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M/S.United India Insurance ... vs Saminathan
2021 Latest Caselaw 4625 Mad

Citation : 2021 Latest Caselaw 4625 Mad
Judgement Date : 23 February, 2021

Madras High Court
M/S.United India Insurance ... vs Saminathan on 23 February, 2021
                                                                             C.M.A.No.420 of 2021

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED: 23.02.2021

                                                         CORAM:

                                   THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                                C.M.A.No.420 of 2021
                                              and C.M.P.No.2698 of 2021


                   M/s.United India Insurance Company
                     Limited, Oriental Theatre Complex
                   No.77, Arunachala Achari street
                   Salem-636 001.                                            ... Appellant

                                                          Vs.

                   1.Saminathan

                   2.D.Vadivel                                              ... Respondents


                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor

                   Vehicles Act, 1988, to set aside the judgment and decree dated 17.02.2020

                   made in M.C.O.P.No.950 of 2011 on the file of Motor Accident Claims

                   Tribunal, Special Sub Court No.2, Salem.

                                         For Appellant       : Mrs.C.Harini
                                                           for M/s.M.B.Gopalan Associates



                   1/11


https://www.mhc.tn.gov.in/judis/
                                                                                C.M.A.No.420 of 2021

                                                   JUDGMENT

This Civil Miscellaneous Appeal has been filed by the

appellant/Insurance Company to set aside the award dated 17.02.2020 made

in M.C.O.P.No.950 of 2011 on the file of Motor Accident Claims Tribunal,

Special Sub Court No.2, Salem.

2.The appellant/Insurance Company is the 2nd respondent in

M.C.O.P.No.950 of 2011 on the file of Motor Accident Claims Tribunal,

Special Sub Court No.2, Salem. The 1st respondent filed the said claim

petition claiming a sum of Rs.10,00,000/- as compensation for the injuries

sustained by him in the accident that took place on 23.03.2010.

3.According to the 1st respondent, on the date of accident i.e., on

23.03.2010 at 8.30 p.m., while he was riding in his Star City motorcycle on

Salem to Ilampillai Main Road, near Sivadharapuram Krishnappa Theatre on

the left side of the road, the driver of the Bolero jeep, who was coming in the

opposite direction from Ilampillai to Salem, rode the same in a rash and

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

negligent manner at high speed, dashed against the motorcycle driven by the

1st respondent and caused the accident. In the accident, the 1st respondent

sustained grievous injuries all over the body. Therefore, the 1st respondent has

filed the above claim petition claiming compensation against the 2nd

respondent, owner of the Bolero jeep and the appellant/Insurance Company.

4.The 2nd respondent, owner of the jeep, remained exparte before the

Tribunal.

5.The appellant/Insurance Company being insurer of the Bolero Jeep

filed counter statement denying the averments made by the 1st respondent and

stated that it is a clear case of 'hit and run'. The accident has occurred on

23.03.2010. F.I.R. has been registered only on 07.05.2010 i.e., after a long

lapse of 45 days. The accident has not occurred involving Bolero jeep

belonging to the 2nd respondent. On the date of the alleged accident, the

driver of the jeep viz., Harishkumar, S/o.Eswaran, who is said to have drove

the said jeep, was at Kerala. In the F.I.R., the 1st respondent has stated that he

alone rode the motorcycle at the time of accident and there was no pillion

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

rider. But one Sathiyaraj @ Sakthi has filed M.C.O.P.No.793 of 2011 on the

file of Sub-Court, Sangagiri, relying on the same F.I.R stating that he was the

pillion rider. The 1st respondent has falsely implicated the jeep for the purpose

of getting compensation. Therefore, the appellant is not liable to pay any

compensation to the 1st respondent. The appellant/Insurance Company has

also denied the age, nature of injuries and treatment taken by the 1 st

respondent. In any event, the compensation claimed by the 1st respondent is

excessive and prayed for dismissal of the claim petition.

6.Before the Tribunal, the 1st respondent examined himself as P.W.1

and 16 documents were marked as Exs.P1 to P16. The appellant/Insurance

Company examined one Harishkumar, the driver of the Bolero jeep as R.W.1

and one Mr.Rajendra Jayakumar, Sub-Inspector of Police, Salem Steel Plant

Police Station as R.W.2, one Mr.Martin, Sub-Inspector of Police, Salem

Kondalampatti Police Station as R.W.3 and marked the copy of Insurance

Policy as Ex.R1. A letter from Sri Vaidhya Ayurvedha and a letter from the

Police Station were marked as Exs.W1 and W2 respectively. The disability

certificate issued by the Medical Board was marked as Ex.C1.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

7.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident occurred due to rash and negligent driving by

the driver of the Bolero jeep belonging to the 2nd respondent and directed the

appellant/Insurance Company being insurer of the said jeep to pay a sum of

Rs.6,49,387/- as compensation to the 1st respondent.

8.To set aside the said award dated 17.02.2020 made in

M.C.O.P.No.950 of 2011, the appellant/Insurance Company has come out

with the present appeal.

9.The learned counsel appearing for the appellant/Insurance Company

contended that the vehicle belonging to the 2nd respondent was not involved

in the accident. F.I.R. was registered only after 45 days from the date of

accident in the Police Station which did not have jurisdiction. The 1st

respondent falsely implicated the vehicle of the 2nd respondent by a belated

F.I.R. The Tribunal failed to consider that criminal case was set up for the

purpose of claiming compensation from the appellant and the 2nd respondent.

The Tribunal erred in rejecting both the oral and documentary evidence let in

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

by the appellant. The Tribunal ought to have dismissed the claim petition as

false and fabricated. The Tribunal failed to appreciate that the nature of

injuries and disability were exaggerated for the purpose of claiming

compensation from the appellant. The total compensation awarded by the

Tribunal is excessive and prayed for setting aside the award of the Tribunal.

10.Heard through “Video-conferencing” the learned counsel appearing

for the appellant/Insurance Company and perused the entire materials

available on record.

11.The contention of the learned counsel appearing for the appellant is

that the vehicle of the 2nd respondent was not involved in the accident and the

vehicle was falsely implicated through belated F.I.R. From the records, it is

seen that the appellant has taken a stand in the counter statement that the

driver of the jeep viz., Harishkumar was in Kerala on the date of accident and

both the vehicle as well as the said Harishkumar were not present in the place

of occurrence. To substantiate the said contention, the appellant examined the

said Harishkumar as R.W.1. Harishkumar deposed as that of the stand taken

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

by the appellant and marked the letter issued by Sri Vaidhya Aurvedha as

Ex.W1 to show that the sister of the 2nd respondent viz., Deepa was taking

treatment from 20.03.2015 to 25.03.2015 and the said Harishkumar was

staying with the sister of the 2nd respondent during the time of treatment.

R.W.1 has not explained the reason for obtaining the letter from the hospital

to show that he was in the hospital on the date of accident. Generally, the

hospital will issue discharge summary showing the name of the patient, date

of admission, date of discharge, nature of treatment, condition of patient and

follow up medicines. The Tribunal considering the evidence of R.W.1 and

witness document Ex.W1, which is only the letter issued by Sri Vaidhya

Ayurvedha, held that R.W.1 has obtained the said letter only to safeguard

himself and the 2nd respondent and rejected the evidence of R.W.1, Ex.W1

and held that the appellant failed to prove the Alibi.

12.As far as the delay in registering F.I.R. is concerned, when the 1 st

respondent was admitted in the hospital for injuries, intimation was given to

the Salem Steel Plant Police Station by the hospital authority. R.W.2, Sub-

Inspector of Police, Salem Steel Plant Police Station has deposed that the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

jurisdictional Police is Kondalampatti Police Station, Salem and the case

records were sent to the said Police Station. R.W.3, Sub-Inspector of Police,

Salem Kondalampatti Police Station, deposed that they have not received

information from the Salem Steel Plant Police Station about the accident.

Further, the vehicle of the 2nd respondent was sent by Salem Steel Plant

Police Station for inspection by the Motor Vehicle Inspector only after three

months of registering F.I.R. R.W.2, Sub-Inspector of Police, Salem Steel Plant

Police Station, has not given any explanation as to why the vehicle was sent

for inspection only after three months of registration of F.I.R. The 2nd

respondent, owner of the vehicle remained exparte before the Tribunal. He

has not come to the Court and give evidence to show that his vehicle was not

involved in the accident. The Tribunal considering the evidence of R.W.1,

R.W.2 and the documents filed, rejected the contention of the appellant and

has given cogent and valid reason for holding held that the vehicle of the 2nd

respondent alone has caused the accident, the accident has occurred only due

to rash and negligent driving by R.W.1 and the appellant as insurer of the said

vehicle is liable to pay compensation to the 1st respondent. There is no error

in the said finding of the Tribunal warranting interference by this Court.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

13.As far as quantum of compensation is concerned, it is the case of the

1st respondent that in the accident, he suffered fracture of right leg knee and

injuries on the right leg. The 1st respondent has taken treatment as in-patient

in Kovai Ganga Medical Centre, from 24.03.2010 to 05.04.2010 and

05.07.2010 to 08.07.2010 and then in Dharan Hospital, Salem, from

30.05.2011 to 03.06.2011. The Medical Board examined the 1st respondent

and certified that he suffered 40% permanent disability. The 1st respondent

was working as a temple priest and was earning a sum of Rs.10,000/- per

month at the time of accident. In the absence of any document, the Tribunal

fixed a sum of Rs.6,500/- per month as notional income of the 1 st respondent

and the same is not excessive. The Tribunal considering the disability

certificate issued by the Medical Board and nature of work done by the 1 st

respondent, awarded compensation under different heads, which are not

excessive warranting interference by this Court.

14.In the result, this Civil Miscellaneous Appeal is dismissed and the

sum of Rs.6,49,387/- awarded by the Tribunal as compensation to the 1 st

respondent along with interest and costs is confirmed excluding the default

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

period from 21.07.2016 to 30.08.2018. The appellant/Insurance Company is

directed to deposit the entire amount awarded by the Tribunal along with

interest and costs, less the amount already deposited, if any, within a period

of six weeks from the date of receipt of a copy of this judgment. On such

deposit, the 1st respondent is permitted to withdraw the amount awarded by

the Tribunal along with interest and costs, less the amount if any, already

withdrawn. Consequently, connected Miscellaneous Petition is closed. No

costs.

23.02.2021

Index : Yes / No kj

To

1.The Special Subordinate Judge No.2 Motor Accident Claims Tribunal Salem.

2.The Section Officer VR Section, High Court Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.420 of 2021

V.M.VELUMANI,J.

Kj

C.M.A.No.420 of 2021 and C.M.P.No.2698 of 2021

23.02.2021

https://www.mhc.tn.gov.in/judis/

 
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