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C.Vijayalakshmi vs Bank Of India
2026 Latest Caselaw 117 Ker

Citation : 2026 Latest Caselaw 117 Ker
Judgement Date : 7 January, 2026

[Cites 7, Cited by 0]

Kerala High Court

C.Vijayalakshmi vs Bank Of India on 7 January, 2026

                                               2026:KER:574
         IN THE HIGH COURT OF KERALA AT ERNAKULAM

                          PRESENT

            THE HONOURABLE MR. JUSTICE G.GIRISH

WEDNESDAY, THE 7TH DAY OF JANUARY 2026 / 17TH POUSHA, 1947

                  CRL.MC NO.5527 OF 2020

       AGAINST THE ORDER OF ADDITIONAL SESSIONS COURT II,
KOZHIKODE DATED 21.10.2020 IN CRP NO.60 OF 2009 OF JUDICIAL
MAGISTRATE OF FIRST CLASS - V, KOZHIKODE, IN CMP 1351/2019
                    IN C.C.NO.638/2009

PETITIONER/REVISION PETITIONER/ ACCUSED:

          C.VIJAYALAKSHMI​
          AGED 66 YEARS, WIFE OF RAVEENDRAN, KADATHIL HOUSE,
          NALLUR P.O., KOZHIKODE DISTRICT.

          BY ADVS. ​
          SRI.M.PROMODH KUMAR​
          SMT.MAYA CHANDRAN

RESPONDENTS/RESPONDENTS/COMPLAINANT & STATE:

    1     BANK OF INDIA​
          REPRESENTED BY BRANCH MANAGER, BAPOOR,
          KOZHIKODE DISTRICT.

    2     STATE OF KERALA,​
          REPRESENTED BY PUBLIC PROSECUTOR,
          HIGH COURT OF KERALA, ERNAKULAM

          BY ADV.
          SRI.RENJIT GEORGE - SR.PP

     THIS CRIMINAL MISC. CASE HAVING BEEN FINALLY HEARD ON
07.01.2026, THE COURT ON THE SAME DAY PASSED THE FOLLOWING:
                                                           2026:KER:574
Crl.M.C.No.5527 of 2020
                                  -2-


                          G. GIRISH, J.
                  --------------------------------
                    Crl.M.C.No.5527 of 2020
                ------------------------------------
                Dated this the 7th day of January, 2026

                                ORDER

Aggrieved by the refusal of the Judicial First Class Magistrate

Court - V, Kozhikode, and the Sessions Court, Kozhikode, to lift the

attachment ordered over the property of the petitioner under Section

83 of the Code of Criminal Procedure, the petitioner has approached

this Court with this petition under Section 482 Cr.P.C.

2.​ The petitioner was the accused in C.C.No.638 of 2009, a

case relating to the commission of the offence under Section 138 of

the Negotiable Instruments Act. The learned Magistrate initiated

proceedings under Sections 82 and 83 Cr.P.C. against the petitioner,

since she did not appear at the initial stages of the proceedings in

the said case. Accordingly, the 4.75 cents of land belonging to the

petitioner, comprised in Survey No.77 and Re-Survey No.431/2 of

Feroke Village, was attached as per the directions of the learned

Magistrate under Section 83 Cr.P.C. However, the petitioner later on

surrendered before the learned Magistrate and abided by the due 2026:KER:574

process of law. She also paid the entire amount due to the

complainant and settled the issue involved in that case. Accordingly,

the learned Magistrate permitted the withdrawal of the complaint

and acquitted the petitioner as per Annexure 1 - order on

14.09.2009. However, the petitioner omitted to alert the learned

Magistrate about the need to lift the attachment ordered over her

property at the initial stages of the proceedings in that case. It was

only in the year 2015 that she realised that her property still

remained under attachment, and that the aforesaid encumbrance

was reflected in the documents maintained by the authorities

concerned. Accordingly, the petitioner filed CMP No.1351 of 2019

before the learned Magistrate with a prayer to lift the attachment.

The aforesaid petition was dismissed by the learned Magistrate for

the reason that the petitioner did not approach the court within the

period of two years from the date of attachment for lifting the

attachment, and hence no order could be passed in that regard.

Though, the petitioner challenged the aforesaid order in revision

before the Court of Sessions, Kozhikode, the learned Sessions Judge

also declined the prayer of the petitioner stating the reason that 2026:KER:574

after the expiry of two years from the date of attachment, only the

Government could pass appropriate orders lifting the attachment.

Aggrieved by the aforesaid verdicts of the courts below, the

petitioner has approached this Court with this petition.

3.​ Heard the learned counsel for the petitioner, the learned

counsel for the 1st respondent - Bank and the learned Public

Prosecutor representing the State of Kerala.

4.​ The learned counsel for the 1st respondent - Bank

submitted that the Bank has absolutely no objection in lifting the

attachment ordered over the property of the petitioner since the

petitioner had cleared the entire liability with the Bank as early as

2009. The learned Public Prosecutor obtained a letter from the

District Collector about the present stage of the property attached in

this case. As per the letter dated 03.01.2026 of the District Collector,

Kozhikode, addressed to the learned Advocate General, it is stated

that the property still remains under the possession of the petitioner,

and that even the land tax for the 2025-2026 financial year has been

remitted by the petitioner under her Thandaper. Thus, it is made

clear by the District Collector in the aforesaid letter that the property 2026:KER:574

had not been sold or otherwise disposed of by the Government

consequent to the attachment effected in this case.

5.​ It is true that Sub Section 3 of Section 85 of the Code of

Criminal Procedure (Section 88(3) BNSS) stipulates a period of two

years for the person whose property has been attached to seek

orders towards restoring the property after convincing the court that

he did not abscond or conceal himself to evade the process of the

court. As far as the present case is concerned, the property of the

petitioner was attached on 12.12.2008. However, Annexure 1 - order

of the learned Magistrate would reveal that the issue was settled

with the complainant and the case was withdrawn, after the

appearance of the petitioner, as per the order dated 14.09.2009 of

the said court. Thus, it is clear that the petitioner had appeared

before the learned Magistrate even within a period of one year from

the date of attachment and got the matter settled by making

payment of the amount due to the complainant / 1st respondent -

Bank. The aforesaid conduct of the petitioner would make it clear

that she had not deliberately evaded the process of the court by

absconding or concealing herself. It is true that the petitioner 2026:KER:574

omitted to alert the court about the need to lift the attachment even

after the expiry of eight years from the withdrawal of the said case.

But, it would amount to travesty of justice, if the request of the

petitioner to lift the attachment is not allowed stating the reason

that she did not move an application for lifting the attachment within

the aforesaid period after the withdrawal of the case. It is pertinent

to note that the letter of the District Collector, Kozhikode, would

reveal that the property still remained under the possession and

enjoyment of the petitioner, and that she has been remitting land tax

for the said property even now. In the above circumstances, the

refusal of the courts below on technical grounds to lift the

attachment of the property of the petitioner, was not proper.

Needless to say, the prayer of the petitioner to set aside the orders

of the courts below and to release the attachment over her property,

deserves to be allowed.

In the result, the petition stands allowed as follows:

(i)​ Annexure 3 - order of the Judicial First Class

Magistrate Court - V, Kozhikode, and Annexure 4 -

judgment of the Court of Sessions, Kozhikode, disallowing 2026:KER:574

the request of the petitioner to lift the attachment over

her property, stand set aside.

(ii)​ The attachment ordered by the Judicial First

Class Magistrate Court - V, Kozhikode, and given effect

through the District Collector, Kozhikode, over the 4.75

cents of land of the petitioner comprised in Survey No.77

and Re-Survey No.431/2 of the Feroke Village, Kozhikode,

is hereby lifted.

(iii)​ The Judicial First Class Magistrate Court - V,

Kozhikode, is directed to issue the necessary

communications to the authorities concerned about the

lifting of the attachment ordered in this case.

         ​       ​       ​        ​        ​      ​        ​       Sd/-
                                                               G. GIRISH
                                                                  JUDGE
ded/07.01.2026
                                                     2026:KER:574




              APPENDIX OF CRL.MC NO. 5527 OF 2020

PETITIONER ANNEXURES

ANNEXURE 1           THE TRUE COPY OF THE ORDER OF JUDICIAL FIRST
                     CLASS MAGISTRATE COURT V, KOZHIKODE IN CC
                     638/2009 DATED 14.09.2009.

ANNEXURE 2           THE TRUE COPY OF THE ENCUMBRANCE CERTIFICATE
                     OF    THE   PETITIONER'S   PROPERTY    DATED
                     29.08.2015.

ANNEXURE 3           THE TRUE COPY OF THE ORDER OF JUDICIAL FIRST
                     CLASS MAGISTRATE COURT V, KOZHIKODE IN CMP
                     1351/2019 CC 638/2009 DATED 20.07.2019.

ANNEXURE 4           THE   CERTIFIED   COPY  OF  THE   ORDER   OF
                     ADDITIONAL SECTIONS COURT II, KOZHIKODE,
                     DATED   21.10.2020   IN  CRIMINAL   REVISION
                     PETITION 60/2019.
 

 
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