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M/S.United India Insurance vs Thirumathi.K.Selvanayagi
2021 Latest Caselaw 4984 Mad

Citation : 2021 Latest Caselaw 4984 Mad
Judgement Date : 25 February, 2021

Madras High Court
M/S.United India Insurance vs Thirumathi.K.Selvanayagi on 25 February, 2021
                                                                             C.M.A.No.974 of 2018

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 25.02.2021

                                                       CORAM

                            THE HONOURABLE MR.JUSTICE S.M.SUBRAMANIAM

                                                C.M.A.No.974 of 2018
                                                        and
                                                C.M.P.No.7919 of 2018

                     M/s.United India Insurance
                     Company Limited,
                     No.70, N.S.C.Bose Road,
                     III Floor, Sowcarpet,
                     Chennai – 600 079.                                        ..Appellant

                                                         Vs.

                     Thiru.G.Karunanithi(since died)

                     1.Thirumathi.K.Selvanayagi
                     2.Minor.K.Barath
                     3.Minor.K.Nandakumar
                     (Minors 2 & 3 rep.by mother
                     & natural guardian Mrs.K.Selvanayagi)
                     4.Thiru.N.Vijayakumar                             ..Respondents
                     Prayer : Civil Miscellaneous Appeal filed under Section 30 of the
                     Employees Compensation Act, against the Final Award dated 01st
                     September 2017, (received on 17.02.2018) passed by the Learned
                     Commissioner for Employees Compensation (Deputy Commissioner of
                     Labour-I), at Chennai in E.C.No.62 of 2013.
                                      For Appellant   : Mr.J.Michael Visuvasam
                                      For Respondents : Mr.P.Chinnaraj
                                                        [For R1 to R3]
                                                        R4 – Not Ready in Notice
https://www.mhc.tn.gov.in/judis/




                     1/8
                                                                                      C.M.A.No.974 of 2018

                                                     JUDGMENT

The Award dated 01.09.2017 passed in E.C.No.62 of 2013 is

under challenge in the present Civil Miscellaneous Appeal.

2. The Substantial question of law mainly raised, which reads as

under:

“4. Whether the findings of the Learned Deputy Commissioner of Labour that the death of Late.Karunanithi, was only due to the alleged employment injuries, without considering and appreciating the genuineness of the documents marked and the credibility of evidence placed on record can be sustained?”

3. The learned counsel appearing on behalf of the appellant /

Insurance company contended that the death of the workman is no way

relatable to the injury sustained during the alleged accident. Even as per

the petition filed by the workman under Section 10 of the Workmen

Compensation Act, it is stated that on 19.07.2012 at 12.40 hrs, the

applicant drew the share auto bearing Registration No.TN 05 P 2671 in

E.H.Road from North to South in front of E.B Quarters, another Auto

bearing Registration No.TN 03 d 8949, driven in a rash and negligent https://www.mhc.tn.gov.in/judis/

C.M.A.No.974 of 2018

manner came from South and hit the workman and his auto and in

consequence of which the auto of the workman capsized.

4. It is stated that the workman sustained dislocation of right

shoulder, severe injury at his right knee, severe internal injury at his

right side chest and also also injuries at his head. He took treatment in

Government General Hospital, Chennai as inpatient from 19.07.2012 to

20.07.2012 and thereafter, continued his treatment as inpatient. A

Criminal Case was registered in Crime No.284/P3/2012.

5. The learned counsel for the appellant reiterated the workman

was admitted as inpatient for one day in a hospital and thereafter,

discharged. Thus, the nature of the injuries are not so serious or fatal

connectable to the death, which occurred for a lapse of more than two

years from the date of accident.

6. The workman died on 31.03.2014 after a lapse of about 20

months and 13 days from the date of accident. In between, he was

performing his duties and responsibilities. It is not established that he

was taking treatment through out for about 20 months. Contrarily, even https://www.mhc.tn.gov.in/judis/

C.M.A.No.974 of 2018

as per the application filed by the workman, it is stated that he was

admitted in Government General Hospital for one day, took treatment

and thereafter discharged. Thus, the death is not connected with the

accident and further, the Doctors were not examined during the course

of enquiry before the Deputy Commissioner of Labour. The nature of

injuries sustained are minor and it was treated in one day by the Doctors

at General Government Hospital and thereafter, there is no proof to

establish that he continued his treatment till his death in the year 2014,

after a lapse of 20 months from the date of accident.

7. The policy is not disputed. Coverage is also not disputed. The

accident was registered by the Traffic Investigation Wing Police and the

factum regarding the accident was also established. However, the

quantum of Award granted by the Deputy Commissioner of Labour,

considering the death of the deceased alone is questioned by the

Appellant/Insurance company and this Court is of the opinion that the

respondents/claimants could not able to establish that the death occurred

is relatable to the accident took place on 19.07.2012. This apart, the

Disability was not assessed nor any such Disability Certificate was

marked as document on the part of the claimants. It is pertinent to note https://www.mhc.tn.gov.in/judis/

C.M.A.No.974 of 2018

that no Post-mortem Certificate or other Medical Records were

produced, enabling the Court to arrive a conclusion that the workman

sustained disability as well as the subsequent death due to the accident.

In the absence of any medical records to establish the disability, the

compensation cannot be granted with reference to the terms and

conditions of the Insurance Policy.

8. Perusal of the Award reveals that the Disability percentage has

not been assessed. Further, the Deputy Commissioner of Labour treated

the case as a death case and the probability of death with reference to the

accident was also not discussed. In the absence of any material evidence

to establish that the death occurred due to the accident, more

specifically, after a lapse of 20 months cannot be accepted. If at all, the

death occurred due to the accident, the same is to be established with an

acceptable evidence and in the present case, absolutely there is no

evidence to establish that the death is connectable to the alleged

accident, which took place in the year 2012. Mere presumption

regarding a death is impermissible, in view of the fact that the death

occurred after a lapse of about 20 months. Such an inference is possible

to be drawn in a case, where the death occurs within two or three days https://www.mhc.tn.gov.in/judis/

C.M.A.No.974 of 2018

from the date of accident on account of certain internal injuries or

otherwise. However, in the present case, the workman took treatment for

one day as inpatient in a Government General Hospital and thereafter,

he died after a lapse of 20 months in the year 2014 and the gap between

the accident and the death was not explained nor any document filed to

prove that the accident is the cause for the death.

9. The Deputy Commissioner of Labour relied on the document in

Ex.P7 / Certificate issued by J.K.Clinic by one Dr.Muralidaran. The

cause of the death stated as “patient expired on 31.03.2014 due to

septicemic shock. However, there is no other Medical records available

to support such a findings of the Doctor of a Private Clinic. When the

workman took treatment in a Government General Hospital in the year

2012, those Medical Records were not produced. Contrarily, the

Certificate issued by a Private Clinic in the year 2015 is produced,

which cannot be trusted upon, in the absence of any supporting

document to establish that the death occurred due to continuous

treatment for about 20 months from the date of accident.

10. This being the facts and circumstances, the Deputy https://www.mhc.tn.gov.in/judis/

C.M.A.No.974 of 2018

Commissioner of labour proceeded with the case on certain perceptions,

which is impermissible and with reference to the death, there must be a

definite proof to establish that the death occurred due to the accident and

only in such circumstances, the liability can be fixed on the Insurance

company and not otherwise.

11. In this view of the matter, the Award dated 01.09.2017 passed

in E.C.No.62 of 2013 is set aside and the Civil Miscellaneous Appeal in

C.M.A.No.974 of 2018 stands allowed. The appellant / Insurance

company is directed to withdraw the deposited amount with accrued

interest by filing an appropriate application and the payments are to be

made through RTGS. No costs. Consequently, connected miscellaneous

petition is closed.

25.02.2021

kak Index: Yes/No Internet:Yes/Non-Speaking order To

1.The Commissioner for Employees Compensation (Deputy Commissioner of Labour-I), Chennai.

https://www.mhc.tn.gov.in/judis/ S.M.SUBRAMANIAM, J.

C.M.A.No.974 of 2018

kak

C.M.A.No.974 of 2018

25.02.2021

https://www.mhc.tn.gov.in/judis/

 
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