Saturday, 16, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Vanaja.M vs United India Insurance Company Limited
2025 Latest Caselaw 8973 Ker

Citation : 2025 Latest Caselaw 8973 Ker
Judgement Date : 19 September, 2025

Kerala High Court

Vanaja.M vs United India Insurance Company Limited on 19 September, 2025

                                                2025:KER:70059

            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                            PRESENT

             THE HONOURABLE MRS. JUSTICE C.S. SUDHA

 FRIDAY, THE 19TH DAY OF SEPTEMBER 2025 / 28TH BHADRA, 1947

                      MACA NO. 816 OF 2020

        AGAINST THE AWARD DATED 30.12.2019 IN OPMV NO.62 OF

2019 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, TALIPARAMBA

APPELLANTS/PETITIONERS:

    1      VANAJA.M
           AGED 52 YEARS, W/O. LATE T.K. LAKSHMANAN,
           KANAKKEEL HOUSE, KUTHIRU, KARIVELLUR,
           PAYYANNUR TALUK, KANNUR DISTRICT.

    2      LIJESH THOTTAN KANAKEEL,
           AGED 34 YEARS, S/O. LATE T.K. LAKSHMANAN,
           KANAKKEEL HOUSE, KUTHIRU, KARIVELLUR,
           PAYYANNUR TALUK, KANNUR DISTRICT.

    3      LIJINA VIJESH,
           AGED 31 YEARS, S/O. LATE T.K. LAKSHMANAN,
           KANAKKEEL HOUSE, KUTHIRU, KARIVELLUR,
           PAYYANNUR TALUK, KANNUR DISTRICT.

           BY ADV SRI.M.V.AMARESAN
RESPONDENT/RESPONDENT NO.2:

           UNITED INDIA INSURANCE COMPANY LIMITED
           REPRESENTED BY ITS BRANCH MANGER,
           BEHIND SBI, CITY MALL, COURT ROAD,
           P.O. PAYYANNUR, KANNUR DISTRICT 670 307.

           BY ADV SRI.A.A.MOHAMMED NAZIR


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 19.09.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
                                                              2025:KER:70059
MACA NO. 816 OF 2020

                                      2




                             C.S.SUDHA, J.
             ----------------------------------------------------
                       M.A.C.A. No.816 of 2020
             ----------------------------------------------------
             Dated this the 19th day of September 2025

                            JUDGMENT

This appeal has been filed under Section 173 of the Motor

Vehicles Act, 1988 (the Act) by the claim petitioners in O.P.(MV)

No.62/2019 on the file of the Motor Accidents Claims Tribunal,

Taliparamba, (the Tribunal), aggrieved by the amount of

compensation granted by Award dated 30/12/2019. The sole

respondent herein is the second respondent/insurer in the petition.

In this appeal, the parties and documents will be referred to as

described in the original petition.

2. According to the claim petitioners, on 15/10/2018 at

about 03:30 p.m., while the deceased was riding two-wheeler

bearing registration no.KL-59-N-6370 from the place by name

Cheruvathur to Neeleshwaram and when he reached the place by 2025:KER:70059 MACA NO. 816 OF 2020

name Karuvacherry, car bearing registration no.KL-60-H-8568

driven by the first respondent in a rash and negligent manner

knocked him down, as a result of which he sustained grievous

injuries to which he succumbed. A sum of ₹25,00,000/- was

claimed as compensation under various heads.

3. The first respondent/owner-cum-driver though entered

appearance, did not file any written statement.

4. The second respondent/insurer filed written statement

admitting the existence of a valid policy in respect of the offending

vehicle, but denied negligence on the part of the first

respondent/owner-cum-driver. The income and occupation of the

deceased were disputed.

5. Before the Tribunal, PWs 1 and 2 were examined and

Exts.A1 to A24 were marked on the side of the claim petitioners.

No evidence was adduced by the respondents.

6. The Tribunal on consideration of the oral and

documentary evidence and after hearing both sides, found 2025:KER:70059 MACA NO. 816 OF 2020

negligence on the part of the first respondent/owner-cum-driver of

the offending vehicle resulting in the incident and hence awarded

an amount of ₹15,10,000/- together with interest @ 9% per annum

from the date of the petition till realization along with proportionate

costs. Aggrieved by the Award, the claim petitioners have come up

in appeal.

7. The only point that arises for consideration in this appeal

is whether there is any infirmity in the findings of the Tribunal

calling for an interference by this Court.

8. Heard both sides

9. The award of compensation by the Tribunal under the

following heads is challenged by the claim petitioners -

Notional income

It is submitted by the learned counsel for the claim petitioners

that the deceased was running a business under the name and style

'Arabian Waterproof roof membrane and construction' earning

₹30,000/- per month. However, the Tribunal fixed the notional 2025:KER:70059 MACA NO. 816 OF 2020

income at ₹15,000/- which is quite low in the light of the materials

produced. He also draws my attention to Exts.A19 to A23 and

submits that a reasonable enhancement may be granted.

9.1. In the light of the materials produced, the notional

income is fixed as ₹18,000/-.

10. The impugned Award is modified to the following

extent:

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal (in ₹) Tribunal (in ₹) (in ₹)

1. Loss of earnings - Nil Nil (No Modification)

2. Partial loss of - Nil Nil earning (No Modification)

3. Transportation 25,000/- 10,000/- 10,000/-

      charges                                           (No Modification)
 4.   Damages to            1,000/-          2,000/-         2,000/-
      clothing & articles                               (No Modification)
 5.   Extra nourishment     2,000/-           Nil             Nil
                                                        (No Modification)
 6.   Medical expenses      25,000/-          Nil             Nil
                                                        (No Modification)
 7.   Bystanders                -             Nil             Nil
      expenses                                          (No Modification)
                                                              2025:KER:70059
MACA NO. 816 OF 2020





 8.   Funeral expenses       25,000/-          15,000/-         15,000/-
                                                            (No Modification)
 9.   Pain and sufferings   2,00,000/-         10,000/-         10,000/-
                                                            (No Modification)
 10. Compensation for       1,00,000/-        1,20,000/-        1,20,000/-
     loss of consortium                                     (No Modification)
 11. Compensation for       3,00,000/-        1,50,000/-       1,50,000/-
     loss of love and                                       (No Modification)
     affection
 12. Compensation for       1,00,000/-         15,000/-         15,000/-
     loss of estate                                         (No Modification)
 13. Loss of dependency 20,00,000/-          11,88,000/-        14,25,600/-
                                            [(15,000+10%)    [(18,000+10%)
                                              x12x9x2/3]       x12x9x2/3]
      Total                 27,78,000/-      15,10,000/-       17,47,600/-
                             limited to
                            25,00,000/-

In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹2,37,600/- (total

compensation = ₹17,47,600/- that is, ₹15,10,000/- granted by the

Tribunal plus ₹2,37,600/- granted in appeal) with interest at the rate

of 8% per annum from the date of petition till date of realization

and proportionate costs. The second respondent/insurer is directed

to deposit the aforesaid amount before the Tribunal within a period

of 60 days from the date of receipt of a copy of the judgment. On 2025:KER:70059 MACA NO. 816 OF 2020

deposit of the amount, the Tribunal shall disburse the amount to the

claim petitioners at the earliest in accordance with law after making

deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

NP

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter