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The United India Insurance ... vs Manikkavasagar ... 1St
2021 Latest Caselaw 4628 Mad

Citation : 2021 Latest Caselaw 4628 Mad
Judgement Date : 23 February, 2021

Madras High Court
The United India Insurance ... vs Manikkavasagar ... 1St on 23 February, 2021
                                                                                  CMA No.2318 of 2014

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                      Dated 23.02.2021

                                                         CORAM:

                              THE HONOURABLE MR.JUSTICE D.KRISHNAKUMAR

                                              CMA.No.2318 of 2014 and
                                                 M.P.No.1 of 2014

                       The United India Insurance Company Ltd.
                       13A, Nethaji Road, Manjakuppam,
                       Cuddalore.                        ... Appellant/ second respondent

                                                 Vs.

                       1. Manikkavasagar                       ... 1st respondent/ claimant
                       2. R.Vetrivelan                         ... 2nd respondent/ 1st respondent


                                      This Civil Miscellaneous Appeal has been filed under

                       Section 173 of the Motor Vehicles Act, 1988, against the decree and

                       judgment dated 28.03.2014 passed in MCOP No.2255 of 2009 by the

                       Principal Subordinate Judge, Motor Accident Claims Tribunal,

                       Cuddalore.

                                      For Appellant            : Mr.D.Bhaskaran




                       Page 1 of 7
https://www.mhc.tn.gov.in/judis/
                                                                               CMA No.2318 of 2014

                                                 JUDGMENT

Aggrieved over the orders passed by the Tribunal, the

appellant/ insurance company has filed the present appeal challenging

the liability as well as the quantum of compensation.

2. The claimant has filed a claim petition under Section

163-A of the Motor Vehicles Act, before the Tribunal seeking

compensation of Rs.5,00,000/- for the injuries sustained by him in a

road accident that took place on 18.05.2009

3. The brief case of the claimants is as follows: On

18.05.2009 at about 7.00 p.m. the claimant was riding his motorcycle

along Vadalur Kurinjipadi Road and while nearing Vadalur, a paddy

harvester bearing registration No.TN-21-Q-4857 coming from opposite

side, hit the motorcycle, thereby, he sustained injuries. According to the

claimant, the rash and negligent driving of the driver of the harvester

was the cause of accident, and since the first respondent insured his

vehicle with the second respondent, both of them are liable to pay

compensation to them.

https://www.mhc.tn.gov.in/judis/ CMA No.2318 of 2014

4. The second respondent/ Insurance Company resisted the

claim petition by filing counter affidavit.

5. Before Tribunal, on the side of the claimants, the first

claimant and one another witness were examined as PW1 and PW2

respectively and Ex.P1 to Ex.P7 were marked. On the side of the

insurance company, no oral and documentary evidence was adduced.

6. After analysing the evidence on record, the Tribunal has

awarded a sum of Rs.1,21,968/- as compensation to the claimant under

various heads as extracted hereunder.

                                   Sl                 Heads                 Amount in
                                   No                                         Rs.
                                   1    Disability (3300 x 12 x 16 x 13%)    82,368
                                   2    Loss of future income 3300x2          6,600
                                   3    Pain and sufferings                  20,000
                                   4    Medical expenses                      5,000
                                   5    Transportation charges                5,000
                                   6    Extra Nourishment                     3,000
                                        Total                               1,21,968





https://www.mhc.tn.gov.in/judis/ CMA No.2318 of 2014

Aggrieved over the orders passed by the Tribunal, the insurance

company has filed the present appeal.

7. Heard the learned counsel for the appellant and I have

perused the materials on record.

8. The learned counsel appearing for the appellant

contended that there is no liability as against the insurance company to

pay compensation to the claimant, since he did not possess valid driving

licence at the time of accident. He further submitted that as per Ex.P5

Accident Register, he was under influence of alcohol and that the motor

cycle drew by the claimant had no insurance cover on the date of

accident. Therefore, it is contended by him that the claimant is a tort-

feaser and the claim of tort-feaser is not maintainable and hence, the

award passed by the Tribunal is liable to be set aside.

9. At this juncture, it is pertinent to note that in an

identical case in CMA No.2547 of 2013, this court by order dated

08.02.2021 has decided that the grounds raised by the

https://www.mhc.tn.gov.in/judis/ CMA No.2318 of 2014

appellant/insurance company is not sustainable. The relevant

paragraphs are extracted hereunder.

7. It is brought to the notice of this court that the Hon'ble

Supreme Court in United India Insurance Co. Ltd. Vs.

Sunil Kumar and another (Civil Appeal No.9694 of 2013,

dated 24.11.2017) in paragraph 9, has held that in a

proceeding under Sec.163-A of the Act, it is open for the

insurer to raise any defence of negligence on the part of

the victim.

8. The aforesaid judgment is squarely apply to the facts of

the case in hand. The learned counsel appearing for the

appellant cannot dispute the dictum laid down by the

Hon'ble Supreme Court. Therefore, in the light of the

decision cited supra, the grounds raised by the

appellant/insurance company is not sustainable. The

appellant has no grievance in so far as the quantum of

compensation awarded by the Tribunal.

10. For the reasons stated above, this court is of the view

that the Tribunal has rightly passed the award in favour of the claimant.

Hence, there is no warrant to interfere with the award passed by the

Tribunal.

https://www.mhc.tn.gov.in/judis/ CMA No.2318 of 2014

11. In the result, the Civil Miscellaneous Appeal is

dismissed. No costs. Connected miscellaneous petition is closed.

23.02.2021

Index:Yes/No Internet:Yes/No Speaking/non Speaking order mst

To

1. The Principal Subordinate Court, Motor Accident Claims Tribunal, Cuddalore.

2. The United India Insurance Company Ltd. 13A, Nethaji Road, Manjakuppam, Cuddalore.

3. The Section Officer, V.R. Section, Madras High Court, Chennai-104.

https://www.mhc.tn.gov.in/judis/ CMA No.2318 of 2014

D. KRISHNAKUMAR, J.

mst

CMA. No.2318 of 2014 and M.P.No.1 of 2014

23.02.2021

https://www.mhc.tn.gov.in/judis/

 
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