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Alexander Thomas vs L And T Housing Finance Ltd
2025 Latest Caselaw 6901 Ker

Citation : 2025 Latest Caselaw 6901 Ker
Judgement Date : 19 June, 2025

Kerala High Court

Alexander Thomas vs L And T Housing Finance Ltd on 19 June, 2025

Author: A.K.Jayasankaran Nambiar
Bench: A.K.Jayasankaran Nambiar
                                                       2025:KER:43297
WA No. 853 of 2025
                                      1

              IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

        THE HONOURABLE DR. JUSTICE A.K.JAYASANKARAN NAMBIAR

                                  &

                THE HONOURABLE MR. JUSTICE P.M.MANOJ

     THURSDAY, THE 19TH DAY OF JUNE 2025 / 29TH JYAISHTA, 1947

                          WA NO. 853 OF 2025

        AGAINST THE JUDGMENT DATED 25.03.2025 IN WP(C) NO.17022 OF
                    2023 OF HIGH COURT OF KERALA
APPELLANTS/PETITIONERS:

    1      ALEXANDER THOMAS
           AGED 45 YEARS
           S/O. THOMAS, RESIDING AT TC.II/2166, MINI BHAVAN, ADARSH
           NAGAR, 33, PATTOM, THIRUVANANTHAPURAM, PIN - 695004

    2      ALICE CHERIYAN
           AGED 43 YEARS
           W/O. CHERIYAN, AGED 43, MULLAPPILLIL HOUSE, KANIYAMPARA,
           KAVIYOOR, THIRUVALLA - 689 582, REPRESENTED BY POWER OF
           ATTORNEY HOLDER, ALEXANDER THOMAS, S/O. THOMAS, RESIDING
           AT TC.II/2166, MINI BHAVAN, ADARSH NAGAR, 33, PATTOM,
           THIRUVANANTHAPURAM, PIN - 695004


           BY ADV SRI.MATHEW SEBASTIAN


RESPONDENTS/RESPONDENTS 1 TO 4 & ADDL. RESPONDENT No.5:

    1      L AND T HOUSING FINANCE LTD.
           *CORRECTED BHARATHI DIVAKAR, 1ST FLOOR, TC 20/898-C, NEAR
           QRS, KARAMANA, TRIVANDRUM REPRESENTED BY AUTHORIZED
           OFFICER. *L AND T HOUSING FINANCE LTD., PARAMESWARA
           TOWERS, 1ST FLOOR, T.C. 15/1948(4), VAZHUTHACAUD, THYCAD
           VILLAGE, THIRUVANANTHAPURAM DISTRICT, PIN 695014,
           REPRESENTED BY AUTHORIZED OFFICER. (ADDRESS OF 1ST
           RESPONDENT IS CORRECTED AS PER ORDER DATED 03.10.2023 IN
           I.A.1/2023 IN WP(C),PIN - 695 002.
                                                       2025:KER:43297
WA No. 853 of 2025
                                  2


    2      MOHAN ZACHARIAH
           RINU'S COTTAGE, T.C.3/184, HOUSE NO.66, SANTHOSH NAGAR,
           MUTTADA.P.O., THIRUVANANTHAPURAM [ADDRESS OF 2ND
           RESPONDENT IS CORRECTED AS PER ORDER DATED 02.11.2023 IN
           I.A.3/2023 IN WP(C)], PIN - 695 025

    3      SOPHIA EASO
           SOPHIA EASO, RINU'S COTTAGE, T.C.3/184, HOUSE NO.66,
           SANTHOSH NAGAR, MUTTADA.P.O., THIRUVANANTHAPURAM, PIN 695
           025, OFFICE ADDRESS - SOPHIA EASO, ADVOCATE, 2ND FLOOR,
           KERALA LAW CHAMBER, KAT ROAD, VANCHIYOOR.P.O.,
           THIRUVANANTHAPURAM, PIN 695 035, [ADDRESS OF 3RD
           RESPONDENT IS CORRECTED AS PER ORDER DATED 02.11.2023 IN
           I.A.3/2023 IN WP(C)], PIN - 695 025

    4      VILLAGE OFFICER
           PATTOM VILLAGE, PATTOM.P.O., THIRUVANANTHAPURAM TALUK,
           THIRUVANANTHAPURAM DISTRICT, PIN - 695 004

    5      EDELWEISS ASSET RE-CONSTRUCTION COMPANY
           EDELWEISS HOUSE, OFF CST ROAD, KALINA, MUMBAI -400 098
           REPRESENTED BY ITS MANAGING DIRECTOR (ADDITIONAL 5TH
           RESPONDENT IS IMPLEADED AS PER ORDER DATED 27.02.2024 IN
           I.A.1/2024 IN WP(C)), PIN - 400 098


           BY ADVS. SMT.MAITREYI SACHIDANANDA HEGDE
                    SMT.ANJALI ANIL A.
                    SMT.RADHIKA PRASAD
                    SMT.VINITHA B, GOVT. PLEADER
                    SRI.JACOB CHACKO



     THIS WRIT APPEAL HAVING COME UP FOR ADMISSION ON 12.06.2025, THE
COURT ON 19.06.2025 DELIVERED THE FOLLOWING:
                                                                    2025:KER:43297
WA No. 853 of 2025
                                           3

            Dr.A.K.JAYASANKARAN NAMBIAR & P.M. MANOJ, JJ.
                      ----------------------------------------------------
                                W.A. No. 853 of 2025
                      ----------------------------------------------------
                     Dated this the 19th day of June, 2025.


                                    JUDGMENT

P.M. Manoj J :

The above writ appeal is preferred against judgment dated 25.03.2025 in

WP(C) No.17022 of 2023. The appellants herein are the legal heirs of late Omana

Mathai, who was the owner in possession of 4.20 Ares of land in old survey

No.1773/2/1, Resurvey No.125, Block No.57 of Pattom Village with a residential

building thereon. The entire litigation pertains to this stretch of land possessed

by late Omana Mathai. This appeal is preferred by the legal heirs of late Omana

Mathai, being aggrieved by the dismissal of the writ petition holding that

"petitioners are before the wrong forum and that the petitioners may work out

their remedies in accordance with law before the appropriate forum."

2. The relevant facts for the disposal of the above Writ Appeal are as

follows. Late Omana Mathai was the owner and in possession of 4.20 Ares of land

in old survey No.1773/2/1 Resurvey No.125, Block No.57 of Pattom Village with a

residential building thereon. Taking advantage of the physical infirmity of late

Omana Mathai, who was deaf and dumb, and also an epileptic patient, one of her

relatives, Sri. Joseph Easo, a retired Professor, managed to create a sale

agreement in his favour. Towards the consideration of the same, an amount of

Rs.10 lakhs was handed over on various dates. Thereafter, he filed a Suit for

specific performance of contract before the II Additional Sub Court, 2025:KER:43297

Thiruvananthapuram as OS No. 78/2002, which was decreed ex parte on

26.07.2002. Pursuant to the decree, a sale deed was executed by II Additional

Sub Court, Thiruvananthapuram vide document No.2971/2004 of SRO, Pattom

dated 07.06.2004 in the name of Joseph Easo. On knowing this, Omana Mathai

filed a petition to set aside the ex parte judgment and the same was allowed.

However, Joseph Easo preferred to challenge the said order by preferring WP(C)

No.3512/2007 that was disposed by setting aside the order of the Sub Court and

remanding the matter for fresh consideration.

3. Consequently, the petition was considered afresh and was dismissed by

the II Additional Sub Court, Thiruvananthapuram and an appeal against the

judgment and decree dated 26.07.2002 in OS No.78/2002 was filed as RFA

No.542/2008. In the meanwhile, Joseph Easo forcefully took possession of the

property. Later, the appeal was allowed and the ex parte decree and judgment

was set aside by judgment dated 03.01.2014 in RFA No.542/2008 and the matter

remanded for fresh consideration. Thereafter, on 02.03.2015, Omana Mathai

died. Then, the appellants herein and their father M.K. Thomas, got impleaded in

OS No.78/2002 before the II Additional Sub Court, Thiruvananthapuram as

additional defendants 2 to 4. In the said proceedings, the appellants herein filed

a detailed statement, and the matter was pending trial before the II Additional

Sub Court, Thiruvananthapuram. While so, in the light of the decree and judgment

dated 26.07.2002 in OS No.78/2002 being set aside, the appellants and their

father preferred application before the Sub Court, Thiruvananthapuram to set

aside sale deed No.2971/2004 executed by the Sub Court, which was allowed by

order dated 13.01.2016 in I.A. No.2879/2015 in OS No.78/2002. It was also 2025:KER:43297

ordered to re-deliver the property to the appellants. Alleging non-compliance of

the said direction, the appellants filed I.A. No.451/2016 in OS No.78/2002 for re-

delivery of the property. That was also allowed by order dated 16.02.2016. After

complying with the formalities, the property was re-delivered on 19.02.2016. On

the very same day, the property was taken possession by the Advocate

Commissioner appointed by the Chief Judicial Magistrate, Thiruvananthapuram

in MC No.1123/2015.

4. Being aggrieved by that, the 1st respondent approached this Hon'ble

Court by preferring WP(C) No.39576/2015 for early possession of the properties.

By judgment dated 09.02.2016, the same was allowed. It was the case of the 1 st

respondent that respondents 2 and 3 had availed a Housing Loan for an amount

of Rs.1,15,00,000/- and Rs.23,00,000/- by mortgaging the property in question,

which got defaulted. For the recovery, proceedings under Section 14 of the

Securitization and Reconstruction of Financial Assets and Enforcement of

Security Interest Act (for short 'SARFAESI Act') was initiated by the 1 st

respondent. Writ Appeal, filed against the said judgment dated 09.02.2016,

was dismissed.

5. It is the case of the appellants that Joseph Easo had fraudulently

executed sale deed of the property in favour of the 1st respondent as per Sale

deed No.1049/2011 dated 05.04.2011 of SRO Pattom even during the pendency

of RFA No.542/2008, i.e. prior to the cancellation of the sale deed by the order of

II Additional Sub Court, Thiruvananthapuram. According to the appellants, the

sale deed was executed by Joseph Easo to the 1st respondent by suppressing the

fact that an appeal is pending before this Court on that date. Thereafter, on 2025:KER:43297

18.01.2016, Joseph Easo also died. Thereby, it is contended that the respondents

have no right or interest in the property and it is not clear, how the 1st respondent

granted loan to respondents 2 and 3 by securing the property in dispute without

legal scrutiny of the documents concerned. It is alleged that the loan was granted

in collusion with respondents 2 and 3 and even the Chief Judicial Magistrate

initiated proceedings under Section 14 of the SARFAESI Act without conducting

sufficient enquiry.

6. These facts were suppressed by the 1st respondent before the CJM as

well as before this Court. Later, this Court modified the order of the CJM and the

1st respondent was allowed to take possession of the property by order dated

09.02.2016 in WP(C) No.39576/2015, in which respondents 2 and 3 herein were

respondents 1 and 2, who have not chosen to appear before the Court.

7. Thereafter, the 1st appellant had filed a petition before the 4th respondent

for effecting mutation on the strength of the order of the Sub Court dated

16.02.2016 wherein the delivery of the plaint schedule property was ordered.

Since the mutation was not effected by the 4th respondent, the appellants herein

had brought the same to the notice of the Sub Court. On consideration of the

complaint, a report was called for, from the 4th respondent wherein it was stated

that the 1st respondent is in possession of the property as per Order dated

09.02.2016 in WP(C) No.39576/2015. Thereby, the mutation could not be

effected. However, the cancellation of the sale deed between late Omana Mathai

and Joseph Easo was endorsed by the Registration Department as per Ext.P9.

Thereby, it is contended by the appellants that the sale deed executed by late

Joseph Easo became void and invalid. For the very same reason, the equitable 2025:KER:43297

mortgage created between 2nd respondent and 1st respondent also became void

and invalid.

8. It is further contended that, on the facts mentioned above, the possession

of the property in question by respondents 1 and 5 is totally illegal and void; that

they have no right to continue in possession of the plaint schedule property; that

the property in question has to be re-delivered to the appellants as the legal title

of the property is with the appellants and they are entitled to get the property

registered in their name. It is further alleged that there is a total dereliction of

duty on the part of the 4th respondent in effecting mutation and the 1st respondent

is duty bound to re-deliver the property to the appellants.

9. This is the circumstance in which WP(C) No.17022 of 2011 was preferred

before this Court for issuance of a writ of mandamus or appropriate order

directing the 1st respondent to handover the vacant possession of the property in

OS No.78/2002 before the II Additional Sub Court, Thiruvnanthapuram to the

petitioners and to order the 4th respondent to effect mutation of the property, i.e.

4.20 Ares of land in old survey No.1773/2/1, resurvey No.125 in Block No.57 of

Pattom Village in the name of the petitioners. The appellants herein are the

children of M.K. Thomas, who are the only legal heirs of late Omana Mathai as

M.K. Thomas died on 18.01.2022.

10. It is further contended that on the strength of Hemareddi (dead)

through Legal Representatives v. Ramachandra Yallappa Hosmani and

others [(2019) 6 SCC 756], under Order XXII Rule 3 CPC, the appellants tried to

establish their locus standi, being the surviving legal heirs to challenge the

judgment of the learned Single Judge. It is also contended that the arguments 2025:KER:43297

with respect to Section 52 of the Transfer of Property Act, 1882 (for short 'the T.P.

Act')on the strength of T.G. Ashok Kumar v. Govindammal and Another

[(2010) 14 SCC 370], Arshinoor Singh v. Harpal Kaur and Others [(2020) 14

SCC 436] and Padmaja v. Sajeev [2006 (1) KLT 265], were also not considered

by the learned Single Judge in the right perspective. The larger contention is

with respect to Sections 52 and 54 of the T.P. Act. The doctrine of Lis Pendens,

has to be applied, since the sale deeds through which the sole property was sold

to the respondent need to be adjudicated as null and void as the same was sold

during the pendency of the Suit. It is further contended that the availability of

alternative remedy is not a bar for considering the Writ Petition under Article 226

on the strength of Tharakan Web Innovations P. Ltd. V. National Company

Law Tribunal and Another [2022 (2) KLT 746], Magadh Sugar and Energy

Ltd. v. State of Bihar and Others [2021 (5) KLT 667].

11. We have heard Sri. Mathew Sebastian, learned counsel for the

appellant. Smt.Maitreyi Sachidanandan, learned Standing Counsel for the 1st

respondent, Smt.Vinitha B, learned Government Pleader for the 4th respondent

and Sri.Jacob Chacko, learned counsel appearing for the 5th respondent.

12. Going by the aforementioned contentions and considering the complex

facts involved in this case, it appears to us that it is a matter to be decided on

taking evidence by a competent civil court. Merely, on account of the failure of

the 4th respondent to mutate the property in the name of the appellants it cannot

be said that there are sufficient grounds for the exercise of jurisdiction under

Article 226 of the Constitution. Primarily, the entitlement of the appellants has to

be decided by the competent civil court, on the basis of the materials produced 2025:KER:43297

before it and evidence to be taken on that. Even the other prayer with respect to

the delivery of the property to the appellants by the 1st respondent, as sought in

the writ petition, is a matter that can be adjudicated by the competent civil court.

On considering these aspects, we cannot conceive of a different view than the one

taken by the learned Single Judge. Accordingly, the Writ Appeal fails and is

dismissed. However, it is clarified that the dismissal of this Writ Appeal will not

be a bar for the appellants to approach the competent civil court for establishing

their right over the property based on the sale deed No.2971/2004 dated

07.06.2004.

Sd/-

Dr.A.K.JAYASANKARAN NAMBIAR JUDGE

Sd/-

P.M. MANOJ JUDGE

ttb

 
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