Citation : 2026 Latest Caselaw 336 Ker
Judgement Date : 14 January, 2026
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 1: 2026:KER:2682
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE GOPINATH P.
WEDNESDAY, THE 14TH DAY OF JANUARY 2026 / 24TH POUSHA, 1947
WP(C) NO. 10369 OF 2025
PETITIONERS:
1 VENUS
AGED 58 YEARS, S/O KOCHAPPU, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIER'S CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
2 SHARI
AGED 44 YEARS, W/O VENUS, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIER'S CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
BY ADVS.
SRI.ARUN CHANDRAN
SMT.AMRITA ARUN
SHRI.HARIMOHAN
ASWATHY S MENON
SMT.HANA KARNOLIA MADONA CYRIL
SHRI.JYOTHIKUMAR R.
RESPONDENTS:
1 THE PULLUR SERVICE COOPERATIVE BANK LIMITED NO.550
REPRESENTED BY ITS SECRETARY, PULLUR POST OFFICE,
THRISSUR DISTRICT, PIN - 680683
2 SPECIAL SALE OFFICER
PULLUR SERVICE COOPERATIVE BANK LIMITED NO.550,
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 2: 2026:KER:2682
KALLUR SCB GROUP, OFFICE OF THE ASSISTANT REGISTRAR
OF COOPERATIVE SOCIETIES [GENERAL], MUKUNDAPURAM,
THRISSUR DISTRICT, PIN - 680733
BY ADVS.
SHRI.P.C.SASIDHARAN
SHRI.AKSHAY VENU
SMT.JENCY MICHEAL
SMT.JAEONA JAMES
SMT.ANN OLIVIA VALLAVANADAN
OTHER PRESENT:
SMT. RESMI THOMAS (GP)
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 14.01.2026, ALONG WITH WP (C) NO.10530/2025 AND CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 3: 2026:KER:2682
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE GOPINATH P.
WEDNESDAY, THE 14TH DAY OF JANUARY 2026 / 24TH POUSHA, 1947
WP(C) NO. 10530 OF 2025
PETITIONERS:
1 VENUS
AGED 57 YEARS, S/O KOCHAPPU, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
2 SHARI
AGED 45 YEARS,W/O VENUS, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT,, PIN - 680683
BY ADVS.
SHRI.ARUN CHANDRAN
SMT.AMRITA ARUN
SHRI.HARIMOHAN
ASWATHY S MENON
SMT.HANA KARNOLIA MADONA CYRIL
SHRI.JYOTHIKUMAR R.
RESPONDENTS:
1 THE PULLUR SERVICE COOPERATIVE BANK LIMITED NO. 550
REPRESENTED BY ITS SECRETARY, PULLUR POST OFFICE,
THRISSUR DISTRICT, PIN - 680683
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 4: 2026:KER:2682
2 THE SPECIAL SALE OFFICER
PULLUR SERVICE COOPERATIVE BANK LIMITED NO. 550,
KALLUR SCB GROUP, OFFICE OF THE ASSISTANT REGISTRAR
OF COOPERATIVE SOCIETIES [GENERAL], MUKUNDAPURAM,
THRISSUR DISTRICT, PIN - 680733
BY ADVS.
SHRI.P.C.SASIDHARAN
SMT.JENCY MICHEAL
SHRI.AKSHAY VENU
SMT.JAEONA JAMES
SMT.ANN OLIVIA VALLAVANADAN
OTHER PRESENT:
SMT. C.S SHEEJA (GP)
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 14.01.2026, ALONG WITH WP(C).10593/2025 AND CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 5: 2026:KER:2682
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE GOPINATH P.
WEDNESDAY, THE 14TH DAY OF JANUARY 2026 / 24TH POUSHA, 1947
WP(C) NO. 10593 OF 2025
PETITIONERS:
1 VENUS
AGED 57 YEARS, S/O KOCHAPPU, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT,, PIN - 680683
2 SHARI
AGED 45 YEARS, W/O VENUS, ULLATTIKKULAM HOUSE,
PULLUR POST OFFICE, OPPOSITE ST. XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
BY ADVS.
SHRI.ARUN CHANDRAN
SMT.AMRITA ARUN
SHRI.HARIMOHAN
ASWATHY S MENON
SMT.HANA KARNOLIA MADONA CYRIL
SHRI.JYOTHIKUMAR R.
RESPONDENTS:
1 THE PULLUR SERVICE COOPERATIVE BANK LIMITED NO. 550
REPRESENTED BY ITS SECRETARY, PULLUR POST OFFICE,
THRISSUR DISTRICT, PIN - 680683
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 6: 2026:KER:2682
2 THE SPECIAL SALE OFFICER
PULLUR SERVICE COOPERATIVE BANK LIMITED NO. 550,
KALLUR SCB GROUP, OFFICE OF THE ASSISTANT REGISTRAR
OF COOPERATIVE SOCIETIES [GENERAL], MUKUNDAPURAM,
THRISSUR DISTRICT, PIN - 680733
BY ADVS.
SHRI.P.C.SASIDHARAN
SMT.JENCY MICHEAL
SHRI.AKSHAY VENU
SMT.JAEONA JAMES
SMT.ANN OLIVIA VALLAVANADAN
OTHER PRESENT:
SMT. RESMI THOMAS (GP)
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 14.01.2026, ALONG WITH WP(C).10597/2025 AND CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 7: 2026:KER:2682
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE GOPINATH P.
WEDNESDAY, THE 14TH DAY OF JANUARY 2026 / 24TH POUSHA, 1947
WP(C) NO. 10597 OF 2025
PETITIONERS:
1 VENUS
AGED 57 YEARS, S/O KOCHAPPU, ULLATTIKULAM HOUSE,
PULLUR POST, OPPOSITE ST XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
2 SHARI
AGED 45 YEARS, W/O VENUS, ULLATTIKULAM HOUSE,
PULLUR POST, OPPOSITE ST XAVIERS CHURCH,
IRINJALAKKUDA, THRISSUR DISTRICT, PIN - 680683
BY ADVS.
SHRI.ARUN CHANDRAN
SMT.AMRITA ARUN
SHRI.HARIMOHAN
SMT.HANA KARNOLIA MADONA CYRIL
ASWATHY S MENON
SHRI.JYOTHIKUMAR R.
RESPONDENTS:
1 THE PULLUR SERVICE COOPERATIVE BANK LIMITED
REPRESENTED BY ITS SECRETARY, PULLUR POST OFFICE,
THRISSR DISTRICT, PIN - 680683
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 8: 2026:KER:2682
2 THE SPECIAL SALE OFFICER
THE PUL;LUR SERVICE COOPERATIOVE BANK LIMITED NO.
550, KALLUR GROUP, OFFICE OF THE ASSISTANT
REGISTRAR OF COOPERATIVE SOCIETIES [GENERAL]
MUKUNDAPURAM POST, THRISSUR DISTRICT, PIN - 680683
BY ADVS.
SHRI.P.C.SASIDHARAN
SMT.JENCY MICHEAL
SHRI.AKSHAY VENU
SMT.JAEONA JAMES
SMT.ANN OLIVIA VALLAVANADAN
OTHER PRESENT:
SMT. RESMI THOMAS (GP)
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 14.01.2026, ALONG WITH WP(C).10369/2025 AND CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C)NO.10369 OF 2025
& CONNECTED CASES : 9: 2026:KER:2682
JUDGMENT
The petitioners in these four Writ Petitions are common. The
petitioners are husband and wife. They availed four separate loans
from the 1st respondent bank and on default being committed, the
bank initiated proceedings under Section 69 of the Kerala
Cooperative Societies Act, 1969 and obtained awards determining
the liability of the petitioners.
2. It is submitted by the learned counsel appearing for the
respondent bank that as on 24.03.2025, the total outstanding in
respect of the all four loans put together is Rs.91,79,344/-
3. The learned counsel appearing for the petitioners would
submit that since the Navakeraleeyam Kudishika Nivarana Padhathi
2025-2026 is presently in force, the petitioners may be permitted to
approach the bank for settlement under the said scheme.
Having heard the learned counsel appearing for the
petitioners and the learned counsel appearing for the respondent
bank, these writ petitions stand disposed of directing that if WP(C)NO.10369 OF 2025 & CONNECTED CASES : 10: 2026:KER:2682
petitioners would make an application for settlement of the
liabilities in terms of the provisions contained in the
Navakeraleeyam Kudishika NivaranaPadhathi 2025-2026 within a
period of ten days from today, the said application shall be
considered by the competent authority and the decision of the
competent authority shall be communicated to the petitioners. If
the petitioners are granted One Time Settlement, they shall duly
and faithfully abide by the terms of settlement. If the petitioners
fail to abide by the terms of settlement, it is open for the
respondent bank to continue with the recovery proceedings
initiated against the petitioners.
Sd/-
GOPINATH P. JUDGE nk WP(C)NO.10369 OF 2025 & CONNECTED CASES : 11: 2026:KER:2682
APPENDIX OF WP(C) NO. 10369 OF 2025
PETITIONER EXHIBITS
Exhibit P1 TRUE COPY OF THE AWARD PASSED IN ARC NO.
4362/2023 DATED 18.12.2023
Exhibit P2 TRUE COPY OF THE SALE NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 14.02.2025
Exhibit P3 TRUE COPY OF THE FLEX BOARD ERECTED BY THE RESPONDENT SOCIETY ON 05.03.2025 WP(C)NO.10369 OF 2025 & CONNECTED CASES : 12: 2026:KER:2682
APPENDIX OF WP(C) NO. 10530 OF 2025
PETITIONER EXHIBITS
Exhibit P1 TRUE COPY OF THE AWARD PASSED IN ARC NO.
368/2022 DATED 25.02.2022
Exhibit P2 TRUE COPY OF THE DEMAND NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 07.09.2023
Exhibit P3 TRUE COPY OF THE JUDGMENT IN WRIT PETITION [CIVIL] NO. 37287 OF 2023, DATED 22.05.2024
Exhibit P4 TRUE COPY OF THE RECEIPT OF PAYMENT OF RS. 1,50,000/-, BEARING DATE 25.06.2024
Exhibit P5 TRUE COPY OF THE SALE NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 14.02.2025
Exhibit P6 TRUE COPY OF THE FLEX BOARD ERECTED BY THE RESPONDENT SOCIETY ON 05.03.2025 WP(C)NO.10369 OF 2025 & CONNECTED CASES : 13: 2026:KER:2682
APPENDIX OF WP(C) NO. 10593 OF 2025
PETITIONER EXHIBITS
Exhibit P1 TRUE COPY OF THE AWARD PASSED IN ARC NO.
2564/2021 DATED 20.01.2022
Exhibit P2 TRUE COPY OF THE DEMAND NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 07.09.2023
Exhibit P3 TRUE COPY OF THE JUDGMENT IN WRIT PETITION [CIVIL] NO. 37440 OF 2023, DATED 22.05.2024
Exhibit P4 TRUE COPY OF THE RECEIPT OF PAYMENT OF RS. 1,50,000/, BEARING DATE 25.06.2024
Exhibit P5 TRUE COPY OF THE SALE NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 14.02.2025
Exhibit P6 TRUE COPY OF THE FLEX BOARD ERECTED BY THE RESPONDENT SOCIETY ON 05.03.2025 WP(C)NO.10369 OF 2025 & CONNECTED CASES : 14: 2026:KER:2682
APPENDIX OF WP(C) NO. 10597 OF 2025
PETITIONER EXHIBITS
Exhibit P1 TRUE COPY OF THE AWARD PASSED IN ARC NO.
4363/2023 DATED 18.12.2023
Exhibit P2 TRUE COPY OF THE SALE NOTICE ISSUED BY 2ND RESPONDENT SPECIAL SALE OFFICER TO THE PETITIONERS DATED 14.02.2025
Exhibit P3 TRUE COPY OF THE FLEX BOARD ERECTED BY THE RESPONDENT SOCIETY ON 05.03.2025
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