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M/S. Oriental Insurance Company ... vs K. Akbar Ali
2021 Latest Caselaw 23680 Mad

Citation : 2021 Latest Caselaw 23680 Mad
Judgement Date : 2 December, 2021

Madras High Court
M/S. Oriental Insurance Company ... vs K. Akbar Ali on 2 December, 2021
                                                                                  CMA No.1169 of 2020

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 02.12.2021

                                                        CORAM:

                                  THE HONOURABLE MR.JUSTICE R.SUBRAMANIAN

                                                  C.M.A.No.1169 of 2020
                                                          and
                                                  C.M.P.No.7341 of 2020

                     M/s. Oriental Insurance Company Limited,
                     No.73/B-1, Salai Road,
                     Lakshmi Complex,
                     Thillai Nagar, Trichy.                                             ... Appellant

                                                           Vs
                     1.K. Akbar Ali
                     2.A. Kalaivani
                     3.A. Manickkam                                                ... Respondents


                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                     Vehicles Act, 1988, against the judgment and decree in MCOP.No.573 of
                     2013, dated 07.06.2016, on the file of the Motor Accidents Claims Tribunal,
                     Chief Judicial Magistrate Court, Perambalur.
                                  For Appellant      : Mr. N. Vijayaraghavan

                                  For Respondents    : Not ready in notice - R1 to R3

                                                      *********
                                                    JUDGMENT

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

Challenge in this Appeal is to the award of the Motor Accidents

Claims Tribunal, Perambalur, dated 07.06.2016 made in MCOP.No.573 of

2013.

2. It is the case of the claimant that while he was driving the mini

van that belonged to his father bearing Reg.No.TN-48-Q-1374, from

Jeeyapuram to Manapparai at around 2.15 p.m on the Trichy – Karur Main

Road, the lorry bearing Reg.No.TDG-5469 was driven by its driver in a rash

and negligent manner on the wrong side of the road and dashed against the

van. As a result of the impact, the claimant suffered grievous injuries.

Contending that the he was earning a sum of Rs.10,000/- per month and he

is unable to do the same work which he was doing earlier, because of the

injuries suffered by him and claiming that he has also incurred huge amount

for medical expenses, the claimant sought for a compensation of

Rs.15,00,000/-. The 1st respondent owner of the lorry remained ex parte.

3. The 3rd respondent Insurance Company resisted the claim

contending that the accident had not occurred due to the rash and negligent

driving of the driver of the lorry. It was also contended that the non-

impleading of the owner and insurer of the van, which was admittedly

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

driven by the claimant is fatal to the claim. The Insurance company further

contended that the claimant did not have a valid driving license.

4. At trial the claimant had examined himself as CW1 and one

Dr.Selvaraj, who had treated him was examined as CW2. One S.Selvaraj

was examined as RW1, one R.Viji was examined as RW2 and one

B.Selvaraj was examined as RW3. The First Information Report was

marked as Ex.P1, wound certificate and the discharge summary were

marked as Exs.C3 and C4, the medical bills were marked as Ex.C5.

5. The Tribunal upon consideration of the evidence on record

concluded that the accident had occurred due to the rash and negligent

driving of the driver of the lorry. In order to come to the said conclusion,

the Tribunal relied upon the First Information Reports as well as the order of

conviction passed by the Judicial Magistrate as against the driver of the

lorry. On the quantum, the Tribunal arrived at the compensation for the

injuries suffered by the claimant at Rs.7,28,551/-.

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

6. From the nature of the injuries, the disability suffered by the

claimant was assessed at 58%. On the evidence that the disability would

have lasting effect on the earning capacity, the Tribunal found that there is

functional disability and hence applied multiplier method for assessing loss

of income. The Tribunal found that the claimant would have earned about

Rs.4,000/- per month and therefore, the loss of earning capacity due to the

permanent disability would be Rs.4,45,400/-. The Tribunal also granted a

sum of Rs.1,53,111/- for medical expenses based on medical bills.

Rs.30,000/- towards transportation and assistance, a sum of Rs.30,000/- was

awarded towards future medical expenses. A sum of Rs.20,000/- was

awarded towards extra nourishment. Thus, the total award by the Tribunal

worked out to Rs.7,28,551/-. Terming the compensation as high, the

Insurance Company has come up with this appeal.

7. I have hard Mr.N.Vijayaraghavan, learned counsel appearing

for the Insurance Company.

8. Mr.N.Vijayaraghavan, would contend that the Tribunal was not

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

justified in adopting multiplier method and ascertaining the compensation

for loss of earning capacity. He would also contend that the nature of

injuries may not have lasting effect on the earning capacity of the claimant.

He would also fault the Tribunal for fixing the monthly income at

Rs.4,000/-. Ponting out that the Insurance Company had taken a plea that

the petitioner who was driving the van did not have a valid driving license

and it had also produced evidence in support of such plea, the learned

counsel would submit that the Tribunal was not right in fixing 100%

negligence on the driver of the lorry.

9. I have considered the submissions of the counsel. No doubt a

plea was taken to the effect that the petitioner did not have a valid driving

license and a letter was produced to show that no driving licence was issued

to him from a particular Regional Transport Office. But, that by itself is not

enough to conclude that the petitioner was not possessing a valid driving

license. However, considering the FIR and the fact that the Criminal Court

convicted the driver of the lorry, the Tribunal was justified in fixing 100%

negligence on the driver of the lorry. I therefore do not find any reason to

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

interfere with the said conclusion of the Tribunal.

10. On the quantum also, I find that the claimant had suffered

58% disability. A perusal of the discharge summary as well as the wound

certificate shows that the nature of the injurie are very serious and they

would have lasting impact on the earning capacity of the claimant. Doctor's

evidence in this behalf is un-controverted. I therefore do not think that the

Tribunal could be faulted for adopting multiplier method for ascertaining

the compensation. The compensation granted under other heads are also not

unreasonable.

11. Hence I do not see any reason to interfere with the award of

the Tribunal. The appeal therefore fails and it is accordingly dismissed. No

costs. Consequently, the connected miscellaneous petition is closed.



                                                                                       02.12.2021

                     Index    : No
                     Speaking order
                     dsa

                     To




https://www.mhc.tn.gov.in/judis
                                                                        CMA No.1169 of 2020

The Chief Judicial Magistrate Court, Perambalur.

https://www.mhc.tn.gov.in/judis CMA No.1169 of 2020

R.SUBRAMANIAN, J.

dsa

C.M.A.No.1169 of 2020

02.12.2021

https://www.mhc.tn.gov.in/judis

 
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