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United India Insurance Co.Ltd vs K.S.Mullai
2021 Latest Caselaw 2364 Mad

Citation : 2021 Latest Caselaw 2364 Mad
Judgement Date : 3 February, 2021

Madras High Court
United India Insurance Co.Ltd vs K.S.Mullai on 3 February, 2021
                                                                           C.M.A.No.2381 of 2019

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 03.02.2021
                                                     CORAM

                                    THE HONOURABLE MR. JUSTICE R.SUBBIAH

                                                        AND

                         THE HONOURABLE MR. JUSTICE SATHI KUMAR SUKUMARA KURUP

                                                C.M.A.No.2381 of 2019
                                                         and
                                                C.M.P. No.10881 of 2019

                     United India Insurance Co.Ltd.,
                     No.24, Whites Road,
                     Chennai – 600 014.                               ..Appellant
                                                         Vs.

                     1.K.S.Mullai
                       W/o.Late.A.Munisami

                     2.M.Padhumavathy

                     3.S.Farooq Ali
                       S/o.Syed Ibrahim Sahib

                     4.T.Sivasankari
                       W/o.Late.Tamilselvan                         ..Respondents

                     Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, 1988, against the judgment and decree dated
                     29.07.2016 in M.C.O.P.No.803 of 2013 on the file of the Motor Accident
                     Claims Tribunal, Special Sub Judge, No.2, Small Causes Court, Chennai.

https://www.mhc.tn.gov.in/judis/
                                                                              C.M.A.No.2381 of 2019

                                     For Appellant     ::    Mr.S.Arun Kumar

                                     For Respondents ::      Mr.R.Shanmugakani

                                                      JUDGMENT

(Order of the Court was made by SATHI KUMAR SUKUMARA KURUP,J.)

This Civil Miscellaneous Appeal has been filed against the Judgment

and Decree dated 29.07.2016 in M.C.O.P.No.803 of 2013 on the file of the

Motor Accident Claims Tribunal, Special Sub Judge, No.2, Small Causes

Court, Chennai.

2.The appellant is the respondent in M.C.O.P.No.803 of 2013 on the

file of the Motor Accident Claims Tribunal, Special Sub Judge, No.2, Small

Causes Court, Chennai. The respondents 1, 3 and 4 herein have filed the

said claim petition, claiming a sum of Rs.20,00,000/- as compensation for

the death of one Tamilselvan, who died in the accident that took place on

27.03.2012.

3.According to the respondents 1, 2 and 4, on 27.03.2012, at about

23.00 hours, while the deceased Tamilselvan was carefully riding his

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

Motorcycle bearing Registration No.TN-09-BK-4217, at South West Boag

Road, from East to West direction, Omni Bus bearing Registration No.TN-

04-M-9292 which was coming from South Usman Road, in a rash and

negligent manner, dashed against the motorcycle. As a result of which, the

deceased sustained fatal injuries and later died in the hospital on

17.04.2012. Based on the above averments, the respondents 1, 2 and 4 have

filed the claim petition claiming compensation against the 3rd respondent as

well as appellant/Insurance Company.

4.Per contra, on behalf of the appellant/Insurance Company, a counter

affidavit has been filed, inter alia disputing the age, income and occupation

of the deceased as stated by the respondents 1, 2 and 4 and that the

claimants/respondents are not the legal heir of the deceased. The Insurance

Company, therefore, prayed for dismissal of the claim petition.

5.Before the Tribunal, the 1st respondent, mother of the deceased,

examined herself as P.W.1 and one Mr.R.Suresh, was examined as P.W.2

and marked thirteen documents as Exs.P1 to P13. On the side of the

appellant/Insurance Company, neither oral nor documentary evidence has

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

been adduced.

6.The Tribunal, on consideration of the pleadings, oral and

documentary evidence, held that the accident occurred due to rash and

negligent driving by the driver of the Omni Bus and directed the

appellant/Insurance Company to pay a sum of Rs.54,20,048/- as

compensation to the respondents 1, 2 and 4.

7.Questioning the quantum of compensation awarded by the Tribunal

vide award dated 29.07.2016 in M.C.O.P.No.803 of 2013 granting

compensation to the respondents 1, 2 and 4, the appellant-Insurance

Company has come forward with the present appeal.

8.Mr.S.Arun Kumar, learned counsel appearing for the

appellant/Insurance Company submitted that the award and decree of the

Claims Tribunal is contrary to the law, weight of evidence and probabilities

of this case. The claims Tribunal erred in arriving at conclusion that the

Omni Bus was responsible for the accident despite the fact that the accident

had taken place due to the rash and negligent act of the deceased two-

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

wheeler rider. It is the further submission of the learned counsel appearing

for the appellant/Insurance Company herein that the Tribunal erred in fixing

Rs.25,464/- as monthly salary of the deceased based on a letter-head

certificate issued by a private school and in the absence of monthly

remittance of the said amount. Further, the learned counsel submitted that

the Tribunal ought to have applied above 13 years multiplier since the

respondents 1, 2 and 4 have not produced any proof regarding age of the

deceased either birth certificate, transfer certificate, voter ID or aadhar card

despite the fact that the deceased was employed as a Teacher. The Tribunal

failed to note that the respondents 1, 2 and 4 have not produced any legal

heir certificate to prove that the deceased was a married person and the

respondents 1, 2, and 4 in the appeal were depending upon the deceased.

The Tribunal erred in awarding 50% of the income towards future

prospectus. By any means the award granted by the Tribunal is highly

excessive and contrary to the judgment rendered on just compensation

reported in 2003 AIR SCW 3797. Therefore, the learned counsel appearing

for the appellant prayed for setting aside the award passed by the Tribual

and to reduce the quantum of compensation awarded to the claimants

proportionately.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

9.Per Contra, Mr.R.Shanmugakani, learned counsel appearing for the

respondents 1, 2 and 4/claimants submitted that the award passed by the

Tribunal is as per the ruling of the Hon'ble Supreme Court in Sarala Varma

Vs. Delhi Transport Corporation Ltd., and there is nothing to show that the

award passed by the Tribunal was perverse, warranting interference by this

Court.

10.Heard the learned counsel appearing for the appellant/Insurance

Company as well as the learned Counsel appearing for the respondents 1, 2

and 4/claimants and perused the materials available on record.

11.Whether the appeal filed by the appellant/Insurance Company

seeking to set aside the award based by the Tribunal is to be allowed and the

award is to be set aside?

Point for Consideration:

12. Perused the petition filed by the respondents 1, 2 and 4/claimants

in M.C.O.P.No.803 of 2013 on the file of the Motor Accident Claims

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

Tribunal, Special Sub Judge, No.2, Small Causes Court, Chennai and the

counter filed by the 2nd respondent/Insurance Company and the award

passed by the Motor Accident Claims Tribunal, Special Sub Judge, No.2,

Small Causes Court, Chennai. On perusal of the above, it is found that on

the basis of the enquiry held by the Tribunal and on appreciation of

evidence, the Tribunal had assessed the loss of income to the respondents 1,

2 and 4/claimants, who were the mother and sister of the deceased

Tamilselvan. The Tribunal had assessed the loss of dependency based on the

salary certificate issued by the school head master under Ex.P12 which was

marked through P.W.1, the mother of the deceased who was examined as

herself as P.W.1 and through her, documents were marked. The respondent

side had not let in any oral evidence disputing the claim of the claimants.

13.During the argument, the learned counsel for the

appellant/Insurance Company stated that as per the claim petition, the

deceased was alleged to have been working as Physical Education Teacher

in State Government Railway Aided School, namely Pananthoppu Railway

Colony Aided Higher Secondary School, Ayanavaram, Chennai – 600 023.

It is the contention of the appellant/Insurance Company, that the letter head

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

certificate, was marked as Ex.P12 showing the salary of the deceased

Tamilselvan, but no acquittance register was marked and no official of the

school were not examined regarding proof of salary. Therefore, the learned

counsel for the appellant disputes the award as it is excessive.

14.On perusal of the original records it is found that P.W.1 was

subjected to cross-examination regarding Ex.P12 that it was a self serving

document preferred by the claimants and denied by the same. She had

admitted the suggestion that she had not furnished the service register,

acquittance register, attendance register from the school where the deceased

was employed as Physical Education Teacher. In the claim petition, it was

clearly stated that the deceased was employed as a school teacher. On

perusal of the original records, viz., the original FIR, proof copy of the

charge sheet, proof copy of the accident register, proof copy of the charge

sheet, proof copy of the accident register, proof copy of the motorcycle

report, medical bills regarding the treatment of the deceased, copy of the

death certificate, copy of the death summary issued by the Malar Hospital,

proof of the inquest report along with Doctors statement, legal heirs

certificate, insurance papers regarding 1st respondents vehicle, family card,

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

pay certificate of the deceased and medical bills all had been duly furnished

by the claimants as Ex.P1 to Ex.P-13 and only on assessment of the same,

the Tribunal assessed the income and loss of dependency caused to the

claimants due to the death of the son of the 1st respondent herein who was

the 1st respondent and sister of the 2nd respondent. The wife of the deceased

was impleaded as 4th respondent in the claim petition. If the respondents 1, 2

and 4 have any serious objection regarding claim of the claimants regarding

pay and avocation of the deceased Tamilselvan, they ought to have collected

details. Invariably the Insurance Company's employees collect details of

every accident claims. Here, the counter of the appellant/Insurance

Company even though resisted each and every claim made by the claimant

in the claim petition, they had not adduced the evidence to disprove the

claim of the claimants before the Tribunal. In such circumstances, it is to be

considered or presumed as that the appellant/Insurance Company had

admitted the fact that the deceased was working as a Physical Teacher. The

head of the school had furnished pay certificate with details as Rs.10,610/-,

Gratuity pay Rs.2,800/-, Dearness Allowance Rs.904/-, House Rent

Allowance Rs.1,400/-, CCE Rs.600/-, Medical Allowance Rs.100/-,

Personal Pay Rs.750/-, Totally it comes to Rs.25,464/-. On perusal of the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

same, it is found that what had been paid to a teacher of an aided school or

the Government school, more or less the same judicial notice shall be taken

of the pay of the school teacher in a aided school. The split up figure for the

total pay as shown in the salary certificate is found genuine and bonafide

and there is nothing to show, that it is not a genuine document. Therefore,

the learned Tribunal had accepted the pay certificate Ex.P12 in the light of

the Ex.P12, Ex.P7-Death summary issued by the Malar Hospital where it is

stated that it is a severe head injury that was the cause for the death. The age

of the deceased is given as 35 years. On perusal of the award passed by the

Tribunal, it is found that the age of the deceased and the salary as per the

salary certificate Ex.P12 was taken into consideration and the ruling of the

Hon'ble Supreme Court in Sarla Varma Vs. Delhi Transport Corporation

was invoked and the Tribunal had arrived at the reasonable award of

Rs.54,20,048/-. Therefore, nothing material to prove that the award is

excessive. Therefore, this submission of the learned counsel for the

appellant/Insurance Company is rejected the arguments of the learned

counsel for the respondents 1, 2 and 4/claimants are accepted. Accordingly,

Point for consideration is answered in favor of the respondents 1, 2, and 4

and as against the appellant/Insurance Company.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

15.In the result, this Civil Miscellaneous Appeal is dismissed and a

sum of Rs.54,20,048/- awarded by the Tribunal as compensation to the

respondents 1, 2 and 4/claimants is confirmed. The appellant-Insurance

Company is directed to pay a sum of Rs.54,20,048/- as compensation to the

respondents 1, 2 and 4/claimants along with interest and costs, less the

amount already deposited, if any, within a period of six weeks from the date

of receipt of a copy of this judgment. On such deposit, the respondents 1, 2

and 4/claimants are permitted to withdraw the award amount along with

interest and costs, after adjusting the amount already withdrawn, if any, by

making necessary applications before the Tribunal. No costs. Consequently,

connected Miscellaneous Petition is closed.

                                                                      (R.P.S.J.)         (S.S.K.J.)
                     gbi                                                        03.02.2021


                     To

                     1.The Motor Accident Claims Tribunal,

Special Sub Judge, No.2, Small Causes Court, Chennai.

2.The Section Officer, V.R.Section, High Court of Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2381 of 2019

R.SUBBIAH, J.

AND

SATHI KUMAR SUKUMARA KURUP, J.

gbi

C.M.A.No.2381 of 2019 and C.M.P. No.10881 of 2019

03.02.2021

https://www.mhc.tn.gov.in/judis/

 
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