Friday, 08, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Padmini vs Amal Raj
2025 Latest Caselaw 4888 Ker

Citation : 2025 Latest Caselaw 4888 Ker
Judgement Date : 7 March, 2025

Kerala High Court

Padmini vs Amal Raj on 7 March, 2025

M.A.C.A. No. 3354/2022           :1:

                                                          2025:KER:19356

                 IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                 PRESENT

                 THE HONOURABLE MR. JUSTICE JOHNSON JOHN

          FRIDAY, THE 7TH DAY OF MARCH 2025 / 16TH PHALGUNA, 1946

                          MACA NO. 3354 OF 2022

       AWARD DATED 18.02.2021 IN OP(MV) NO.707 OF 2017 OF MOTOR ACCIDENT
CLAIMS TRIBUNAL ,KOTTAYAM

APPELLANT/PETITONER:

            PADMINI, W/O. SURENDRAN, KARIPPAL HOUSE, PERIYAPURAM P.O.,
            ONAKKOOR, PIRAVOM, ERNAKULAM-686 668.


            BY ADVS.
            SRI. P.R.VENKATESH
            SMT. ASHA P.KURIAKOSE




RESPONDENTS/RESPONDENTS:

     1      AMAL RAJ
            S/O. RAJU, KARIPPAL HOUSE, PERIYAPURAM P.O., ONAKKOOR,
            PIRAVOM, ERNAKULAM-686 668.

     2      UNITED INDIA INSURANCE COMPANY LTD.,
            REPRESENTED BY ITS DIVISIONAL MANAGER, DIVISIONAL OFFICE,
            KOTTAYAM-686 001.


            BY ADV. SRI. RINNY STEPHEN CHAMAPARAMPIL


      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON

      06.03.2025, THE COURT ON 07.03.2025 DELIVERED THE FOLLOWING:
 M.A.C.A. No. 3354/2022            :2:

                                                             2025:KER:19356


                            JOHNSON JOHN, J.
           ---------------------------------------------------------
                        M.A.C.A No. 3354 of 2022
            --------------------------------------------------------
               Dated this the 7th day of March, 2025.

                                 JUDGMENT

The petitioner in O.P.(MV) No. 707 of 2017 on the file of the Motor

Accident Claims Tribunal, Kottayam filed this appeal seeking

enhancement of compensation.

2. According to the petitioner, on 31.01.2017, while she was

travelling as a pillion rider in a motorcycle ridden by the 1 st respondent

in a rash and negligent manner, the motorcycle fell in a gutter and

thereby, the petitioner fell down and sustained serious injuries. The 1 st

respondent is also the owner of the vehicle and the 2 nd respondent is

the insurer.

3. Before the Tribunal, Exhibits A1 to A9 and X1 were marked.

The Tribunal arrived at a finding that the accident occurred because of

the negligence on the part of the 1 st respondent and that respondents 1

and 2 are liable to pay compensation to the petitioner. The Tribunal

awarded a total compensation of Rs.1,82,570/- to the petitioner.

2025:KER:19356

4. Heard Sri. P.R. Venkatesh, the learned counsel for the

appellant and Sri. Rinny Stephen Champarampil, the learned counsel for

the 2nd respondent insurance company.

5. The learned counsel for the appellant argued that the appellant

was aged 48 years and was earning Rs.12,000/- per month from her

occupation as a tailor and the Tribunal fixed only Rs.11,000/- as notional

income for the purpose of calculating the compensation. Admittedly, no

evidence is adduced to prove the income of the petitioner. Exhibit A8,

identity card of the petitioner issued as per the provisions of the

National Rural Employment Guarantee Act, indicates that the petitioner

is a coolie worker. The decision of the Hon'ble Supreme Court in

Ramachandrappa v. Royal Sundaram Alliance Insurance Co.Ltd.

[(2011) 13 SCC 236] and Syed Sadiq and Others v. Divisional

Manager, United India Insurance Company [(2014) 2 SCC 735 =

2014 KHC 4027] shows that even in the absence of any evidence, the

monthly income of an ordinary worker has to be fixed as Rs.4,500/- in

respect of the accident occurred in the year 2004 and for the subsequent

years, the monthly income could be reckoned by adding Rs.500/- each

2025:KER:19356

per year. If the monthly income of the appellant is calculated by

adopting the above principle, it will come to Rs.11,000/-, as the accident

occurred in the year 2017. Therefore, I find no reason to interfere with

the monthly notional income fixed by the Tribunal.

6. The learned counsel for the appellant argued that as per Exhibit

X1 disability certificate, the petitioner is having 6% permanent disability

and the Tribunal accepted only 2% functional disability for the purpose

of calculating the compensation and the same is on the lower side.

7. In Raj Kumar v. Ajay Kumar, (2011) 1 SCC 343], the

Honourable Supreme Court summarised the principles for ascertainment

of loss of earning capacity due to permanent disability as follows:

(i) All injuries (or permanent disabilities arising from injuries), do not result in loss of earning capacity.

(ii) The percentage of permanent disability with reference to the whole body of a person, cannot be assumed to be the percentage of loss of earning capacity. To put it differently, the percentage of loss of earning capacity is not the same as the percentage of permanent disability (except in a few cases, where the Tribunal on the basis of evidence, concludes that the percentage of loss of earning capacity is the same as the percentage of permanent disability).

(iii) The doctor who treated an injured claimant or who examined him subsequently to assess the extent of his permanent disability can give

2025:KER:19356

evidence only in regard to the extent of permanent disability. The loss of earning capacity is something that will have to be assessed by the Tribunal with reference to the evidence in entirety.

(iv) The same permanent disability may result in different percentages of loss of earning capacity in different persons, depending upon the nature of profession, occupation or job, age, education and other factors.

8. Exhibit X1 disability certificate shows that the petitioner

sustained type 3 B open fracture olecranon right with raw area. It is

further noted in Exhibit X1 that there is partial ankylosis elbow and

range of motion limited to 300 to 1100 flexion and she has pain on lifting

weight. Considering the age and occupation of the appellant and the

nature of injuries and physical disability assessed in Exhibit X1, I find

that 5% functional disability can be accepted for the purpose of

calculating loss of earning capacity. When the compensation for loss of

earning capacity is calculated as per the revised criteria, the amount

would come to Rs.85,800/- [11000 x 12 x 13 x 5/100]. The Tribunal has

already granted Rs.34,320/- under this head. Therefore, an additional

compensation of Rs.51,480/- is granted to the appellant towards loss of

earnings capacity.

2025:KER:19356

9. The learned counsel for the appellant pointed out that the

Tribunal has granted bystander's expenses at the rate of Rs.250/- per

day for 40 days and the same is on the lower side. Considering the facts

and circumstances, I find that the bystander's expenses can be

calculated at the rate of Rs.400/- per day and therefore, the appellant is

entitled for Rs.16,000/- towards bystander's expenses. The Tribunal has

already granted Rs.10,000/- and hence, an additional compensation of

Rs.6,000/- is granted to the appellant towards bystander's expenses.

10. The Tribunal granted only Rs.10,000/- towards loss of

amenities. Considering the nature of injuries, period of treatment and

disability, I find that the same is on the lower side and therefore, an

additional compensation of Rs.10,000/- is granted to the appellant

towards 'loss of amenities'. I find that the compensation granted by the

Tribunal under other heads are reasonable and requires no interference.

11. Accordingly, the appellant is entitled to the enhanced

compensation as given below:

2025:KER:19356

Additional amount Compensation granted by Particulars awarded by the this Court Tribunal (Rs.) (Rs.)

Loss of earning power 34,320/- 51,480/-

     Bystander's expenses           10,000/-                   6,000/-
     Loss of amenities              10,000/-                   10,00/-
     Total enhanced compensation
                                                        67,480/-



12. Thus, a total amount of Rs.67,480/- (Rupees Sixty Seven

Thousand Four Hundred and Eighty only) is awarded as enhanced

compensation. The said amount shall carry interest at the rate of 8% per

annum from the date of the application till realization (excluding the

period of delay of 142 days in filing the appeal). The appellant would

also be entitled to proportionate costs in the case. The claimant shall

furnish the details of the bank account to the insurance company for

transfer of the amount.

The appeal is allowed as above.

sd/-

JOHNSON JOHN, JUDGE.

Rv

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter