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M/S Reliance General Insurance ... vs C.Poulinamary
2021 Latest Caselaw 23635 Mad

Citation : 2021 Latest Caselaw 23635 Mad
Judgement Date : 2 December, 2021

Madras High Court
M/S Reliance General Insurance ... vs C.Poulinamary on 2 December, 2021
                                                                        C.M.A.No.3368 of 2021


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                              DATED : 02.12.2021

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                             C.M.A.No.3368 of 2021
                                                      and
                                             C.M.P.No.19427 of 2021

                 M/s Reliance General Insurance Co., Ltd.,
                 Avinashi Road,
                 Coimbatore – 18.                                             ... Appellant

                                                       Vs.
                 1.C.Poulinamary
                 2.Minor Sanjith
                 3.Minor Sanjana
                 4.Bhagayalakshmi
                 5.Balasubramani
                 6.K.Jamesha Ibrahim
                 7.Ummar Hathaf
                                                                            ... Respondents


                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 against the Judgment and Decree dated 20.03.2020 made in
                 MCOP No.1113 of 2017 on the file of the Motor Accidents Claims Tribunal, V
                 Additional District Judge, Coimbatore.

                 1/7

https://www.mhc.tn.gov.in/judis
                                                                                 C.M.A.No.3368 of 2021




                                       For Appellant   :    Mr.S.Arun Kumar


                                                        JUDGMENT

[Judgment of the Court was delivered by V.SIVAGNANAM, J.]

This appeal arises out of the order passed by the Motor Accident Claims

Tribunal, V Additional District Judge, Coimbatore in MCOP No.1113 of 2017

dated 20.03.2020.

2.This is the case of fatal accident. The case of the claimants is that on

06.01.2017 at 19.00 hours, the deceased Chandrasekar was pedestrian from north

to south at Thanner Pandal road in front of Raja Saloon, Coimbatore. At that

time, a Honda bike bearing Reg.No.TN-99-8029 came from north to south

direction in a rash and negligent manner and hit the deceased. In the impact, the

deceased was sustained grievous injuries on the head. Immediately, he was taken

to the C.M.C Hospital, where he died. The claimants are the legal heirs of the

deceased. Alleging that the accident had taken place due to the rash and

negligent riding of the rider of the Honda Bike, the claimants laid a petition,

claiming compensation of Rs.30,00,000/-.

https://www.mhc.tn.gov.in/judis C.M.A.No.3368 of 2021

3.Resisting the claim, the rider of the two wheeler filed his counter stating

that the rider of the two wheeler rode the vehicle in a very slow speed by obeying

the traffic rules and the deceased was in drunken stage and dashed against the two

wheeler. Since the deceased voluntarily invited the accident, the first respondent

is not responsible for the accident.

4.Resisting the claim, the appellant Insurance Company filed their counter

disputing the manner of accident, age, avocation and income of the deceased and

its liability to pay the compensation. In the counter, it had been stated that the

rider of the two wheeler had no proper valid driving licence to drive the vehicle at

the time of accident. Further, there is no proof that the deceased was died

because of the accident. Hence, the appellant Insurance Company has no liability

to indemnify the first respondent's liability. It was also contended that the claim

is excessive and exorbitant.

https://www.mhc.tn.gov.in/judis C.M.A.No.3368 of 2021

5.To substantiate the case, on the side of the claimants, P.Ws.1 to 3 were

examined and Exs.P1 to Ex.P.13 were marked. On the side of the

appellant/Insurance Company, R.W.1 one Vignesh, Legal Department was

examined and Exs.R.1 to R3 were marked.

6.The Tribunal, after considering the oral and documentary evidence, held

that the rider of the two wheeler was responsible for the accident and awarded

compensation of Rs.31,21,700/- to the claimants. Assailing the award, the

appellant Insurance Company has filed the present appeal.

7.Heard Mr.S.Arun Kumar, learned counsel appearing for the appellant

Insurance Company and perused the materials available on record.

8.This appeal has been filed only challenging the quantum, hence, the other

issues need not be dealt with herein.

9.Though the learned counsel appearing for the appellant/Insurance

https://www.mhc.tn.gov.in/judis C.M.A.No.3368 of 2021

Company has contended that the award is on the higher side and it requires

reduction, on perusal of the records, we find that the Tribunal, on proper

appreciation of evidence of salary certificate (Ex.P.10), has fixed the monthly

income and adopting correct multiplier awarded a just and reasonable

compensation. Further, the quantum of compensation under remaining heads

were fixed by the Tribunal by following the Judgments of the Hon'ble Supreme

Court in the case of National Insurance Company Ltd., vs. Pranay Sethi and

others reported in 2017(2) TNMAC 609 (SC) and Magma General Insurance

Co. Ltd., vs. Nanu Ram and others reported in 2018(1) TN MAC 452 (SC),

We find no reason to interfere with the conclusion reached by the Tribunal. This

appeal has no merit.

10.For the foregoing reasons, the Civil Miscellaneous Appeal fails and the

same is dismissed. No costs. Consequently, connected miscellaneous petition is

closed.

                                                                  [M.K.K.S.,J.]        [V.S.G.,J.]
                                                                            02.12.2021
                 skn
                 Intex            : Yes/No
                 Internet         : Yes/No



https://www.mhc.tn.gov.in/judis
                                                              C.M.A.No.3368 of 2021


                 To

                 1.The Motor Accident Claims Tribunal,

V Additional District Judge, Coimbatore.

2.V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.3368 of 2021

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

skn

JUDGMENT MADE IN C.M.A.No.3368 of 2021 and C.M.P.No.19427 of 2021

02.12.2021

https://www.mhc.tn.gov.in/judis

 
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