

deceased is mentioned as 70 years, the age of the wife is mentioned as 65

https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

years, the age of the son is mentioned as 59 years and the age of the

daughter is mentioned as 61 years. When the age of the deceased, as

pleaded in the claim petition, is 70 years, it is not possible for the son to

be aged 59 years and the daughter to be aged 61 years. Before the

Tribunal, the cross objector has also not filed any documents to prove

that the deceased was aged 70 years. Therefore, this Court is of the

considered view that, since the compensation awarded by the tribunal

under the respective awards is a just compensation in view of the fact

that there are several discrepancies / inconsistencies in the pleadings of

the claimant in MCOP No.84/13, there is no merit in the Cros Obj. No.75

of 2016 also.

6. For the foregoing reasons, this Court does not find any merit in

these appeals and accordingly, the Civil Miscellaneous Appeals shall

stand dismissed and the Cross Objection filed in Cros. Obj. No.75 of

2016 is also dismissed. No costs. Consequently, connected

miscellaneous petitions are closed.

7. The Appellant / Insurance Company is directed to deposit the

https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

entire award amount awarded by the Tribunal together with interest at

7.5% p.a. from the date of claim petition till the date of realization, less

the amount, if any, already deposited to the credit of M.C.O.P.Nos.74,

77, 78 and 84 of 2013 on the file of Motor Accident Claims Tribunal

(Sub Court), Gudiyattam, Vellore District, within a period of four weeks

from the date of receipt of a copy of this Judgment. On such deposit

being made, the Tribunal is directed to transfer the award amount directly

to the bank account of the respondents / claimants through RTGS, within

a period of two weeks thereafter.

08.07.2021

Index : Yes / No Internet : Yes / No bga

To

Motor Accident Claims Tribunal (Sub Court), Gudiyattam, Vellore District

https://www.mhc.tn.gov.in/judis/

C.M.A. Nos.1552 to 1555 of 2016

ABDUL QUDDHOSE, J.

Bga

C.M.A.Nos.1552 to 1555 of 2016 and C.M.P.Nos.11743 to 11746 of 2016 and CROS OBJ. No.75 of 2016

08.07.2021

https://www.mhc.tn.gov.in/judis/

 
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