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United India Insurance Co. vs Nathiya
2021 Latest Caselaw 11013 Mad

Citation : 2021 Latest Caselaw 11013 Mad
Judgement Date : 29 April, 2021

Madras High Court
United India Insurance Co. vs Nathiya on 29 April, 2021
                                                                            C.M.A.No.3224 of 2017

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                   DATED: 29.04.2021

                                                        CORAM:

                          THE HONOURABLE MR.JUSTICE KRISHNAN RAMASAMY

                                                C.M.A.No.3224 of 2017 and
                                                 C.M.P.No.20008 of 2017

                   United India Insurance Co., Ltd.,
                   Pinak Galaxy, 1st Floor, Opp. Big Bazar Kapur,
                   Bawadi Junction, Thane Town,
                   Maharashtra State, Pincode-400607                               .. Appellant

                                                           Vs.


                   1. Nathiya
                   2. Bhagirath Bejesingh Goyat,
                      G-3, BLDG No.B-44, Indian Cor, Dapode,
                      Tal Bhiwandi, Thane Town,
                      Maharashtra State, Pincode-400602                          ... Respondents



                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                   Motor Vehicles Act, 1988, against the Judgment and Decree passed in
                   M.C.O.P.No.153 of 2014 on 14.07.2017 on the file of the Learned Motor
                   Accident Claims Tribunal (Special Sub Judge), at Krishnagiri-District.

                                      For Appellant   : Mr.J.Chandran
                                      For Respondents : Mr.P.Mani (R1)



                   1/9

https://www.mhc.tn.gov.in/judis/
                                                                              C.M.A.No.3224 of 2017

                                                      JUDGMENT

This Civil Miscellaneous Appeal has been filed against the Judgment

and Decree passed in M.C.O.P.No.153 of 2014 dated 14.07.2017 on the file

of Motor Accident Claims Tribunal (Special Sub Judge), Krishnagiri-District.

2. The claimant, aged 21 years, a student studying M.Sc.,first year, met

with an accident on 29.10.2013, due to which she sustained grievous injuries.

Hence, she filed a claim petition, in M.C.O.P.No.153 of 2014, before the

Motor Accidents Claims Tribunal (Special Sub Judge), Krishnagiri-District,

seeking compensation for a sum of Rs.10,00,000/-.

3.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident occurred due to rash and negligent driving by

the driver of the container lorry bearing Registration No.MH.04.EB-1512,

belonging to the second respondent and directed the appellant to pay a sum of

Rs.6,47,400/- (Rupees Six Lakhs Forty Seven Thousand) as compensation to

the first respondent.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

4.Questioning the quantum of compensation awarded by the Tribunal

in the award dated 14.07.2017 made in M.C.O.P.No.153 of 2014, the

appellant-Insurance Company has come out with the present appeal..

5.The learned counsel appearing for the appellant/Insurance Company

submitted that though permanent partial disability assessed by the Medical

Board is 30%, the claims tribunal, while determining the compensation

towards loss of earning power, has taken 30% permanent partial disability as

whole body disability and awarded compensation. According to the learned

counsel for the appellant, whole body disability should have been taken as

1/3rd of the permanent partial disability assessed by the medical board and

therefore the comepensation awarded by the claims tribunal towards loss of

earning power is high and the same needs to be reduced. He further

submitted that as per the law laid down by the Hon'ble Supreme Court in the

case of Raj Kumar Versus Ajay Kumar & Another reported in CDJ 2010 SC

1153, partial permanent disability cannot be taken as a whole body disability

for determining the compensation and therefore, the amount awarded by the

Court below is not proper. He further submitted that the compensation

awarded towards other heads are also very high and the same needs to be

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

reduced.

6. On the other hand, the learned counsel for the claimant submitted

that claimaint was studying M.Sc., first year at the time of accident and due to

the serious head injuries suffered by the claimant, she used to get giddiness

frequently and so she was not able to continue her studies and left the college.

He also produced Transfer Certificate of the claimant which was marked as

Ex.P11. He further submitted that if the claimant completed the Post

Graduate course, she would have got the good job and charm salary and

hence taking into consideration the age of the claimant, at the time of

accident, the Tribunal has fixed correct percentage for calculating loss of

earning and awarded compensation, which is proper.

7. Heard the learned counsel for the appellant-insurance company and

the learned counsel for the first respondent and perused the materials

available on record.

8. The claimant was 21 years girl at the time of accident and she was

studying in M.S.c first year. A perusal of the discharge summary-Ex.P2

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

shows that she has suffered the following injuries:

"2x2 cm abrasion outer side of left eye, 4x4 cm. abrasion at left elbow, 2x4 cm. abrasion at left knee and multiple abrasions in both feet, fracture of left lateral malleolus, thin SDH right fronto parietal region, hairline fracture of right parietal bone and that she suffered three simple injuries and one grievous injury in the accident. "

9. Further, a perusal of Ex.P3-C.T.scan report shows the grievous

injuries sustained by the claimant. A Perual of Ex.P11- Transfer Certificate

obtained from the college of the claimant shows that the Transfer Certificate

was issued for the month of April 2014 for the academic year 2013-2014, by

which time she was studying in the first year M.S.C. Therefore, it it clear that

in the middle of the course, she has obtained Transfer Certificate.

10. The claimant was examined as P.W.1 and she deposed that due to

head injuries sustained by her, she was not able to concentrate in her studies

and that is the reason, why she was issued Transfer Certificate in the middle

of the course.

11. The claimant being a girl, sustained head injuries, due to which

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

she is suffering from constant giddiness and not able to concentrate on the

studies and the same will definetely affect her career as well as her marriage.

12. Taking all these into consideration, the Claims Tribunal has taken

the disability at 30%. This Court is of the consiered view that the Court

below should have awarded some higher amount .

13. No doubt, the decision of the Hon'ble Apex Court in the case of

Raj Kumar Versus Ajay Kumar & Another reported in CDJ 2010 SC 1153,

cannot be disputed. As far as this case is concerned, she sustained head

injuries and is not able to perform her work properly and she is also getting

giddiness. A perusal of Ex.P11 shows that she was not able to continue her

studies. Further, when the Court is awarding compensation, there is no hard

and fast rule to take functional disability as 1/3rd on the disability assessed

by Doctors. If the disabilities are serious in nature viz., the disability

assessed @ 70%, and earning capacity is reduced in toto, the functional

disability can be taken as 100%, for the purpose of determining the loss of

income of the injured.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

14. In the present case taking all these into consideration and

considering the facts and circumstances of the case, the loss of earning was

awarded by fixing the 30% as functional disability by the Tribunal. I do not

find any fault on the finding of the Court below. There is no perversity in the

order passed by the Court below. Hence, there is no substance in this appeal

and deserves dismissal.

15. In the result, this Civil Miscellaneous Appeal is dismissed and a

sum of Rs.6,47,400/- awarded by the Tribunal as compensation to the first

respondent, along with interest and costs is confirmed. The appellant-

Insurance Company is directed to deposit the award amount along with

interest and costs, less the amount if any already deposited, within a period of

twelve weeks from the date of receipt of a copy of this judgment to the credit

of M.C.O.P.No.153 of 2014 on the file of the Motor Accidents Claims

Tribunal, (Special Sub Judge), at Krishnagiri-District. On such deposit, the

Tribunal is directed to transfer the entire amount to the first

respondent/claimant by way of RTGS within a period of three weeks from the

date of deposit or the receipt of Bank details from the claimant or application

for withdrawal from the claimant, whichever is later. The claimant is

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

permitted to withdraw the deposited amount. No costs. Consequently,

connected Miscellaneous Petition is closed.

                                                                                 29.04.2021

                   arr
                   Index           : Yes / No
                   Internet        : Yes / No


                   To

                   1. Bhagirath Bejesingh Goyat,
                      G-3, BLDG No.B-44, Indian Cor, Dapode,
                      Tal Bhiwandi, Thane Town,
                      Maharashtra State, Pincode-400602

2. The Motor Accident Claims Tribunal (Special Sub Judge), Krishnagiri-District.

3.The Section Officer, VR Section, High Court, Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.3224 of 2017

KRISHNAN RAMASAMY, J.

arr

C.M.A.No.3224 of 2017

29.04.2021

https://www.mhc.tn.gov.in/judis/

 
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