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Bajaj Allianz General Insurance ... vs Santhi
2021 Latest Caselaw 4267 Mad

Citation : 2021 Latest Caselaw 4267 Mad
Judgement Date : 18 February, 2021

Madras High Court
Bajaj Allianz General Insurance ... vs Santhi on 18 February, 2021
                                                                              CMA.No.1207 of 2016
                                                                         and C.M.P.No.9136 of 2016


                                    IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 18.02.2021

                                                        CORAM

                             THE HONOURABLE MR.JUSTICE RMT.TEEKAA RAMAN

                                                CMA.No.1207 of 2016
                                                         and
                                                C.M.P.No.9136 of 2016

                    Bajaj Allianz General Insurance Company Limited,
                    Having office at 11, Office No. 6-A, People's Park,
                    3rd floor, Government Arts College,
                    Coimbatore.                                   ...Appellant
                                                          Vs.
                    1.Santhi
                    2.Senthilraj
                    3.Saranaya
                    4.Sarojini                                    ...Respondents

                    PRAYER: This Civil Miscellaneous Appeal has been filed under
                    Section 173 of the Motor Vehicles Act, 1988, against decree and the
                    judgment dated 05.10.2015, made in MCOP.No. 78 of 2006, on the
                    file of the Motor Accidents Tribunal (Special District Court), Salem.


                                   For Appellant          : Mr.J.Mechael Visuvasam
                                   For Respondents        : No appearance


                                                     JUDGMENT

This Civil Miscellaneous Appeal has been preferred by the

appellant/Insurance Company on the point of liability.

https://www.mhc.tn.gov.in/judis/

CMA.No.1207 of 2016 and C.M.P.No.9136 of 2016

2.The respondents herein have filed above MCOP.No.78 of

2006 before the Special District Court, Salem (Motor Accidents

Claims Tribunal) for claiming compensation for the death of the

husband of the first claimant in the road accident. As per Ex.P1/FIR,

unknown lorry said to have dashed against the deceased while he

was moving in a two wheeler bike, subsequently he succumbed to

injuries in the vital parts of his body.

3.It is a specific case of the Insurance Company that since

the accident has taken place due to the rash and negligence driving

of the injured himself, the Insurance Company is liable to pay only

the personal liability and personal accident cover to the extent of

Rs.1,00,000/- (Rupees One Lakh Only).

4.Heard J.Mechael Visuvasam, learned counsel for the

appellant/Insurance Company and perused the materials placed on

record.

5.During the trial, the staff from the Insurance Company

would depose that the said amount of Rs.1,00,000/- has already

been deposited.

https://www.mhc.tn.gov.in/judis/

CMA.No.1207 of 2016 and C.M.P.No.9136 of 2016

6.After going through the cause title in MCOP.No.78/2006,

this Court finds that the petitioners themselves have arrayed as

Respondents 1 to 4 in the said MCOP, but the petitioners cannot be

the respondents at the same time in the same petition. The owner

of the vehicle and the Insurance Company of the offending vehicle

were not impleaded as a party respondents. I find that the

proceedings thereon by the said Court is not in accordance with the

Motor Vehicles Act. Furthermore, if the accident is caused due to

the negligence on the part of the driver, the Insurance Company

cannot be held liable. If at all, they are entitled only Rs.1,00,000/-

and the same was already disposed by the Insurance Company and

hence, I find that the compensation awarded by the Tribunal suffers

from illegality on the face of the record and hence, the same is

unsustainable in law and the same is hereby set aside.

7.Accordingly, this Civil Miscellaneous Appeal stands allowed

and the compensation awarded by the Tribunal in MCOP.No.78 of

2006, is hereby set aside and the appellant/ Insurance Company is

directed to withdraw the additional deposited amount of Rs.25,000/-

at the time of admission of the appeal.

18.02.2021 dua Index:Yes/No Internet:Yes/No Speaking Order/Non Speaking Order

https://www.mhc.tn.gov.in/judis/

CMA.No.1207 of 2016 and C.M.P.No.9136 of 2016

RMT.TEEKAA RAMAN, J.

dua

To

The Motor Accidents Tribunal (Special District Court), Salem.

CMA.No.1207 of 2016 and C.M.P.No.9136 of 2016

18.02.2021

https://www.mhc.tn.gov.in/judis/

 
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