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Sreeja.K.V vs The New India Assurance Company Ltd
2025 Latest Caselaw 387 Ker

Citation : 2025 Latest Caselaw 387 Ker
Judgement Date : 5 June, 2025

Kerala High Court

Sreeja.K.V vs The New India Assurance Company Ltd on 5 June, 2025

M.A.C.A.No.307 of 2020

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                                                 2025:KER:40358

           IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

            THE HONOURABLE MRS. JUSTICE C.S. SUDHA

 THURSDAY, THE 5TH DAY OF JUNE 2025 / 15TH JYAISHTA, 1947

                         MACA NO. 307 OF 2020

        AGAINST THE AWARD DATED 26/03/2019 IN OPMV NO.754 OF

2016 ON THE FILE OF THE MOTOR ACCIDENT CLAIMS TRIBUNAL,

VADAKARA

APPELLANTS/PETITIONERS:

    1      SREEJA.K.V
           AGED 45 YEARS,
           W/O. LATE JAYAN, 45 YEARS,
           PARAMMAL HOUSE, MUCHUKUNNU P.O,
           VIYYUR, CALICUT 673 307

    2      AKSHAYRAJ P,
           AGED 23 YEARS,
           S/O. LATE JAYAN, PARAMMAL HOUSE,
           MUCHUKUNNU P.O, KODAKKATTUNURI,
           VIYYUR, MOODADI, KOZHIKODE 673 307.

    3      ARSHA P,
           AGED 20 YEARS
           D/O. LATE JAYAN, PARAMMAL HOUSE,
           MUCHUKUNNU P.O, KODAKKATTUNURI,
           VIYYUR, MOODADI, KOZHIKODE 673 307.

    4      JANAKI,
           AGED 77 YEARS,
           W/O. KUNHIKANARAN, PARAMMAL HOUSE,
           KODAKKATTUNURI, MUCHUKUNNU P.O,
           KEEZHARIYOOR, KOYILANDY 673 307


           BY ADV SHRI.AVM.SALAHUDIN
 M.A.C.A.No.307 of 2020

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                                                 2025:KER:40358


RESPONDENT/3RD RESPONDENT:

           THE NEW INDIA ASSURANCE COMPANY LTD
           MAHESWARI BUILDING, MAIN ROAD,
           KOYILANDY 673 305,
           REPRESENTED BY BRANCH MANAGER.


           BY ADV SMT.A.SREEKALA


      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 05.06.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No.307 of 2020

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                                                            2025:KER:40358


                              C.S.SUDHA, J.
              ----------------------------------------------------
                        M.A.C.A.No.307 of 2020
              ----------------------------------------------------
                  Dated this the 5th day of June 2025

                                JUDGMENT

This appeal has been filed under Section 173 of the

Motor Vehicles Act, 1988 (the Act) by the additional claim

petitioners 2 to 5 in O.P.(MV) No.754/2016 on the file of the

Motor Accidents Claims Tribunal, Vatakara (the Tribunal),

aggrieved by the amount of compensation granted by Award

dated 26/03/2019. The sole respondent herein is the third

respondent in the petition. In this appeal, the parties and the

documents will be referred to as described in the original petition.

2. The additional claim petitioners are the wife,

children and mother of the original claim petitioner, who died

during the pendency of the proceedings before the Tribunal.

According to the claim petitioners, on 12/05/2016 at about 08:20

p.m., while deceased Jayan, was pillion riding on motorcycle

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bearing Reg.No.KL-56-6855 from Muchukunnu to Koyilandy,

when he reached the place by name, Illath Thazha, motorcycle

bearing registration no.KL-56-H-3949 ridden by the second

respondent in a rash and negligent manner knocked him down

causing grievous injuries, to which he succumbed on 27/01/2017.

3. The first respondent owner and the second

respondent rider remained ex parte.

4. The third respondent/insurer filed written

statement disputing negligence of the second respondent. The

age, avocation, income etc., of the deceased were disputed. The

amount of compensation claimed was contended to be excessive.

5. Before the Tribunal, no oral evidence was

adduced by either side. Exts.A1 to A10 were marked on the side

of the claim petitioners. Ext.B1 was marked on the side of the

respondents.

6. The Tribunal on consideration of the

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent-rider of the

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offending vehicle resulting in the incident and hence awarded an

amount of ₹23,14,900/- together with interest @ 8% per annum

from the date of the petition till realisation along with

proportionate costs. Aggrieved by the Award, the claim

petitioners have come up in appeal.

7. The only point that arises for consideration in

this appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

8. Heard both sides

9. The award of compensation by the Tribunal

under the following heads are challenged by the claim petitioners-

Notional income

The allegation in the original petition is that the

deceased, a 47 year old man, working as a Salesman in the Kerala

State Co-operative Consumer Federation Ltd. was earning an

amount of ₹11,000/- per month. To substantiate the same,

Ext.A7 salary certificate was produced. Relying on the same, the

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Tribunal fixed the notional income at ₹8,628/-. According to the

learned counsel for the claim petitioner, this amount is too low

and that going by the dictum in Ramachandrappa v. Manager,

Royal Sundaram Alliance Insurance Company Ltd., (2011) 13

SCC 236, the notional income of a coolie was liable to be fixed at

₹10,500/- and hence the notional income in the case on hand also

needs to be enhanced. In support of the argument, reference is

made to the judgment dated 13/11/2024 of a learned Single Judge

of this Court in M.A.C.A.No.2441/2014 (Nias v. Mohana). Per

contra, it is submitted by the learned counsel for the third

respondent/insurer that the amount fixed is reasonable and that no

enhancement is required.

In the decision relied on by the claimants, the

injured/claimant therein was getting a monthly income of

₹4,500/-. However, no oral or documentary evidence was

produced to substantiate the same. Hence the Tribunal fixed the

notional income as ₹3,000/-. In appeal, this Court relying on the

dictums in Ramachandrappa (Supra) and Syed Sadiq v.

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Divisional Manager, United India Insurance Company Ltd.,

(2014) 2 SCC 735 held that even in the absence of any evidence,

the monthly income of an ordinary worker needs to be fixed after

considering the fair wages at the relevant time and proceeded to

fix the notional income as ₹4,500/-.

Under the provisions of the Act there is no restriction that

compensation could be awarded only up to the amount claimed by

the claimant. In an appropriate case where from the evidence

brought on record if Tribunal/court considers that claimant is

entitled to get more compensation than claimed, the tribunal may

pass such award. Only embargo is - it should be 'just'

compensation, that is to say, it should be neither arbitrary, fanciful

nor unjustifiable from the evidence. Therefore, Section 168

empowers the claims tribunal to "make an award determining the

amount of compensation which appears to it to be just." ( Nagappa

v. Gurudayal Singh: 2003 KHC 15: 2003 (2) SCC 274 ).

In the case on hand, the allegation regarding monthly

income stands proved by Ext.A7 salary certificate. The claim

2025:KER:40358

petitioners have no case that Ext.A7 is wrong/incorrect.

Compensation signifies that which is given in recompense, an

equivalent rendered. Pecuniary damages are those which the

victim has actually incurred and which are being capable of being

calculated in terms of money. For assessing the same no amount

of guess work is required as in the case of non pecuniary damages.

In these circumstances, I find no infirmity committed by the

Tribunal in relying on Ext.A7 salary certificate and fixing the

notional income of the deceased.

Pain and sufferings

Admittedly, the incident took place on 12/05/2016. The

records reveal that the deceased was hospitalised for a period of

110 days. An amount of ₹2 lakhs was claimed. The Tribunal

granted an amount of ₹25,000/-. As he was hospitalised for nearly

110 days, I find that an amount of ₹1,00,000/- would be just and

reasonable.

Loss of consortium

Admittedly, the additional second claim petitioner is the

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wife of the deceased ; the additional claim petitioners 3 and 4 his

children and the additional fifth claim petitioner, the mother of

the deceased. In the light of the dictums in Magma General

Insurance Co. Ltd. v. Nanu Ram Alias Chuhru Ram, (2018)

18 SCC 130: 2018 KHC 6697, United India Insurance Co.

Ltd. v. Satinder Kaur @ Satwinder Kaur, AIR 2020 SC 3076:

2023 KHC 760 and New India Assurance Co. Ltd. v. Somwati,

2020 KHC 6530 : (2020) 9 SCC 644, compensation that has

been awarded by the Tribunal for 'loss of love and affection' as

well as loss of consortium is apparently incorrect. Therefore,

compensation awarded for loss of love and affection is liable to

be set aside. However, claimants are entitled to loss of

consortium at the rate of ₹40,000/- each. Additional claim

petitioners 3 and 4 are entitled to compensation towards 'loss of

parental consortium' and the additional fifth petitioner, to filial

consortium at the rate of ₹40,000/- each. In the light of the

dictum in National Insurance Company Ltd. v. Pranay Sethi,

(2017) 16 SCC 680, they are also entitled to enhancement at the

2025:KER:40358

rate of 10% every three years. Therefore the additional third,

fourth and fifth petitioners would be entitled to ₹1,45,200/-.

( ₹40,000/- + (40,000 x 10%) = ₹44,000/- ; ₹44,000/- +

(₹44,000/- x 10%) = ₹48,400/- ; ₹48,400 x 3 = ₹1,45,200/-).

10. The impugned Award is modified to the

following extent:

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal

1. Loss of ₹25,00,000/- ₹13,12,319/- ₹13,12,319/-

        dependency                                         (No modification)

2.     Transport to       ₹50,000/-         ₹15,000/-         ₹15,000/-
         hospital                                          (No modification)

3.      Damage to          ₹5,000/-          ₹1,000/-         ₹1,000/-
        clothings                                          (No modification)

4.        Pain and       ₹2,00,000/-        ₹25,000/-       ₹1,00,000/-
         sufferings
5.     Loss of love      ₹5,00,000/-        ₹50,000/-        Set aside.
       and affection

6.        Funeral         ₹50,000/-         ₹15,000/-         ₹15,000/-
         Expenses                                          (No modification)

7.        Loss of        ₹1,00,000/-        ₹40,000/-         ₹40,000/-
       consortium to                                       (No modification)
         2nd claim
        petitioner -

          Loss of                                          ₹1,45,200/-
       consortium to          -                 -         (₹48,400 x 3)




                                                            2025:KER:40358

           claim
       petitioners 3
            to 5
8.     Loss of estate    ₹5,00,000/-          ₹15,000/-         ₹15,000/-
                                                             (No modification)
9.       Loss of          ₹50,000/-              Nil               Nil
       amenities of                                          (No modification)
          life
10.     Bystander's      ₹5,00,000/-          ₹99,000/-         ₹99,000/-
         expenses                                            (No modification)

11.    Medical Bill      ₹10,00,000/-        ₹7,42,517/-      ₹7,42,517/-
                                                             (No modification)
12.       Loss of        ₹2,00,000/-             Nil               Nil
          earning                                            (No modification)

          Total          ₹57,05,000/-        ₹23,14,836/-     ₹24,85,036/-
                                            Rounded of to
                         ₹50,00,000/-        ₹23,14,900/-


In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹1,70,136/- (total

compensation ₹24,85,036/- that is, ₹23,14,900/- granted by the

Tribunal +₹1,70,136/- granted in appeal) with interest at the rate

of 8% per annum from the date of petition till date of realization

(excluding the period of 169 days delay in filing the appeal) and

proportionate costs. The third respondent/insurance company is

directed to deposit the aforesaid amount before the Tribunal

2025:KER:40358

within a period of 60 days from the date of receipt of a copy of

the judgment. On deposit of the amount, the Tribunal shall

disburse the amount to the claim petitioner at the earliest in

accordance with law after making deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

Jms

 
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