Citation : 2025 Latest Caselaw 6045 Ker
Judgement Date : 20 May, 2025
2025:KER:34466
W.P.(C)No.10741 of 2025
1
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR.JUSTICE K. BABU
TUESDAY, THE 20TH DAY OF MAY 2025 / 30TH VAISAKHA, 1947
WP(C) NO. 10741 OF 2025
PETITIONER:
PRABHATHASREE,
AGED 53 YEARS,
W/O SKANTHAVALSAN, MAMPULLI HOUSE,
KURUMBAKAVU, PAZHUVIL P.O,
THRISSUR DISTRICT, PIN - 680564
BY ADVS.
SRI.K.R.ARUN KRISHNAN
SRI.E.VIJIN KARTHIK
SMT.DEEPA K.RADHAKRISHNAN
SRI.SANAL C.S
SRI..VISHAK K.V.
SMT.ANU T.H.
SRI.RENJITH K.R.
RESPONDENTS:
1 THE SPECIAL SALE OFFICER,
CO-OPERATIVE INSPECTOR,
OFFICE OF THE ASSISTANT REGISTRAR OF CO-OPERATIVE
SOCIETIES (GENERAL),
THRISSUR DISTRICT,
PIN - 680003
2 ALAPPAD-PULLU SERVICE CO-OPERATIVE BANK LTD,
NO.130, ALAPPAD P.O,
THRISSUR,
REPRESENTED BY ITS SECRETARY,
PIN - 680641
BY ADVS.
2025:KER:34466
W.P.(C)No.10741 of 2025
2
SRI.C.HARIKUMAR
SMT.SANDRA SUNNY(K/926/2020)
SRI.ARUN KUMAR M.A(K/1197/2021)
SMT.FARAH JYOTHI PRADEEP(K/1240/2023)
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR
ADMISSION ON 20.05.2025, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
2025:KER:34466
W.P.(C)No.10741 of 2025
3
K.BABU, J.
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W.P.(C) No.10741 of 2025
---------------------------------------------
Dated this the 20th day of May, 2025
JUDGMENT
The prayers in this Writ Petition filed under Article
226 of the Constitution of India are as follows:-
"I. Issue a writ of Mandamus or any appropriate Writ order or direction commanding the respondents 1 and 2 to permit the petitioners to liquidate the liability due towards the respondents as on today by way of equal monthly installments and till such time defer all coercive proceedings based on and pursuant to Ext. P3 in the interests of justice;
II. Issue a writ of Mandamus or any appropriate Writ order or direction commanding the respondents 1 and 2 to extent the benefit of Ext. P3 to the petitioners by way of equal monthly installments in order to have a settlement of liability towards them; III. Issue a writ of mandamus or any other appropriate writ, order or direction, against the 1st respondent to keep in abeyance all further proceedings based on and pursuant to Ext.P3;
IV.Issue a writ of certiorari or any other appropriate writ, order or direction to quash Ext.P1 and P2; V. Issue any other order as the petitioners may seek and this Hon'ble Court deems fit to grant in the facts and circumstances of this case;
VI. Extent the benefit of Navakeraleeyam one time settlement scheme, 2025 to the petitioner in the interest of justice;
AND VII. Dispense with filing of the translation of vernacular documents produced along with the above Writ Petition. "
2025:KER:34466
2. Heard both sides.
3. Upon instructions, the learned Standing Counsel for the
respondent Bank submitted that the total amount due to the
Bank, is Rs.28,58,178/-. The petitioner is prepared to remit the
amount in twenty equal monthly instalments.
4. In the above circumstances, the Writ Petition is disposed
of with the following directions:-
(i) The petitioner shall remit the total amount of
Rs.28,58,178/- (Rupees Twenty Eight Lakhs Fifty
Eight Thousand One Hundred and Seventy Eight
only) together with any accrued interest and
charges in twenty equal monthly instalments.
(ii) The first instalment shall be paid on or before
21.06.2025 and the subsequent instalments shall
be paid on or before the last working day of every
succeeding month.
(iii) The respondent bank shall accept the loan
amount from the petitioner as stated above.
(iv) In the event of default of any one instalment, 2025:KER:34466
the respondent Bank shall be entitled to proceed
in accordance with law.
(v) In order to enable the petitioner to repay the
entire amounts as stated above, all coercive
proceedings initiated against her shall be kept in
abeyance.
Sd/-
K.BABU JUDGE VPK 2025:KER:34466
APPENDIX OF WP(C) 10741/2025
PETITIONER EXHIBITS
Exhibit P1 A TRUE COPY OF COMMUNICATION DATED 02/01/2025 OF THE 1ST RESPONDENT TO THE PETITIONER
ISSUED BY THE 1ST RESPONDENT TO THE PETITIONER DATED 11/02/2025
Exhibit P3 A TRUE COPY OF SALE NOTICE UNDER SECTION 81(E) OF KERALA CO-OPERATIVE SOCIETIES ACT, 1969 DATED 11/02/2025
ISSUED UNDER RULE 74 OF KERALA CO- OPERATIVE SOCIETIES RULES DATED 04/03/2024
Exhibit P5 A TRUE COPY OF COMMUNICATION DATED 20/01/2025 ISSUED BY THE 2ND RESPONDENT TO THE PETITIONER
Exhibit P6 A TRUE COPY OF THE CIRCULAR NO. 18/2024 ISSUED BY THE DEPARTMENT OF CO-OPERATIVE SOCIETIES
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