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Aslam Chundakkadan vs United India Insurance Co. Ltd
2025 Latest Caselaw 10190 Ker

Citation : 2025 Latest Caselaw 10190 Ker
Judgement Date : 28 October, 2025

Kerala High Court

Aslam Chundakkadan vs United India Insurance Co. Ltd on 28 October, 2025

MACA NO. 3132 OF 2018

                                      1



                                                             2025:KER:80633

              IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                 PRESENT

          THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN

     TUESDAY, THE 28TH DAY OF OCTOBER 2025 / 6TH KARTHIKA, 1947

                         MACA NO. 3132 OF 2018

AGAINST THE AWARD DATED 11.05.2018 IN OP(MV) NO.1200 OF 2016 OF

              MOTOR ACCIDENT CLAIMS TRIBUNAL, KOZHIKODE

APPELLANT/PETITIONER :-

             ASLAM CHUNDAKKADAN, AGED 26 YEARS
             S/O MUHAMMED ALI, 13/468, PALLIKUNNATH,
             VADAKKEPARAMBA P.O. CHEEKODE, MALAPPURAM- 673 641

             BY ADV SHRI.AVM.SALAHUDIN


RESPONDENT/3RD RESPONDENT :-

             UNITED INDIA INSURANCE CO. LTD
             WHITE LINES, KALLAI ROAD, KOZHIKODE- 673 002
             REPRESENTED BY MANAGER


             BY ADV SRI.P.K.MANOJKUMAR,SC,UNITED INDIA INSU


      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   28.10.2025,   THE   COURT   ON       THE   SAME   DAY   DELIVERED   THE
FOLLOWING:
 MACA NO. 3132 OF 2018

                                    2



                                                           2025:KER:80633

                            JUDGMENT

The appellant is the claimant in O.P.(MV) No.1200 of 2016 on

the file of the Principal Motor Accidents Claims Tribunal, Kozhikode.

The said claim petition was filed by the appellant claiming an amount

of ₹10,00,000/- as compensation in respect of injuries sustained in a

motor accident on 18.09.2015. The tribunal awarded an amount of

₹4,99,500/- as compensation under different heads, directing the third

respondent insurer to deposit the said amount along with interest at

the rate of 8% per annum from the date of filing the claim petition, till

realization. Being dissatisfied with the compensation awarded, the

appellant has come up in appeal.

2. Today, when the matter came up for consideration, the

learned counsel for the appellant as well as the learned Standing

Counsel for the third respondent insurer submitted that they have

filed a joint statement dated 05.01.2025, wherein it is stated that the

claim of the appellant has been settled by the respondent/third

respondent-insurer, agreeing to deposit a further amount of

₹2,45,000/- (Rupees Two lakhs forty five thousand only) including

interest as additional compensation in the account of the appellant

within a period of two months from the date of receipt of a copy of

this judgment, failing which, the said amount will carry interest at the MACA NO. 3132 OF 2018

2025:KER:80633

rate of 9% per annum from the date of default.

3. In the light of the joint statement filed by the parties, the

impugned award is modified by directing the third respondent insurer

to deposit an amount of ₹2,45,000/- (Rupees Two lakhs forty five

thousand only) including interest as additional compensation before

the tribunal within a period of two months from the date of receipt of

a copy of this judgment, failing which, the said amount will carry

interest at the rate of 9% per annum from the date of default. The

claimants shall furnish copies of the PAN Card, AADHAAR Card and

bank details before the third respondent insurer within a period of

one month from the date of receipt of a certified copy of this judgment

so as to enable the insurance company to make the deposit as ordered

above. In case of failure to furnish details as above, it shall be open

for the insurance company to deposit the said amount before the

tribunal.

The appeal is disposed of, in terms of the joint statement as

above. The joint statement will form part of the judgment.

Sd/-

SHOBA ANNAMMA EAPEN JUDGE SMA BEFORE THE HONOURABLE HIGH COURT OF KERALA AT ERNAKULAM

Aslam Chundakkadan Appellant

Versus

United India Insurance Co. Ltd. Respondent

MEMORANDUM OF AGREEMENT

(Under Sec. 89 of the Code of Civil Procedure, 1908 read with Rules 24 & 25 of the Kerala Civil Procedure(iviediation) Rules, 2008)

The appellant and the respondent above named submit as follows:

1. The above appeal is filed against the award dated 11/05/2018 in O.P.

1200/2016 of the Prl. Motor Accidents Claims Tribunal, (MV) No.

Kozhikode. The parties have agreed to settle all disputes arising from the said award on the following terms.

2. The appellant had agreed to accept a sum of Rs. 2,45,000/- (Rupees

Two Lakhs Forty Five Thousand only) as additional compensation, claims inclusive of interest and costs, in full and final settlement of all against the respondent Insurance Company.

3. The respondent Insurance Company shall deposit the settlement

amount within two months from the date of receipt of the certified copy of the judgment of this Hor'ble Court.

4. In the event of failure to deposit the amount within the stipulated period, the Insurance Company shall be liable to pay interest at the same rate as awarded by the Tribunal, from the date of default until payment.

5. Since the insurance policy in respect of the offending vehicle and the liability are admitted by the respondent Insurance Company, no other respondents are necessary for the present agreement.

6. This settlement has been voluntarily entered into by the parties, without any threat, coercion or undue influence. It is therefore humbly prayed that this Hon'ble Court may be pleased to record the above settlement and pass a judgment in terms thereof.

Dated this the 4 * day of October, 2025.

     Appellant                                                                  Respondent

                                                                  (NOIAA SURANCE CO. LTD.
                   adan                 SRR              edITED
                                                  FornitUN   Indiwinsurance Co. Ltd.
     Aslam Chundakk/
                                                                      Adihorised Signatory
                                                                        \
                                                                            \
                                                     Counsél   f                Respondent

                                                     PKMANOJKUMAR                  k| 75((49
 

 
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