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M/S. Bharathi Axa General ... vs Chandrasekar
2021 Latest Caselaw 5126 Mad

Citation : 2021 Latest Caselaw 5126 Mad
Judgement Date : 26 February, 2021

Madras High Court
M/S. Bharathi Axa General ... vs Chandrasekar on 26 February, 2021
                                                                           C.M.A.No.4084 of 2019


                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                   DATED: 26.02.2021

                                                          CORAM:

                                    THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                                C.M.A.No.4084 of 2019
                                                         and
                                        C.M.P.Nos.23051 of 2019 & 11784 of 2020

                   M/s. Bharathi Axa General Insurance Company Limited,
                   2nd Floor, Metro Plaza,
                   No.162, Annasalai,
                   Chennai – 600 002.                                   .. Appellant
                                                       Vs.
                   1.Chandrasekar
                   2.M.Thirumaravan                                          .. Respondents
                   (2nd respondent remained exparte before Tribunal.
                    Hence, notice to 2nd respondent dispensed with)

                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                   Motor Vehicles Act, 1988, against the Judgment and Decree dated
                   30.10.2018 made in M.C.O.P.No.4175 of 2014 on the file of the Motor
                   Accidents Claims Tribunal, VI Small Causes Court, Chennai.

                                          For Appellant     : Ms.S.Kumudha
                                                              for Mr.K.Poomalai

                                          For R1            : Mr.T.G.Ravichandran




                   1/9

https://www.mhc.tn.gov.in/judis/
                                                                            C.M.A.No.4084 of 2019




                                                   JUDGMENT

This Civil Miscellaneous Appeal has been filed to set aside the award

dated 30.10.2018 made in M.C.O.P.No.4175 of 2014 on the file of the Motor

Accidents Claims Tribunal, VI Small Causes Court, Chennai.

2.The appellant is the 2nd respondent in M.C.O.P.No.4175 of 2014 on

the file of the Motor Accidents Claims Tribunal, VI Small Causes Court,

Chennai. The 1st respondent filed the said claim petition, claiming a sum of

Rs.9,50,000/- as compensation for the injuries sustained by him in the

accident that took place on 13.03.2014.

3.According to 1st respondent, on 13.03.2014 at about 18.00 hours,

while he was waiting on the left side of the Rajaji Salai near Customs Office

to cross the road from West to East direction, the driver of the motorcycle

bearing Registration No.TN 03 J 5292, drove the motorcycle in a rash and

negligent manner and dashed against the 1st respondent and caused the

accident. In the accident, the 1st respondent sustained multiple grievous

injuries all over his body. Therefore, the 1st respondent filed the said claim

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

petition claiming a sum of Rs.9,50,000/- as compensation against the 2nd

respondent and appellant-Insurance Company, being the owner and insurer of

the motorcycle.

4.The Tribunal considering the pleadings, oral and documentary

evidence held that the accident occurred due to rash and negligent driving by

the driver of the motorcycle belonging to 2nd respondent and directed the

appellant to pay a sum of Rs.7,54,200/- as compensation to the 1st respondent.

5.Questioning the quantum of compensation awarded by the Tribunal

in the award dated 30.10.2018 made in M.C.O.P.No.4175 of 2014, the

appellant has come out with the present appeal.

6.The learned counsel appearing for the appellant contended that the

disability certificate produced by the 1st respondent is not issued by the

Medical Board or qualified Medical Practitioner following the Guidelines &

Gazette Notification issued by the Ministry of Social Justice & Empowerment

and Medical Council Notification. The 1st respondent has not examined any

Doctor to prove the disability suffered by him. The injuries suffered by the 1st

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

respondent is not scheduled injury and the assessment of 40% disability is not

permanent disability. The 1st respondent has not proved that he suffered

functional disability and lost his earning power. The Tribunal ought to have

awarded lesser amount as compensation. The total compensation awarded by

the Tribunal is not in consonance with the facts and circumstances of the case

and prayed for setting aside the award passed by the Tribunal.

7.Per contra, the learned counsel appearing for the 1st respondent

contended that the 1st respondent suffered Grade IV Compound # BB left leg,

external fixation was done and sustained multiple injuries all over the body.

The 1st respondent was examined by the Chief Civil Surgeon, Government

Peripheral Hospital, K.K.Nagar, Chennai and the Chief Civil Surgeon issued

Ex.P8/disability certificate to show that 1st respondent suffered 40%

disability. The Tribunal erroneously fixed 30% as functional disability

instead of 40% and granted lesser amount as compensation. The 1 st

respondent was working as Crane Operator at T & R Agencies, Rajaji Salai,

Chennai and was earning a sum of Rs.15,000/- per month and proved the

same by marking Ex.P10/driving license. Due to the injuries sustained in the

accident, the 1st respondent cannot continue his work as Crane Operator. The

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

Tribunal considering the same, adopted multiplier method and awarded

compensation under different heads, which are not excessive and prayed for

dismissal of the appeal.

8.Heard the learned counsel appearing for the appellant as well as the

learned counsel appearing for the 1st respondent and perused the entire

materials on record.

9.From the materials on record, it is seen that the 1st respondent has

suffered Grade IV Compound # BB left leg, external fixation was done and

multiple injuries all over the body. The 1st respondent has taken treatment as

inpatient for 7 days in Stanley Medical College Hospital and has produced

Ex.P8/disability certificate issued by the Chief Civil Surgeon, Government

Peripheral Hospital, K.K.Nagar, Chennai and Ex.P9/passbook issued by the

Department of Welfare of the Differently Abled, Government of Tamil Nadu.

The 1st respondent has not appeared before the Medical Board or not filed any

disability certificate issued by Doctor, who treated the 1st respondent. The 1st

respondent also did not examine any Doctor to prove Ex.P8/disability

certificate, Ex.P9/copy of passbook and that he suffered functional disability

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

and lost his earning power. The Tribunal without any pleadings, oral and

documentary evidence, erroneously held that 1st respondent suffered 30%

disability and granted compensation by adopting multiplier method. Hence,

the multiplier method adopted by the Tribunal is liable to be set aside and it is

hereby set aside. The 1st respondent is entitled to compensation only by

adopting percentage method for 40% of disability as per Ex.P8/disability

certificate. This Court by the judgment reported in 2020 (1) TN MAC 617

[M. Chinnathambi Vs. S.Deepa and another], fixed a sum of Rs.4,000/- per

percentage of disability for the accident occurred in the year 2014 & 2015

and a sum of Rs.5,000/- per percentage of disability for the accident occurred

from the year 2016 onwards, due to raise in cost of living. In the present case,

the accident is of the year 2014. In view of the same, a sum of Rs.4,000/- is

awarded per percentage of disability. Thus, the compensation awarded by the

Tribunal towards disability is modified to Rs.1,60,000/- (Rs.4,000/- X 40%

disability). The 1st respondent has taken treatment as inpatient for 7 days and

the amounts awarded by the Tribunal towards attendant charges and loss of

amenities are meagre and the same are enhanced to Rs.10,000/- and

Rs.15,000/- respectively. The amounts awarded by the Tribunal under other

heads are just and reasonable and hence, the same are hereby confirmed.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

Thus, the compensation awarded by the Tribunal is modified as follows:


                    S.             Description   Amount awarded Amount awarded Award confirmed
                    No                            by Tribunal    by this Court  or enhanced or
                                                      (Rs)            (Rs)          granted
                    1.     Loss of earning             6,80,400/-        1,60,000/-     Reduced
                           capacity
                    2.     Pain and sufferings           40,000/-         40,000/-     Confirmed
                    3. Extra nourishment                 10,000/-         10,000/-     Confirmed
                    4.     Transportation                 5,000/-           5,000/-    Confirmed
                    5.     Damages to clothes             1,000/-           1,000/-    Confirmed
                    6. Attendant charges                  2,800/-         10,000/-     Enhanced
                    7. Medical expenses                   5,000/-           5,000/-    Confirmed
                    8. Loss of amenities                 10,000/-         15,000/-     Enhanced
                           Total                  Rs.7,54,200/-     Rs.2,46,000/-     Reduced by
                                                                                      Rs.5,08,200/-


10.In the result, this Civil Miscellaneous Appeal is partly allowed and

the compensation awarded by the Tribunal at Rs.7,54,200/- is hereby reduced

to Rs.2,46,000/- together with interest at the rate of 7.5% per annum from the

date of petition till the date of deposit. The appellant-Insurance Company is

directed to deposit the modified award amount now determined by this Court

along with interest and costs, less the amount already deposited, if any, within

a period of six weeks from the date of receipt of a copy of this judgment, to

the credit of M.C.O.P.No.4175 of 2014 on the file of the Motor Accidents

Claims Tribunal, VI Small Causes Court, Chennai. On such deposit, the 1st

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4084 of 2019

respondent is permitted to withdraw the award amount now determined by

this Court, along with interest and costs, less the amount if any, already

withdrawn by making necessary applications before the Tribunal. The

appellant-Insurance Company is permitted to withdraw the excess amount

lying in the credit of M.C.O.P.No.4175 of 2014, if the award amount has

already been deposited by them. Consequently the connected Miscellaneous

Petitions are closed. No costs.

                                                                              26.02.2021

                   krk

                   Index           : Yes / No
                   Internet        : Yes / No

                   To

                   1.The VI Judge,
                     Motor Accidents Claims Tribunal,
                     Small Causes Court,
                     Chennai.

                    2.The Section Officer,
                     VR Section,
                     High Court,
                     Madras.




                                                                       V.M.VELUMANI, J.



https://www.mhc.tn.gov.in/judis/
                                    C.M.A.No.4084 of 2019

                                                     krk




                                   C.M.A.No.4084 of 2019




                                              26.02.2021






https://www.mhc.tn.gov.in/judis/

 
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