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Gopi vs The New India Assurance Company Limited
2025 Latest Caselaw 7006 Ker

Citation : 2025 Latest Caselaw 7006 Ker
Judgement Date : 20 June, 2025

Kerala High Court

Gopi vs The New India Assurance Company Limited on 20 June, 2025

M.A.C.A.No.619 of 2020

                                  1

                                                     2025:KER:44415



               IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

                THE HONOURABLE MRS. JUSTICE C.S. SUDHA

    FRIDAY, THE 20TH DAY OF JUNE 2025 / 30TH JYAISHTA, 1947

                         MACA NO. 619 OF 2020

          AGAINST THE AWARD DATED 29.07.2019 IN OPMV NO.196 OF
2017 OF MOTOR ACCIDENTS CLAIMS TRIBUNAL, PERUMBAVOOR.

APPELLANTS/PETITIONERS:
    1     GOPI,
          AGED 62 YEARS,
          S/O.VELAYUDHAN, KANNAMPILLY HOUSE,
          ATTAPDAM, KHANNA NAGAR,
          KINFRA PARK P.O. - 680 309.

      2       USHA,
              AGED 60 YEARS,
              W/O.GOPI, KANNAMPILLY HOUSE,
              ATTAPDAM, KHANNA NAGAR, KINFRA PARK P.O. -680309.

      3       ARJUN GOPI,
              AGED 30 YEARS,
              S/O.GOPI, KANNAMPILLY HOUE, ATTAPADAM,
              KHANNA NAGAR, KINFRA PARK P.O. -680 309.


              BY ADV SHRI.A.N.SANTHOSH
RESPONDENT/3RD RESPONDENT:
          THE NEW INDIA ASSURANCE COMPANY LIMITED,
          452, PERIAKULAM ROAD, NEAR ARUN MOTORS, THENI,
          TAMILNADU -625 531, REPRESENTED BY ITS MANAGER



              BY ADV SHRI.RENIL ANTO KANDAMKULATHY
            THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 20.06.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No.619 of 2020

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                                                                     2025:KER:44415


                                   C.S.SUDHA, J.
                -----------------------------------------------------------
                              M.A.C.A.No.619 of 2020
                -----------------------------------------------------------
                       Dated this the 20th day of June 2025

                                 JUDGMENT

This appeal under Section 173 of the Motor Vehicles Act,

1988 (the Act) has been filed by the claim petitioners in O.P.(MV)

No.196/2017 on the file of the Motor Accidents Claims Tribunal,

Perumbavoor, (the Tribunal), aggrieved by the amount of

compensation granted by Award dated 29/07/2019. The sole

respondent herein is the third respondent in the petition. In this

appeal, the parties and the documents will be referred to as

described in the original petition.

2. According to the claim petitioners, on 19/11/2016

at about 08:00 p.m., while the deceased was riding his motorcycle

bearing registration No.KL-48/A-4780 through the Aluva-Munnar

road and when he reached the place by name Odakkali, pick-up van

bearing registration No.TN-60/Q-4738 driven by the second

respondent in a rash and negligent manner knocked him down as a

2025:KER:44415

result of which he sustained grievous injuries to which he

succumbed. An amount of ₹50,00,000/- was claimed as

compensation under various heads.

3. The first respondent/owner and the second

respondent/driver field written statement denying negligence on the

part of the second respondent/driver and the claims under various

heads.

4. The third respondent/insurer filed written

statement admitting the policy, but denying negligence on the part

of the second respondent/driver. The amount of compensation

claimed under various heads were disputed.

5. Before the Tribunal, PW1 was examined and

Exts.A1 to A10 were marked on the side of the claim petitioners.

No documentary evidence was adduced by the respondents.

6. The Tribunal on consideration of the oral and

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent/driver of the

offending vehicle resulting in the incident and hence awarded an

amount of ₹19,90,400/- together with interest @ 8% per annum

2025:KER:44415

from the date of the petition till the date of realisation with

proportionate costs. Aggrieved by the Award, the claim petitioners

have come up in appeal.

7. The only point that arises for consideration in this

appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

8. Heard both sides.

9. The award of compensation by the Tribunal

under the following heads are challenged by the claim petitioners -

Notional income

The notional income claimed was ₹30,000/-. However, the

Tribunal granted an amount of ₹12,000/-. This according to the

learned counsel for the claim petitioners is quite low as the deceased

was a Mechanical Engineering Graduate student. Relying on the

dictums in National Insurance Co. Ltd., Chennai v. Fathimath

Zuhara @ Zuhra Razak, 2016 KHC 691 : 2016 ACJ 2742 ;

Kumud Gupta v. Iffco Tokio General Insurance Co. Ltd., 2024

KHC 8230 : 2024 ACJ 658 ; Sethumadhavan v. Oriental

Insurance Company Limited, MACA No.369/2017 and

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Muraleedharan Nair v. The Divisional Manager, Shriram

General Insurance Company Ltd., MACA No.2129/2015, it is

submitted that he would have at least gotten a monthly income of

₹20,000/- and therefore, the amount needs to be appropriately

enhanced. Per contra, it is submitted by the learned counsel for the

learned counsel for the third respondent/insurer that the notional

income is liable to be fixed taking into account the facts and

circumstances of each case. He submits that only if the students are

from premium engineering colleges like IIT, the notional income is

liable to be fixed at the rate claimed by the claim petitioners. In

support of his argument he relies on the unreported decision of the

Apex Court in Narmadi Bai v. Triupati Arolu, Civil Appeal

No.17999/2017 and Deepak Singh Alias Deepak Chauhan v.

Mukesh Kumar, 2025 KHC 7107 : AIR 2025 SC 1094. It was

also pointed out that the engineering college in which the deceased

was studying was a "run of the mill" college, which was closed

down sometime in 2019 or so and hence the employment prospects

of the claim petitioners would have been quite dim, goes the

argument.

2025:KER:44415

In Narmadi Bai (Supra) the incident took place on

01/12/2010. The deceased therein was a 21 year old pursuing

second year Bachelor of Engineering course. The Tribunal fixed the

notional income at ₹3,000/- which was enhanced to ₹6,000/- by the

High Court. In appeal, the Apex Court refixed the notional income

at ₹8,000/- per month. In Deepak Singh (Supra) the incident took

place on 12/10/2012, the deceased therein was also an Engineering

student whose notional income was fixed at ₹10,000/-. Therefore,

the argument of the learned counsel for the third respondent/insurer

is that invariably in all cases the notional income of an engineering

graduate cannot be fixed at par with the income of a candidate from

a premium college and so if at all the Court is inclined to accept the

argument of the claim petitioners, there can only be a nominal

enhancement and not an enhancement as canvassed on behalf of the

claim petitioners.

The incident in the case on hand is of the year 2016.

Therefore, taking into account all the facts and circumstances of the

case and also the dictums relied on by either side, I find that an

amount of ₹17,000/- per month would be just and reasonable.

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10. The impugned Award is modified to the following

extent :

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal

1. Loss of ₹40,00,000/- ₹18,14,400/- ₹25,70,400/-

        dependency                                                 [₹17,000/-
                                                                 +40/100]x12x18

   2.   Expenses for            ₹1,00,000/-       ₹5,000/-          ₹5,000/-
        transport                                               (No modification)
   3.   Damage to               ₹1,00,000/-      ₹1,000/-           ₹1,000/-
        clothes                                                 (No modification)

   4.   Funeral                 ₹1,00,000/-      ₹15,000/-         ₹15,000/-
        expenses                                                (No modification)
   5.   Love and                ₹10,00,000/-     ₹50,000/-         ₹50,000/-
        affection                                               (No modification)
   6.   Pain and                ₹1,00,000/-      ₹10,000/-         ₹10,000/-
        suffering                                               (No modification)
   7.   Loss of estate          ₹20,00,000/-     ₹15,000/-         ₹15,000/-
                                                                (No modification)
   8.   Loss of                     Nil          ₹80,000/-         ₹80,000/-
        consortium                                              (No modification)
   9.   General                 ₹1,00,000/-         Nil               Nil
        expenses                                                (No modification)
   10. Future                   ₹25,00,000/-        Nil               Nil
       prospectus                                               (No modification)
           Total             ₹1,00,00,000/- ₹19,90,400/-          ₹27,46,400/-
                               Limited to
                              ₹50,00,000/-


In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹7,56,000/- (total

2025:KER:44415

compensation ₹27,46,400/-, that is, ₹19,90,400/- granted by the

Tribunal + ₹7,56,000/- granted in appeal) with interest at the rate of

8% per annum from the date of petition till the date of realization

(excluding the period of 195 days delay in filing the appeal) and

proportionate costs. The third respondent/insurer is directed to

deposit the compensation with interest and costs before the Tribunal

within a period of 60 days from the date of receipt of a copy of

the judgment. On deposit of the compensation amount, the Tribunal

shall disburse the amount to the claim petitioners at the earliest in

accordance with law after making deductions, if any.

Interlocutory applications, if any pending, shall stand

closed.

SD/-

C.S. SUDHA JUDGE ak

 
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