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M/S.Reliance General Insurance ... vs S.Gowtham
2021 Latest Caselaw 23849 Mad

Citation : 2021 Latest Caselaw 23849 Mad
Judgement Date : 6 December, 2021

Madras High Court
M/S.Reliance General Insurance ... vs S.Gowtham on 6 December, 2021
                                                                               C.M.A.No.1688 of 2018

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                   DATED: 06.12.2021

                                                         CORAM:

                                  THE HONOURABLE MRS.JUSTICE S.KANNAMMAL

                                                  C.M.A.No.1688 of 2018


                  M/s.Reliance General Insurance Company Limited,
                  No.408, Third Floor,
                  Perundurai Road, Erode.                                   .. Appellant


                                                           Vs.

                  1.S.Gowtham
                  2.P.Vasanthi                                              .. Respondents



                  Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                  Motor Vehicles Act, 1988, against the Judgment and Decree dated
                  01.09.2017 made in M.C.O.P.No.708 of 2012 on the file of the Motor
                  Accidents Claims Tribunal, Special Subordinate Court No.1, Salem.



                                         For Appellant     : M/s.M.B.Gopalan Associates


                                         For R1            : Mr.T.S.Arthanareeswaran




                  1/8

https://www.mhc.tn.gov.in/judis
                                                                                   C.M.A.No.1688 of 2018

                                                      JUDGMENT

The matter is heard through “Video Conferencing/Hybrid mode”.

2.This Civil Miscellaneous Appeal has been filed to set aside the award

dated 01.09.2017 made in M.C.O.P.No.708 of 2012 on the file of the Motor

Accidents Claims Tribunal, Special Subordinate Court No.1, Salem.

3.The appellant is the 2nd respondent in M.C.O.P.No.708 of 2012 on

the file of the Motor Accidents Claims Tribunal, Special Subordinate Court

No.1, Salem. The 1st respondent filed the said claim petition claiming a sum of

Rs.30,00,000/- as compensation for the injuries sustained by him in the

accident that took place on 02.01.2012.

4.According to 1st respondent, on 02.01.2012 at about 02.30 P.M.,

while he was riding the motorcycle bearing Registration No.TN 25 L 7315 to

give mid day meals to his father at his place near Perumal Koil Malai

Adivaram, Sembankadu, Trichengodu, the driver of the tipper Lorry bearing

Registration No.TN 48 P 8687, owned by 2nd respondent, drove the same in a

rash and negligent manner and dashed against the 1st respondent due to which

the 1st respondent fell down from the motorcycle and sustained grievous

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

injuries. Therefore, the 1st respondent filed the claim petition, claiming a sum

of Rs.30,00,000/- as compensation, against the 2nd respondent and the

appellant-Insurance Company, being the owner and insurer of the tipper

Lorry respectively.

5.The 2nd respondent, owner of the tipper Lorry, remained exparte

before the Tribunal.

6.The appellant/Insurance Company filed a counter statement denying

the averments made in the claim petition and contended that the claimant was

minor at the time of accident and he drove the motorcycle without a valid

driving licence. He further contended that the injured claimant suddenly

turned the motorcycle without blowing a horn. Therefore, the first respondent

has to prove his age, income, nature of injuries, medical expenses incurred

due to the injuries sustained by him in the accident by producing documentary

evidence. In any event, the total amount claimed as compensation is highly

excessive and prayed for dismissal of the claim petition.

7.Before the Tribunal, the 1st respondent examined himself as P.W.1

and marked 15 documents as Exs.P1 to P15. The appellant, did not let in any

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

oral or documentary evidence before the Tribunal. In addition to that, Ex.C1

and Ex.C2 were marked as Court documents.

8.The Tribunal, considering the pleadings, oral and documentary

evidence, held that the accident had occurred due to the rash and negligent

driving of the tipper Lorry bearing Registration No. TN 48 P 8687, owned by

the 2nd respondent and therefore directed the appellant/Insurance Company to

pay a sum of Rs.8,65,679/- as compensation to the 1st respondent.

9.To set aside the said award dated 01.09.2017 made in

M.C.O.P.No.708 of 2012, the appellant has come up with the present appeal.

10.Questioning the quantum of the compensation awarded by the

Tribunal, the learned counsel for the appellant would contend that the

Tribunal has not properly appreciated the evidence available on record and

held that the accident had occurred only due to the negligence of the tipper

lorry and thus, erroneously fixed the liability on the appellant. He would

further contend that the Tribunal has also failed to appreciate that there could

be no permanent loss of income due to the injuries sustained by the injured

and wrongly adopted the multiplier method. He also pointed out that the

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

Tribunal has erroneously awarded towards loss of earning and on other heads

excessively. Therefore, the learned counsel for the appellant seeks to set aside

the award passed by the Tribunal.

11.On a perusal of the award passed by the Tribunal, it appears that the

Tribunal has considered each and every aspect as regards the occurrence of

the accident, grievous injuries sustained by the injured and various other

aspects and has rightly awarded the compensation. In fact, the Tribunal has

considered the fact that there was no evidence adduced on behalf of the

appellant to prove that the accident had not occured due to the negligent on

the part of the driver of the tipper lorry and as such, the Tribunal has rightly

fixed the liability on the 2nd respondent and the appellant/Insurance Company.

As regards the injuries sustained by the 1st respondent and he was the

Medical Board, where it was assessed that the first respondent has sustained

60% disability. While so, the Tribunal has fixed only 40% disability and

therefore, this Court does not find any infirmity to reduce further. Though the

injured claimant was minor at the time of accident, the Tribunal, considering

the fact that due to the injuries sustained by him, he would not be in a

position to earn, fixed a sum of Rs.7,000/- per month as monthly income of

the injured/claimant to meet the ends of justice and thus, calculated the loss of

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

income by adopting multiplier method and arrived at Rs.6,04,800/-, which, in

the opinion of this Court, just and proper and does not require any

interference. As regards the compensation awarded under various heads,

including medical expenses, the Tribunal has rightly awarded just

compensation which also cannot be interfered with. For the forgoing reasons,

this Court does not find any ground to interfere with the award passed by the

Tribunal.

12.In the result, this Civil Miscellaneous Appeal is dismissed and a sum

of Rs.8,65,679/- awarded by the Tribunal as compensation to the 1st

respondent, along with interest and costs, is confirmed. The appellant-

Insurance Company is directed to deposit the award amount, along with

interest and costs, less the amount if any already deposited, within a period of

six weeks from the date of receipt of a copy of this judgment, to the credit of

M.C.O.P.No.708 of 2012 on the file of the Motor Accidents Claims Tribunal,

Special Subordinate Court No.1, Salem. On such deposit, the 1st respondent is

permitted to withdraw the award amount along with interest and costs, after

adjusting the amount if any already withdrawn, by filing necessary

application before the Tribunal. No costs. Consequently, connected

CMP.No.13184 of 2018 is also closed.

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

06.12.2021

gbi Index : Yes / No Internet : Yes / No

To

1.The Special Subordinate Court No.1, Motor Accidents Claims Tribunal, Salem.

2.The Section Officer, VR Section, High Court, Madras.

https://www.mhc.tn.gov.in/judis C.M.A.No.1688 of 2018

S.KANNAMMAL, J.

gbi

C.M.A.No.1688 of 2018

06.12.2021

https://www.mhc.tn.gov.in/judis

 
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