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United India Insurance Company ... vs Tamilvaanan
2021 Latest Caselaw 23675 Mad

Citation : 2021 Latest Caselaw 23675 Mad
Judgement Date : 2 December, 2021

Madras High Court
United India Insurance Company ... vs Tamilvaanan on 2 December, 2021
                                                                               CMA No.1292 of 2020

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 02.12.2021

                                                     CORAM:

                                  THE HONOURABLE MR.JUSTICE R.SUBRAMANIAN

                                             C.M.A.No.1292 of 2020
                                                     and
                                             C.M.P.No.9149 of 2020

                     United India Insurance Company Ltd.,
                     Silingi Building, 4th Floor,
                     No.134, Greams Road,
                     Chennai - 600 006.                                           ... Appellant

                                                        Vs

                     1.Tamilvaanan
                     2.T. Chandra
                     3.Vijayarekha
                     4.Nithya
                     5.K. Sekar                                                 ... Respondents


                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                     Vehicles Act, 1988, against the award dated 08.11.2019 made in
                     M.C.O.P.No.6579 of 2016 on the file of the Motor Accidents Claims
                     Tribunal (Special Sub Court-2/Court of Small Causes), Chennai.




                     1/8


https://www.mhc.tn.gov.in/judis
                                                                                 CMA No.1292 of 2020

                                  For Appellant     : Mr. D. Bhaskaran

                                  For Respondents   : Mr.F.Terry Chella Raja, for R1 to 4


                                                      *********

                                                    JUDGMENT

The Insurance Company challenges the award of Rs.19,66,400/-

as compensation, for the death of Muthukumaran aged 29 years, in the

motor accident that occurred on 27.08.2016.

2. According to the claimants, the deceased was riding his

motorcycle bearing Reg.No.TN-18-AZ-1089 and proceeding towards

Mayilai Ranganatan Street. The driver of the auto bearing Reg.No.TN-09-

AM-9460, which was owned by the 1st respondent and insured with the 2nd

respondent, drove the vehicle in a rash and negligent manner, in opposite

direction and hit against the deceased. As a result of the impact, the

deceased was thrown off the motorcycle and sustained fatal injuries.

3. The Insurance Company resisted the claim contending that the

accident did not occur in the manner suggested by the claimants. It was also

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

the further contention that the deceased himself had contributed to the motor

accident. It was also contended that the driver of the auto did not have a

valid driving license and the owner/ 1st respondent allowed the driver to

drive the auto inspite of the knowledge of the fact that he has no license.

The monthly income claimed at Rs.20,000/- was also excessive. To sum up,

the Insurance Company contend that the quantum of compensation claimed

is very high and is not in proposition to the loss that would have been

caused by the accident.

4. Before the Tribunal, father of the deceased was examined as

PW1, one Manivannan, eye witness to the accident was examined as PW2

and one Balakrishnan, with whom the deceased was working as a driver was

examined as PW3. Exs.C1 to C21 were marked. The Insurance Company on

its side examined one Manikandan, Assistant in the Regional Transport

Office as RW1 and one Senthilvel, its employee as RW2. Exs.R1 to R6

were marked.

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

5. Upon consideration of the evidence on record, the Tribunal

concluded that the accident had occurred due to the rash and negligent

driving of the driver of the auto bearing Reg.No.TN-09-AM-9460 owned by

the 1st respondent. The Tribunal fixed the quantum of compensation at

Rs.19,66,400/- under the following heads:-

                                  Loss of dependency           -         Rs.18,56,400/-

                                  Loss of estate               -         Rs.15,000/-

                                  Funeral expenses             -         Rs.15,000/-

                                  Loss of love and affection   -         Rs.80,000/-

                                                                         --------------------
                                  Total                        -         Rs.19,66,400/-
                                                                         ---------------------


6. Terming the said compensation as excessive, the Insurance

Company has come up with this appeal.

7. I have heard Mr.D.Bhaskaran, learned counsel appearing for the

Insurance Company and Mr.F.Terry Chella Raja, learned counsel appearing

for the respondents/ claimants.

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

8. Mr.D.Bhaskaran, learned counsel appearing for the Insurance

Company would vehemently contend that having disbelieved the evidence,

regarding the income of the deceased, the Tribunal ought not to have

adopted Inflation Index to fix the monthly income of the deceased at

Rs.13,000/-. He would further contend that because of fixing of the monthly

income at Rs.13,000/-, the Tribunal granted a higher compensation. He

would also submit that the Hon'ble Supreme Court itself had not adopted

fixing of monthly income based on Inflation Index for a cleaner in Syed

Sadiq vs. Divisional Manager, United India Insurance Company reported

in 2014 (1) TNMAC 459. According to Mr.D.Bhaskaran, the Tribunal was

therefore in error in adopting Inflation Index for fixing the monthly income

of the driver. On the other heads of compensation, Mr.D.Bhaskaran, has no

quarrel. It is also seen that the Tribunal has awarded pay and recovery since

the driver of the auto did not possess a valid license.

9. Contending contra Mr.F.Terry Chella Raja, learned counsel

appearing for the claimants would submit that even assuming that adoption

of Inflation Index for fixing the monthly income is incorrect, the quantum of

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

monthly income arrived at Rs.13,000/- for a driver is just and reasonable

and does call for interference at the hands of this Court.

10. The accident had occurred on 27.08.2016. Considering the

period of accident and the fact that the deceased had a valid driving license

and was working as a driver, fixing income at Rs.13,000/- per month does

not appear to be on the higher side. The Tribunal has adopted 40% increase

for future prospects and had deducted 50% towards personal expenses. I do

not see any illegality or irregularity in the procedure adopted by the Tribunal

in arriving at the loss of dependency.

12. Mr.D.Bhaskaran, is also unable to point out any error on the

quantum. Once I conclude that the Tribunal cannot be faulted with for

fixing monthly income at Rs.13,000/- de hors the method adopted by it, to

reach the said figure, I do not think, I could interfere with the award.

13. In view of the above, I do not think there is any scope for

reducing the amount awarded. Hence, the appeal fails and it is accordingly

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

dismissed. It is made clear that pay and recovery granted by the Tribunal

will be available to the Insurance Company. The Insurance Company is

directed to deposit the balance amount within a period of four (4) weeks

from the date of receipt of a copy of the order. On such deposit the

claimants are permitted to withdraw the same. No costs. Consequently, the

connected miscellaneous petition is closed.


                                                                                     02.12.2021

                     Internet : Yes
                     Index        : No
                     Speaking order
                     dsa


                     To

The Special Sub Court-2/ Court of Small Causes, Chennai.

https://www.mhc.tn.gov.in/judis CMA No.1292 of 2020

R.SUBRAMANIAN, J.

dsa

C.M.A.No.1292 of 2020

02.12.2021

https://www.mhc.tn.gov.in/judis

 
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