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Siril Thomas vs United India Insurance Company Limited
2025 Latest Caselaw 9682 Ker

Citation : 2025 Latest Caselaw 9682 Ker
Judgement Date : 14 October, 2025

Kerala High Court

Siril Thomas vs United India Insurance Company Limited on 14 October, 2025

                                           2025:KER:76194

        IN THE HIGH COURT OF KERALA AT ERNAKULAM

                         PRESENT

     THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN

TUESDAY, THE 14TH DAY OF OCTOBER 2025 / 22ND ASWINA, 1947

                  MACA NO. 2887 OF 2018

      AGAINST THE AWARD DATED 11.04.2018 IN OPMV NO.1118

 OF 2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL/RENT CONTROL

            APPELLATE AUTHORITY, IRINJALAKUDA

APPELLANT/PETITIONER:

          SIRIL THOMAS
          AGED 27 YEARS,S/O THOMAS, VADAKKUMCHERY HOUSE,
          ANDRAKKAPADAM DESOM, PARIYARAM VILLAGE.


          BY ADV SHRI.A.N.SANTHOSH

RESPONDENT/3RD RESPONDENT:

          UNITED INDIA INSURANCE COMPANY LIMITED
          P.B. NO. 1, SREEKUMAR BUILDING, SOUTH JUNCTION,
          CHALAKUDY -680 307


          BY ADV SHRI.P.JACOB MATHEW

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN
FINALLY HEARD ON 14.10.2025, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
                                                   2025:KER:76194
                                 2
MACA NO. 2887 OF 2018



                           JUDGMENT

The appellant is the claimant in O.P.(MV) No.1118 of

2014 on the file of the Motor Accidents Claims Tribunal,

Irinjalakuda. The said claim petition was filed by the appellant

claiming an amount of ₹17,40,000/- limited to ₹9,00,000/- as

compensation for the injuries sustained by him in a motor

accident on 09.02.2014. The Tribunal awarded an amount of

₹6,84,885/- as compensation under different heads, directing

the respondent insurer to deposit the said amount along with

interest @ 8% per annum from the date of filing the claim

petition till realization. Being dissatisfied with the

compensation awarded, the claimant has come up in appeal.

2. Today, when the matter came up for consideration,

the learned Counsel for the appellant as well as the learned

Standing Counsel for the respondent insurer submitted that

they have filed a joint statement dated 15.09.2025, wherein it

is stated that the claim of the appellant has been settled by

the respondent insurer, agreeing to deposit a further amount

of ₹6,50,000/- inclusive of all interest and cost to the

appellant by way of full and final settlement of all the claims 2025:KER:76194

MACA NO. 2887 OF 2018

of the appellant against the respondent, within a period of

two months from the date of receipt of a copy of this

judgment, failing which, the said amount will carry interest at

the rate of 8% per annum from the date of default.

3. In the light of the joint statement filed by the

parties, the impugned award is modified by directing the

respondent insurer to deposit an additional amount of

₹6,50,000/-(Rupees Six lakhs and fifty thousand only)

inclusive of all interest and cost to the appellant by way of full

and final settlement of all the claims of the appellant against

the respondent, within a period of two months from the date

of receipt of a copy of this judgment, failing which, the said

amount will carry interest at the rate of 8% per annum from

the date of default. The claimant shall furnish copies of the

PAN Card, AADHAAR Card and bank details before the

respondent insurer within a period of one month from the

date of receipt of a certified copy of this judgment so as to

enable the insurance company to make the deposit as ordered

above. In case of failure to furnish details as above, it shall be

open for the insurance company to deposit the said amount

before the Tribunal.

2025:KER:76194

MACA NO. 2887 OF 2018

The appeal is disposed of, in terms of the joint statement

as above. The joint statement will form part of the judgment.

Sd/-

SHOBA ANNAMMA EAPEN JUDGE

STB BEFORE THE HONOURABLE HIGH COURTOF KERALA AT ERNAKULAM

Siril Thomas Appellant Vs, United India Insurance Company Ltd Respondent

JolNT STATEhlENT HLED 8¥ THE AppELLA)rT AND THE REsporoRT

1. The above appeal is filed against the award in OP (MV) No. 1118/2014 which was disposed of by the Motor Accidents Claims Tribunal, Irinjalakuda by award dated 11/4/2018. The original petition is filed by the appellant claiming compensation in respect of the personal injuries sustained by him in a road traffic accident occurred on On 9/2/2014 at about 7.35 pin while the appellant was riding a motor cycle bearing No. KL41 -E-8235 through Chalakudy-Athirampilly road and he reached near Velookkara, an auto rickshaw bearing No. KL45-E4597 driven by its driver came in a rash and negligent manner and knocked down the appellant. As a result of the accident the appellant sustained serious injuries. The Tribunal had granted Rs. 6,84,885/- as compensation along with interest @ 8% p.a. from the date of clalm petition. It is challenging the quantum of compensation that the above appeal is filed. Since the respondent had admitted the coverage of the insurance policy in respect of the offending vehicle, the liability to pay the, compensation is on the respondent. H_ence the i

settlement is arrived at between the appellant and the respondent.

Appellant :

Siril Thomas ITED INDIA INSURANCE 00. LTD.

^vw cwulfty Autliorised Signatory

Respondent: United India lnsuran any Ltd,

2. The appellant above named and the respondent have negotiated the matter out of court and willingly arrived at a compromise settlement in full and fmal settlement of all the claims of the appellant against the 2nd respondent arising out of the accident and the original petition mentioned above. It is agreed that the respondent insurance company shall pay an additional amount of Rs. 6,50,000/- (Rupees Six Lakhs Fifty Thousand only) inclusive of all interest and cost to the appellant by way of full and final settlement of all the claims of the appellant against the respondent.

3. The 2nd respondent hereby agrees to deposit the above amount before the Tribunal within a period of 2 months from the date of receipt of a copy of the judgment from the Honble High Court, in case of default as stated above the 2nd respondent is liable to pay interest @ 80/o from the date of default.

4. There is no threat coercion or undue influence in arriving at the above settlement. This settlement will forln part of the judgment of the Honble High court of Kerala.

Dated this the 15th day of September 2025.

Appellant ,

Siril Thomas UNITED INDIA INSURANCE CO. LTD.

^A#o## Respondent: United India I nsurance Ltd.

A.N.Santhosh

-±, P,Jacob Mathew Counsel for the Appellant Counsel for the respondent

 
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