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New India Assurance Co.Ltd vs R.Thilagam
2021 Latest Caselaw 9997 Mad

Citation : 2021 Latest Caselaw 9997 Mad
Judgement Date : 20 April, 2021

Madras High Court
New India Assurance Co.Ltd vs R.Thilagam on 20 April, 2021
                                                        C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

                                    IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED: 20.04.2021

                                                          CORAM:

                                   THE HONOURABLE MR.JUSTICE G.K.ILANTHIRAIYAN

                                     C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014 and
                                                      MP.No.1 of 2014

                     CMA.No.3117 of 2007

                     New India Assurance Co.Ltd.,
                     Kumaran Shopping Complex,
                     Kumaran Road, Tiruppur                                               ... Appellant

                                                            Versus
                     1.R.Thilagam
                     2.Minor R.Keethana
                     3.V.Subramaniam
                     4.Kuppammal
                       (Minor rep. by her mother & NF
                        1st respondent)

5.R.Arunthathi

6.National Insurance Co. Ltd., Branch Office, 81-D, Chetty Street, Opp. Bus Stand, Tiruchengode – 637 211 (5th respondent ex parte in Lower Court and hence Notice may be dispensed with) ... Respondents

Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

Vehicles Act, against the judgment and decree in MCOP.No.468 of 2002 dated 21.04.2006 on the file of the Motor Accidents Claims Tribunal, Chief Judicial Magistrate Court, Erode.

                                        For Appellant      : Mr.E.Rajadurai
                                                             for Mr.N.Vijayaraghavan

                                        For Respondents
                                              For R1 to 4 : Mr.N.Manokaran
                                              R5 & 6      : Not ready in notice

                     CMA.No.1367 of 2007

                     New India Assurance Co.Ltd.,
                     Kumaran Shopping Complex,
                     Kumaran Road, Tiruppur                                           ... Appellant

                                                         Versus
                     1.S.Balu
                     2.R.Arunthathi
                     3.National Insurance Co. Ltd.,
                       Branch Office,
                       81-D, Chetty Street,
                       Opp. Bus Stand,
                       Tiruchengode – 637 211
                     4.R.Thilagam
                     5.Minor R.Keerthana
                     6.V.Subramaniam
                     7.Kuppammal
                       (Minor rep. by her mother & NF
                        4st respondent)

(respondent 2 & 4 to 7 ex parte in Lower Court and hence Notice may be dispensed with) ... Respondents

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, against the judgment and decree in MCOP.No.472 of 2002 dated 21.04.2006 on the file of the Motor Accidents Claims Tribunal, Chief Judicial Magistrate Court, Erode.

                                        For Appellant      : Mr.E.Rajadurai
                                                             for Mr.N.Vijayaraghavan

                                        For Respondents
                                              R2,4 to 7 : exparte
                                              R1 & 3    : Not ready in notice

                     CMA.No.375 of 2007

                     1.Thilagam
                     2.Minor R.Keerthana
                      Minor rep. by her mother/
                      guardian Thilagam
                     3.V.Subramaniam
                     4.Kuppammal                                               ... Appellants

                                                         Versus
                     1.R.Arunthathi
                     2.The Branch Manager,
                       National Insurance Co. Ltd.,
                       81-D, Chetty Street,
                       Opp. Bus Stand,
                       Tiruchengode – 637 211
                       Namakkal District
                     3.The New India Assurance Co Ltd.,
                       Kumaran Shopping Complex,
                       Kumaran Road, Tiruppur,
                       Coimbatore District                                     ... Respondents






https://www.mhc.tn.gov.in/judis/

C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, challenging the negligence fixed, and for enhancement of the compensation amount awarded in the judgment and decree in MCOP.No.468 of 2002 dated 21.04.2006 on the file of the Motor Accidents Claims Tribunal, Chief Judicial Magistrate Court, Erode.

                                       For Appellants      : Mr.N.Manokaran

                                       For Respondents
                                             For R3    : Mr.E.Rajadurai
                                             R2        : No Appearance
                                             R1        : Not ready in notice

                     CMA.No.3539 of 2014

                     New India Assurance Co.Ltd.,
                     Kumaran Shopping Complex,
                     Kumaran Road, Tiruppur                                              ... Appellant

                                                         Versus
                     1.Ponny
                     2.Minor Senkuttuvan
                     3.Minor Kesavaraj
                     4.Kandasamy
                     5.Veerammal
                       (Minors 2 & 3 rep. by its mother & Guardian
                        1st respondent)
                     6.R.Arunthathi
                     7.National Insurance Co. Ltd.,
                       Branch Office,
                       81-D, Chetty Street,
                       Opp. Bus Stand,
                       Tiruchengode – 637 211
                     8.R.Thilagam




https://www.mhc.tn.gov.in/judis/

C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

9.Minor R.Keerthana

10.V.Subramaniam

11.Kuppammal (Minor rep. by her mother & NF 8th respondent)

(respondent 6 & 8 to 11 ex parte in Lower Court and hence Notice may be dispensed with) ... Respondents

Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, against the judgment and decree in MCOP.No.473 of 2002 dated 21.04.2006 on the file of the Motor Accidents Claims Tribunal, Chief Judicial Magistrate Court, Erode.

                                          For Appellant     : Mr.E.Rajadurai
                                                              for Mr.N.Vijayaraghavan

                                          For Respondents
                                                R6,8 to 11 : exparte
                                                R1 to 5, 7 : Not ready in notice

                                             COMMON J U D G M E N T

The Civil Miscellaneous Appeal in CMA.No.3117 of 2007 is filed

against the judgment and decree in MCOP.No.468 of 2002 dated 21.04.2006

on the file of the Motor Accidents Claims Tribunal, Chief Judicial

Magistrate Court, Erode; CMA.No.1367 of 2007 is filed against the

judgment and decree in MCOP.No.472 of 2002 dated 21.04.2006 on the file

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

of the Motor Accidents Claims Tribunal, Chief Judicial Magistrate Court,

Erode; CMA.No.375 of 2007 is filed challenging the negligence fixed, and

for enhancement of the compensation amount awarded in the judgment and

decree in MCOP.No.468 of 2002 dated 21.04.2006 on the file of the Motor

Accidents Claims Tribunal, Chief Judicial Magistrate Court, Erode; and

CMA.No.3539 of 2014 is filed against the judgment and decree in

MCOP.No.473 of 2002 dated 21.04.2006 on the file of the Motor Accidents

Claims Tribunal, Chief Judicial Magistrate Court, Erode.

2. For the sake of convenience, the parties are referred to

hereunder according to their litigative status before the Tribunal.

3. The case of the claimants is that on 29.11.2001, the claimants

and the deceased persons were travelling in a TATA Sumo van from east to

west on the National Highways at Pallagoundenpalayam driven by its driver

Ravi @ Ravichandran, head-on collision with lorry which was driven by its

driver from the opposite direction, due to which the driver and others who

were travelling in the tata sumo van died and some of the other passengers

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

also seriously injured. All have filed separate claim petitions claiming

compensation alleging that only due to rash and negligence driving of the

lorry which was driven from the opposite side caused accident and due to

which some of the passengers died and severally injured. The claim

petitions were also filed as against the owner of the lorry and its insurer i.e.

the second respondent and also as against the insurer of the tata sumo

vehicle.

4. Resisting the same, the third respondent, insurer of the van

filed counter and stated that the deceased Ravi @ Ravichandran was driving

his tata sumo van from east to west on the National Highways 47 Main

Road at Pallagoundenpalayam in a normal speed by observing the traffic

rules. Therefore, there is no fault on the part of the deceased driver and they

are not liable to pay any compensation as claimed by the claimants.

Whereas, the second respondent, the insurer of the lorry filed counter and

stated that the driver of the lorry was driving the lorry in a normal speed

observing all the rules of traffic to his left side of the road. The driver of the

tata sumo drove the vehicle from east to west in an uncontrolled speed and

also in a rash and negligent manner. While overtaking the lorry which was

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

going in front of his vehicle without seeing the lorry which was driven by

its driver from the opposite side, directly dashed against the lorry.

Therefore, the accident took place only on the rash and negligent driving of

the driver of the tata sumo. The accident was reported to the police and FIR

was registered as against the driver of the tata sumo alone. Since, he died

and as such charges were abated against him. Therefore, the insurer of the

lorry is not at all liable to pay any compensation.

5. On the side of the claimants, they examined P.W.1 to P.W.13

and marked Ex.P.1 to Ex.P.36. On the side of the respondents, they

examined RW1 and marked exhibits Ex.R1 to Ex.R4. On the basis of the

evidence available on records and also considering the submission made by

the learned counsel appearing on either side, the Tribunal had fastened

liability on the insurer of the tata sumo vehicle i.e. the third respondent and

awarded compensation. Insofar as the claim petition filed in respect of the

deceased driver in MCOP.No.468 of 2002, the Tribunal awarded

Rs.50,000/- under 'no fault claim' payable by the third respondent and

aggrieved by the same, the claimants as well as the third respondent filed

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

the present appeals for enhancement of the award amount as well as

challenging the award and liability in question.

6. The learned counsel for the appellants in CMA.No.375 of 2007

submitted that though one Kannusamy @ Subramaniam lodged complaint

alleging that only on the rash and negligent driving of the tata sumo driver,

the accident took place, he was not examined by the second respondent

herein. The claimants have examined PW12, who is the eye witness to the

accident and he categorically deposed that only on the rash and negligent

driving of the driver of the lorry, the accident took place. He also deposed

that the driver of the tata sumo had driven his van after following the traffic

rules. Without considering the evidence of PW12, the Tribunal had fastened

the liability on the driver of the tata sumo. Further, the Tribunal only on

assumption, without any material evidence, concluded as if the driver of the

tata sumo had driven the vehicle for the past 1 ½ days without sleeping

since his daughter was missing. Therefore, all the family members had taken

the vehicle and searching for their daughter for 1 ½ days without stopping

the vehicle. Only to claim insurance to the persons who were travelling in

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

the tata sumo, it was deposed that the accident took place only on the rash

and negligent driving of the driver of the lorry. Those conclusions are not

based on any witness and any piece of evidence. When the claimants have

examined PW12, who is the witness to the accident, the Tribunal ought to

have fastened the liability on the driver of the lorry. Further, the Tribunal

awarded only a sum of Rs.50,000/- that too, under 'no fault claim'.

7. The learned counsel for the appellants in the other appeals i.e.

the third respondent in the claim petitions submitted that the accident took

place only on the rash and negligent driving of the lorry's driver. Therefore,

the claimants rightly impleaded the insurer of the lorry as one of the

respondents. One, Kannusamy @ A.P.Subramaniam lodged complaint, that

too alleging that all the persons who travelled in the van and also

mentioning the driver of the tata sumo and alleged that only on the rash and

negligent driving of the tata sumo driver, the accident took place. Even then,

the second respondent failed to examine the complainant who lodged

complaint before the Inspector of Police, Uthukuli Police Station. No other

respondents have appeared before this Court.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

8. Heard, the learned counsel appearing for the appellants and the

learned counsel appearing for the respondents.

9. On 29.11.2001 at about 5.15 a.m., the deceased driver and

along with other passengers were travelling in a tata sumo from east to west

on the National Highways 47 Main Road at Pallagoundenpalayam. While

being so, the driver of the tata sumo vehicle while overtaking the lorry

which was going in front of the tata sumo vehicle, that too without looking

on the opposite side, the lorry which was driven by its driver from the

opposite side on the left hand side from west to east and head-on collision

was happened due to which, the driver of the tata sumo and other

passengers died and severely injured. One of the eye witness, Kannusamy @

A.P.Subramaniam lodged complaint before the Inspector of Police, Uthukuli

Police Station and the same was registered in Cr.No.350 of 2001 as against

the driver of the tata sumo. He categorically narrated in the complaint that

while tata sumo vehicle was overtaking the lorry, which was running in

front of the tata sumo vehicle, the driver of the tata sumo without seeing the

opposite side had driven the tata sumo vehicle in a rash and negligent

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

manner and directly dashed as against the lorry which was driven from the

opposite side.

10. It is also confirmed from the rough sketch and observation

mahazar that the tata sumo vehicle dashed against the lorry on the right

hand side of the road. If at all the tata sumo vehicle was driven on the left

hand side of the road, the accident would not have taken place. The

complainant who lodged the complaint was not examined by any of the

claimants, since all the claimants and deceased persons are relatives were

travelled in the tata sumo. If they examined the said defacto complainant

Kannusamy @ A.P.Subramaniam, it would go against them and it would

spoil the entire claim petitions. Therefore, they have chosen to examine

PW12 as eye witness to the accident, who deposed that while he was taking

tea on the main road, the tata sumo vehicle which was driven from the east

to west side and at the same time, when the lorry was driven by its driver

from west to east in a rash and negligent manner and dashed against the tata

sumo. Therefore, the accident took place only on the rash and negligent

driving of the driver of the lorry. The evidence of PW12 is not corroborated

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

with observation mahazar as well as rough sketch and also FIR registered in

Cr.No.350 of 2001. Since the driver of the tata sumo died and the entire

charges are abated and accordingly the Inspector of Police, Uthukuli Police

Station, Erode District filed referred charge sheet before the jurisdiction

Magistrate court concerned.

11. In fact, the third respondent is being insurer of the tata sumo

vehicle did not even examine any witness to rebut the evidence of second

respondent. The second respondent marked FIR, Ex.R2 and RCS.106 of

2002 in pursuant to the FIR in Cr.No.350 of 2001 as Ex.R3 and also rought

sketch as Ex.R4. That apart, on perusal of the evidences of the other

claimants, all deposed that only on the rash and negligent driving of the

lorry, the accident took place. As rightly noted by the Tribunal, the accident

took place at about 5.15 a.m. i.e. early morning on 29.11.2001 and

admittedly, the daughter of the driver was missing for past two days and as

such they were searching for her. Therefore, the driver of the tata sumo

vehicle was driving the vehicle without sleeping for the past 1 ½ days and

searching for his daughter. Admittedly, all the persons who were travelled in

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

the tata sumo are close relatives and as such deposed as against the lorry.

Therefore, the Tribunal has rightly fastened liability on the tata sumo

vehicle and awarded compensation. Therefore, this Court finds no infirmity

or illegality in the order passed by the Tribunal. Accordingly, civil

miscellaneous appeals in CMA.Nos.1367 of 2007, 3539 of 2014 and 375 of

2007 are liable to be dismissed.

12. Insofar as appeal in CMA.No.3117 of 2007 filed by the third

respondent is concerned, the Tribunal rightly had fastened liability on the

tata sumo vehicle and its insurer. The appellant herein is held liable to pay

compensation for all the deceased persons and injured. Insofar as the

claimants in MCOP.No.468 of 2002 is concerned, they filed claim petition

on the death of the driver of the tata sumo i.e. Ravi @ Ravichandran.

Therefore, the Tribunal had rightly fastened liability on the tata sumo

vehicle and awarded Rs.50,000/- compensation under No Fault Claim and

concluded that the appellant i.e. the third respondent and its owner held

liable to pay the said amount. Therefore, this Court finds no infirmity or

illegality in the order passed by the court. Accordingly, the Civil

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

Miscellaneous Appeal in CMA.No.3117 of 2007 is also liable to be

dismissed.

13. Accordingly, the civil miscellaneous appeals are dismissed.

Consequently, connected Miscellaneous Petition is closed. No Costs.

(i) In respect of CMA.No.3117 of 2007, the appellant /

insurance company is directed to deposit the total compensation of

Rs.50,000/- with accrued interest and costs as determined at by the Tribunal,

within a period of six weeks from the date of receipt of a copy of this

judgment, after adjusting the amount, if any, already deposited. On such

deposit, the claimants / respondents 1, 3 and 4 herein are permitted to

withdraw the amount awarded as apportioned by the Tribunal by filing

proper application before the Tribunal. The share of the claimant / minor

second respondent herein is directed to be deposited in any one of the

nationalized bank till she attains majority. The first respondent herein

/Mother of the 2nd respondent herein is permitted to withdraw the accrued

interest once in three months.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

(ii) In respect of CMA.No.1367 of 2007, the appellant / insurance

company is directed to deposit the total compensation of Rs.1,30,000/- with

accrued interest and costs as determined at by the Tribunal, within a period

of six weeks from the date of receipt of a copy of this judgment, after

adjusting the amount, if any, already deposited. On such deposit, the

claimants / first respondent herein is permitted to withdraw the amount

awarded by filing proper application before the Tribunal.

(iii) In respect of CMA.No.375 of 2007, the third respondent

herein/ insurance company is directed to deposit the total compensation of

Rs.50,000/- with accrued interest and costs as determined at by the Tribunal,

within a period of six weeks from the date of receipt of a copy of this

judgment, after adjusting the amount, if any, already deposited. On such

deposit, the claimants / appellants 1, 3 and 4 herein are permitted to

withdraw the amount awarded as apportioned by the Tribunal by filing

proper application before the Tribunal. The share of the claimant / minor

second appellant herein is directed to be deposited in any one of the

nationalized bank till she attains majority. The first appellant /Mother of the

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

2nd appellant herein is permitted to withdraw the accrued interest once in

three months.

(iv) In respect of CMA.No.3539 of 2014, the appellant / insurance

company is directed to deposit the total compensation of Rs.4,44,000/- with

accrued interest and costs as determined at by the Tribunal, within a period

of six weeks from the date of receipt of a copy of this judgment, after

adjusting the amount, if any, already deposited. On such deposit, the

claimants / respondents 1, 4 and 5 herein are permitted to withdraw the

amount awarded as apportioned by the Tribunal by filing proper application

before the Tribunal. The shares of the claimants / minor respondents 2 & 3

herein are directed to be deposited in any one of the nationalized bank till

they attain majority. The first respondent herein/Mother of the respondents 2

& 3 herein is permitted to withdraw the accrued interest once in three

months.

20.04.2021 Index:Yes/No Internet: Yes/no Speaking/Non-speaking Order lok

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

G.K.ILANTHIRAIYAN, J.

lok

To

1.The Chief Judicial Magistrate, Motor Accident Claims Tribunal, Erode.

2.The Section Officer, V.R.Section, Madras High Court, Chennai.

C.M.A.Nos.3117, 1367, 375 of 2007 & 3539 of 2014

20.04.2021

https://www.mhc.tn.gov.in/judis/

 
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