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The United India Insurance Co. Ltd vs D.Madhusoodanan
2025 Latest Caselaw 10520 Ker

Citation : 2025 Latest Caselaw 10520 Ker
Judgement Date : 5 November, 2025

Kerala High Court

The United India Insurance Co. Ltd vs D.Madhusoodanan on 5 November, 2025

MACA NO. 346 OF 2016

                                1



                                                 2025:KER:82567

           IN THE HIGH COURT OF KERALA AT ERNAKULAM
                             PRESENT
        THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN
 WEDNESDAY, THE 5TH DAY OF NOVEMBER 2025 / 14TH KARTHIKA, 1947
                       MACA NO. 346 OF 2016
  AGAINST THE AWARD DATED IN OP(MV) NO.1297 OF 2002 OF MOTOR
         ACCIDENT CLAIMS TRIBUNAL, THIRUVANANTHAPURAM


APPELLANT/ADDL.2ND RESPONDENT :-

           THE UNITED INDIA INSURANCE CO. LTD.
           THIRUVANANTHAPURAM, REPRESENTED BY ITS DEPUTYMANAGER,
           REGIONAL OFFICE, HOSPITAL ROAD,ERNAKULAM.

           BY ADVS.
           SRI.GEORGE CHERIAN (SR.)
           SMT.LATHA SUSAN CHERIAN
           SMT.K.S.SANTHI



RESPONDENT/CLAIMANT :-

           D.MADHUSOODANAN
           S/O.DHAMODHARAN PILLAI, TC 28/1607,
           MANJUSHA,KUNJUVEEDU LANE,
           SREEKANTESWARAM,THIRUVANANTHAPURAM - 23.


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
ADMISSION ON 31.10.2025, THE COURT ON 05.11.2025 DELIVERED THE
FOLLOWING:
 MACA NO. 346 OF 2016

                                      2



                                                         2025:KER:82567



                               JUDGMENT

This appeal is filed by the appellant/2nd respondent in O.P

(MV) No.1297 of 2002 on the file of the Additional Motor Accidents

Claims Tribunal, Thiruvananthapuram challenging the liability to

pay the amount awarded by the tribunal. The respondent herein is

the claimant before the tribunal.

2. According to the claimant, on 09.01.2002 at about 09.25 pm

while the petitioner was moving through the road, a maruti car

bearing registration No.KL-01-U-7898 driven by the 1 st respondent

in a rash and negligent manner hit the petitioner. As a result of the

accident, the claimant had sustained serious injuries. The appellant

approached the tribunal claiming a total compensation of

₹1,44,500/- limited to ₹1,00,000/-.

3. The first respondent/the owner cum driver of the offending

vehicle filed a written statement and contended that the petition is

not maintainable, it is bad for non joinder of necessary parties. The

2nd respondent insurer of the offending vehicle filed a written

statement disputing the quantum of compensation claimed and

contended that the petitioner had sustained injuries due to the

hitting of vehicle bearing registration No.KL-01-V-7898. Before the MACA NO. 346 OF 2016

2025:KER:82567

tribunal, Exts.A1 to A15 and Exts.B1 and B2 were marked and Pws 1

and 2 and DW1 were examined. The tribunal, after analysing the

pleadings and materials on record, awarded a sum of ₹23,000/- as

compensation under different heads with interest @9% per annum

from the date of petition till realization with proportionate costs

against the 2nd respondent being the insurer of the offending

vehicle.

4. Heard the learned standing counsel appearing for the

appellant/insurer. Though notice was served on the sole

respondent/claimant, he has chosen not to appear before this Court.

5. The learned standing counsel appearing for the insurance

company submitted that the tribunal was wrong in finding that the

vehicle involved in the accident is KL-01-U-7898 since in the FIR and

the police records, the vehicle number was shown as KL-01-V-7898.

It is further submitted that since the vehicle No. KL-01-V-7898 could

not be traced out, the vehicle bearing registration KL-01-U-7898

which was insured with the appellant was falsely implicated in order

to illegally claim the amount. The learned Standing Counsel also

submitted that, challenging the earlier award, the insurer had filed

an appeal before this Court as MACA No.1139 of 2011. This Court

allowed the appeal and remanded the matter to the Tribunal for MACA NO. 346 OF 2016

2025:KER:82567

fresh consideration. However, the Tribunal, without proper

appreciation of the facts and evidence, has again passed an award

imposing liability upon the appellant herein. It is further contended

that since the vehicle was not properly identified by the injured and

the negligence on the part of the driver was not proved, the finding

of the Tribunal that the vehicle involved in the accident was KL-01-

U-7898 is unsustainable. It is submitted that, in the absence of

proper proof of negligence, the direction issued by the Tribunal

fastening liability on the insurance company to pay the

compensation is not legally sustainable and hence, the award is

liable to be set aside.

6. On a perusal of the impugned award, it is seen that the

earlier award dated 02.01.2010 was challenged by way of an appeal

by the insurer before this Court as MACA No.1139 of 2011 and this

Court as per order dated 23.08.2013 remanded the matter back to

the tribunal to consider and pass fresh orders. Pursuant to the

receipt of the records and the judgment, the evidence of PWs 1 and

2 and DW1 was recorded and Exts.A12 to A15 and B2 were marked

by the tribunal. It is an admitted fact that the police, after

investigation, filed a final report stating that the vehicle involved in

the accident could not be detected. There is no evidence on record MACA NO. 346 OF 2016

2025:KER:82567

other than the depositions of Pws 1 and 2 that the vehicle involved

in the accident was KL-01-U-7898. It is the case of the claimant that

when he noticed that the vehicle involved in the accident was not

KL-01-V-7898, he had issued a lawyers notice to the 1 st respondent

in the claim petition. The vehicle number stated in Ext.A12, legal

notice was KL-01-U-7898. The afore notice was received by the 1 st

respondent and the acknowledgment card was produced as Ext.A15.

Though the said registered notice was received by the 1st

respondent, no reply was sent to the said notice nor disputed

Exts.A12 to A15. Moreover, the claimant mounted the box and was

examined as PW1 and during cross examination he had deposed that

the accident occurred due to the rash and negligent driving of the

car bearing registration No.KL-01-U-7898. Moreover, PW2 who was

a witness to the incident also deposed that he had witnessed the

accident and the accident occurred only due to the negligent driving

of the car bearing registration No.KL-01-U-7898. Though PWs 1 and

2 were cross examined nothing was brought out in support of the

case of the respondent. The 2nd respondent-insurer examined its

Branch Manager as DW1, but her evidence did not bring out

anything significant. No other evidence was adduced by the

respondent insurer to prove their contention that the afore vehicle MACA NO. 346 OF 2016

2025:KER:82567

KL-01-U-7898 was not involved in the accident. It is true that in the

FIS and chargesheet the number of the vehicle was shown as KL-01-

V-7898. But the evidence adduced and the documents produced by

the claimant supported the case that the number of the vehicle was

KL-01-V-7898. Moreover, the amount involved in this appeal is only

₹23,000/-. The tribunal on the basis of the evidence adduced by the

claimant, found that the vehicle involved in the accident was KL-01-

U-7898 and found that the driver of the car was negligent in causing

the accident and the appellant/2nd respondent being the insurer of

the car was found liable to pay the compensation awarded by the

tribunal. I do not find any reason to interfere with the same.

Accordingly, this appeal is dismissed.

Sd/-

SHOBA ANNAMMA EAPEN JUDGE SMA

 
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