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United India Insurance Co.Ltd vs K.Usharani
2021 Latest Caselaw 4054 Mad

Citation : 2021 Latest Caselaw 4054 Mad
Judgement Date : 17 February, 2021

Madras High Court
United India Insurance Co.Ltd vs K.Usharani on 17 February, 2021
                                                                      C.M.A.No.241 of 2012

                               IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                             DATED: 17.02.2021

                                                    CORAM:

                               THE HON'BLE MR. JUSTICE D.KRISHNAKUMAR

                                              CMA.No.241 of 2012


                      United India Insurance Co.Ltd.,
                      39, Greams Road, Silinghi Building,
                      Chennai – 600006.                                  ... Appellant


                                                     ..vs..
                      1.K.Usharani
                      W/o. P.S.Kuganesan
                      2.P.S.Kuganesan (Died)
                      S/o.Selvaraj
                      3.K.Subramanian
                      4.S.K.Mukesh
                      S/o.P.S.Kuganesan
                      5.S.K.Harish Kanna (Minor)
                      S/o. P.S.Kuganesan
                      6.S.Pattammal
                      S/o.Selvaraj                                         ...Respondents
                      (Respondents 1 to 6 brought on record as
                      LRs of the deceased R2 viz., P.S.Kuganesan
                      vide order of this Court dated 17.02.2021.)


                             Appeals is filed under Section 173 of the Motor Vehicles Act,
                      1988, against the common judgment and decree dated 20.11.2008
                      in M.C.O.P.No.4034 of 2006 on the file of the Motor Vehicles
                      Accident Claims Tribunal, Chief Small Causes Court, Chennai.



                      1/10



http://www.judis.nic.in
                                                                       C.M.A.No.241 of 2012

                                 For Appellant               : Mr. S.Arun Kumar
                                 For Respondent No.1, 4 & 5 : Mr. G.Balaji Prasad
                                     Respondent No.2        : Died
                                     Respondent No.6        : No appearance
                                                      ----



                                                   JUDGMENT

The matter is heard through "Physical hearing".

This Civil Miscellaneous Appeal has been filed by the

appellant-Insurance Company against the judgment and dated

20.11.2008 in M.C.O.P.No.4034 of 2006 on the file of the Motor

Vehicles Accident Claims Tribunal, Chief Small Causes Court,

Chennai.

2.The appellant is the 2nd respondent before the tribunal .

The respondents 1 & 2 have filed the said claim petition, claiming a

sum of Rs.15,00,000/- as compensation for the death occurred in

the road accident that took place on 10.04.2006.

3. It is the case of the respondents 1 & 2/claimants that on

10.04.2006 at about 1.15 hrs the deceased was riding motor cycle

bearing Reg.No.TN04-M-2972. While proceeding from AVIT

http://www.judis.nic.in C.M.A.No.241 of 2012

College, Payanur towards Mamallapuram on E.C.R. Road, at that

time a bus bearing Reg.No.TN 21-S-9339 which was proceeding

ahead of him, applied sudden break to avoid hitting a stray dog,

the deceased/rider was taken back and swerved the motorcycle his

left and inspite of his best efforts collided with the said bus,

resulting in his death on the way to the hospital. The said accident

had occurred due to rash and negligent driving on the part of the

driver of the said bus. Hence, the legal heirs of the deceased filed

claim petition, claiming a sum of Rs.15,00000/- as compensation.

The tribunal on considering the oral and documentary evidence has

fixed the negligence on the part of the driver of the bus and being

insurer of the vehicle, insurance company/appellant herein was

directed to pay compensation of Rs.6,80,000/- to the claimants.

4. Challenging the liability and quantum the appellant /

Insurance Company has come out with the present appeal.

5. Before the Tribunal, on the side of the claimants 4

witnesses were examined as P.W.1 to & PW4 and marked

documents ExP1 to P13. On side of the respondents RW1 was

http://www.judis.nic.in C.M.A.No.241 of 2012

examined and marked two documents RW1 & RW2.

6. The learned counsel for the appellant/insurance company

has submitted that the FIR was registered on the basis of the

complaint given by the eye witness/pillion rider of the motorcycle

involved in the accident. Inspite of the available evidence, the

tribunal, without any basis had accepted the version of the

claimants, who are not an eye witness to the accident, fastened

the liability on the insurance company. The learned counsel further

submitted that the bus was stationed at Pooncheri bus stop, the

deceased rider of the motorcycle hit the stationed bus immediately

on his applying sudden brake would only go to show that he was

driven the vehicle in a rash and negligent manner without keeping

reasonable distance at controllable speed.

7. The learned counsel for the appellant/Insurance company

further submitted that the tribunal erred in fixing monthly income

at Rs.15,000/- and annual income of the deceased at

Rs.2,00,000/- by considering the fact that the deceased was a of

student of electronics and communication engineering. The

http://www.judis.nic.in C.M.A.No.241 of 2012

compensation awarded by the tribunal under other heads are also

very excessive and liable to be interfered with.

8. On the other hand , the learned counsel appearing for the

claimants/respondents 1 & 2 and 4 to 6 has submitted that based

on the oral and documentary evidence, the tribunal has rightly

determined the compensation and fixed the negligence. Therefore,

the award passed by the tribunal is reasonable and fair and does

not require any interference by this Court.

9. The Miscellaneous Petition filed by the claimants to

implead the legal heirs of the deceased R2 is allowed. The Legal

Heirs of the deceased are impleaded as respondents 4 to 6 in the

present appeal.

10. Heard, the learned counsel for the appellant/insurance

company and the learned counsel appearing for the respondents 1,

4 &5 and perused the document available on record.

http://www.judis.nic.in C.M.A.No.241 of 2012

11. It is seen from the award that the FIR was admittedly not

given by the driver of the bus, it was given by the pillion rider of

the motorcycle/3rd party. RW1 in his evidence has stated that he

heard some noise from behind and he got down and found rider

and pillion rider of two wheeler who got injured and he informed

the police and police removed the vehicle. He was not show as

defacto complainant in EX.R2/FIR. Hat it been true that RW1

immediately informed the police, the police would have just

registered a case on the basis of such information received from

him. But in the counter statement it is stated that on the back side

of the bus, was totally damaged. In view of the same, the

tribunal had disbelieved the evidence of RW1 and fixed the

negligence on the part of the driver of the bus and directed the

insurance company to pay the compensation. Therefore, the

ground raised by the appellant in respect of negligence is liable to

be rejected.

12. As far as quantum of compensation is concerned, the

deceased was aged about 21 years at the time of the accident and

http://www.judis.nic.in C.M.A.No.241 of 2012

was doing final year B.E in Electronic and Communication

Engineering in Aarupadai Veedu Institute of Technology,

Kelambakkam. He was selected in the campus recruitment

conducted by Slash Support Indian Private Limited as Trainee

Support Engineer. The claimants also produced the job offer letter,

mentioning his future salary in the said job as Rs.15,000/-. To

substantiate the same, the claimants have marked documents

Exs.P7 /Campus recruitment records of the deceased and

Ex.P11/Campus recruitment records of PW3.

13. By considering the evidence of PW1,PW3 and PW4 and

the documents marked as Ex.P7 & P11, the tribunal has fixed

Rs.2,00,000/- as annual income of the deceased and after

deducting reasonable amount towards income tax purpose and

deducting 1/3 towards personal expenses, has fixed at

Rs.1,10,000/- as annual income of the deceased. On considering

the age of the deceased and his parents, applied 12 years

multiplier as per second schedule and calculated loss of income to

the dependants at Rs.13,20,000/-. The sum awarded under the

conventional heads, transport to hospital and funeral expenses at

Rs.10,000/- and for Loss of love affection to the claimants 1 &2 at

http://www.judis.nic.in C.M.A.No.241 of 2012

Rs.15,000/- each is fair. From the total compensation of

Rs.13,60,000/-, the tribunal has awarded 50% of the same, which

comes to Rs.6,80,000/- along with interest at 9% per annum.

According to this Court, the said compensation of Rs.6,80,000/-

awarded to the parents of the deceased is fair and reasonable and

the same is confirmed.

14. The learned counsel for the appellant/insurance company

has submitted that the entire compensation amount along with

interest was already deposited before the tribunal. At this stage,

the learned counsel for the claimants/respondents 1,4 & 5 has

submitted that since the 2nd claimant/father of the deceased died,

the mother of the deceased/1st claimant has withdrawn the entire

compensation amount deposited by the insurance company. In

view of the above submissions, it is open to the Legal

Heirs/respondents 4 & 5 to approach the tribunal for their

apportionment by filing appropriate application in the manner

known to law.

http://www.judis.nic.in C.M.A.No.241 of 2012

15. In the result, the Civil Miscellaneous Appeal is dismissed.

The judgment and decree dated 20.11.2008 passed by the tribunal

in M.C.O.P.No.4034 of 2006 is confirmed. No costs.

17.02.2021

Index: Yes/No Internet : yes ak

To

1. The Chief Judge, (Motor Vehicles Accident Claims Tribunal) Small Causes Court, Chennai.

2. The Section Officer, VR Section, High Court, Madras.

http://www.judis.nic.in C.M.A.No.241 of 2012

D.KRISHNAKUMAR, J., ak

CMA.No.241 of 2012

17.02.2021

http://www.judis.nic.in

 
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